Goldmoney

What Goldmoney does

Goldmoney Inc. is a Toronto Stock Exchange-listed (TSX: XAU) financial services group founded in 2001, incorporated in Tortola, British Virgin Islands, that operates a precious metal custody, trading, and storage platform serving clients in over 100 countries. Through its flagship Goldmoney Holding platform, the company enables individuals, corporates, trusts, and pension plan holders to purchase, sell, and store fully allocated physical gold, silver, platinum, and palladium bullion in a global network of non-bank, fully insured vaults operated by Loomis International, Brink's, and the Royal Canadian Mint across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US. A patented daily settlement technology underpins one-to-one allocated ownership, with clients' metal never recorded on Goldmoney's balance sheet; military-grade encryption (RSA 4096 / AES 256), mobile-linked transfer validation, and bank account locking provide security layers. The platform integrates UK SIPP access via Standard Life and US IRA access via Entrust Group.

Revenue is generated through a 0.5% buy/sell transaction fee, annual storage fees of 0.25% (gold, platinum, palladium) and 0.50% (silver) billed monthly with a $10 USD minimum, optional bar registration fees, and pass-through wire withdrawal fees. Beyond the core custody platform, Goldmoney operates a wholly owned UK property investment subsidiary (Goldmoney Properties Limited) that historically produced ~$11M in annual net rental income from three properties (one of which, St James Place, was sold for $70.1M in February 2026) and holds a 36% minority stake in Menē (TSXV: MENE), a 24 karat gold and platinum jewelry brand. Fiscal 2026 (ended March 31, 2026) results showed total operating income of $65.4M CAD and net income of $64.1M, a sharp turnaround from a $22.1M net loss in fiscal 2024, with $209M of Group Tangible Equity and zero corporate debt.

Name

Goldmoney

Legal name

Goldmoney Inc.

Website

https://goldmoney.com

Company type

Public

Founded year

2001

Operating status

Operating

Headcount range

51–100 employees

Short description

Goldmoney is a TSX-listed precious metal custody and trading platform that enables clients in 100+ countries to buy, sell, and store fully allocated physical gold, silver, platinum, and palladium in a global non-bank vault network, charging transaction and recurring storage fees.

Ownership category

akta.pro rank

Product category

Precious Metal Custody and Investment Services

NAICS

Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers (42394)

SIC

Wholesale-Jewelry, Watches, Precious Stones & Metals (5094)

akta.pro primary industry

Precious Metals Bullion & Concentrates Trading (Gold, Silver, PGM) (IMAKAJAD)

akta.pro secondary industry

Precious Metals Minting & Bullion Products (IMAKAEAJ)

Keywords

• Precious metal custody
• Bullion trading platform
• Physical gold storage
• Wealth preservation services
• Precious metal investment

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Technology or R&D, Personnel, Infrastructure, Marketing or Sales

Revenue model

1. Precious Metal Buy/Sell Transaction Fees: Goldmoney charges a 0.5% fee each time a client buys or sells precious metal bullion (gold, silver, platinum, palladium) on the Goldmoney platform. This is the primary revenue driver.
2. Storage Fees: Annual storage fees are charged for vaulted precious metals: 0.25% for gold, 0.50% for silver, 0.25% for platinum, and 0.25% for palladium. A $10 monthly minimum storage fee applies. Storage is fully insured.
3. Bar Registration Fees: Clients may register specific bars in their name with the vault custodian for a corresponding metal fee, charged per bar type and size.
4. Withdrawal Fees: Currency withdrawal fees are charged by banks and passed on to clients transparently. Fees vary by currency (e.g., $25 USD per wire, £20 GBP per wire).
5. UK Property Investment: Goldmoney's wholly owned subsidiary Goldmoney Properties Limited earns net rental income from UK real estate. The portfolio consists of three properties totaling approximately 412,763 sq. ft. producing approximately $11 million in net rental income per annum.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Goldmoney operates a precious metal custody and trading platform enabling clients globally to purchase, sell, and store fully allocated physical bullion (gold, silver, platinum, palladium) in a network of non-bank, fully insured vaults across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US. The company also provides SIPP/IRA-compatible pension custody, a proprietary research platform, and operates a UK property investment subsidiary.

Product overview

Goldmoney operates a platform-plus-services model organized around three business segments: (1) Goldmoney.com / Goldmoney Holding — the core precious metal custody and investment platform enabling clients to purchase, sell, and store allocated gold, silver, platinum, and palladium in a global network of non-bank insured vaults across Canada, Hong Kong, Singapore, Switzerland, the UK, and the US; (2) Goldmoney Properties Limited — a wholly owned UK subsidiary owning three properties (~412,763 sq. ft.) generating ~$11M annual net rental income; and (3) Menē — a 36%-owned luxury jewelry brand offering 24k gold and platinum jewelry priced by weight. The Goldmoney Holding platform also integrates pension offerings including UK SIPPs (via Standard Life) and US IRAs (via Entrust), as well as a proprietary research platform providing macroeconomic and precious metals market analysis. The company charges a 0.5% buy/sell fee and annual storage fees ranging from 0.25% (gold, platinum, palladium) to 0.50% (silver).

