FINOS
- Company typePrivate
- Founded2018
- HeadquartersBurlingame, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
FINOS firmographics
Firmographics- Name
- FINOS
- Legal name
- Fintech Open Source Foundation
- Website
- https://finos.org
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
FINOS industry classification
Industry- Product category
- Financial Services Open Source Software
- NAICS
- Computer Systems Design and Related Services (54151), Custom Computer Programming Services (541511)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)
Keywords
Where FINOS is headquartered
LocationHeadquarters
- HQ city
- Burlingame
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
FINOS business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Membership Fees: FINOS generates revenue through tiered membership fees (Platinum, Gold, Silver, Associate). Platinum members have highest investment and governance participation, with benefits including Governing Board seats and strategic collaboration.
- Event Sponsorships and Registrations: Revenue from flagship events including Open Source in Finance Forum (OSFF) in London and New York, with sponsorship opportunities and registration fees.
- Training and Certification: FINOS offers training programs including Introduction to the Common Domain Model and AI Governance Framework Leadership Training, delivered through the Linux Foundation Training platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Platinum Membership - Premier tier with Governing Board participation |
| Subscription | Annual | Gold Membership - Strategic contributor tier |
| Subscription | Annual | Silver and Associate Membership - Entry and ecosystem tiers |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels9 records
FINOS product offering
Product offeringCore offering
FINOS coordinates the collaborative development of open source software, standards, and governance frameworks for the financial services industry. Its core offerings include the Common Domain Model (CDM) for financial data standardization, FDC3 for desktop interoperability, Fluxnova for BPMN/DMN-based process orchestration, an AI Governance Framework for responsible AI adoption, Common Cloud Controls, CALM for architecture-as-code, and supporting tools like GitProxy and the HPC ecosystem.
Product overview
FINOS (Fintech Open Source Foundation) is a nonprofit organization and 501c6 trade association that serves as the financial services arm of the Linux Foundation. It coordinates over 100 open source projects and working groups enabling open collaboration across the financial services industry. The portfolio includes core standards and platforms: Fluxnova (BPM/workflow orchestration), FDC3 (desktop interoperability), CDM (financial data standardization), AI Governance Framework, Common Cloud Controls, and CALM (architecture-as-code). Supporting infrastructure includes GitProxy, the HPC ecosystem (ORB, 5-Spot, HTC-Grid), and OS-Climate. Programs include Open Source Readiness, OSMM maturity model, and Training & Certification. Events include the OSFF conference series. Recent initiatives include the AI Fund and OSERA for AI governance and supply chain security respectively.
Differentiator
Problem solved
Functional benefit
Products and services
- Fluxnova An open source BPM (Business Process Management) platform providing automation and orchestration capabilities using BPMN and DMN standards for designing and executing workflows at scale across financial institutions.
- FDC3 (Financial Desktop Connectivity and Collaboration) A desktop interoperability standard providing protocols and taxonomies for efficient interoperability between desktop applications in financial workflows. Version 2.2.3 enables browser-based interop without plugins; version 3.0 roadmap includes zero-trust security and AI agent support.
- CDM (Common Domain Model) A standardized data model for financial instruments, trades, and events enabling consistent data representation across the industry. Used for regulatory reporting, trade processing, collateral management, and digital regulatory reporting, with go-lives by LSEG and Natixis.
- FINOS AI Governance Framework An open governance framework and tooling for responsible AI adoption in regulated financial services. Expanded to cover agentic AI risks including prompt injection and memory poisoning, with reference architectures and mitigations for autonomous AI systems.
- Common Cloud Controls A common set of controls for cloud services in the financial industry, accelerating development, deployment, and adoption of cloud while providing reusable assurance.
- CALM (Common Architecture Language Model) A suite of tools and ecosystem enabling architecture-as-code, allowing developers to build and document system architectures using natural language prompts instead of manual JSON coding. Includes CLI v1.40.0 and CalmHub MCP server for AI agent integration.
