Konfir
Konfir is a London-based B2B SaaS platform providing instant employment and income verification for UK workers via API connections to Open Banking, HMRC, and payroll sources, serving screening providers, recruiters, employers, tenant referencers, and financial services organisations.
- Company typePrivate
- Founded2022
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Konfir does
Konfir is a London-based B2B SaaS platform that provides instant employment and income verification services for UK-based workers. Founded in 2022 and acquired by Experian in April 2026, Konfir connects via direct APIs to Open Banking (through Truelayer), payroll providers, and HMRC PAYE records to retrieve and cross-validate employment history and income data, returning structured verification reports in minutes rather than days or weeks. The platform is certified as an Attribute Service Provider under the UK Government Digital Identity & Attributes Trust Framework (UKDIATF) and holds ISO 27001, ICO, and GDPR credentials, positioning it for regulated use cases in background screening, recruitment, tenant referencing, and financial services.
The product suite is anchored by Konfir Verify (the core verification engine), Konsole (a web-based management portal), Konfir Respond (an inbound reference request landing page), the Employer Reference Directory (a searchable UK employer database), and the Affordability Waterfall (an automated sequential income-verification workflow for lenders). Supporting capabilities include Reference Fraud Checks (anomaly detection across multiple data sources), Verify Myself (applicant-initiated self-service verification), and CSV Bulk Requests for high-volume processing. Revenue is generated through a hybrid model: per-activity transaction fees at £5.50 per successfully verified activity, supplemented by tiered subscriptions (KickStart, Basic, Kore, Enterprise) with usage-based pricing and bespoke enterprise contracts. Go-to-market is API-first with enterprise field sales overlay, distributing through direct integrations, white-label landing pages, and OEM partnerships with major background screening providers including First Advantage, HireRight, Accurate, Veremark, and TraqCheck.
Konfir serves a diversified customer base of 4,000+ organisations across background screening (First Advantage, HireRight, Veremark, TraqCheck, Accurate), recruitment (Reed, Adecco), facilities management and security (Mitie, Matrix Security Watchdog), financial services and insurance (Ardonagh Group, with the new Experian Verify targeting unsecured lenders), professional services (Capgemini), tenant referencing (Goodlord, Referoo), umbrella/payroll services (PayStream), and government (Barnet Council). Documented customer outcomes include screening time reductions from 12+ days to under 5 days at Mitie, 14-day to 12-hour turnaround at Barnet Council, and consent rates of 80%+, indicating measurable operational impact across verticals.
Konfir firmographics
Firmographics- Name
- Konfir
- Legal name
- Konfir (UK) Limited
- Website
- https://konfir.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Acquired
- Headcount range
- 11–50 employees
- Short description
- Konfir is a London-based B2B SaaS platform providing instant employment and income verification for UK workers via API connections to Open Banking, HMRC, and payroll sources, serving screening providers, recruiters, employers, tenant referencers, and financial services organisations.
- Ownership category
- akta.pro rank
Konfir industry classification
Industry- Product category
- Employment & Income Verification Software (HRtech / RegTech)
- NAICS
- Payroll Services (541214)
- SIC
- Services-Employment Agencies (7361), Finance Services (6199)
- akta.pro primary industry
- Income & Employment Verification (VOI/VOE, payroll-linked data) (FSAGACAE)
- akta.pro secondary industry
- Income, Employment & Cash-Flow Verification (Consumer) (FSAKAKAE)
Keywords
Where Konfir is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Konfir business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Per-Verification Transaction Fees: Pay-as-you-go pricing at £5.50 per successfully verified activity (Employment or Gap) verified through connected data sources
- Subscription Plans: Tiered subscription plans (KickStart, Basic, Kore, Enterprise) with varying feature sets including unlimited users, fraud alerts, API access, and dedicated account management for enterprise clients
- Usage-Based Enterprise Pricing: Usage-based pricing with discounts for higher volume Kore and Enterprise tiers, with bespoke pricing for large enterprise needs
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | KickStart - For start-ups and scaling businesses with basic verification needs |
| Subscription | Monthly | Basic - For mid-sized growing companies with expanded features |
| Usage-based | Pay-as-you-go | Kore (Most popular) - Mid-sized growing companies with full feature access |
| Usage-based | Multi-year contract | Enterprise - Global enterprises with custom needs and full API access |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Konfir product offering
Product offeringCore offering
Konfir operates a B2B SaaS API platform that delivers instant employment and income verifications for UK-based workers. The platform connects directly to Open Banking, payroll providers, and HMRC PAYE data sources via APIs to retrieve and triangulate employment history and income data, returning structured verification reports in minutes rather than days or weeks. Supporting products include the Konsole web portal, Respond landing pages, the Employer Reference Directory, and the Affordability Waterfall workflow for financial services affordability checks.
