FINOS

Name

FINOS

Legal name

Fintech Open Source Foundation

Website

https://finos.org

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Financial Services Open Source Software

NAICS

Computer Systems Design and Related Services (54151), Custom Computer Programming Services (541511)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

Transaction Analytics & Cash-Flow Insights (risk signals, forecasting) (FSAGACAG)

Keywords

• Open source fintech
• Financial data standards
• Regulatory reporting software
• Process automation platform
• AI governance framework

Headquarters

HQ city

Burlingame

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Membership Fees: FINOS generates revenue through tiered membership fees (Platinum, Gold, Silver, Associate). Platinum members have highest investment and governance participation, with benefits including Governing Board seats and strategic collaboration.
2. Event Sponsorships and Registrations: Revenue from flagship events including Open Source in Finance Forum (OSFF) in London and New York, with sponsorship opportunities and registration fees.
3. Training and Certification: FINOS offers training programs including Introduction to the Common Domain Model and AI Governance Framework Leadership Training, delivered through the Linux Foundation Training platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels9 records

Core offering

FINOS coordinates the collaborative development of open source software, standards, and governance frameworks for the financial services industry. Its core offerings include the Common Domain Model (CDM) for financial data standardization, FDC3 for desktop interoperability, Fluxnova for BPMN/DMN-based process orchestration, an AI Governance Framework for responsible AI adoption, Common Cloud Controls, CALM for architecture-as-code, and supporting tools like GitProxy and the HPC ecosystem.

Product overview

FINOS (Fintech Open Source Foundation) is a nonprofit organization and 501c6 trade association that serves as the financial services arm of the Linux Foundation. It coordinates over 100 open source projects and working groups enabling open collaboration across the financial services industry. The portfolio includes core standards and platforms: Fluxnova (BPM/workflow orchestration), FDC3 (desktop interoperability), CDM (financial data standardization), AI Governance Framework, Common Cloud Controls, and CALM (architecture-as-code). Supporting infrastructure includes GitProxy, the HPC ecosystem (ORB, 5-Spot, HTC-Grid), and OS-Climate. Programs include Open Source Readiness, OSMM maturity model, and Training & Certification. Events include the OSFF conference series. Recent initiatives include the AI Fund and OSERA for AI governance and supply chain security respectively.

Differentiator

Problem solved

Functional benefit

Products and services

• Fluxnova An open source BPM (Business Process Management) platform providing automation and orchestration capabilities using BPMN and DMN standards for designing and executing workflows at scale across financial institutions.
• FDC3 (Financial Desktop Connectivity and Collaboration) A desktop interoperability standard providing protocols and taxonomies for efficient interoperability between desktop applications in financial workflows. Version 2.2.3 enables browser-based interop without plugins; version 3.0 roadmap includes zero-trust security and AI agent support.
• CDM (Common Domain Model) A standardized data model for financial instruments, trades, and events enabling consistent data representation across the industry. Used for regulatory reporting, trade processing, collateral management, and digital regulatory reporting, with go-lives by LSEG and Natixis.
• FINOS AI Governance Framework An open governance framework and tooling for responsible AI adoption in regulated financial services. Expanded to cover agentic AI risks including prompt injection and memory poisoning, with reference architectures and mitigations for autonomous AI systems.
• Common Cloud Controls A common set of controls for cloud services in the financial industry, accelerating development, deployment, and adoption of cloud while providing reusable assurance.
• CALM (Common Architecture Language Model) A suite of tools and ecosystem enabling architecture-as-code, allowing developers to build and document system architectures using natural language prompts instead of manual JSON coding. Includes CLI v1.40.0 and CalmHub MCP server for AI agent integration.
• GitProxy An open source tool enabling financial institutions to apply custom Git policies and workflows for security, legal, and compliance requirements before code publication. Version 2.0 includes GitLab support and multi-fork capabilities.
• High-Performance Computing (HPC) Ecosystem Portfolio of open source projects for compute infrastructure including Open Resource Broker (ORB) for hybrid cloud bursting, 5-Spot for Kubernetes machine scheduling, HTC-Grid for high-throughput risk calculations, and OpenGRIS for grid scaling, with contributions from Morgan Stanley, AWS, RBC Capital Markets, and Citi.
• Open Regulatory Reporting (ORR) A project to simplify Digital Regulatory Reporting (DRR) built on CDM and cloud technology, enhancing transparency and efficiency in regulatory reporting across financial services.
• OS-Climate Open source data standards and tools for climate-related financial data, supporting the financial services industry's transition to sustainable finance.

Quantifiable outcome

• Surpassed 100 member organizations, demonstrating broad industry adoption
• +2 more outcomes

Named customers14 records

Segments2 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability8 records

Feature10 records

Partnerships

17 partnerships are on record, tiered core and strategic.