- GitProxy An open source tool enabling financial institutions to apply custom Git policies and workflows for security, legal, and compliance requirements before code publication. Version 2.0 includes GitLab support and multi-fork capabilities.
- High-Performance Computing (HPC) Ecosystem Portfolio of open source projects for compute infrastructure including Open Resource Broker (ORB) for hybrid cloud bursting, 5-Spot for Kubernetes machine scheduling, HTC-Grid for high-throughput risk calculations, and OpenGRIS for grid scaling, with contributions from Morgan Stanley, AWS, RBC Capital Markets, and Citi.
- Open Regulatory Reporting (ORR) A project to simplify Digital Regulatory Reporting (DRR) built on CDM and cloud technology, enhancing transparency and efficiency in regulatory reporting across financial services.
- OS-Climate Open source data standards and tools for climate-related financial data, supporting the financial services industry's transition to sustainable finance.
Quantifiable outcome
- Surpassed 100 member organizations, demonstrating broad industry adoption
- +2 more outcomes
Companies that use FINOS
Customer profileNamed customers14 records
Segments2 records
Ideal customer profiles3 records
FINOS technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability8 records
Feature10 records
FINOS partnerships and signals
Strategic signalPartnerships
17 partnerships are on record, tiered core and strategic.
- Deutsche BankcoreDeutsche Bank participated as a pilot institution in OSERA (Open Source Enterprise Resiliency Alliance) to validate the end-to-end pipeline for backpatching critical Java frameworks, contributing to open source supply chain security for financial services.
- Goldman SachscoreGoldman Sachs participated as a pilot institution in OSERA (Open Source Enterprise Resiliency Alliance) to validate end-to-end pipelines for backpatching critical Java frameworks.
- Morgan StanleycoreMorgan Stanley participated as a pilot institution in OSERA and serves as a founding member of the FINOS AI Fund, contributing to AI governance and open source initiatives.
- Royal Bank of Canada (RBC)coreRoyal Bank of Canada is both a pilot institution in OSERA and a founding Premier member of the FINOS AI Fund, anchoring both major initiatives.
- TD Bank GroupcoreTD Bank Group participated as a pilot institution in OSERA and joined as a Platinum member with Governing Board participation to accelerate open orchestration and AI governance.
- ModernecoreModerne spearheaded OSERA and provides infrastructure for the open source supply chain security initiative, enabling backpatching of critical Java frameworks across financial institutions.
- DTCCcoreDTCC is a founding Premier member of the FINOS AI Fund, anchoring the initiative to develop governance standards and implementation frameworks for AI adoption in regulated financial services.
- NatWestcoreNatWest is a founding Premier member of the FINOS AI Fund and founding member of Fluxnova, contributing to open orchestration and AI governance initiatives.
- TetratestrategicTetrate expanded the FINOS AI Governance Framework to cover agentic AI risks, introducing a new reference architecture and mitigations for prompt injection and memory poisoning threats.
- SonatypestrategicSonatype hosts releases for the OSERA open source supply chain security initiative, contributing infrastructure for backpatching critical Java frameworks.
- AWScoreAWS contributed to the FINOS HPC ecosystem with Open Resource Broker (ORB) and HTC-Grid projects, enabling hybrid cloud bursting and high-throughput risk calculations.
- ISDAcoreISDA collaborates on the Common Domain Model (CDM) and digital regulatory reporting, with financial institutions including LSEG and Natixis achieving go-lives using the CDM for regulatory compliance.
- ChainguardstrategicChainguard joined FINOS as a Gold Member to contribute expertise in secure open source adoption, addressing software supply chain security challenges amid AI-driven risks. Chainguard maintains and contributes to over 100 open source projects including Kubernetes, Sigstore, SLSA, Tekton, and Knative.
- Linux FoundationcoreFINOS is the financial services arm of the Linux Foundation, providing neutral governance, administrative support, and infrastructure for open source collaboration in financial services.
