SkyBlu.ai
Skyblu is an AI-powered geoinformatics platform that provides European insurance carriers with address-level climate, satellite-derived, and driving-behavior risk scores for motor, household, and pet insurance pricing across Poland, France, and Spain.
- Company typePrivate
- Founded2018
- HeadquartersWarszawa, Poland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What SkyBlu.ai does
Skyblu (operating brand SkyBlu.ai) is a private insurance-technology company founded in 2018 and headquartered in Warsaw, Poland. The company operates an AI-powered geoinformatics platform that converts satellite-derived climate data and historical environmental records into address-level risk features for European insurance carriers. It serves motor, household, and pet insurance use cases across Poland, France, and Spain, with stated plans for broader European rollout.
The core technology combines PhD-led climate modelling, hydrology, satellite imagery analysis, and geoinformatics with data science to produce proprietary risk scores for flood, hail, wind gust, landslide, wildfire, and (for France) subsidence, alongside driving-behavior features for motor pricing. The flagship product, the High-Resolution Pan-European Wildfire Risk Model, scores wildfire probability at 20-metre resolution across Europe using 2001-2023 satellite observations, with disclosed predictive performance around an AUC of 0.9 and forward-looking outputs covering 2026-2030. The technical thesis is that continental European postcodes can contain thousands of addresses, so traditional postcode-level aggregation loses critical risk variance that address-level scoring recovers.
Skyblu monetizes primarily through B2B data licensing and API access on what appears to be a recurring basis, with pricing quote-based and not publicly disclosed. Go-to-market combines direct enterprise sales to carriers with platform-mediated distribution; a 2026 partnership with Addresscloud embeds the wildfire model into a third-party geocoding and property intelligence platform reaching insurers and Managing General Agents. The company operates with a small, specialist team (1-10 employees) including a CEO with multi-market insurance pricing experience, and has no recorded external equity funding beyond a 2021 Global FinTech Hackcelerator participation.
SkyBlu.ai firmographics
Firmographics- Name
- SkyBlu.ai
- Legal name
- Skyblu
- Website
- https://skyblu.ai
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Skyblu is an AI-powered geoinformatics platform that provides European insurance carriers with address-level climate, satellite-derived, and driving-behavior risk scores for motor, household, and pet insurance pricing across Poland, France, and Spain.
- Ownership category
- akta.pro rank
SkyBlu.ai industry classification
Industry- Product category
- Insurance Risk Analytics
- NAICS
- Insurance Carriers and Related Activities (524), Geophysical Surveying and Mapping Services (54136)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Underwriting, Pricing & Accumulation Tools (P&C, Specialty, Parametric) (EUABALAF)
- akta.pro secondary industries
- Asset- & Location-Level Exposure/Vulnerability Analytics (Geospatial, Digital Twins, Critical Infrastructure) (EUABALAC), Downscaled Climate Projections & Scenario Analytics (CMIP, SSP/RCP, Regionalization) (EUABALAB)
Keywords
Where SkyBlu.ai is headquartered
LocationHeadquarters
- HQ city
- Warszawa
- HQ country
- Poland
- HQ region
- Europe
Markets served
SkyBlu.ai business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Risk Data API / Data Licensing: Provides insurers with external data for insurance pricing through API access. Revenue likely generated through data licensing or usage-based pricing for API calls and risk scores at address level.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels2 records
SkyBlu.ai product offering
Product offeringCore offering
Skyblu provides an AI-powered geoinformatics platform that translates individual addresses into risk features for insurance pricing. The company delivers address-level climate and behavioral risk data — including flood, hail, wind gust, landslide, wildfire, and subsidence scores — plus motor insurance pricing features for insurance carriers and managing general agents (MGAs) across Poland, France, and Spain.
Product overview
Skyblu is an insurance technology platform that combines AI, geoinformatics, and climate expertise to provide insurers with external data for insurance pricing at the individual address level. The core offering consists of address-level risk scoring (rather than postcode aggregation) and a high-resolution pan-European wildfire risk model. The platform supports Motor and Household insurance business lines across Poland, France, and Spain, with additional pet insurance coverage in Poland. Household insurance products include climate-related risk scores for flood, hail, wind gust, landslide, wildfire, and subsidence (France), while motor insurance products provide driving behavior features. The company operates an interdisciplinary team of actuaries, climate scientists, geoinformaticians, and data scientists.
Differentiator
Problem solved
Functional benefit
Products and services
- Skyblu Address-Level Risk Scoring Platform AI-powered geoinformatics SaaS platform that converts individual addresses into risk features for insurance pricing, combining satellite imagery, climate science, and actuarial modeling. Used by insurance carriers and MGAs across Poland, France, and Spain for household, motor, and pet insurance pricing.
- High-Resolution Pan-European Wildfire Risk Model Pan-European wildfire risk model at 20-metre resolution used by insurers for property/wildfire risk assessment and pricing. Made available to insurance customers through Addresscloud's risk data platform.
- Household Insurance Risk Scores (France) Address-level risk data product for household insurers in France covering six perils: flood, hail, wind gust, landslide, wildfire, and subsidence. Delivered via API for direct integration into underwriting and pricing workflows.
- Motor Insurance Pricing Features Address-context data features that describe driving behavior at the address level, sold to motor insurers and MGAs to enrich pricing models and segmentation.
