Creditsafe

What Creditsafe does

Creditsafe is a private business credit intelligence platform founded in 2003 in Wales, UK, and now operating as a wholly-owned subsidiary of Safe Information Group N.V. (Netherlands). The company maintains the world's largest wholly-owned commercial database covering more than 430 million companies across 200+ countries, refreshed over 5 million times daily from 9,000+ data sources, with 99.9% of reports delivered instantly. Its product portfolio spans Business Credit Reports (domestic, international, small business, free), Continuous Company Monitoring with 20+ alert variables, Compliance offerings (PEPs & Sanctions Checks, Enhanced Due Diligence, Creditsafe Protect for KYC/AML), Collections tools (Ledger Management, Debt Recovery, Trade Payment Program), and Enterprise Integrations (Business Data API, Check & Decide no-code decision automation, Customer Credit Application Software, Bulk Business Data), unified under the Creditsafe Connect API and native Salesforce and Sage 50 integrations.

The platform serves B2B credit, risk, and compliance buyers across global markets (North America, 12+ European countries, and Japan), targeting use cases such as reducing bad-debt exposure, supplier/partner due diligence, KYC/KYB, AML screening, and automated credit decisioning. Its reported 120,000+ customer base includes large enterprises such as Samsung, Viacom, Panasonic, and Randstad, alongside mid-market and SMB accounts acquired through a free-report funnelled PLG motion.

Creditsafe's commercial model is predominantly annual subscription-based with quote-driven, customized pricing and 12-month contracts. Revenue is diversified across Business Credit Reports & Monitoring, API & Integrations, Compliance Services, and Customer Credit Application Software streams. The company reported €289M of revenue in 2024 with 1,700 employees across 26 offices in 16 countries. Distribution blends direct enterprise sales, self-serve with free trials, an API/embedded channel through Creditsafe Connect, and CRM/ERP marketplace placements (Salesforce, Sage), supplemented by partner/reseller channels. Operating geographies span US (via Delaware-incorporated Creditsafe USA Inc. with offices in Allentown, PA and Wilmington, DE) and EMEA (with an EU representative entity in Ireland and HQ operations in Cardiff, UK following recent office relocations and expansion through 2024-2025).

Name

Creditsafe

Legal name

Creditsafe USA Inc.

Website

https://creditsafe.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Creditsafe is a private business credit intelligence platform providing credit reports, monitoring alerts, KYC/AML compliance screening, and automated decisioning for 120,000+ B2B customers, powered by a wholly-owned 430M+ company global database.

Ownership category

akta.pro rank

Product category

Commercial Credit Data & Business Information

NAICS

Credit Bureaus (56145), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industries

Credit Bureau Reporting & Dispute Management Support (FCRA/CRA Ops) (BPAAAEAI), Alternative / Non-Traditional Credit Data Providers (FSAKAKAB), Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

• Business credit reports
• Commercial credit data
• Company credit scores
• Kyc compliance screening
• Credit risk management

Headquarters

HQ city

Caerphilly

HQ country

United Kingdom

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Business Credit Reports & Monitoring: Subscription and usage-based access to business credit reports, credit scores, and company monitoring services. Pricing is customized to how customers use the platform with quote-based packages.
2. API & Integrations: API access and integration services, including CRM integrations (Salesforce, Sage 50), bulk business data licensing, and custom enterprise integrations.
3. Compliance Services: PEPs & Sanctions checks, Enhanced Due Diligence, and Creditsafe Protect for KYC/AML compliance screening.
4. Customer Credit Application Software: Automated credit decisioning through Check & Decide, providing no-code decision tree workflows for credit applications.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

Creditsafe provides a business credit intelligence platform built on the world's largest wholly-owned commercial database covering 430+ million companies across 200+ countries. It sells Business Credit Reports, International Credit Reports, Company Monitoring, KYC/AML compliance screening (PEPs & Sanctions, Enhanced Due Diligence, Creditsafe Protect), collections tools (Ledger Management, Debt Recovery, Trade Payment Program), and integration products (Business Data API, Check & Decide, Customer Credit Application Software, Salesforce and Sage 50 apps, and the unified Creditsafe Connect API) to help businesses assess the creditworthiness of partners, suppliers, and customers, automate decisions, and meet regulatory compliance requirements.