Product overview
Konfir is a B2B SaaS platform providing instant employment and income verification services in the UK. The platform is built around the core Konfir Verify product, which connects via direct APIs to Open Banking (via Truelayer), payroll providers, and HMRC to retrieve and cross-validate employment history and income data, returning structured reports in minutes. Supporting products include Konfir Respond (an inbound reference request landing page), Konsole (the web-based management portal), the Employer Reference Directory (for locating employers), the Affordability Waterfall (an automated sequential income-verification workflow for financial services), Verify Myself (self-service applicant-initiated verification), Reference Fraud Checks (discrepancy and anomaly detection), and CSV Bulk Requests (high-volume batch submission). The platform is sold in tiered plans (Basic/KickStart, Kore, Enterprise) with API access, unlimited users, fraud alerts, and bespoke reporting available at higher tiers. Konfir was acquired by Experian in April 2026.
Differentiator
Problem solved
Functional benefit
Products and services
- Konfir Verify Konfir's primary instant employment and income verification platform for UK-based workers. Connects to Open Banking, HMRC PAYE, and payroll provider APIs to retrieve and cross-validate employment history and income data, returning structured verification reports in minutes. Used by background screening providers, recruiters, employers, tenant referencing providers, and financial services organisations.
- Konfir Respond A consent-led landing page that routes inbound employment reference requests through a secure, standardised flow rather than ad hoc email. Designed for employers and organisations (e.g., PayStream umbrella company staff, Mitie employees) to respond to reference requests quickly and securely. Requests via Respond landing pages are free of charge.
- Konsole Konfir's web-based administrative portal for verifiers (employers, recruiters, screening providers, financial services firms). Used to submit verification requests, track status, manage employer directories, and receive structured verification reports. Accessible via sign-in at app.konfir.com.
- Employer Reference Directory A searchable directory of UK employers enabling verifiers to locate and select the correct employer for a reference request, and enabling applicants to self-initiate a verification request. New employer entries can be created within 48 hours if not already listed.
- Affordability Waterfall A single automated income verification journey that evaluates multiple data sources (Open Banking, Payroll, HMRC, documents) in a defined sequence until an affordability threshold is met, stopping as soon as confirmed. Targeted at financial services organisations performing affordability checks for unsecured lending, replacing fragmented multi-vendor fallback workflows.
Quantifiable outcome
- Time to screen reduced from 12 days to under 5 days
- +7 more outcomes
Companies that use Konfir
Customer profileNamed customers18 records
Segments5 records
Ideal customer profiles5 records
Konfir technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
AI capability5 records
Feature6 records
Konfir partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- PayStreamcorePayStream partnered with Konfir to provide instant employment references for their umbrella company employees. Konfir powers a white-label landing page enabling PayStream employees to request employment references in under 5 minutes.
- TruelayercoreTruelayer provides Open Banking data access as a third-party controller for Konfir's verification services. Data received (not sent) via Truelayer supports the delivery of employment and income verification services.
- Amazon Web ServicescoreAWS provides cloud hosting infrastructure for Konfir's servers, database, load balancing, server monitoring, and backups. AWS is listed as a sub-processor handling marketing data, technical information, user account information, and verification data.
- Twilio/SendGridcoreTwilio/SendGrid handles email communications to client users and verification candidates, processing user account information (customer account name) and verification data (candidate first name, phone number, new employer name and new job title).
