Grupo Supervielle

What Grupo Supervielle does

Grupo Supervielle S.A. is an Argentine diversified financial services holding company founded in 1887, operating through its primary subsidiary Banco Supervielle (7th largest private bank in Argentina by loans), Seguros Supervielle (insurance company and broker), IOL invertironline (online trading platform), and Supervielle Asset Management. The group serves approximately 1.3 million active retail bank customers, 596K IOL trading customers with US$2.7 billion in assets under custody, and 375K individual plus 4.9K corporate insurance policyholders across retail, corporate/SME, self-directed investor, and insurance segments. Distribution spans 129 physical branches plus two annexes, a virtual hub, mobile and online banking (66% digital customer penetration), the SuperApp ecosystem integrating financial and non-financial services, and an exclusive partnership with Walmart Argentina for in-store promotion and sale of credit and financial products.

The company generates revenue primarily through net interest income from lending (AR$4,115 billion total loan book, growing +26% YoY per the company homepage), insurance premiums (AR$12 billion GWP per 1Q26), transaction fees from online trading, and asset management fees (AR$1,196 billion AUM across 17 investment funds). Technology architecture includes a modern hybrid multi-cloud infrastructure with API capabilities supporting open banking, an enterprise data lake, and generative AI integration with WhatsApp for customer service. The group holds AR$8,155 billion in total assets and a 15.4% CET1 ratio.

Listed on NYSE and BYMA since May 2016 under ticker SUPV, Grupo Supervielle is controlled by Chairman and CEO Julio Patricio Supervielle, who holds 52.10% of voting rights through Class A shares. Recent operating performance has deteriorated, with FY2025 swinging to an AR$48.6 billion net loss from AR$164.7 billion of net income in FY2024, accompanied by an NPL ratio increase to 5.0% in Q4 2025 from 3.9% in Q3. However, Q1 2026 narrowed the loss to AR$17.1 billion from AR$19.5 billion in Q4 2025, and the company has executed a major C-suite overhaul (2024–2026) plus the December 2023 merger of Banco Supervielle with IUDÚ and Tarjeta Automática to consolidate consumer finance operations under the bank charter.

Name

Grupo Supervielle

Legal name

Grupo Supervielle S.A.

Website

https://gruposupervielle.com

Company type

Public

Founded year

1887

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Grupo Supervielle is an Argentine financial services holding company operating Banco Supervielle, Seguros Supervielle, IOL invertironline trading platform, and asset management, serving 1.3 million customers across retail, corporate, and investor segments through 129 branches, digital banking, and a SuperApp ecosystem.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Commercial Banking (52211)

SIC

Commercial Banks, Nec (6029)

akta.pro primary industry

Affluent/Premier Retail Banking (Mass Affluent) (FSABAAAG)

Keywords

• Retail banking services
• Commercial banking
• Investment management
• Insurance products
• Online trading platform

Headquarters

HQ city

City Bell

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Net Interest Income: Interest income from lending activities including personal, commercial, and SME loans. Primary revenue driver for Banco Supervielle subsidiary. Affected by monetary conditions and interest rate environment in Argentina.
2. Insurance Premiums: Life, property, and other insurance products through Supervielle Seguros. 375 thousand insurance policies plus 4.9 thousand corporate insurance policies. AR$12 thousand billion total GWP in 1Q26.
3. Online Trading and Brokerage: IOL invertironline platform providing online trading through Argentine stock market and US markets. 596 thousand customers, 2.1 million total accounts, US$2.7 billion assets under custody.
4. Asset Management: Supervielle Asset Management offering investment funds with AR$1,196 billion AUM across 17 investment funds. #21 of 59 investment funds market share.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Grupo Supervielle is an Argentine financial group offering retail and commercial banking services, insurance, online securities brokerage, and asset management through Banco Supervielle, Seguros Supervielle, IOL invertironline, and Supervielle Asset Management. The group serves 1.3 million bank customers, 596K online trading clients, and 375K+ insurance policyholders across Argentina through 129 branches, a SuperApp digital ecosystem, and a strategic Walmart Argentina retail partnership.

Product overview

Grupo Supervielle operates as a diversified Argentine financial services group with 130+ years of history, organized as a platform-plus-modules architecture centered around its SuperApp ecosystem. The core business units include Banco Supervielle (7th largest Argentine private bank by loans with 1.3M customers), Seguros Supervielle (insurance with 375K+ policies), IOL invertironline (online trading platform with 596K users), and Supervielle Asset Management (AR$1.196T AUM across 17 funds). These are complemented by subsidiaries including Bolsillo Digital/Boldi (mobile payments), IUDÚ Compañía Financiera (credit products), Tarjeta Automática (credit cards), deautos.com (auto marketplace), Micro Lending (auto loans), and Espacio Cordial de Servicios (non-financial retail). The company is undergoing digital transformation, developing a SuperApp that integrates all products and services, with AI-powered customer service via WhatsApp and API-first architecture for open banking readiness.

