Momentum Funding

What Momentum Funding does

Momentum Funding, LLC is a national non-recourse legal finance company founded in 2015 and headquartered in Boca Raton, Florida. It provides pre-settlement and post-settlement cash advances to plaintiffs in personal injury, automobile accident, premises liability, product liability, medical malpractice, wrongful death, and workers' compensation cases, with repayment only if the plaintiff wins. The company is a subsidiary of Cartiga, LLC, formed in 2019 when Momentum Funding combined with LawCash and Ardec Funding; Momentum continues to operate under its own brand in Illinois and South Carolina and under the Cartiga brand in all other states. Its product set includes plaintiff funding, a medical funding program that pays providers directly for surgeries, deductibles, and co-pays, and an ancillary transportation service (855-You-Ride) for injured plaintiffs.

Revenue is generated on a transaction-fee basis: the company purchases an interest in a case's potential settlement and is repaid from settlement proceeds only on successful resolution. Distribution is sales-led and anchored by attorney referral networks — with named enterprise relationships including Morgan & Morgan — augmented by phone-based inside sales (855-855-FUND), online application intake, and direct-to-consumer content marketing. The platform is supported by an automated funding processing system that enables sub-24-hour approvals, and the company holds state-specific licenses in Georgia, Illinois, and South Carolina.

The company has 11–50 employees, is privately held with no public ticker, and has not disclosed revenue. It has won regional industry recognition (Daily Business Review #1 Litigation Funding Company in 2018, 2019, and 2020) and is consistently recommended by attorneys as a top legal funding provider.

Name

Momentum Funding

Legal name

Momentum Funding, LLC

Website

https://momentumfunding.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

11–50 employees

Short description

Momentum Funding is a national, non-recourse legal finance company that provides pre- and post-settlement funding plus direct medical funding to plaintiffs in personal injury and workers' compensation cases, distributed primarily through trial attorney referral networks across the United States.

Ownership category

akta.pro rank

Product category

Litigation Funding

NAICS

Sales Financing (52222)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Working Capital & Venture-backed Factoring (FSANAIAK)

Keywords

• Legal finance funding
• Plaintiff lawsuit funding
• Pre-settlement funding
• Post-settlement funding
• Medical funding assistance

Headquarters

HQ city

Boca Raton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Lawsuit Funding (Non-Recourse): Momentum Funding provides non-recourse pre-settlement and post-settlement funding to plaintiffs. The company purchases an interest in the potential settlement money of a plaintiff's case. If the case is lost, the plaintiff owes nothing. Revenue is generated when successful cases settle, with the company receiving repayment from settlement proceeds.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Momentum Funding is a national legal finance company that provides non-recourse pre-settlement and post-settlement funding to plaintiffs in personal injury and workers' compensation cases. The company purchases an interest in the potential settlement money of a plaintiff's case; if the case is lost, the plaintiff owes nothing. It also offers a Medical Funding program that pays providers directly for surgeries, medical procedures, co-pays, deductibles, and health insurance policies after negotiating cash prices.

Product overview

Momentum Funding operates as a legal finance company offering two core products: Plaintiff Funding for pre and post-settlement financial assistance covering living expenses and bills, and Medical Funding for direct payment of medical procedures, surgeries, and deductibles. The company also provides ancillary services like 855-You-Ride transportation. All products are accessible through their website and phone support, with no credit check requirements and repayment contingent on case success.

Differentiator

Problem solved

Functional benefit

Brands

• Momentum Medical: Medical funding program that pays directly for medical procedures, surgeries, deductibles and health insurance policies.