Scale indicators9 records
Recent moves7 records
Expansion highlights5 records
Konfir competitors and assessment
Company assessmentDirect peers
- HireRight: Global background screening provider that is both a Konfir customer and a direct competitor through its own employment verification capabilities. Comparable as it delivers employment screening to enterprise customers via API and platform integrations, overlapping directly with Konfir's screening vertical.
- First Advantage: Global background screening provider and Konfir integration partner offering employment verification services to enterprise clients. Directly comparable in screening workflows, customer base, and product positioning around employment and income checks.
- Veremark: UK-based background screening provider integrated with Konfir for employment verification. Closely comparable as a screening-first platform serving employers and recruiters with reference and right-to-work checks.
- Accurate Background: Background screening provider integrated with Konfir Verify for employment checks. Comparable in employment screening products, enterprise customer base, and API-led delivery model.
- Certn: Background screening platform offering employment and identity verification across multiple geographies. Comparable as a tech-forward screening provider with API integrations targeting employers and staffing firms.
- TraqCheck: Background screening partner integrated with Konfir. Comparable in the screening-provider niche serving UK employers with employment verification, right-to-work, and reference workflows.
- Goodlord: UK tenant referencing platform and Konfir customer. Directly comparable in the tenant referencing vertical where employment and income verification underpin affordability decisions for letting agents and landlords.
Broad incumbents
- Checkr: US-based background screening incumbent with global reach and embedded API-first screening infrastructure. Comparable in product category (employment screening as a service) but serves primarily North America and operates at much larger scale.
- Equifax Workforce Solutions (The Work Number): Equifax division providing employment and income verification at massive scale in the US. Comparable in the underlying use case (income/employment data verification for lenders, screeners, government) but operates a proprietary payroll-data database rather than Open Banking connectivity.
- TransUnion: Global credit bureau with income and employment verification capabilities leveraged by lenders and screening providers. Comparable as a broad incumbent operating verification services alongside credit data, overlapping with Konfir's lender affordability use case.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Konfir social profiles
Digital presenceKonfir compliance and trust
Trust signalCompliance6 records
Konfir financial estimates
Financial estimateRevenue estimate
Valuation estimate
Konfir leadership team
Management profileNumber of profiles
Konfir funding detail
Funding detailFunding overview
Funding rounds2 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Konfir M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Konfir
What does Konfir do?
Konfir operates a B2B SaaS API platform that delivers instant employment and income verifications for UK-based workers. The platform connects directly to Open Banking, payroll providers, and HMRC PAYE data sources via APIs to retrieve and triangulate employment history and income data, returning structured verification reports in minutes rather than days or weeks. Supporting products include the Konsole web portal, Respond landing pages, the Employer Reference Directory, and the Affordability Waterfall workflow for financial services affordability checks.
Is Konfir a public or private company?
Konfir is a private company. It is classified as corporate owned and is currently acquired.
When was Konfir founded?
Konfir was founded in 2022. It employs 11 to 50 people.
Where is Konfir based?
Konfir is headquartered in London, United Kingdom, in the Europe region.
How does Konfir make money?
Three revenue lines are on record. Per-Verification Transaction Fees are the primary driver. The others are subscription Plans and usage-Based Enterprise Pricing.
Who are Konfir's main competitors?
Direct peers on record are HireRight, First Advantage, Veremark, Accurate Background, Certn, TraqCheck and Goodlord. Broad incumbents are Checkr, Equifax Workforce Solutions (The Work Number) and TransUnion.
Does Konfir have an API?
Yes. Konfir offers API access for enterprise customers, enabling organisations to programmatically submit verification requests, retrieve results, and integrate employment and income verification into their own workflows. The API supports use cases including automated background screening, tenant referencing, and financial affordability checks. Additionally, bulk CSV upload functionality is available for high-volume request processing. Public documentation URL is not specified in available sources.
What industry is Konfir in?
Konfir's product category is Employment & Income Verification Software (HRtech / RegTech). Its primary akta.pro industry code is FSAGACAE, Income & Employment Verification (VOI/VOE, payroll-linked data), with a secondary code of FSAKAKAE, Income, Employment & Cash-Flow Verification (Consumer). Its NAICS code is 541214 and its SIC code is 7361.