GemWallet
GemWallet is a non-custodial browser extension wallet for the XRP Ledger, founded in 2021 in Kraków, Poland. It serves XRPL developers via a JavaScript API and crypto-native users with free XRP, token, NFT, and cross-chain stablecoin transaction capabilities.
- Company typePrivate
- Founded2021
- HeadquartersKraków, Poland
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What GemWallet does
GemWallet is a non-custodial browser extension wallet purpose-built for the XRP Ledger (XRPL), founded in November 2021 by Florian Bouron and headquartered in Kraków, Poland. The product is fully decentralized with no back-end servers or data storage, enabling users to transact XRP and tokens, manage NFTs, trade on the XRPL DEX, set Xahau Hooks, and interact with Web3 applications directly from their browser. A complementary JavaScript/TypeScript API (@gemwallet/api) is distributed via NPM and CDN, allowing developers to embed XRPL wallet functionality — including sendPayment, NFT minting, and DEX offer creation — into web applications.
The company distributes the extension through the Chrome Web Store and follows a product-led, API-first go-to-market motion. The wallet is free to end users, and GemWallet has not publicly disclosed pricing tiers, revenue figures, or monetization mechanics; plausible revenue streams include referral or commission fees from integrated fiat on-ramp partners (MoonPay, Paybis, Transak) and cross-chain swap/bridge providers across 10+ blockchains. Primary customer segments are Web3 developers building dApps on the XRPL and crypto-native XRPL users seeking low-cost XRP and stablecoin transactions. The company is privately held, has 1–10 employees, and has raised only a $75,000 development grant from Ripple in 2022, with no venture capital funding disclosed. As of December 2025, the product expanded to cross-chain USDT support spanning Tron, Ethereum, Solana, BNB Chain, and TON networks.
GemWallet firmographics
Firmographics- Name
- GemWallet
- Legal name
- GemWallet
- Website
- https://gemwallet.app
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- GemWallet is a non-custodial browser extension wallet for the XRP Ledger, founded in 2021 in Kraków, Poland. It serves XRPL developers via a JavaScript API and crypto-native users with free XRP, token, NFT, and cross-chain stablecoin transaction capabilities.
- Ownership category
- akta.pro rank
GemWallet industry classification
Industry- Product category
- Cryptocurrency Wallet Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Wallet Connectivity & Session Protocols (WalletConnect, deep links, QR, auth sessions) (FSAPACAF)
- akta.pro secondary industries
- Cross-Chain Wallet & Asset Routing Infrastructure (FSADACAJ), Interoperability & Cross-Chain Infrastructure (Bridges, Messaging, Atomic Swaps) (FSAGAMAI)
Keywords
Where GemWallet is headquartered
LocationHeadquarters
- HQ city
- Kraków
- HQ country
- Poland
- HQ region
- Europe
Offices1 record
Markets served
GemWallet business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Browser Extension Distribution: GemWallet operates as a free browser extension for end users. Revenue generation mechanisms are not explicitly disclosed in available sources. The product may generate revenue through integrated service referrals (fiat ramps, swaps, bridges) where the company may receive referral fees or commissions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free browser extension for all users |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
GemWallet product offering
Product offeringCore offering
GemWallet is a non-custodial browser extension wallet for the XRP Ledger (XRPL) that enables fast, decentralized transactions and seamless interaction with Web3 applications. It is paired with a JavaScript/TypeScript API (@gemwallet/api) that allows developers to integrate XRPL functionality into web applications, with extended cross-chain USDT support across 10+ blockchains and integrated fiat on/off-ramps.
Product overview
GemWallet is a unified product portfolio consisting of a browser extension wallet and a developer API. The core product is the GemWallet Browser Extension—a self-custody, non-custodial wallet for the XRP Ledger available as a Chrome extension. Complementing the extension is the GemWallet API, a JavaScript/TypeScript SDK that developers use to build Web3 applications integrating XRPL functionality. The two products work together: the extension handles user wallet management and transaction signing, while the API enables web applications to communicate with the extension for operations like payments, NFT management, and account configuration.
