CommunityBank of Texas
- Company typePrivate
- Founded2007
- HeadquartersHouston, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
CommunityBank of Texas firmographics
Firmographics- Name
- CommunityBank of Texas
- Legal name
- Stellar Bank
- Website
- https://communitybankoftx.com
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
CommunityBank of Texas industry classification
Industry- Product category
- Commercial Banking
- NAICS
- Commercial Banking (52211), Commercial Banking (522110), Depository Credit Intermediation (5221)
- SIC
- National Commercial Banks (6021), State Commercial Banks (6022)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- Digital Banking & Neobank Platforms (BPAMAFAD)
Keywords
Where CommunityBank of Texas is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Markets served
CommunityBank of Texas business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Distribution channels4 records
Marketing channels5 records
CommunityBank of Texas product offering
Product offeringCore offering
CommunityBank of Texas (operating as Stellar Bank) is a Houston-based commercial bank providing business banking, personal banking, private banking, and government and institutions banking services across Texas. Its core offerings include business checking, savings/money market/CD accounts, debit cards and digital wallets, business loans, SBA loans, business credit cards, factoring, and treasury management solutions covering fraud prevention, funds management, payables, and receivables. Customers access services through branch locations, online banking portals, and the Stellar Bank Mobile App available on iOS and Android.
Product overview
Stellar Bank is a commercial banking platform operating as a single unified offering rather than a modular architecture, providing a full suite of business banking products delivered through online, mobile, and in-person channels. The core banking portfolio spans business checking, savings, money market accounts, CDs, debit cards, digital wallets, and credit cards. Lending services include business loans, SBA loans, and factoring. Treasury management services — encompassing fraud prevention and security, funds management, payables, and receivables — are offered as distinct sub-products under the treasury management umbrella. A Stellar Bank Mobile App serves as the primary digital access channel, available on both iOS and Android platforms.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Checking Core business checking account for Texas businesses, supporting day-to-day operating cash needs as part of the Stellar Bank Business Banking suite.
- Savings, Money Market and CD Accounts Business savings, money market, and certificate of deposit accounts for Texas businesses seeking to manage reserves and earn interest.
- Debit Cards and Digital Wallet Business debit cards and digital wallet access for Stellar Bank business customers to make payments via card and mobile wallets.
- Online Banking Web-based personal online banking service enabling account access, transactions, and self-serve enrollment for personal banking customers.
- Business Loans Commercial lending products for Texas businesses to finance operations, growth, and capital needs through Stellar Bank's commercial banking team.
- SBA Loans Small Business Administration loan products offered through Stellar Bank for eligible Texas businesses.
- Business Credit Cards Business credit card products for Stellar Bank commercial customers to manage working capital and expenses.
- Factoring Accounts receivable factoring service that allows businesses to convert receivables into immediate working capital through Stellar Bank.
- Treasury Management Services Integrated treasury management offering for business clients, combining fraud prevention and security, funds management, payables, and receivables solutions to manage cash flow and operational risk.
- Government and Institutions Banking Banking services tailored for government entities and institutions in Texas, including deposit, payment, and treasury solutions designed for public-sector compliance needs.
- Stellar Bank Mobile App Mobile banking application available on Apple iOS and Android, enabling customers to make deposits, pay bills, and track account activity 24 hours a day, 7 days a week, 365 days a year.
- Personal Banking Personal banking services for Texas consumers, providing checking, savings, and lending products supported by branch access, online banking, and the Stellar Bank Mobile App.
- Private Banking Personalized private banking services for high-net-worth clients, offering customized banking relationships and tailored financial solutions.
Companies that use CommunityBank of Texas
Customer profileSegments4 records
Ideal customer profiles4 records
CommunityBank of Texas technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
CommunityBank of Texas partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Prosperity Bancshares, Inc.coreParent company Stellar Bancorp, Inc. has entered into a merger agreement with Prosperity Bancshares, Inc. This partnership is expected to provide an even better banking experience while maintaining exceptional service and strong community support. The combined entity will create a larger regional banking presence in Texas.
