paybis
- Company typePrivate
- Founded2014
- HeadquartersWarsaw, Poland
- Headcount101–250
- GTM typeB2B and B2C
- OfferingSoftware
paybis firmographics
Firmographics- Name
- paybis
- Legal name
- PAYBIS POLAND Sp. z o.o.
- Website
- https://paybis.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
paybis industry classification
Industry- Product category
- Cryptocurrency Exchange Platform
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Payments Orchestration, Wallets & Alternative Payments Enablement (MPAEAKAH)
Keywords
Where paybis is headquartered
LocationHeadquarters
- HQ city
- Warsaw
- HQ country
- Poland
- HQ region
- Europe
Offices4 records
Markets served
paybis business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Crypto Purchase and Sale Transaction Fees: Paybis charges fees on fiat-to-crypto purchases and crypto-to-fiat sales. Fees vary by payment method (card vs. SEPA bank transfer) and are displayed upfront before checkout. Card purchases carry higher fees (approximately 6.99%) while SEPA bank transfers are the cheapest rail. First purchase is promoted as 'no Paybis fee'.
- Crypto Swap Fees: Paybis charges fees on crypto-to-crypto swap transactions. Business partners integrating the white-label solution can offer swaps under the same API. Swap fees are promoted as less than 0.5% for partner integrations, with 1000s of cryptocurrency pairs supported.
- White-Label / B2B API Licensing: Paybis provides white-label on/off ramp solutions to business partners (crypto wallets, dApps, gaming operators, CEX/DEX platforms). Partners embed Paybis's infrastructure to enable their users to buy/sell crypto. Revenue is generated through transaction fees shared with or charged to partners, as well as subscription-based arrangements for high-volume partners.
- Corporate and OTC Crypto Services: Paybis offers corporate crypto exchange and OTC (over-the-counter) services for large-volume business clients, including corporate ramp, swaps, and dedicated wallet solutions. These services target enterprise clients needing high-volume, customized crypto-fiat conversion.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Retail Consumer - Credit/Debit Card Purchases |
| Transaction based/ take rate | Pay-as-you-go | Retail Consumer - SEPA Bank Transfer |
| Transaction based/ take rate | Pay-as-you-go | No-KYC / Small Purchase Tier |
| Transaction based/ take rate | Pay-as-you-go | ACH / Fedwire (US Business Clients) |
| Transaction based/ take rate | Pay-as-you-go | White-Label / B2B Partner Swaps |
| Other | Multi-year contract | B2B Enterprise / OTC |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels11 records
paybis product offering
Product offeringCore offering
Paybis operates a fiat-to-crypto and crypto-to-fiat exchange platform supporting 1,000+ cryptocurrencies across 180+ countries with 70+ local payment methods. The consumer platform enables instant Buy, Sell, and Swap of cryptocurrencies via web and mobile apps, complemented by the Paybis Wallet (MPC-secured). On the B2B side, Paybis provides white-label on/off-ramp APIs and SDKs, corporate OTC desk services, Paybis Send crypto payouts, and corporate wallet infrastructure for partners such as wallets, exchanges, DeFi platforms, and gaming operators.
Product overview
Paybis operates as a cryptocurrency exchange platform offering both consumer-facing and business-to-business services. The consumer platform consists of six core products: Buy Crypto (fiat-to-crypto purchases), Sell Crypto (crypto-to-fiat withdrawals), Swap Crypto (crypto-to-crypto exchange), Paybis Wallet (custodial crypto storage with MPC security), Crypto Prices (real-time market data), and Crypto Calculator (conversion and profit calculation tools). For business clients, Paybis provides a suite of white-label and API-based solutions including White Label On/Off Ramp (enabling partners to embed crypto exchange functionality), Paybis Send (crypto payout services), Corporate On/Off Ramp and Swaps (high-volume exchange), Crypto Exchange & OTC (over-the-counter trading), and Corporate Wallet. The platform is regulated across multiple jurisdictions including the EU (MiCA/PSD2), US (FinCEN), Canada (FINTRAC), and Poland (VASP), serving approximately 7 million users across 180 countries.
Differentiator
Problem solved
Functional benefit
Products and services
- Buy Crypto Fiat-to-crypto purchase service enabling users to buy cryptocurrency instantly using credit/debit cards, bank transfers, Apple Pay, Google Pay, PayPal, Skrill, and other payment methods. Supports purchases in 180 countries with verification in under 2 minutes.
