AccessOne
AccessOne is a U.S. healthcare financing platform that provides 0% interest patient payment plans and managed recourse financing to hospitals and health systems, integrating directly with Epic, Cerner, and Meditech EHRs. It serves 2,500+ provider facilities and over 1,000,000 patients nationwide, and was acquired by Phreesia (NYSE: PHR) in 2024.
- Company typePrivate
- Founded2001
- HeadquartersFort Mill, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What AccessOne does
AccessOne is a healthcare financing platform that provides consumer-centric patient payment solutions to hospitals and health systems across the United States. Founded in 2001 as AccessOne MedCard, Inc. and headquartered in Fort Mill, South Carolina, the company offers 0% interest payment plans with universal patient approval — no credit checks, no SSN requirement, no balance caps, and no exclusions — enabling healthcare providers to collect patient financial responsibility that would otherwise become bad debt. Its core product, AccessOne Pay, consolidates balances across every department and facility into a single monthly statement, supported by a mobile payment module (MobilePay) and flexible repayment options (Choice Repayments and Flex Repayments).
The platform integrates directly with Epic (including MyChart, text messaging, and Hyperspace), Cerner, and Meditech EHR systems, as well as practice management systems, enabling automated patient enrollment that achieves 30-60% self-service enrollment rates and 30% MyChart-driven self-enrollment within a day of eligibility. AccessOne holds an NMLS license (#1667648) and consumer credit licenses across 28+ U.S. states, with compliance coverage for HIPAA, 501r, the No Surprises Act, Reg D, Reg F, and AML. The proprietary 'Predictable Funding Model' delivers managed recourse financing at an industry-low 5-7% recourse rate while generating 85% net yield on payment plans and a 96% repayment rate on 0% interest plans.
AccessOne generates revenue through provider service fees (high single digits to low double digits as a percentage of payment plans processed) combined with managed recourse financing arrangements, yielding a transaction-fee plus managed-services hybrid model. It sells exclusively through direct enterprise sales to U.S. health systems, with a 12-14 week implementation cycle and dedicated Client Onboarding Managers. The company serves 2,500+ provider facilities, has supported over 1,000,000 patients, and is verified by KLAS as a Category Leader with a 94.5% client satisfaction score. In 2024, AccessOne was acquired by Phreesia (NYSE: PHR) and now operates as a subsidiary within Phreesia's Network Solutions segment.
AccessOne firmographics
Firmographics- Name
- AccessOne
- Legal name
- AccessOne MedCard, Inc.
- Website
- https://accessonepay.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- AccessOne is a U.S. healthcare financing platform that provides 0% interest patient payment plans and managed recourse financing to hospitals and health systems, integrating directly with Epic, Cerner, and Meditech EHRs. It serves 2,500+ provider facilities and over 1,000,000 patients nationwide, and was acquired by Phreesia (NYSE: PHR) in 2024.
- Ownership category
- akta.pro rank
AccessOne industry classification
Industry- Product category
- Healthcare Patient Financing & Revenue Cycle
- NAICS
- Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Hospital & Medical Service Plans (6324), Finance Services (6199)
- akta.pro primary industry
- Healthcare Billing & Patient Payments Presentment (FSAMAJAH)
- akta.pro secondary industry
- Medical & Healthcare Personal Loans (Unsecured Installment) (FSAKAAAF)
Keywords
Where AccessOne is headquartered
LocationHeadquarters
- HQ city
- Fort Mill
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
AccessOne business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Patient Payment Plan Administration: AccessOne generates revenue by administering interest-free and low-interest payment plans for healthcare providers. The company charges provider service fees (high single digits to low double digits) and earns yield on payment plans processed through its platform. Revenue is derived from transaction-based fees and managed recourse financing arrangements with health systems.