Recent moves5 records
Expansion highlights4 records
CommunityBank of Texas competitors and assessment
Company assessmentDirect peers
- Prosperity Bancshares: Houston-based regional bank holding company with a comparable Texas-focused commercial and consumer banking franchise; most directly relevant because it is the announced merger partner for Stellar Bancorp.
- Cullen/Frost Bankers: Texas-headquartered regional bank serving commercial and consumer customers across the state; directly comparable in geography, commercial banking emphasis, and middle-market positioning.
- Independent Bank Group: Texas-based community/commercial bank with comparable deposit-gathering and commercial lending model serving similar SMB and consumer segments across Texas.
- Comerica Incorporated: Dallas-headquartered commercial bank with significant Texas middle-market business; comparable in commercial banking focus, though meaningfully larger and with broader geographic reach.
- Cadence Bank: Regional commercial bank with material Texas and Southeast presence offering commercial banking, treasury management, and consumer products — directly comparable business mix.
- Texas Capital Bancshares: Texas-focused commercial bank serving businesses and high-net-worth individuals; comparable commercial banking emphasis and Texas regional concentration, though more business-only in orientation.
- Veritex Holdings: Dallas-based commercial bank holding company serving Texas businesses and consumers; similar community/commercial banking franchise with comparable product breadth and Texas-only footprint.
- First Financial Bankshares: Texas community bank holding company with a multi-city branch network and commercial banking capabilities; comparable Texas regional franchise serving similar business and consumer customers.
- Southside Bancshares: Texas-based bank holding company operating community banks across East Texas; comparable in community/commercial banking model and Texas regional focus, though with smaller scale.
Broad incumbents
- JPMorgan Chase: Largest U.S. bank with deep Texas commercial and consumer presence; comparable because it is the 'big bank' competitor Stellar Bank explicitly positions against, though scale, product breadth, and capital markets capabilities are materially larger.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
CommunityBank of Texas social profiles
Digital presenceCommunityBank of Texas compliance and trust
Trust signalCompliance2 records
CommunityBank of Texas financial estimates
Financial estimateRevenue estimate
Valuation estimate
CommunityBank of Texas leadership team
Management profileNumber of profiles
Profiles2 records
CommunityBank of Texas funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CommunityBank of Texas M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CommunityBank of Texas
What does CommunityBank of Texas do?
CommunityBank of Texas (operating as Stellar Bank) is a Houston-based commercial bank providing business banking, personal banking, private banking, and government and institutions banking services across Texas. Its core offerings include business checking, savings/money market/CD accounts, debit cards and digital wallets, business loans, SBA loans, business credit cards, factoring, and treasury management solutions covering fraud prevention, funds management, payables, and receivables. Customers access services through branch locations, online banking portals, and the Stellar Bank Mobile App available on iOS and Android.
Is CommunityBank of Texas a public or private company?
CommunityBank of Texas is a private company. It is classified as corporate owned and is currently operating.
When was CommunityBank of Texas founded?
CommunityBank of Texas was founded in 2007. It employs 101 to 250 people.
Where is CommunityBank of Texas based?
CommunityBank of Texas is headquartered in Houston, United States, in the North America region.
Who are CommunityBank of Texas's main competitors?
Direct peers on record are Prosperity Bancshares, Cullen/Frost Bankers, Independent Bank Group, Comerica Incorporated, Cadence Bank, Texas Capital Bancshares, Veritex Holdings, First Financial Bankshares and Southside Bancshares. JPMorgan Chase is listed as a broad incumbent.
Does CommunityBank of Texas have an API?
No public API is recorded for CommunityBank of Texas.
What industry is CommunityBank of Texas in?
CommunityBank of Texas's product category is Commercial Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of BPAMAFAD, Digital Banking & Neobank Platforms. Its NAICS code is 52211 and its SIC code is 6021.