bridge21

Cross-Border Paymentsbridge21.com

Company typePrivate
Founded2016
HeadquartersDenver, United States
Headcount1–10
GTM typeB2B
OfferingSoftware

bridge21 firmographics

Firmographics

Name: bridge21
Legal name: bridge21 Inc.
Website: https://bridge21.com
Company type: Private
Founded year: 2016
Operating status: Operating
Headcount range: 1–10 employees
Ownership category
akta.pro rank

bridge21 industry classification

Industry

Product category: Cross-Border Payments
NAICS: Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
SIC: Finance Services (6199), International Affairs (9721)
akta.pro primary industry: Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)
akta.pro secondary industries: Cross-Border & FX Payments Platforms (BPAMAFAK), Remittance & Cross-Border Payment Rails (SWIFT, Local Clearing, RTP Connectivity) (FSAGAKAH)

Keywords

Cross-border payments
Latin America remittance
Digital asset payments
B2B payment processing
Stablecoin settlement

Where bridge21 is headquartered

Location

Headquarters

HQ city: Denver
HQ country: United States
HQ region: North America

Markets served

bridge21 business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

Transaction Fees: bridge21 charges a 1% fee on transaction amounts for payment processing services. First-time business clients receive $10,000 in free payments as a promotional offer.
Smart Contract Processing: Fees deducted from payment amounts authorized by buyers when purchasing Smart Contracts for cross-border payment settlement.

Pricing tiers

Model	Billing	Price
Transaction based/ take rate	Pay-as-you-go	Standard Business Payment Processing
Transaction based/ take rate	Pay-as-you-go	Mass/Batch Payments

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

bridge21 product offering

Product offering

Core offering

bridge21 is a payment platform that enables US businesses to send cross-border payments to recipients in Latin America. The platform uses Bitcoin and USDC stablecoins as a bridge mechanism between US dollars and Latin American local currencies (Mexican Peso, Argentine Peso), settling transactions via domestic banking networks such as Mexico's SPEI. Customers can send individual payments, mass batch payments, or automate via API, with settlement in minutes instead of the 1-2 days required by international wires.

Product overview

bridge21 operates as a single unified payments platform enabling US businesses to send payments to Latin America using digital asset technology. The core product is the Smart Contract system, which uses Bitcoin and other digital assets as a bridge to convert USD to local Latin American currencies (Mexican Peso, Argentine Peso) for delivery to recipient bank accounts, debit cards, or mobile phone numbers. The platform offers three service tiers within one integrated product: Individual Payments for single transactions, Mass Payments for high-volume batch disbursements, and API Payment Processing for programmatic automation. All payments are processed through domestic banking systems (SPEI in Mexico) rather than international wires, resulting in faster settlement (minutes vs. 1-2 days) and lower recipient fees. The service has been operating since 2016 with 24/7/365 uptime.

Differentiator

Problem solved

Functional benefit

Products and services

Smart Contracts
Individual Payments
Mass Payments
API Payment Processing

Quantifiable outcome

Settlement time reduced from 1-2 days (international wires) to minutes (domestic payments)
+3 more outcomes

Companies that use bridge21

Customer profile

Named customers3 records

Segments2 records

Ideal customer profiles2 records

bridge21 technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

bridge21 partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Approved US Partner Exchange (Exchange Accounts)coreTechnology or Integrationbridge21 works with approved US partner exchanges for users to acquire USDC stablecoins and Approved Digital Assets. bridge21 can assist in opening exchange accounts and act as account administrator. Users must hold approved digital assets with these partner exchanges for payment processing.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

bridge21 competitors and assessment

Company assessment

Direct peers

Bitso: Mexico-headquartered crypto exchange and cross-border payments platform that uses digital assets to enable US-to-Mexico transfers, directly overlapping with bridge21's core corridor, customer base, and digital-asset settlement architecture.
Remitly: Digital remittance platform serving US senders paying recipients in Latin America and other regions. Competes head-to-head for the same US-business/SMB cross-border payment use cases bridge21 targets.
Conduit: B2B cross-border payments company focused on US-to-Latin America corridors, directly comparable in target customer (US businesses paying LatAm recipients), business model (transaction fee), and product surface (API + mass payments).

Broad incumbents

Ripple: Enterprise blockchain payments provider (RippleNet, ODL) using digital assets including XRP and stablecoins for cross-border settlement. Competes architecturally with bridge21's crypto-bridging model but at much larger enterprise scale.
MoneyGram: Global money transfer incumbent with strong LatAm cash-payout network and growing digital business. Competes in the same US-to-LatAm corridors and is itself building crypto and stablecoin partnerships to defend share.
Western Union: Largest traditional remittance incumbent with deep LatAm payout network. Competes for the same US-to-Mexico/Argentina business customers, with slower settlement and higher fees — the exact pain points bridge21 positions against.
Wise (TransferWise): Large-scale digital cross-border payments platform with multi-currency accounts and broad corridor coverage. Competes with bridge21 on speed and cost for US-to-LatAm transfers but serves a much wider geography and customer base.

Emerging players

BitPay: Crypto payments processor focused on merchant acceptance and B2B settlement using Bitcoin and stablecoins. Shares the digital-asset settlement philosophy and developer/API orientation with bridge21, though focused more on pay-ins than remittance.
Strike: Bitcoin-native payments app expanding into cross-border remittance corridors, including Latin America. Comparable to bridge21 in pioneering consumer/business remittance use of Bitcoin as a bridge asset.
Félix Pay: LatAm-focused B2B chat-based remittance and cross-border payment platform serving US businesses sending to Mexico and other LatAm markets — overlapping corridor and customer segment with bridge21.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

bridge21 financial estimates

Financial estimate

Revenue estimate

Valuation estimate

bridge21 leadership team

Management profile

Number of profiles

Profiles4 records

bridge21 subsidiaries and ownership

Company hierarchy

Subsidiaries1 record

bridge21 funding detail

Funding detail

Funding overview

Funding rounds3 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

bridge21 M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about bridge21

What does bridge21 do?

Is bridge21 a public or private company?

bridge21 is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was bridge21 founded?

bridge21 was founded in 2016. It employs 1 to 10 people.

Where is bridge21 based?

bridge21 is headquartered in Denver, United States, in the North America region.

How does bridge21 make money?

Two revenue lines are on record. Transaction Fees are the primary driver. The others are smart Contract Processing.

Who are bridge21's main competitors?

Direct peers on record are Bitso, Remitly and Conduit. Broad incumbents are Ripple, MoneyGram, Western Union and Wise (TransferWise). Emerging players are BitPay, Strike and Félix Pay.

Does bridge21 have an API?

Yes. bridge21 offers an API that enables businesses to automate payments. The API supports processing one-off and batch payments, as well as automating payments via API. Users can provide payment instructions directly via API, spreadsheet, or API. The API allows for mass payments to unlimited bank accounts. The service is built on Smart Contract technology where buyers purchase software-based contracts containing Approved Digital Assets, with bridge21 facilitating the purchase and sale of digital assets for each transaction. The API can be used to send payments to Mexico via SPEI network (using CLABE, debit card, or mobile phone number), Argentina, and soon Brazil and Colombia.

What industry is bridge21 in?

bridge21's product category is Cross-Border Payments. Its primary akta.pro industry code is FSADAIAD, Crypto Remittance & Cross-Border Money Transfer Providers, with a secondary code of BPAMAFAK, Cross-Border & FX Payments Platforms. Its NAICS code is 522320 and its SIC code is 6199.