Differentiator

Problem solved

Functional benefit

Brands

• Goldmoney Holding: Premier precious metal custody and investment platform serving clients in over 100 countries, safeguarding $5 billion in assets
• Goldmoney Properties Limited
• Menē

Products and services

• Goldmoney Holding Flagship platform enabling clients globally to purchase, sell, and store fully allocated physical precious metal bullion (gold, silver, platinum, palladium) in secure, insured, non-bank vaults. Clients maintain real ownership of allocated metal in their own name.
• Goldmoney.com Primary consumer web platform through which Goldmoney operates its precious metal custody and investment services, serving clients in over 100 countries with approximately $5 billion CAD in safeguarded assets.
• Goldmoney Research
• Goldmoney SIPP Self-Invested Personal Pension plan offering available to UK residents through partnership with Standard Life, enabling gold and silver investment within tax-advantaged pension accounts.
• Goldmoney IRA Individual Retirement Account offering available to US residents through partnership with Entrust Group, enabling investment in gold, silver, platinum, and palladium within self-directed retirement accounts.
• Menē 24 Karat Jewelry Luxury jewelry brand offering 24 karat gold and platinum jewelry priced by gram weight under a vertically integrated business model.

Quantifiable outcome

• $5 billion CAD of precious metal assets safeguarded for clients
• +3 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Standard LifecoreChannel Partner/ Reseller/ DistributorStandard Life, a leading UK SIPP provider with over 100,000 customers, partners with Goldmoney to offer gold bullion storage within Standard Life's Active Money SIPP. Goldmoney provides the custody and storage backend while Standard Life handles the SIPP administration and client relationship.
• Entrust GroupcoreChannel Partner/ Reseller/ DistributorEntrust Group enables US residents to invest in precious metals as part of their Individual Retirement Accounts (IRAs). Goldmoney serves as the custody and storage provider for IRA-held precious metals, with Entrust handling IRS reporting, administration, and compliance.
• Loomis International (Nasdaq OMX: LOOM)coreTechnology or IntegrationLoomis International is one of Goldmoney's primary vault operators, providing secure, fully insured physical storage of precious metals in the company's global vault network.
• Brink's (NYSE: BCO)coreTechnology or IntegrationBrink's is a leading professional vault operator serving as one of Goldmoney's vaulting partners, providing secure storage of client precious metals across its global vault network.
• Royal Canadian MintcoreTechnology or IntegrationThe Royal Canadian Mint is one of Goldmoney's vaulting partners, providing secure, fully insured storage for client precious metals held in Canadian vaults.
• Menē (TSXV: MENE)minorStrategic or Co-development PartnerGoldmoney founded Menē in 2018, a luxury jewelry brand offering 24 karat gold and platinum jewelry priced by gram weight. Goldmoney holds a 36% ownership stake in Menē. Menē operates a vertically integrated business model.

Scale indicators8 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• BullionVault: UK-based online platform enabling users to buy, sell, and store allocated physical gold, silver, platinum, and palladium in professional vaults — Goldmoney's closest direct competitor in the allocated-physical custody model.
• OneGold: Digital precious metals platform backed by Asahi Refining and Sprott, offering allocated gold and silver storage and trading online — directly comparable to Goldmoney's holding and storage offering.
• Glint: UK fintech allowing users to buy, sell, and spend gold as a digital store of value, with allocated physical backing — competes directly with Goldmoney for digitally native, allocated-gold users.
• GoldBroker.com: Online platform offering allocated physical gold and silver storage in vaults outside the banking system — closely comparable to Goldmoney's allocated, non-bank custody model for individual investors.
• Kitco: Established North American precious metals retailer and market information platform offering both retail bullion products and storage — comparable to Goldmoney across both buy/sell transactions and thought-leadership research.
• APMEX: One of the largest US online precious metals dealers offering gold, silver, platinum, and palladium products to retail investors — competes with Goldmoney in the bullion purchase experience.
• JM Bullion: Major US online precious metals retailer offering gold, silver, and other bullion products with vault and storage options — comparable to Goldmoney on the retail bullion distribution side.

Broad incumbents

• Perth Mint (GoldPass): Australian government-backed precious metals refiner and operator of the GoldPass digital gold program, which enables allocated gold ownership — competes with Goldmoney in the trust-anchored allocated gold segment.
• SPDR Gold Shares (GLD): Largest gold-backed ETF (State Street) offering low-cost, high-liquidity paper gold exposure — the primary indirect competitor for Goldmoney's premium allocated-metal positioning.
• iShares Gold Trust (IAU): BlackRock's gold ETF providing low-fee, paper gold exposure to retail and institutional investors — competes with Goldmoney for 'store of value' allocations, especially among cost-sensitive investors.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/goldmoney
• Facebookfacebook.com/goldmoney
• LinkedInlinkedin.com/company/goldmoney

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries3 records

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Goldmoney