Addresscloud
Addresscloud is a UK-based, API-first location intelligence platform that provides rooftop-accuracy address geocoding, building-level peril risk data, and real-time exposure management to insurers, reinsurers, MGAs and price-comparison websites across Europe, North America and Australasia.
- Company typePrivate
- Founded2015
- HeadquartersSwindon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Addresscloud does
Addresscloud is a UK-based, API-first location intelligence platform serving the global insurance market. Founded in 2015 by CEO Mark Varley, the company provides rooftop-accuracy address geocoding, building-level property and peril risk data (flood, wildfire, subsidence, windstorm, fire, crime), and real-time exposure management for insurers, reinsurers, MGAs and price-comparison websites. Its product suite comprises six components — Match, Intelligence, Exposure, Maps, Risk and Batch — built on a 100% serverless AWS architecture (Dublin and London) that processes over 80 million transactions per month with 99.99% uptime and sub-half-second response times. The platform fuses proprietary geospatial algorithms with data from national mapping agencies, commercial peril model providers (JBA, Skyblu), open-data initiatives (Overture Maps Foundation) and government sources, and covers 1+ billion building footprints across Europe, North America and Australasia.
The company monetises primarily through transaction-based API usage, with a complementary mix of managed services (e.g. the Flood Re Property Data Hub), software-platform integrations (Acturis, hx Renew Connect) and a recently launched Data as a Service offering. Its go-to-market is enterprise-direct, supported by content marketing, open-source geospatial community participation, and a developer documentation portal. Named customers include RSA, Flood Re, Brit, Lemonade, Compare the Market, Legal & General, Integra, Eaton Gate, Protector, Inperio and Riverford; the platform supports 45+ customers across the UK, Ireland, France, Spain, Poland, the US and Australia. In September 2025, Addresscloud received a growth-equity investment from Kester Capital and subsequently expanded its leadership team, with Peter Thompson appointed Non-Executive Chair and Clair Bush as Fractional CMO, signalling an institutionalised scaling phase.
Addresscloud firmographics
Firmographics- Name
- Addresscloud
- Legal name
- Addresscloud Limited
- Website
- https://addresscloud.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Addresscloud is a UK-based, API-first location intelligence platform that provides rooftop-accuracy address geocoding, building-level peril risk data, and real-time exposure management to insurers, reinsurers, MGAs and price-comparison websites across Europe, North America and Australasia.
- Ownership category
- akta.pro rank
Addresscloud industry classification
Industry- Product category
- Insurance Geospatial Risk Intelligence
- NAICS
- Web Search Portals and All Other Information Services (519290), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- SIC
- Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Geocoding, Search & Place Data Platforms (BPAMANAC)
- akta.pro secondary industries
- IoT/Connected Risk Prevention & Parametric Triggers Platforms (FSAGAGAG), Alternative Data Providers (Web, Satellite, Geolocation, ESG Signals) (FSAFAIAH)
Keywords
Where Addresscloud is headquartered
LocationHeadquarters
- HQ city
- Swindon
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Addresscloud business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Supply Chain, Operations
Revenue model
- API Services Revenue: Transaction-based API usage revenue from Match, Intelligence, Exposure, and Batch APIs. Customers pay based on transaction volume processed through the platform. Services power quotation journeys of leading insurance brands and are used in online quotation engines, call centres and policy admin systems.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Addresscloud product offering
Product offeringCore offering
Addresscloud provides an API-first location intelligence platform for the insurance industry, combining high-precision address geocoding (Match API) with building-level property data and peril risk scoring (Intelligence API), real-time exposure and accumulation management (Exposure API, Risk application), and batch portfolio enrichment (Batch). The platform curates data from national mapping agencies, commercial peril providers, and government sources, applies proprietary geospatial algorithms, and delivers sub-half-second responses at scale via a 100% serverless AWS architecture.
Product overview
Addresscloud is an award-winning location intelligence platform serving the global insurance market. The platform operates as a unified API-first system combining Match (geocoding API), Intelligence (property and peril data API), Maps (visualization application), Risk (exposure management application), Exposure (exposure API), and Batch (data enrichment application). All services are built on serverless cloud technology, delivering sub-half-second performance and processing over 80 million transactions per month with 99.99% uptime. The platform provides insurers with rooftop-level geocoding, property-level peril risk scoring (flood, wildfire, subsidence, windstorm, fire, crime), and accumulation management capabilities across the insurance underwriting journey.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Sub-half-second API response times for geocoding and risk lookups
- +4 more outcomes
Companies that use Addresscloud
Customer profileNamed customers11 records
Segments4 records
Ideal customer profiles4 records
Addresscloud technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability3 records
Feature5 records
Addresscloud partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- SkyblucorePartnership to integrate Skyblu's high-resolution pan-European wildfire risk model (20-metre resolution) into Addresscloud platform. Model uses satellite observations from 2001-2023 to provide forward-looking wildfire probability insights for 2026-2030, achieving AUC ~0.9 predictive performance. Initially available for France, Spain, and Poland with broader European rollout planned.
- ArtificialcorePartnership with London-based algorithmic underwriting and placement company to enhance US property risk data. Integrates Addresscloud's precise geocoding, building outlines, and property attributes into Artificial's platform for improved underwriting decisions and risk selection in US insurance markets.
- JBA Risk ManagementcorePartnership to map flood risk of over 280 million buildings across mainland Europe. Combines Addresscloud's platform and geocoding capabilities with JBA's detailed flood data and insights. Enables insurers, reinsurers, and brokers to identify flood risk at building level using a single address in under one second.