- Fidelity InvestmentscoreFidelity Investments partnered with NatWest Group, Deutsche Bank, and Capital One to develop Fluxnova, an open orchestration platform for financial institutions using BPMN and DMN standards.
- Capital OnecoreCapital One partnered to develop Fluxnova alongside Fidelity Investments, NatWest Group, and Deutsche Bank, contributing to open source orchestration platform development.
- MicrosoftcoreMicrosoft joined the FINOS Governing Board as the first cloud provider, elevating to Platinum membership to advance AI Governance Framework and Common Cloud Controls initiatives.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
FINOS competitors and assessment
Company assessmentBroad incumbents
- Apache Software Foundation: Independent open source foundation that hosts hundreds of projects under vendor-neutral governance with corporate sponsorship. Comparable to FINOS in foundation structure, governance model, and project-portfolio approach, though broader in scope.
- R3: Enterprise blockchain consortium serving financial institutions with Corda. Comparable as a financial-services consortium that develops shared infrastructure standards with member-driven governance.
- Linux Foundation: Parent organization of FINOS and the largest open source foundation globally. Highly comparable because it operates the same multi-stakeholder, vendor-neutral governance model across dozens of sub-foundations spanning different technology domains.
Direct peers
- Cloud Native Computing Foundation (CNCF): Sibling Linux Foundation sub-foundation that hosts open source projects (Kubernetes, Prometheus, etc.) with tiered corporate membership, vendor-neutral governance, and flagship events. Closest operating model analog to FINOS within the Linux Foundation family.
- Hyperledger Foundation: Linux Foundation sub-foundation focused on enterprise blockchain for finance and other industries. Comparable because it operates the same foundation model applied to a financial-services-adjacent technology domain.
- ISDA (International Swaps and Derivatives Association): Industry trade body that creates and maintains standards for derivatives (including co-developing CDM with FINOS). Directly comparable as a financial-services-specific standards organization with member-funded governance and a focus on data and process standards.
- Eclipse Foundation: Open source foundation managing working groups and projects with corporate membership, operating model closely aligned to FINOS's tiered membership and project-governance structure.
- FIX Trading Community: Non-profit industry standards organization for electronic trading messaging protocols. Directly comparable to FINOS as a member-supported financial services standards body with global reach and governance by major financial institutions.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
FINOS social profiles
Digital presenceFINOS financial estimates
Financial estimateRevenue estimate
Valuation estimate
FINOS leadership team
Management profileNumber of profiles
Profiles7 records
FINOS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FINOS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FINOS
What does FINOS do?
FINOS coordinates the collaborative development of open source software, standards, and governance frameworks for the financial services industry. Its core offerings include the Common Domain Model (CDM) for financial data standardization, FDC3 for desktop interoperability, Fluxnova for BPMN/DMN-based process orchestration, an AI Governance Framework for responsible AI adoption, Common Cloud Controls, CALM for architecture-as-code, and supporting tools like GitProxy and the HPC ecosystem.
Is FINOS a public or private company?
FINOS is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was FINOS founded?
FINOS was founded in 2018. It employs 1 to 10 people.
Where is FINOS based?
FINOS is headquartered in Burlingame, United States, in the North America region.
How does FINOS make money?
Three revenue lines are on record. Membership Fees are the primary driver. The others are event Sponsorships and Registrations and training and Certification.
Who are FINOS's main competitors?
Broad incumbents on record are Apache Software Foundation, R3 and Linux Foundation. Direct peers are Cloud Native Computing Foundation (CNCF), Hyperledger Foundation, ISDA (International Swaps and Derivatives Association), Eclipse Foundation and FIX Trading Community.
Does FINOS have an API?
No public API is recorded for FINOS.
What industry is FINOS in?
FINOS's product category is Financial Services Open Source Software. Its primary akta.pro industry code is FSAGACAG, Transaction Analytics & Cash-Flow Insights (risk signals, forecasting). Its NAICS code is 54151 and its SIC code is 7373.