Products and services

• Plaintiff Funding Pre-settlement and post-settlement non-recourse lawsuit funding for plaintiffs in personal injury and workers' compensation cases (including automobile accidents, premises liability, product liability, medical malpractice, wrongful death, FELA, maritime/Jones Act, mass torts, and nursing home neglect). Funds cover essential living expenses and bills while the case is pending; no credit check, no collateral, and repayment is required only if the case is won.
• Medical Funding Medical funding program that pays providers directly for surgeries, medical procedures, co-pays, deductibles, and health insurance policies. Momentum negotiates cash prices with medical providers and consolidates the bills into a single transaction on behalf of the plaintiff.
• 855-You-Ride Transportation Service Ancillary transportation service providing safe and reliable rides for plaintiffs and attorneys as an alternative to Uber, intended to assist clients who have difficulty traveling due to injuries.

Quantifiable outcome

• Funding turnaround can be less than 24 hours after receiving attorney information

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Three partnerships are on record, tiered core and minor.

• LawCashcoreStrategic or Co-development Partner · 1 January 2019In 2019, Momentum Funding joined LawCash and Ardec Funding to form Cartiga, a unified legal finance company. LawCash is a well-established brand in the legal funding industry that combined with Momentum's operations as part of the Cartiga formation. Momentum operates under the unified Cartiga brand name in all states except Illinois and South Carolina.
• Ardec FundingcoreStrategic or Co-development Partner · 1 January 2019In 2019, Momentum Funding joined LawCash and Ardec Funding to form Cartiga, a unified legal finance company. Ardec Funding combined with Momentum and LawCash to create Cartiga, consolidating three major legal funding brands under one operational umbrella.
• 855-You-RideminorStrategic or Co-development PartnerTransportation service partnership providing safe and reliable alternative to Uber for plaintiff transportation needs. Assists with transportation for clients who may have difficulty getting to medical appointments or legal proceedings due to injuries.

Scale indicators3 records

Expansion highlights5 records

Direct peers

• Cartiga: Direct parent platform formed in 2019 from the merger of Momentum Funding, LawCash, and Ardec Funding. Cartiga operates the unified legal-finance business in most states while Momentum Funding continues to operate under its own brand in Illinois and South Carolina, making it the closest comparable to Momentum's consumer legal-funding core.
• LawCash: Co-founded consumer legal funding brand that merged with Momentum Funding to form Cartiga in 2019. Provides substantially the same non-recourse pre-settlement funding to personal injury plaintiffs as Momentum and shares operations and capital allocation.
• Ardec Funding: Third founding brand of the Cartiga platform. Like Momentum, focuses on non-recourse plaintiff funding for personal injury cases, providing a directly comparable product, target customer (plaintiffs via attorney referrals), and funding model.
• Nationwide Legal Funding: Direct competitor offering pre-settlement and post-settlement non-recourse funding to plaintiffs in personal injury, workers' comp, and other negligence cases. Operates nationally via attorney networks — the same go-to-market as Momentum.
• Capital Now Funding: Consumer legal funding company providing non-recourse lawsuit cash advances to plaintiffs through attorney and direct channels. Highly comparable niche competitor in the same plaintiff-funded personal injury segment.
• Baker Street Funding: Plaintiff funding company focused on personal injury and similar case types. Competes head-to-head on non-recourse cash advances driven by attorney referrals with comparable pricing and underwriting.
• Cherokee Funding: Specialized plaintiff funding provider for personal injury cases. Operates with a similar attorney-referral-driven model and non-recourse terms to Momentum Funding.

Broad incumbents

• Oasis Financial: One of the largest U.S. consumer legal funding companies. Offers pre-settlement funding to personal injury plaintiffs through attorney referrals, making it the most comparable scaled competitor to Momentum on product, target customer, and acquisition channel.
• Burford Capital: Largest publicly listed commercial litigation finance firm. Differs in being focused on commercial/B2B legal finance rather than consumer PI, but addresses the same underlying legal-funding category and provides a public-market benchmark for the litigation-finance value chain.
• Omni Bridgeway: Global leader in litigation and arbitration finance with significant U.S. consumer-side activities. A scaled incumbent in the broader legal-funding category, comparable on capital-deployment, regulatory expertise, and underwriting sophistication.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/momentumfunding
• Facebookfacebook.com/momentumfunding
• LinkedInlinkedin.com/company/momentum-funding

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Momentum Funding