Sunlight Solutions

What Sunlight Solutions does

Sunlight Solutions is a private, bootstrapped software company founded in 2014 that provides a cloud-native insurance platform for carriers, managing general agents (MGAs), and brokers. Headquartered in Paris with operational hubs in Minneapolis, Orlando, Bangalore, and London, the company sells primarily to property and casualty (P&C) insurers, MGAs, and specialty insurance providers across North America, Europe, LATAM, and APAC. The company has explicitly declined external funding since inception and operates with 11–50 employees distributed globally.

The company's product portfolio is organized around four units: Sunlight Enterprise, the core configurable platform handling policy administration, billing, claims, underwriting, CRM, and compliance; Sunlight Xtend, an add-on module providing customer self-service, AI/ML, OCR, electronic signature, live chat, and IoT integration; Sunlight Simplify, a dedicated business unit (launched December 2022) for medical professional liability (MPL) insurance administration; and Sunlight P&C, a dedicated division (launched February 2025) for P&C carriers, MGAs, and brokers. In April 2024, the company introduced AI Assist, a toolkit that applies machine learning, OCR, and generative language models to claims analysis, document processing, and user training. The platform integrates with external InsurTech solutions including Finovox (document fraud detection) and GhostDraft (customer communications management).

Sunlight operates a sales-led, enterprise go-to-market with dedicated regional directors for LATAM, France, and APAC, supported by direct sales, demo-based entry points, hands-on implementation, and active participation in insurance industry events (InsureTech Connect Asia, EBM Insurtech, Insurtech Brasil). Revenue is generated primarily through subscription-based SaaS contracts bundled with implementation and configuration services; pricing is quote-based and not publicly disclosed. Named enterprise customers include Church Mutual, Curi, and DOXA Insurance Holdings. Leadership is founder-led under CEO Didier Lamour (25 years of insurance technology experience), with senior executives in product, operations, and regional roles spanning Europe, the U.S., and Asia. The company reported that 2023 actual performance exceeded internal projections, though specific revenue figures have not been disclosed.

Name

Sunlight Solutions

Legal name

Sunlight Insurance Holdings, LLC

Website

https://sunlightsolutions.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Sunlight Solutions is a bootstrapped, cloud-native insurance software provider offering configurable policy administration, billing, claims, and underwriting platforms to P&C carriers, MGAs, and specialty insurers across North America, Europe, LATAM, and APAC.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Subscriptions (SaaS): Cloud-native platform delivered as subscription-based SaaS service. Pricing model includes implementation and configuration services bundled with ongoing platform access.

Go-to-market motion3 records

Distribution channels2 records

Marketing channels5 records

Core offering

Sunlight Solutions provides a cloud-native insurance platform designed for property & casualty (P&C) insurers, MGAs, and brokers. Its offering includes policy administration, billing, claims management, CRM, underwriting workbench, and portal/agent capabilities configured to support digital insurance operations across multiple geographies.

Product overview

Sunlight Solutions offers a cloud-native insurance software platform with a modular architecture. The core product is Sunlight Enterprise, a configurable platform handling policy administration, billing, claims, underwriting, and CRM. This core is extended by Sunlight Xtend, an add-on providing AI-powered InsurTech features including machine learning, OCR, electronic signature, and chatbots. Sunlight Simplify is a dedicated business unit for medical professional liability (MPL) insurance administration, while Sunlight P&C (launched February 2025) focuses specifically on Property & Casualty carriers, MGAs, and brokers.

Differentiator

Problem solved

Functional benefit

Brands

• Sunlight Enterprise: Cloud-based core insurance platform for policy administration, claims, billing, underwriting, CRM, and compliance workflows
• Sunlight Xtend
• Sunlight Simplify
• Sunlight P&C

Products and services

• Sunlight Enterprise Full-suite cloud-native insurance platform covering policy administration, billing, claims, CRM and underwriting for P&C carriers seeking end-to-end core systems replacement or modernization.
• Sunlight Xtend Extension/integration layer for Sunlight Enterprise enabling partners and clients to connect the platform with surrounding insurance ecosystem (document generation, accounting, third-party data providers).
• Sunlight Simplify Streamlined, configuration-driven insurance offering aimed at smaller carriers, MGAs and brokers needing faster deployment of policy, billing and claims functionality.
• Sunlight P&C Dedicated P&C insurance configuration of the Sunlight platform supporting personal and commercial lines with native policy, rating, billing and claims workflows.

Quantifiable outcome

• Claims processing reduced from 48 hours to 5 minutes with AI implementation
• +4 more outcomes

Named customers5 records

Segments6 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability7 records

Feature6 records

Partnerships

One partnership is on record.

• FinovoxcoreTechnology or Integration · 2 May 2023Partnership with French software editor specializing in fake document detection. Finovox's solution analyzes 100% of digital documents (invoices, identity documents, proofs of address, certificates) instantly using advanced algorithms. Integration provides Sunlight customers with comprehensive fraud detection capabilities through back-end system connectivity. Finovox reported document fraud cases rising from 11% to 20% in 2022.

Scale indicators5 records

Recent moves10 records

Broad incumbents

• Applied Systems: Applied Systems is a large insurance software vendor serving agencies, brokers, and MGAs with management and automation tools. Adjacent to Sunlight's broker/MGA segment with overlapping buyer personas.
• Origami Risk: Origami Risk provides a single-platform insurance suite spanning policy administration, billing, claims, and analytics for P&C carriers, MGAs, and TPAs. Comparable mid-market enterprise buyer profile to Sunlight.
• Vertafore: Vertafore is a large, established insurance technology vendor focused on distribution, agency management, and rating rather than core policy admin. Adjacent competitor for the broker/agency segment that Sunlight also targets.

Emerging players

• Fineos: Fineos is a cloud-native core insurance platform vendor with particular depth in life, accident, and health plus group benefits. Comparable in modern architecture and vertical specialization; partially overlaps with Sunlight's MPL and life segments.

Direct peers

• Insurity: Insurity delivers core insurance software and analytics for P&C carriers, MGAs, and brokers, with configurable policy administration and claims. Comparable to Sunlight Enterprise in vertical focus and mid-market enterprise delivery.
• Sapiens International: Sapiens provides insurance software platforms for P&C, life, and reinsurance, including policy administration, billing, and claims. Overlaps with Sunlight's core platform offering and multi-line ambition.
• Duck Creek Technologies: Duck Creek provides a cloud-native suite of policy, billing, claims, and insurance analytics solutions for P&C insurers. Closely overlaps with Sunlight Enterprise/Xtend in target buyer (P&C carriers/MGAs), SaaS delivery model, and configurability narrative.
• Majesco: Majesco delivers cloud-native core insurance software (Policy, Billing, Claims) for P&C and life insurers with strong mid-market focus. Comparable to Sunlight Enterprise's mid-market P&C/MGA positioning and cloud-native delivery.
• EIS Group: EIS offers a cloud-native, highly configurable core platform (EIS CoreSuite) for life, P&C, and health insurers. Directly overlaps with Sunlight Enterprise on configurability and modern architecture messaging and competes for similar global carrier accounts.
• Guidewire Software: Guidewire is the leading core insurance platform vendor for P&C carriers, offering PolicyCenter, BillingCenter, and ClaimCenter. Directly competes with Sunlight Enterprise for P&C and MGAs, and serves similar mid-market and enterprise insurers globally.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/18422663
• Xx.com/SunlightSoluti2

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sunlight Solutions