- Overture Maps FoundationcoreContributor Member of Overture Maps Foundation, a non-profit creating global enterprise-quality open map data. Partnership provides 1.4 billion global building outlines enabling rapid building-level risk assessment worldwide. Addresscloud contributes skill-based knowledge, data, and ideas to the foundation.
- ActuriscorePartnership with leading UK software house to provide real-time risk data via Intelligence API. Integration from each Acturis product provides address-level peril risk scores and property attributes at point of quote.
- Flood RecoreSelected by Flood Re to build and manage Property Data Hub for UK residential property insurers. Service enables rapid and accurate ceding decisions at risk level for flood-exposed properties. API and portal integration supporting 14 major insurers and 400 additional users, processing over 60 million transactions per month.
Scale indicators5 records
Recent moves8 records
Expansion highlights6 records
Addresscloud competitors and assessment
Company assessmentBroad incumbents
- Precisely: Precisely is a large data integrity and location intelligence vendor offering enterprise geocoding, address verification, and data enrichment APIs. It competes with Addresscloud on geocoding accuracy and insurance-grade address data, but serves a much broader enterprise customer base beyond insurance.
- Pitney Bowes: Pitney Bowes operates a global location intelligence and geocoding business providing address data, geocoding APIs, and customer information management used by insurers and financial services. It is a broader incumbent offering overlapping address-quality and risk-data capabilities alongside mailing and shipping solutions.
- LexisNexis Risk Solutions: LexisNexis Risk Solutions provides property, identity, and insurance-specific risk data — including address-level intelligence, peril scoring, and claims analytics — to P&C insurers and reinsurers. It is a direct competitor in building-level underwriting data but operates at much larger scale with broader data assets.
- Verisk: Verisk is a major insurance analytics and data provider (e.g., Xactware, ISO) serving P&C carriers with property risk, claims, and underwriting data. Its property risk solutions overlap with Addresscloud's building-level peril scoring and accumulation management, but at significantly greater scale and breadth.
- CoreLogic: CoreLogic provides property data, analytics, and risk management solutions for insurers, lenders, and governments, including parcel-level geocoding and peril intelligence. It is a broad incumbent overlapping with Addresscloud in property data and insurance underwriting workflows, but with much larger data assets globally.
- Dye & Durham: Dye & Durham provides property data, due diligence, and workflow solutions to legal, financial, and property professionals in the UK and Canada. It overlaps with Addresscloud in property/address data and insurance-adjacent workflows, and is a former employer of Addresscloud COO Lucy Oxer.
Direct peers
- Terrafirma: Terrafirma is a UK-based property intelligence and environmental risk data provider serving insurers, lenders, and conveyancers with ground stability, flood, and contamination data. It is a direct comparable in insurance-focused UK property risk data, and notably former employer of Addresscloud COO Lucy Oxer.
- JBA Risk Management: JBA Risk Management is a leading flood risk data provider for insurers and reinsurers, mapping flood risk for millions of European buildings. It is both a data partner of Addresscloud and a partial competitor in peril data, making it a direct peer in the flood risk intelligence segment.
Emerging players
- Mapbox: Mapbox provides mapping, geocoding, and location APIs used by enterprise developers, including in insurance and logistics applications. It competes on geocoding and address parsing at the developer-platform layer, but lacks Addresscloud's insurance-specific peril scoring and exposure management specialization.
- GeoLytix: GeoLytix is a UK-based location data consultancy and data provider offering retail and geographic insights with Mappy Polygon APIs. It operates in the geospatial data space adjacent to Addresscloud but with a stronger retail/logistics focus than insurance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Addresscloud social profiles
Digital presenceAddresscloud compliance and trust
Trust signalCompliance4 records
Addresscloud financial estimates
Financial estimateRevenue estimate
Valuation estimate
Addresscloud leadership team
Management profileNumber of profiles
Addresscloud funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Addresscloud M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Addresscloud
What does Addresscloud do?
Addresscloud provides an API-first location intelligence platform for the insurance industry, combining high-precision address geocoding (Match API) with building-level property data and peril risk scoring (Intelligence API), real-time exposure and accumulation management (Exposure API, Risk application), and batch portfolio enrichment (Batch). The platform curates data from national mapping agencies, commercial peril providers, and government sources, applies proprietary geospatial algorithms, and delivers sub-half-second responses at scale via a 100% serverless AWS architecture.
Is Addresscloud a public or private company?
Addresscloud is a private company. It is classified as private equity controlled and is currently operating.
When was Addresscloud founded?
Addresscloud was founded in 2015. It employs 1 to 10 people.
Where is Addresscloud based?
Addresscloud is headquartered in Swindon, United Kingdom, in the Europe region.
How does Addresscloud make money?
One revenue line is on record: API Services Revenue.
Who are Addresscloud's main competitors?
Broad incumbents on record are Precisely, Pitney Bowes, LexisNexis Risk Solutions, Verisk, CoreLogic and Dye & Durham. Direct peers are Terrafirma and JBA Risk Management. Emerging players are Mapbox and GeoLytix.
Does Addresscloud have an API?
Yes. Addresscloud provides an API-first platform with multiple API services including Match API for address matching/geocoding and Intelligence API for property characteristics and peril risk scores. APIs deliver sub-half-second performance, process over 80 million transactions per month, and are built on serverless cloud technology. Developer documentation is at docs.addresscloud.com.
What industry is Addresscloud in?
Addresscloud's product category is Insurance Geospatial Risk Intelligence. Its primary akta.pro industry code is BPAMANAC, Geocoding, Search & Place Data Platforms, with a secondary code of FSAGAGAG, IoT/Connected Risk Prevention & Parametric Triggers Platforms. Its NAICS code is 519290 and its SIC code is 7372.