Product overview

Creditsafe is a business credit intelligence platform offering a comprehensive portfolio of products organized as a unified platform-plus-modules architecture. The core platform provides access to the world's largest wholly-owned commercial database covering over 430 million companies across 200+ countries, generating €289M in revenue in 2024. The main product lines include Business Credit Reports (including International, Free, and Small Business variants), Compliance Solutions (PEPs & Sanctions Checks, Enhanced Due Diligence, Creditsafe Protect), Collections tools (Ledger Management, Debt Recovery, Trade Payment Program), and Enterprise Integration products (Business Data API, Check & Decide, Customer Credit Application Software, Bulk Business Data). The platform is anchored by Creditsafe Connect, a unified API layer that integrates all products, with native CRM integrations for Salesforce and Sage 50. Company Monitoring and Business Index provide ongoing risk surveillance and benchmarking capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• Check & Decide: Automated decisioning workflow product that transforms manual credit and compliance checks into fast, consistent, and intelligent workflows using no-code decision tree templates.
• Creditsafe Connect
• Creditsafe Protect
• Ledger Management
• Business Index

Products and services

• Business Credit Reports
• International Credit Reports
• Company Monitoring
• Free Business Credit Report
• Small Business Credit Reports
• PEPs & Sanctions Checks
• Enhanced Due Diligence
• Creditsafe Protect
• Ledger Management
• Debt Recovery
• Trade Payment Program
• Business Index
• Business Data API
• Check & Decide
• Customer Credit Application Software
• Bulk Business Data
• Salesforce App
• Sage 50 App
• Creditsafe Connect

Quantifiable outcome

• 99.9% of reports delivered instantly
• +4 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability3 records

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• SalesforcecoreTechnology or IntegrationNative integration available for Salesforce CRM, enabling business intelligence features within Salesforce. Includes Lead Generator and Business Intelligence App for Salesforce to enhance CRM with accurate business data.
• SagecoreTechnology or IntegrationSage 50 App integration available for ERP connectivity, allowing business data integration with accounting systems.

Scale indicators9 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Dun & Bradstreet: Dun & Bradstreet is the legacy global leader in business credit reporting and the most direct head-to-head competitor. It operates the worldwide D-U-N-S numbering system and the D&B Hoovers platform, serving overlapping B2B credit, sales, and marketing use cases that compete directly with Creditsafe's core offering.
• Experian: Experian is a global information services company with a substantial business credit and commercial data division serving B2B customers for trade credit, KYC, and anti-fraud use cases. Its worldwide footprint, scale of commercial credit database, and strong enterprise sales force make it a direct competitor across multiple regions where Creditsafe operates.
• Equifax: Equifax is one of the three major global credit bureaus and operates a commercial business credit data unit serving B2B customers alongside its consumer franchise. Its overlapping product set in business credit reports, compliance, and analytics places it in direct competition with Creditsafe, particularly in the US and UK.
• CRIF: CRIF is an Italian-headquartered global credit bureau and business information provider with operations across Europe, the Americas, and Asia. Its core offerings of business credit reports, credit scoring, and decisioning platforms directly overlap with Creditsafe's products across multiple European and international markets.
• Moody's - Bureau van Dijk (Moody's Analytics): Moody's Analytics, built around the Bureau van Dijk acquisition, offers the Orbis database of global company information and is a leading provider of business credit intelligence and counterparty risk data. Its scale, scope, and global corporate customer base position it as a close direct competitor to Creditsafe's enterprise and international reporting products.

Broad incumbents

• Verisk Analytics: Verisk is a large public data analytics and risk information provider serving insurance, financial services, and other regulated industries through multiple specialty platforms. Its broader portfolio and data assets overlap at the margins with Creditsafe's credit and compliance use cases, and its scale makes it a frequent incumbent in enterprise risk technology deals.
• LexisNexis Risk Solutions: LexisNexis Risk Solutions, part of RELX, provides identity, fraud, compliance, and due diligence data to financial institutions and corporations. Its commercial KYC, AML, and beneficial ownership offerings directly overlap with Creditsafe Protect and Enhanced Due Diligence products, particularly for large enterprise compliance buyers.
• Refinitiv (LSEG): Refinitiv, now part of the London Stock Exchange Group, operates the World-Check sanctions and PEP screening database and offers broader financial data and KYC/AML platforms. Its compliance franchise is a direct adjacency to Creditsafe Protect, while its scale and data breadth position it as an incumbent in regulated enterprise buyers' vendor shortlists.

Emerging players

• Sayari: Sayari is a fast-growing business and counterparty intelligence platform that aggregates corporate registry, beneficial ownership, sanctions, and adverse media data for compliance and supply chain risk use cases. Its focus on KYB/UBO workflows and emerging-market coverage closely mirrors Creditsafe Protect and Enhanced Due Diligence, particularly for financial-crime and third-party-risk buyers.

Regional players

• Graydon: Graydon is a long-established UK and Irish business credit information provider offering credit reports, monitoring, and commercial data products. Its strong UK/Ireland footprint makes it a regional competitor to Creditsafe's home market, though it has limited coverage outside those markets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/creditsafe
• Xx.com/creditsafe
• Facebookfacebook.com/Creditsafe

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Creditsafe