- Managed Recourse Financing: AccessOne provides recourse financing to healthcare providers, bearing partial risk on patient payment plans. This model generates revenue through spread on funded payment plans and provides health systems with liquidity acceleration (e.g., $34.5M unlock for a $4B health system).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Provider Partnership Program |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
AccessOne product offering
Product offeringCore offering
AccessOne operates a healthcare financing platform that provides 0% and low-interest patient payment plans to hospitals and health systems, with deep EHR integration (Epic, Cerner, Meditech) enabling automated patient enrollment and consolidated billing. The company earns revenue through provider service fees (high single digits to low double digits) and managed recourse financing arrangements, while patients access plans regardless of credit score with no exclusions.
Product overview
AccessOne is a healthcare financing platform offering a unified suite of patient payment solutions. The core product is AccessOne Pay, which provides 0% interest payment plans with no credit checks and universal patient approval. This platform is supplemented by specialized payment modules including MobilePay (text-to-pay mobile solution), Choice Repayments (personalized flexible terms), and Flex Repayments (customizable payment schedules). All products integrate directly with major EHR systems including Epic, Cerner, and Meditech, enabling automated enrollment and consolidated billing across healthcare facilities.
Differentiator
Problem solved
Functional benefit
Brands
- AccessOne Pay: Primary patient payment platform offering flexible payment solutions for healthcare providers.
- MobilePay
- Choice Repayments
- Flex Repayments
Products and services
- AccessOne Pay
Quantifiable outcome
- 85% net yield on payment plans
- +7 more outcomes
Companies that use AccessOne
Customer profileNamed customers12 records
Segments1 record
Ideal customer profiles1 record
AccessOne technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature6 records
AccessOne partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- EpiccoreEpic integration enables deep interoperability with Epic EHR systems, allowing automated patient enrollment through MyChart, text messaging, and Hyperspace. This integration is a core technical differentiator enabling 30% of patients to self-enroll within a day of eligibility.
- CernercoreIntegration with Cerner EHR systems mentioned as part of AccessOne's technology interoperability approach, supporting seamless implementation regardless of existing tech stack.
- MeditechcoreIntegration with Meditech EHR systems enables AccessOne to work across widely adopted healthcare technology platforms, supporting diverse health system IT environments.
- PhreesiacorePhreesia acquired AccessOne in 2024 as part of its Network Solutions segment growth strategy. AccessOne now operates as a subsidiary of Phreesia (NYSE: PHR), a healthcare SaaS company focused on patient intake and revenue cycle management.
Scale indicators15 records
Recent moves6 records
Expansion highlights5 records
AccessOne competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key highlights7 records
Customer concentration
AccessOne social profiles
Digital presenceAccessOne compliance and trust
Trust signalCompliance1 record
AccessOne financial estimates
Financial estimateRevenue estimate
Valuation estimate
AccessOne leadership team
Management profileNumber of profiles
AccessOne funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AccessOne M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AccessOne
What does AccessOne do?
AccessOne operates a healthcare financing platform that provides 0% and low-interest patient payment plans to hospitals and health systems, with deep EHR integration (Epic, Cerner, Meditech) enabling automated patient enrollment and consolidated billing. The company earns revenue through provider service fees (high single digits to low double digits) and managed recourse financing arrangements, while patients access plans regardless of credit score with no exclusions.
Is AccessOne a public or private company?
AccessOne is a private company. It is classified as corporate owned and is currently operating.
When was AccessOne founded?
AccessOne was founded in 2001. It employs 101 to 250 people.
Where is AccessOne based?
AccessOne is headquartered in Fort Mill, United States, in the North America region.
How does AccessOne make money?
Two revenue lines are on record. Patient Payment Plan Administration is the primary driver. The others are managed Recourse Financing.
Does AccessOne have an API?
No public API is recorded for AccessOne.
What industry is AccessOne in?
AccessOne's product category is Healthcare Patient Financing & Revenue Cycle. Its primary akta.pro industry code is FSAMAJAH, Healthcare Billing & Patient Payments Presentment, with a secondary code of FSAKAAAF, Medical & Healthcare Personal Loans (Unsecured Installment). Its NAICS code is 524292 and its SIC code is 6324.