- Sell Crypto Crypto-to-fiat conversion service allowing users to sell cryptocurrency and receive funds directly to bank accounts, credit/debit cards (via PayToCard), Skrill, or Neteller. Supports sell limits up to $20,000 per transaction.
- Swap Crypto Cryptocurrency exchange service enabling users to swap between crypto assets (e.g., BTC to ETH, USDT to BTC) at competitive rates with fees lower than 0.5%. Supports thousands of cryptocurrency pairs.
- Paybis Wallet Free custodial crypto wallet with Multi-Party Computation (MPC) security model, providing dedicated on-chain wallet addresses for each cryptocurrency, real-time price tracking, and insurance coverage up to USD 100,000. Available on web and mobile (iOS/Android).
- White Label On/Off Ramp White-label fiat-to-crypto and crypto-to-fiat exchange solution for business partners. Enables companies to integrate crypto purchasing and selling with support for credit cards, debit cards, bank transfers, and local payment methods via Direct URL, 1-Click API checkout, or full-screen SDK overlay (web/iOS/Android). Features include no-KYC flow option, advanced payment orchestration, and KYC re-use.
- Paybis Send (Crypto Payouts) Business solution for crypto payouts enabling companies to send cryptocurrency payments to customers, affiliates, or employees with compliance and reliability for iGaming and other industries.
- Corporate On/Off Ramp and Swaps Enterprise-grade crypto exchange and swap services for corporate clients with higher volume limits, dedicated support, and customized pricing.
- Crypto Exchange & OTC Over-the-counter (OTC) trading services for large-volume crypto transactions with dedicated support and customized pricing for enterprise clients.
- Corporate Wallet Business-oriented cryptocurrency wallet solution for corporate clients to manage and store digital assets.
Quantifiable outcome
- 13.1% more BTC received than UTORG competitor at $5,000 transaction size
- +10 more outcomes
Companies that use paybis
Customer profileNamed customers8 records
Ideal customer profiles3 records
paybis technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration15 records
Feature6 records
paybis partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- CoinmamacoreCoinmama embeds Paybis's white-label on/off ramp infrastructure to enable its users to purchase cryptocurrency using fiat payment methods. This is a white-label integration where Paybis provides the underlying crypto purchase technology under Coinmama's branding.
- EdgecoreEdge wallet integrates Paybis's fiat-to-crypto on-ramp functionality, allowing Edge users to buy cryptocurrency directly within the wallet application using credit cards, bank transfers, and other local payment methods supported by Paybis.
- PhemexcorePhemex, a cryptocurrency exchange, integrates Paybis's on/off ramp services to offer its users fiat-to-crypto and crypto-to-fiat conversion options. The partnership extends Phemex's service offering beyond pure crypto-to-crypto trading.
- TREZORcoreTREZOR hardware wallet integrates Paybis's on/off ramp solution, enabling TREZOR users to purchase crypto directly and have it delivered to their hardware wallet addresses. This bridges hardware cold storage with fiat on-ramp convenience.
- LedgercoreLedger embeds Paybis's white-label crypto purchase and payout functionality within its hardware wallet ecosystem and Ledger Live companion app. Users can buy crypto funded by Paybis and have it delivered directly to their Ledger hardware wallets.
- Klever WalletcoreKlever Wallet integrates Paybis's fiat-to-crypto on-ramp, allowing Klever users to purchase a wide range of cryptocurrencies using local payment methods. The integration brings Paybis's 70+ payment methods and 1000+ crypto asset support to Klever's user base.
- DIFXminorDIFX exchange platform integrates Paybis's on/off ramp infrastructure as part of its fiat gateway offering.
- Coin WalletminorCoin Wallet embeds Paybis's crypto purchase functionality, enabling its users to buy digital assets using fiat payment methods.
- Manta NetworkminorManta Network integrates Paybis's on/off ramp services to support its ecosystem's fiat-to-crypto needs, potentially for users bridging from TradFi to Manta's DeFi ecosystem.
- +1nvityminor+1nvity platform integrates Paybis's white-label crypto infrastructure for its users.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
paybis competitors and assessment
Company assessmentDirect peers
- Transak: Transak operates a global fiat-to-crypto on/off ramp with extensive payment method support and white-label APIs for wallets, dApps, and gaming operators. It competes head-to-head with Paybis for B2B integration contracts and retail crypto purchases across emerging markets.
- Banxa: Banxa is a publicly listed (ASX:BNX) crypto on/off ramp provider with similar payment method coverage and white-label B2B integration capabilities. Both target wallets, exchanges, and gaming operators with regulated fiat-to-crypto infrastructure.