Quantifiable outcome
- AUC of approximately 0.9 predictive performance for wildfire model
- +2 more outcomes
Companies that use SkyBlu.ai
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles2 records
SkyBlu.ai technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature5 records
SkyBlu.ai partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- AddresscloudcoreAddresscloud, a UK geocoding and property intelligence company, has adopted Skyblu's high-resolution pan-European wildfire risk model. The model provides 20-metre resolution risk scoring across Europe using satellite observations from 2001-2023 to deliver forward-looking wildfire probability insights for 2026-2030. Available through Addresscloud's platform to support insurers and MGAs with European portfolios in France, Spain, and Poland. Both companies stated that this partnership reflects growing demand for high-resolution climate intelligence in underwriting, with plans for a broader European rollout beyond current markets.
Scale indicators3 records
Recent moves4 records
Expansion highlights5 records
SkyBlu.ai competitors and assessment
Company assessmentDirect peers
- Zesty.ai: Zesty.ai provides AI-powered climate and property risk analytics for insurance carriers, including wildfire, flood, and hail scoring at the building level. Highly comparable to Skyblu as a direct competitor in AI-driven, address-level climate risk analytics for P&C insurers.
- Climate X: Climate X offers climate risk analytics with asset-level physical and transition risk scoring used by financial institutions and insurers. Directly comparable to Skyblu's climate risk scoring product, particularly on physical-risk peril coverage and forward-looking scenarios.
- Cape Analytics: Cape Analytics uses geospatial imagery and computer vision to deliver property intelligence and risk attributes for insurance underwriting. Closely comparable to Skyblu's satellite-imagery-driven approach to generating structured risk features at the individual property level.
- Betterview: Betterview delivers property intelligence derived from aerial imagery and machine learning for insurance underwriting and risk management. Comparable in combining imagery analytics with insurance underwriting use cases at the individual building level.
Broad incumbents
- Verisk: Verisk is a major data analytics provider to the global insurance industry, including property/casualty risk modeling, underwriting data, and claims analytics. A broad incumbent with overlapping capabilities in insurance-grade risk analytics.
- RMS (Risk Management Solutions): RMS provides catastrophe risk modeling for the insurance and reinsurance industry, covering perils such as wildfire, flood, and wind. A broad incumbent in climate catastrophe modeling whose peril coverage overlaps Skyblu's household risk scores.
- CoreLogic: CoreLogic provides property data, analytics, and risk management services to the insurance industry, including geospatial property attributes. Comparable as a broad incumbent in insurance-grade property risk data.
- LexisNexis Risk Solutions: LexisNexis Risk Solutions supplies insurance carriers with data, analytics, and scoring for underwriting and pricing decisions. Comparable as a broad incumbent offering address-level risk data into carrier pricing workflows.
Emerging players
- Addresscloud: Addresscloud is a UK-based geocoding and property intelligence platform that has integrated Skyblu's wildfire model into its offering to European insurers and MGAs. Comparable as a partner/customer with overlapping property-intelligence and risk-scoring functionality in the European insurance market.
Regional players
- JBA Risk Management: JBA Risk Management provides flood and natural hazard risk analytics primarily for the UK and European insurance markets. Comparable as a regional player delivering peril-specific risk models used by European insurers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
SkyBlu.ai social profiles
Digital presenceSkyBlu.ai financial estimates
Financial estimateRevenue estimate
Valuation estimate
SkyBlu.ai leadership team
Management profileNumber of profiles
Profiles1 record
SkyBlu.ai funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SkyBlu.ai M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SkyBlu.ai
What does SkyBlu.ai do?
Skyblu provides an AI-powered geoinformatics platform that translates individual addresses into risk features for insurance pricing. The company delivers address-level climate and behavioral risk data — including flood, hail, wind gust, landslide, wildfire, and subsidence scores — plus motor insurance pricing features for insurance carriers and managing general agents (MGAs) across Poland, France, and Spain.
Is SkyBlu.ai a public or private company?
SkyBlu.ai is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was SkyBlu.ai founded?
SkyBlu.ai was founded in 2018. It employs 11 to 50 people.
Where is SkyBlu.ai based?
SkyBlu.ai is headquartered in Warszawa, Poland, in the Europe region.
How does SkyBlu.ai make money?
One revenue line is on record: risk Data API / Data Licensing.
Who are SkyBlu.ai's main competitors?
Direct peers on record are Zesty.ai, Climate X, Cape Analytics and Betterview. Broad incumbents are Verisk, RMS (Risk Management Solutions), CoreLogic and LexisNexis Risk Solutions. Addresscloud is listed as an emerging player. JBA Risk Management is listed as a regional player.
Does SkyBlu.ai have an API?
No public API is recorded for SkyBlu.ai.
What industry is SkyBlu.ai in?
SkyBlu.ai's product category is Insurance Risk Analytics. Its primary akta.pro industry code is EUABALAF, Insurance Underwriting, Pricing & Accumulation Tools (P&C, Specialty, Parametric), with a secondary code of EUABALAC, Asset- & Location-Level Exposure/Vulnerability Analytics (Geospatial, Digital Twins, Critical Infrastructure). Its NAICS code is 524 and its SIC code is 6411.