Differentiator
Problem solved
Functional benefit
Products and services
- GemWallet Browser Extension A decentralized, browser-based self-custody wallet extension for the XRP Ledger that enables fast transactions (approximately 0.000008 USD per transaction) and seamless interaction with Web3 applications. Features total privacy with no back-end servers or data storage, and offers cross-chain USDT support across 10+ blockchains with integrated swaps, bridges, and address poisoning anti-scam protection. Available on the Chrome Web Store for Chrome, Edge, and Brave browsers.
- GemWallet API (@gemwallet/api) A JavaScript/TypeScript API library (@gemwallet/api) that bridges communication between websites and the GemWallet browser extension. Supports both Node.js applications via NPM and browser-based applications via CDN. Provides methods for wallet operations including getAddress, getNetwork, getNFT, getPublicKey, isInstalled, sendPayment, setAccount, setRegularKey, setTrustline, signMessage, and transaction submission methods, enabling developers to build Web3 applications integrated with the XRP Ledger.
Quantifiable outcome
- Transfer fees approximately 0.000008 USD per transaction
- +2 more outcomes
Companies that use GemWallet
Customer profileSegments3 records
Ideal customer profiles2 records
GemWallet technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature9 records
GemWallet partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- MoonPaycoreMoonPay provides fiat on-ramp services within GemWallet, allowing users to purchase cryptocurrency using traditional payment methods. This partnership enables seamless conversion from fiat to crypto within the wallet interface.
- PaybiscorePaybis serves as a fiat on-ramp partner providing cryptocurrency purchase capabilities. The integration expands payment options for users across supported regions.
- TransakcoreTransak provides fiat-to-crypto exchange services integrated into the wallet, supporting users in 120+ countries with multiple payment methods.
- Cross-Chain Bridge/Swap ProviderscoreIntegrated swap and bridge functionality connects to liquidity providers across 10+ blockchains (Tron, Ethereum, Solana, BNB Chain, TON, and others) for cross-chain USDT transactions with automatic routing to lowest-cost options.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
GemWallet competitors and assessment
Company assessmentMarket position
Strengths4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
GemWallet social profiles
Digital presenceGemWallet financial estimates
Financial estimateRevenue estimate
Valuation estimate
GemWallet leadership team
Management profileNumber of profiles
Profiles1 record
GemWallet funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
GemWallet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about GemWallet
What does GemWallet do?
GemWallet is a non-custodial browser extension wallet for the XRP Ledger (XRPL) that enables fast, decentralized transactions and seamless interaction with Web3 applications. It is paired with a JavaScript/TypeScript API (@gemwallet/api) that allows developers to integrate XRPL functionality into web applications, with extended cross-chain USDT support across 10+ blockchains and integrated fiat on/off-ramps.
Is GemWallet a public or private company?
GemWallet is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was GemWallet founded?
GemWallet was founded in 2021. It employs 1 to 10 people.
Where is GemWallet based?
GemWallet is headquartered in Kraków, Poland, in the Europe region.
How does GemWallet make money?
One revenue line is on record: browser Extension Distribution.
Does GemWallet have an API?
Yes. GemWallet API enables developers to bridge communication between websites and the GemWallet browser extension. It supports both browser-based applications (via CDN) and Node.js applications (via NPM package). The API provides methods for wallet operations including getAddress, getNetwork, getNFT, getPublicKey, isInstalled, sendPayment, setAccount, setRegularKey, setTrustline, signMessage, and transaction submission methods. Developers can use the API to build Web3 applications integrated with the XRP Ledger. Developer documentation is at gemwallet.app/docs/api/gemwallet-api-installation.
What industry is GemWallet in?
GemWallet's product category is Cryptocurrency Wallet Software. Its primary akta.pro industry code is FSAPACAF, Wallet Connectivity & Session Protocols (WalletConnect, deep links, QR, auth sessions), with a secondary code of FSADACAJ, Cross-Chain Wallet & Asset Routing Infrastructure. Its NAICS code is 522320 and its SIC code is 6200.