• Deutsche BankcoreStrategic or Co-development Partner · 26 June 2026Deutsche Bank participated as a pilot institution in OSERA (Open Source Enterprise Resiliency Alliance) to validate the end-to-end pipeline for backpatching critical Java frameworks, contributing to open source supply chain security for financial services.
• Goldman SachscoreStrategic or Co-development Partner · 26 June 2026Goldman Sachs participated as a pilot institution in OSERA (Open Source Enterprise Resiliency Alliance) to validate end-to-end pipelines for backpatching critical Java frameworks.
• Morgan StanleycoreStrategic or Co-development Partner · 26 June 2026Morgan Stanley participated as a pilot institution in OSERA and serves as a founding member of the FINOS AI Fund, contributing to AI governance and open source initiatives.
• Royal Bank of Canada (RBC)coreStrategic or Co-development Partner · 26 June 2026Royal Bank of Canada is both a pilot institution in OSERA and a founding Premier member of the FINOS AI Fund, anchoring both major initiatives.
• TD Bank GroupcoreStrategic or Co-development Partner · 26 June 2026TD Bank Group participated as a pilot institution in OSERA and joined as a Platinum member with Governing Board participation to accelerate open orchestration and AI governance.
• ModernecoreTechnology or Integration · 26 June 2026Moderne spearheaded OSERA and provides infrastructure for the open source supply chain security initiative, enabling backpatching of critical Java frameworks across financial institutions.
• DTCCcoreStrategic or Co-development Partner · 23 June 2026DTCC is a founding Premier member of the FINOS AI Fund, anchoring the initiative to develop governance standards and implementation frameworks for AI adoption in regulated financial services.
• NatWestcoreStrategic or Co-development Partner · 23 June 2026NatWest is a founding Premier member of the FINOS AI Fund and founding member of Fluxnova, contributing to open orchestration and AI governance initiatives.
• TetratestrategicTechnology or Integration · 1 June 2026Tetrate expanded the FINOS AI Governance Framework to cover agentic AI risks, introducing a new reference architecture and mitigations for prompt injection and memory poisoning threats.
• SonatypestrategicTechnology or Integration · 1 June 2026Sonatype hosts releases for the OSERA open source supply chain security initiative, contributing infrastructure for backpatching critical Java frameworks.
• AWScoreStrategic or Co-development Partner · 1 June 2026AWS contributed to the FINOS HPC ecosystem with Open Resource Broker (ORB) and HTC-Grid projects, enabling hybrid cloud bursting and high-throughput risk calculations.
• ISDAcoreStrategic or Co-development Partner · 1 June 2026ISDA collaborates on the Common Domain Model (CDM) and digital regulatory reporting, with financial institutions including LSEG and Natixis achieving go-lives using the CDM for regulatory compliance.
• ChainguardstrategicTechnology or Integration · 11 May 2026Chainguard joined FINOS as a Gold Member to contribute expertise in secure open source adoption, addressing software supply chain security challenges amid AI-driven risks. Chainguard maintains and contributes to over 100 open source projects including Kubernetes, Sigstore, SLSA, Tekton, and Knative.
• Linux FoundationcoreStrategic or Co-development Partner · 11 May 2026FINOS is the financial services arm of the Linux Foundation, providing neutral governance, administrative support, and infrastructure for open source collaboration in financial services.
• Fidelity InvestmentscoreStrategic or Co-development Partner · 22 October 2025Fidelity Investments partnered with NatWest Group, Deutsche Bank, and Capital One to develop Fluxnova, an open orchestration platform for financial institutions using BPMN and DMN standards.
• Capital OnecoreStrategic or Co-development Partner · 22 October 2025Capital One partnered to develop Fluxnova alongside Fidelity Investments, NatWest Group, and Deutsche Bank, contributing to open source orchestration platform development.
• MicrosoftcoreStrategic or Co-development Partner · 22 October 2025Microsoft joined the FINOS Governing Board as the first cloud provider, elevating to Platinum membership to advance AI Governance Framework and Common Cloud Controls initiatives.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Apache Software Foundation: Independent open source foundation that hosts hundreds of projects under vendor-neutral governance with corporate sponsorship. Comparable to FINOS in foundation structure, governance model, and project-portfolio approach, though broader in scope.
• R3: Enterprise blockchain consortium serving financial institutions with Corda. Comparable as a financial-services consortium that develops shared infrastructure standards with member-driven governance.
• Linux Foundation: Parent organization of FINOS and the largest open source foundation globally. Highly comparable because it operates the same multi-stakeholder, vendor-neutral governance model across dozens of sub-foundations spanning different technology domains.

Direct peers

• Cloud Native Computing Foundation (CNCF): Sibling Linux Foundation sub-foundation that hosts open source projects (Kubernetes, Prometheus, etc.) with tiered corporate membership, vendor-neutral governance, and flagship events. Closest operating model analog to FINOS within the Linux Foundation family.
• Hyperledger Foundation: Linux Foundation sub-foundation focused on enterprise blockchain for finance and other industries. Comparable because it operates the same foundation model applied to a financial-services-adjacent technology domain.
• ISDA (International Swaps and Derivatives Association): Industry trade body that creates and maintains standards for derivatives (including co-developing CDM with FINOS). Directly comparable as a financial-services-specific standards organization with member-funded governance and a focus on data and process standards.
• Eclipse Foundation: Open source foundation managing working groups and projects with corporate membership, operating model closely aligned to FINOS's tiered membership and project-governance structure.
• FIX Trading Community: Non-profit industry standards organization for electronic trading messaging protocols. Directly comparable to FINOS as a member-supported financial services standards body with global reach and governance by major financial institutions.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/finosfoundation
• GitHubgithub.com/finos
• YouTubeyoutube.com/channel/UCfJAdRALzJ7J7snubrb_Y-Q
• LinkedInlinkedin.com/company/finosfoundation

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FINOS