Tearsheet
Tearsheet is a privately held B2B media company founded in 2010 that covers fintech and financial services through its website, daily newsletter, five-show podcast network, premium Tearsheet Pro subscription, in-person conferences, and awards programs targeting C-suite decision-makers globally.
- Company typePrivate
- Founded2010
- HeadquartersNew York, United States
- Headcount1–10
- GTM typeB2B
- OfferingDigital Commerce or Content
What Tearsheet does
Tearsheet is a privately held B2B media company, founded in 2010 by Zack Miller, that covers the intersection of technology and financial services. Its editorial focus spans banking, payments, lending, embedded finance, blockchain/crypto, green finance, data, and marketing within fintech. The company distributes content across multiple channels: the tearsheet.co website, a daily email newsletter, a five-show podcast network (708+ cumulative episodes including the main Tearsheet Podcast, Acquire, Power of Payments, Green Finance, and Where Credit's Due), social media (LinkedIn, X, YouTube, SoundCloud), and in-person conferences such as The Big Bank Theory (hosted at Mastercard's NYC office) and The Power of Payments. Awards programs — SMB Finance Awards, Bankchain Awards, and Power of Payments Awards — extend the brand into C-suite recognition and lead generation. Tearsheet Pro (formerly Outlier) is a premium subscription membership offering member-exclusive articles, the weekly 10-Q newsletter, research reports, and the annual CEO Guide. The company is also GDPR and CCPA compliant per its 2022 privacy notice update.
The underlying technology is a conventional B2B media stack: a content-managed website (WordPress-based, evidenced by the /wp-content/ asset URLs), email newsletter distribution, podcast hosting across major platforms, an online library (library.tearsheet.co) for premium content, and a subscription/membership system (memberful_endpoint=auth visible in the login URL). Tearsheet does not disclose proprietary platform technology, APIs, SDKs, or AI tooling. No patents, trademarks, or regulatory certifications beyond privacy compliance are recorded.
Tearsheet's business model combines three revenue streams: (1) recurring Tearsheet Pro subscription revenue (monthly billing cadence, pricing not publicly disclosed), (2) event sponsorships and partnerships tied to its conferences and awards programs, and (3) Tearsheet Studios, a creative content agency offering professional services (content strategy, design, content development, research, audience development) to fintech and financial services clients. Named enterprise partners and event sponsors include Mastercard, J.P. Morgan Chase, Bank of America, U.S. Bank, Truist, Citizens, Stripe, Akoya, and Greenlight, while the audience spans CEOs, executives, product/digital leaders, and marketing leaders across financial services globally. The company is independently owned with no disclosed institutional investors, funding rounds, or parent entity.
Tearsheet firmographics
Firmographics- Name
- Tearsheet
- Legal name
- Tearsheet
- Website
- https://tearsheet.co
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Tearsheet is a privately held B2B media company founded in 2010 that covers fintech and financial services through its website, daily newsletter, five-show podcast network, premium Tearsheet Pro subscription, in-person conferences, and awards programs targeting C-suite decision-makers globally.
- Ownership category
- akta.pro rank
Where Tearsheet is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Tearsheet business model
Business model- GTM type
- B2B
- Offering type
- Digital Commerce or Content
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Others
Revenue model
- Tearsheet Pro Subscription: Premium subscription membership offering exclusive content including the weekly 10-Q newsletter, member-exclusive articles, and access to research reports and white papers. The subscription provides high-quality, well-researched industry insights to subscribers.
- Event Sponsorships and Partnerships: Sponsorships and partnerships for conferences including The Big Bank Theory, The Power of Payments, and Tearsheet Talks. Financial and fintech brands sponsor events to reach Tearsheet's audience of decision-makers.
- Tearsheet Studios Content Agency: Creative content agency services helping financial services and fintech firms create content and get it in front of Tearsheet's target readers. Services include content strategy, design, content development, research, and events/audience development.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Tearsheet Pro subscription for premium content access |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
Tearsheet product offering
Product offeringCore offering
Tearsheet is a B2B media company that produces and distributes editorial content covering the intersection of technology and financial services. Its core offering is a multi-format content platform comprising the tearsheet.co website, daily and weekly email newsletters, a five-show podcast network, in-person conferences (The Big Bank Theory, The Power of Payments, Tearsheet Talks), and the Tearsheet Pro premium subscription with member-exclusive analysis and research.
Product overview
Tearsheet is a media company focused on the modernization of money and commerce, covering the intersection of technology and financial services. The company operates a content platform consisting of its main website (tearsheet.co) delivering news and analysis, daily and weekly newsletters, a multi-podcast network (708+ episodes across 5 shows including the main Tearsheet Podcast, Acquire, Power of Payments, Green Finance, and Where Credit's Due), and the Tearsheet Pro subscription providing member-exclusive content and 10-Q analysis. Tearsheet also organizes in-person events including The Big Bank Theory Conference, The Power of Payments Conference, and LendX Talks. Its award programs recognize excellence in SMB finance and banking innovation. Tearsheet Studios is the company's creative content agency serving fintech and financial services firms.
Differentiator
Problem solved
Functional benefit
Brands
- Tearsheet Pro: Subscription membership program offering exclusive content including 10-Q analysis, member-exclusive articles, and premium research
- The Big Bank Theory
- SMB Finance Awards
- Bankchain Awards
- Power of Payments Awards
- Outlier
Products and services
- Tearsheet Pro Subscription Premium recurring subscription providing financial services and fintech professionals with member-exclusive content including the weekly 10-Q newsletter, member-exclusive articles, research reports, and white papers.
- Tearsheet Studios Creative content agency that helps financial services and fintech firms with content strategy, design, content development, research, and events/audience development, leveraging Tearsheet's editorial expertise and audience reach.
