SnapNHD

What SnapNHD does

SnapNHD, LLC is a privately held, California-based limited liability company founded in 2016 and headquartered in La Jolla. The company operates a self-serve digital platform that delivers Natural Hazard Disclosure (NHD) reports required under California Civil Code Section 1103 for residential and commercial real estate transactions. Its product portfolio includes Standard and Premium tiers for both residential ($69.95 and $99.95 per report) and commercial ($84.95 and $114.95 per report) properties, with the Premium tier adding environmental disclosures, tax data, hazard maps, notices, and digital signing of the Natural Hazard Disclosure Statement (NHDS).

The underlying technology combines automated address and APN lookup, hazard-data aggregation, and an AI-driven predictive modeling layer branded as FortressFire for property-specific wildfire risk assessment. SnapNHD is positioned as the first NHD company to deliver most reports in under one minute, with typical delivery via email or text within 15 minutes. The FortressFire add-on, launched with support from the California Association of Realtors, addresses AB 38 compliance and insurance underwriting needs, and a related sub-brand SnapFlood extends the platform into flood determination for the mortgage industry through a partnership with Guaranteed Rate.

SnapNHD monetizes on a per-transaction basis with no recurring or subscription component; reports are valid for a single real estate transaction and cannot be reused. The company employs a product-led growth motion, acquiring customers primarily through content marketing, organic search, social media (notably Facebook), and referrals from real estate agents and brokers. Customer segments are horizontal across California buyers, sellers, agents, and commercial property owners, with geographic concentration solely in California — the only U.S. state with a statutory NHD requirement, which is itself the company's central regulatory advantage.

Name

SnapNHD

Legal name

SnapNHD, LLC

Website

https://snapnhd.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

SnapNHD, LLC operates a self-serve digital platform that delivers Natural Hazard Disclosure reports required under California Civil Code Section 1103 for residential and commercial real estate transactions, serving California home buyers, sellers, agents, and commercial property owners with same-day digital report delivery and an AI-powered wildfire disclosure add-on called FortressFire.

Ownership category

akta.pro rank

Product category

Real Estate Compliance Software

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro industry

PRIMARYBPAJAOAK

HOA/Condo Document & Estoppel Services

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

Keywords

• Natural hazard disclosure
• Wildfire risk assessment
• Real estate compliance
• Flood determination
• Environmental disclosure

Headquarters

HQ city

La Jolla

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. NHD Report Sales: One-time transaction-based sales of Natural Hazard Disclosure reports for California real estate transactions. Reports are purchased per property transaction and cannot be reused for subsequent transactions. Sellers typically pay for the report as part of the home sale process. Two tiers offered: Standard and Premium for both residential and commercial properties.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

SnapNHD generates and delivers Natural Hazard Disclosure (NHD) reports required under California Civil Code Section 1103 for real estate transactions. The platform produces standardized and premium reports covering six statutory hazard zones, tax information, environmental disclosures, and maps for residential and commercial properties, with an AI-powered FortressFire wildfire disclosure add-on. Reports are ordered online by property address or APN and delivered digitally, often in under one minute.

Product overview

SnapNHD offers a platform of Natural Hazard Disclosure (NHD) reports for California real estate transactions, available in Standard and Premium tiers for both residential and commercial properties. The core product portfolio includes Standard/ Premium Residential NHD Reports ($69.95/$99.95) and Standard/Premium Commercial NHD Reports ($84.95/$114.95), which disclose six required hazard zones: Special Flood Hazard, Dam Inundation, Very High Fire, Wildland Fire, Earthquake Fault Zone, and Seismic Hazard areas. The company also offers the AI-powered FortressFire Wildfire Disclosure Report as an add-on module, and the Tenant Flood Report for rental property situations. SnapNHD is the first and only NHD company to deliver most reports in under a minute, with premium reports including hazard disclosures, tax information, notices, maps, and digital NHDS signing capability.

Differentiator

Problem solved

Functional benefit

Brands

• FortressFire: Wildfire disclosure report product using AI and predictive modeling to provide property-specific wildfire risk assessment.

Products and services

• Standard Residential NHD Report
• Premium Residential NHD Report
• Standard Commercial NHD Report
• Premium Commercial NHD Report
• FortressFire Wildfire Disclosure Report
• Tenant Flood Report

Quantifiable outcome

• Most reports delivered in under 1 minute
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature3 records

Partnerships

One partnership is on record.

• Guaranteed RatecoreStrategic or Co-development Partner · 13 June 2023SnapFlood (an affiliated company of SnapNHD) partnered with Guaranteed Rate, an industry giant in the mortgage industry, to deliver advanced flood determination solutions. The partnership marks a significant milestone for SnapFlood as it expands its footprint in the mortgage industry, providing cutting-edge flood determination solutions to streamline loan processing and enhance risk management. Speed, accuracy, and precision are emphasized as essential service elements delivered to Guaranteed Rate customers.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• JCP Disclosures: California-based direct competitor offering NHD reports for real estate transactions with similar hazard-zone coverage and the same statutory framework (CA Civil Code 1103). Closest head-to-head rival to SnapNHD.
• DisclosureSource: California NHD and real estate disclosure report provider serving the same residential and commercial sellers/agents with statutory natural hazard disclosure products. Direct peer in SnapNHD's core product category.
• ZoneCheck: California-focused natural hazard and property disclosure report provider. Overlaps directly with SnapNHD on hazard-zone disclosure, tax, and map products for real estate transactions.
• PropLogix: Real estate transaction compliance and disclosure services company offering HOA/condo estoppels, NHD-style reports, and seller disclosures. Direct peer in the broader real estate compliance/disclosure services category.
• NHD Report (Natural Hazard Disclosures): Specialized NHD report provider in California competing for residential and commercial disclosure orders against SnapNHD with similar statutory coverage.

Broad incumbents

• First American (NHD division): National title insurance and settlement services giant that also issues NHD reports as part of a broader real estate transaction services portfolio. Competes with SnapNHD on NHD while offering many adjacent title and escrow products SnapNHD does not.
• CoreLogic (Flood & Property Data): Large real estate data and analytics company with flood determination, hazard analytics, and property intelligence offerings that overlap with SnapNHD's hazard, flood (SnapFlood), and wildfire disclosure products.
• LightBox: Real estate data, analytics, and workflow platform providing property intelligence and risk data used across transactions. Adjacent competitor with overlapping hazard and risk-data functionality.
• ICE Mortgage Technology (Black Knight): Mortgage and real estate technology platform that services loan origination, flood determination, and transaction workflows. Comparable to SnapNHD's SnapFlood mortgage-channel exposure and adjacent disclosure data flows.

Emerging players

• Cape Analytics: AI-powered property intelligence platform providing risk analytics including wildfire and natural hazard scoring for properties. Comparable to SnapNHD's FortressFire AI-driven wildfire risk assessment for real estate applications.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/snapnhdreports

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SnapNHD