Differentiator

Problem solved

Functional benefit

Brands

• Supervielle SuperApp: Mobile application integrating financial services into a SuperApp for everyday banking and wellness needs
• IOL
• Boldi

Products and services

• Banco Supervielle The 7th largest private bank in Argentina by loans, offering retail and commercial banking services including deposits, personal loans, credit cards, mortgage lending, and digital banking under the 'it keeps up with you' positioning. Provides full-service banking to 1.3 million active customers through 129 branches plus digital channels.
• Seguros Supervielle Insurance business unit comprising Supervielle Seguros S.A. (insurer) and Supervielle Productores Asesores de Seguros S.A. (insurance broker). Offers life, property, and corporate insurance products through omnichannel distribution with 375,000+ individual policies and 4,900+ corporate policies.
• IOL invertironline First specialized online trading platform in Argentina, offering investment alternatives through the Argentine stock market and US markets. Serves 596,000 users with 2.1 million total accounts and US$2.7 billion in assets under custody.
• Supervielle Asset Management Investment and savings solutions through 17 investment funds designed to meet different investment objectives and risk profiles. Manages AR$1,196 billion in assets under management.
• SuperApp Unified mobile application ecosystem integrating financial and non-financial products and services (banking, insurance, investment, wellness) into a single platform, delivering real value through innovation in everyday financial lives.
• Bolsillo Digital (Boldi) Mobile payment solutions company providing Mobile POS and mobile wallet products for retail businesses, enabling digital payment acceptance for merchants.
• IUDÚ Compañía Financiera Financial services company with exclusive commercial agreements with Walmart Argentina stores for promoting and selling financial and credit products within Walmart retail locations nationwide.
• Tarjeta Automática Credit card company, 87.5% owned by Grupo Supervielle, serving retail customers with credit card products.
• Micro Lending S.A. Auto loan company providing financing solutions for vehicle purchases.
• Supervielle Agente de Negociación S.A.U. Brokerage firm targeting institutional and corporate customers, providing brokerage services.

Quantifiable outcome

• 1.3 million active bank customers
• +4 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability3 records

Feature4 records

Partnerships

Four partnerships are on record, tiered minor and core.

• Aerolíneas ArgentinasminorGTM or Marketing Partner · 15 May 2026Partnership announced May 2026 providing benefits for premium customers of Grupo Supervielle through Aerolíneas Argentinas loyalty program and services
• BYMA (Bolsas y Mercados Argentinos)coreStrategic or Co-development Partner · 17 June 2025Inclusion in BYMA Sustainability Stock Index for eighth consecutive year since its launch. First financial group admitted to the GC level of the BYMA Corporate Governance Panel.
• Walmart ArgentinacoreChannel Partner/ Reseller/ Distributor · 1 August 2021Exclusive commercial agreement with Walmart Argentina for promotion and sale of financial and credit products in Walmart stores nationwide. Operated through IUDÚ Compañía Financiera subsidiary. Original agreement with De Narvaez Group (which acquired Walmart's Argentina operations) renewed for 5-year term in August 2021.
• IDB / Thomson Reuters / Earth Institute of Columbia UniversityminorStrategic or Co-development Partner · 1 December 2018Partnership in creation of First BYMA Sustainability Stock Index in conjunction with IDB, Thomson Reuters, and Earth Institute of Columbia University

Scale indicators14 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Banco Macro: One of Argentina's largest private universal banks, serving retail, SME, and corporate customers nationwide. Highly comparable to Banco Supervielle in product mix, Argentine market focus, and customer segments, and is a direct competitor for deposits and loans.
• Banco Galicia: Largest private bank in Argentina by loans, with retail, SME, corporate, and digital banking (MODO). Competes directly with Supervielle across all major business lines and serves as the benchmark for retail and corporate banking in Argentina.
• BBVA Argentina: Argentine subsidiary of global bank BBVA, providing retail, corporate, and investment banking. Comparable to Supervielle in product offering and target segments, with the added backing of a global parent enabling technology and capital advantages.
• Banco Santander Argentina: Argentine subsidiary of global bank Santander, offering retail, SME, corporate, and wealth management. Direct competitor to Supervielle, particularly in retail and corporate banking, with broader international capabilities.
• Banco Patagonia: Mid-sized Argentine universal bank owned by Banco do Brasil. Directly comparable to Supervielle in scale and product mix, focused on retail and SME banking across Argentina.
• Banco Hipotecario: Argentine bank with mortgage lending heritage, now offering universal banking services. Comparable to Supervielle in retail and corporate focus, though with a stronger historical tilt to mortgage finance.
• Banco Comafi: Argentine private bank focused on retail, SME, and corporate banking with digital capabilities (Comafi+). Comparable mid-tier competitor to Supervielle in the Argentine market.

Emerging players

• Brubank: Argentina's leading digital-only neobank, offering checking accounts, cards, and consumer credit via mobile app. Competes with Supervielle for retail digital customers and represents the digital-native threat to traditional branch-based franchises.

Broad incumbents

• Itaú Unibanco: Largest private bank in Latin America, with significant operations in Argentina (formerly Itaú Argentina). Comparable as a broad incumbent across banking, insurance, and asset management in the region, with much greater scale and product breadth.

Regional players

• GF Banorte: One of Mexico's largest banks, providing retail, commercial, and investment banking across Mexico. Comparable as a Latin American diversified financial group with similar business mix to Supervielle, though operating in a different geography.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/grupo-supervielle

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries15 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Grupo Supervielle