- The Big Bank Theory Conference Annual in-person conference focused on banking and fintech innovation, featuring keynote discussions and sessions with banking executives and available for sponsorship by financial services brands.
- The Power of Payments Conference In-person conference covering payment innovation topics including digital wallets, contactless payments, RTP and FedNow integration, AI in fraud prevention, and cross-border payments, with sponsorship opportunities for payment brands.
- Tearsheet Talks Pre-recorded and live discussion series offering in-depth sessions on lending, banking, and small business finances, including the LendX Talks sub-series covering the convergence of lending, credit, and data.
Quantifiable outcome
- 708+ podcast episodes produced across multiple series
- +1 more outcomes
Companies that use Tearsheet
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
Tearsheet technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Tearsheet partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- MastercardcoreMastercard is a sponsor and venue partner for Tearsheet conferences including The Big Bank Theory held at the Mastercard office in New York. The partnership supports Tearsheet's events focused on banking, payments, and fintech innovation.
- GreenlightcoreTearsheet covers the U.S. Bank and Greenlight partnership as a featured case study. Greenlight partnered with U.S. Bank to embed family banking capabilities in U.S. Bank's mobile app. Greenlight has partnerships with JP Morgan Chase, Morgan Stanley, and 60+ other banks.
- AkoyaminorAkoya sponsored Tearsheet Talks: Lending x Credit x Data event focused on the convergence of data, credit, and lending. Akoya provides financial data connectivity solutions.
- J.P. Morgan ChasecoreFeatured in Tearsheet's AI report as a leader in AI adoption in banking. J.P. Morgan is highlighted for significant AI investments and deployment strategies with financial and operational gains. Ashraf Hebela serves as Head of Startup Banking at J.P. Morgan and appears as an Opinion Maker on Tearsheet.
- StripecoreYaakov Erlichman, Head of Capital & Small Business Risk at Stripe, was a keynote speaker at Tearsheet Talks: Lending x Credit x Data event. The partnership highlights Stripe's involvement in SMB lending and capital solutions.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Tearsheet competitors and assessment
Company assessmentDirect peers
- Bank Innovation: B2B media outlet covering digital banking, fintech, and innovation at incumbent financial institutions with events and editorial content. Directly comparable in vertical, audience, and event-driven monetization.
- Finextra: Financial services technology news and community platform with news, opinion, research, and events targeting bank and fintech professionals. Comparable in audience (financial services decision-makers) and editorial coverage of fintech trends.
- Banking Dive: B2B trade publication covering banking industry news and trends for bank executives. Comparable in banking vertical focus and B2B audience, though distributed within the Industry Dive portfolio.
- PaymentsDive: B2B trade publication covering the payments industry with newsletters and editorial content. Comparable in payments vertical coverage, though distributed by Industry Dive rather than operating as an independent niche media brand.
- American Banker: Long-standing B2B media brand covering banking, payments, and fintech with newsletters, events, and awards. Directly comparable to Tearsheet in target audience (bank executives, fintech leaders) and multi-channel monetization, though American Banker is owned by Arizent and has a larger institutional footprint.
- PYMNTS: B2B media company covering payments, banking, and fintech with daily news, research, and proprietary scoring/index products. Closely comparable in vertical focus and content-led GTM, with a heavier emphasis on proprietary data research than Tearsheet.
- The Financial Brand: B2B media and community platform focused on retail banking, digital transformation, and fintech with newsletters, conferences, and research. Comparable audience (bank marketing and digital leaders) and content-led subscription model.
Broad incumbents
- The Information: Subscription-based tech and business media with substantial fintech/startup coverage. Comparable subscription monetization and editorial depth, though it spans a broader tech audience beyond financial services.
Regional players
- Crunchbase News: Editorial arm of Crunchbase covering startup, venture, and fintech funding news. Comparable in fintech-adjacent audience and content-led approach, but anchored in startup/investor coverage rather than incumbent financial services decision-makers.
Emerging players
- Fintech Business Weekly: Newsletter-driven fintech media brand covering industry news and analysis. Comparable in fintech vertical focus and subscription model, but with a narrower content distribution footprint than Tearsheet's multi-channel approach.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Tearsheet social profiles
Digital presenceTearsheet compliance and trust
Trust signalCompliance2 records
Tearsheet financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tearsheet leadership team
Management profileNumber of profiles
Profiles1 record
Tearsheet funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tearsheet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tearsheet
What does Tearsheet do?
Tearsheet is a B2B media company that produces and distributes editorial content covering the intersection of technology and financial services. Its core offering is a multi-format content platform comprising the tearsheet.co website, daily and weekly email newsletters, a five-show podcast network, in-person conferences (The Big Bank Theory, The Power of Payments, Tearsheet Talks), and the Tearsheet Pro premium subscription with member-exclusive analysis and research.
Is Tearsheet a public or private company?
Tearsheet is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Tearsheet founded?
Tearsheet was founded in 2010. It employs 1 to 10 people.
Where is Tearsheet based?
Tearsheet is headquartered in New York, United States, in the North America region.
How does Tearsheet make money?
Three revenue lines are on record. Tearsheet Pro Subscription is the primary driver. The others are event Sponsorships and Partnerships and tearsheet Studios Content Agency.
Who are Tearsheet's main competitors?
Direct peers on record are Bank Innovation, Finextra, Banking Dive, PaymentsDive, American Banker, PYMNTS and The Financial Brand. The Information is listed as a broad incumbent. Crunchbase News is listed as a regional player. Fintech Business Weekly is listed as an emerging player.
Does Tearsheet have an API?
No public API is recorded for Tearsheet.