- Alchemy Pay: Alchemy Pay provides fiat-to-crypto on/off ramp infrastructure with extensive global payment coverage and white-label APIs. It targets exchanges, wallets, and merchants with similar capabilities to Paybis's B2B offering.
- MoonPay: MoonPay is the most direct competitor to Paybis, offering fiat-to-crypto on-ramp services globally with similar payment method coverage, white-label APIs for wallets and dApps, and a similar non-custodial wallet delivery model. Both compete for the same B2B wallet integrations and retail crypto purchase flows.
- Guardarian: Guardarian offers fiat-to-crypto and crypto-to-fiat exchange services with broad payment method support and an API for B2B integrations. It competes directly with Paybis across European and global markets for retail and partner-driven volume.
- Ramp Network: Ramp is a leading fiat-to-crypto on-ramp provider with a strong B2B API focus, serving wallets, dApps, and exchanges across multiple geographies. Its subscription-based payments infrastructure and white-label SDK directly compete with Paybis's B2B offering.
Broad incumbents
- Coinbase Exchange: Coinbase is a publicly listed major cryptocurrency exchange offering fiat-to-crypto purchases with a broad product portfolio. It is a broad incumbent competitor with overlapping capabilities but does not specialize in white-label B2B on-ramp infrastructure.
- Stripe (crypto on-ramp): Stripe's crypto on-ramp product enables merchants and platforms to integrate fiat-to-crypto purchases with the reliability and developer experience of Stripe's payment infrastructure. It is a broad incumbent that overlaps with Paybis's white-label B2B strategy.
Regional players
- Safello: Safello is a Swedish-based cryptocurrency broker offering fiat-to-crypto services across the Nordics. It is mentioned alongside Paybis as a crypto payment gateway serving the Swedish market and represents a regional peer in Europe.
Emerging players
- Onramper: Onramper aggregates multiple fiat-to-crypto on-ramp providers (including MoonPay, Transak, and others) into a single API for wallets and dApps. It is an indirect competitor to Paybis's white-label offering but serves a similar B2B partner base.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
paybis social profiles
Digital presencepaybis compliance and trust
Trust signalCompliance5 records
paybis financial estimates
Financial estimateRevenue estimate
Valuation estimate
paybis leadership team
Management profileNumber of profiles
Profiles2 records
paybis funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
paybis M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about paybis
What does paybis do?
Paybis operates a fiat-to-crypto and crypto-to-fiat exchange platform supporting 1,000+ cryptocurrencies across 180+ countries with 70+ local payment methods. The consumer platform enables instant Buy, Sell, and Swap of cryptocurrencies via web and mobile apps, complemented by the Paybis Wallet (MPC-secured). On the B2B side, Paybis provides white-label on/off-ramp APIs and SDKs, corporate OTC desk services, Paybis Send crypto payouts, and corporate wallet infrastructure for partners such as wallets, exchanges, DeFi platforms, and gaming operators.
Is paybis a public or private company?
paybis is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was paybis founded?
paybis was founded in 2014. It employs 101 to 250 people.
Where is paybis based?
paybis is headquartered in Warsaw, Poland, in the Europe region.
How does paybis make money?
Four revenue lines are on record. Crypto Purchase and Sale Transaction Fees are the primary driver. The others are crypto Swap Fees, white-Label / B2B API Licensing and corporate and OTC Crypto Services.
Who are paybis's main competitors?
Direct peers on record are Transak, Banxa, Alchemy Pay, MoonPay, Guardarian and Ramp Network. Broad incumbents are Coinbase Exchange and Stripe (crypto on-ramp). Safello is listed as a regional player. Onramper is listed as an emerging player.
Does paybis have an API?
Yes. Paybis offers a crypto on-ramp and off-ramp API for white-label integration. Integration options include: Direct URL Integration (browser-based redirect with optional URL parameters to preset amount, crypto, and wallet), API-based Checkout in 1 Click (redirects to checkout page for credit card, Apple Pay, Google Pay, e-wallet or local payment options), Full-screen Overlay Mode (web or native iOS/Android SDK with configurable customer and transaction details via API). The platform also offers frictionless offramping and swaps, and subscription-based payments for recurring investments. Developer documentation is at paybis.com/business/on-off-ramp.
What industry is paybis in?
paybis's product category is Cryptocurrency Exchange Platform. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSADAIAF, B2B Crypto Payouts, Mass Payments & Treasury Disbursements. Its NAICS code is 522320 and its SIC code is 6200.