What Fathom does

Fathom (Fathom Applications Pty Ltd) is a cloud-based financial reporting, analysis, and forecasting SaaS platform founded in 2012 and headquartered in Brisbane, Australia. The platform serves 100,000+ businesses worldwide across three primary customer segments: small and medium businesses, accountants and bookkeepers, and franchises and corporate groups. Core capabilities include management reporting, KPI tracking, three-way cash flow forecasting (P&L, Balance Sheet, and Cash Flow), consolidated financial reporting for multi-entity organizations, group benchmarking, and an Insights Dashboard for accounting firms monitoring multiple clients.

The product is hosted on Microsoft Azure and integrates natively with QuickBooks Online and Desktop, Xero, MYOB AccountRight (cloud and desktop), Sage 50, FreeAgent, Access Financials UK, Excel, and Google Sheets. In March 2026, Fathom launched Commentary Writer, an AI-powered feature that generates context-aware financial report commentary with symbolic attribution for full traceability of every number back to source data. The platform holds ISO27001 certification and a SOC 2 Type 1 report, with SOC 2 Type 2 in progress.

Fathom operates as a wholly-owned subsidiary of The Access Group, a diversified software conglomerate, with legal entities in Australia, the United Kingdom, and the United States. Revenue is generated through monthly and annual SaaS subscriptions under Pro (full-feature access) and Portfolio (accounting-firm tier) plans. The go-to-market is product-led growth: self-serve 14-day free trial with no credit card required, supplemented by an accountant certification program and marketplace distribution through QuickBooks (600+ reviews) and Xero (400+ reviews) App Stores. The company employs 51–100 people.

Name

Fathom

Legal name

Fathom Applications Pty Ltd

Website

https://fathomhq.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

51–100 employees

Short description

Fathom is a cloud-based SaaS platform providing financial reporting, cash flow forecasting, consolidated reporting, and analysis tools for 100,000+ SMBs and accountants, integrating natively with QuickBooks, Xero, MYOB, Sage, and FreeAgent.

Ownership category

akta.pro rank

Headquarters

HQ city

Brisbane

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SaaS Subscription: Monthly or annual subscription-based software service. Billed in advance on a monthly basis. Subscription fees are non-refundable with automatic renewal at end of each period.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels8 records

Core offering

Fathom is a cloud-based SaaS platform that connects to leading accounting systems (QuickBooks, Xero, MYOB, Sage, FreeAgent, Excel, Google Sheets) to deliver management reporting, financial analysis, KPI tracking, three-way cash flow forecasting, consolidated reporting for multi-entity groups, and an AI-powered Commentary Writer with symbolic attribution. It is sold on a monthly/annual subscription basis and serves SMBs, accounting practices, and franchise groups globally.

Product overview

Fathom is a unified financial reporting, analysis, and forecasting platform that combines multiple modules into one cohesive product. The core Fathom platform integrates directly with leading accounting software (QuickBooks, Xero, MYOB, Sage, Excel, Google Sheets) to import and analyze financial data. The product suite includes Financial Analysis for KPI measurement and visual insights, Management Reporting for custom report creation, Cash Flow Forecasting with three-way projections, Consolidated Financial Reporting for multi-entity organizations, and Group Benchmarking for franchise/group comparisons. The AI-powered Commentary Writer feature generates context-aware financial report commentary with full symbolic attribution and traceability. Fathom Portfolio is a cost-effective sub-brand plan designed for accounting firms to monitor and engage with entire client bases through the Insights Dashboard. Fathom Pro is the premium tier offering access to all features including custom reports, Commentary Writer, and advanced capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Fathom All-in-one cloud-based financial reporting, analysis, and cash flow forecasting platform for SMBs, accounting practices, and franchise groups. Connects to leading accounting systems and serves 100,000+ businesses worldwide.

Quantifiable outcome

• Report preparation time reduced - described as 'in minutes, not hours' for management reports
• +1 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability4 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core and flagship.

• FreeAgentcoreTechnology or Integration · 19 January 2026New integration with FreeAgent announced January 19, 2026. Allows users to bring every client into the same workflow.
• QuickBookscoreTechnology or IntegrationFathom integrates seamlessly with QuickBooks Online and QuickBooks Desktop. Allows users to import financial data directly from QuickBooks for reporting and analysis. One of the primary integration platforms with 600+ reviews on QuickBooks App Store.
• XerocoreTechnology or IntegrationFathom integrates seamlessly with Xero, a cloud-based accounting app for small business. One of the primary integration platforms with 400+ reviews on Xero App Store.
• MYOBcoreTechnology or IntegrationFathom integrates with both cloud and desktop versions of MYOB AccountRight. Primary integration partner for ANZ market.
• Microsoft AzurecoreTechnology or IntegrationFathom is hosted on Microsoft Azure cloud platform, utilizing Azure's end-to-end security and privacy features.
• SagecoreTechnology or IntegrationFathom integrates with Sage, including Sage 50 Accounts for UK & Ireland. Integration allows uploading Trial Balance and Chart of Accounts.
• The Access GroupflagshipStrategic or Co-development PartnerParent company acquisition. Fathom Applications Pty Ltd is part of The Access Group along with Fathom USA Inc and Fathom Applications UK Ltd. © 2026 The Access Group and Fathom.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Spotlight Reporting: Spotlight Reporting is a cloud-based reporting, forecasting, and dashboarding tool built for accountants and SMBs, with direct integrations to Xero, QBO, and Sage. It is the closest head-to-head competitor to Fathom in both target audience and feature set.
• LiveFlow: LiveFlow provides financial reporting, cash flow forecasting, and Google Sheets-native consolidations targeting SMBs and accounting firms with direct QuickBooks and Xero integrations. Strongly comparable product/audience overlap with Fathom's Pro and Portfolio plans.
• Jirav: Jirav is an FP&A platform for SMBs and accounting/advisory firms offering budgeting, forecasting, and reporting with QuickBooks/Xero integrations. Targets the same accountant-led advisory use cases as Fathom.
• Float (cash flow forecasting): Float is a cash flow forecasting platform connecting to Xero, QBO, Sage, and Exact, used heavily by SMBs and accountants in the UK and ANZ. Directly competes with Fathom's Cash Flow Forecasting module.
• Phocas Software: Phocas delivers BI, reporting, and analytics for SMBs, distributors, and accounting firms. Comparable in audience (SMBs and accountants) and category (financial/operational reporting).
• Pulse (Spotlight Reporting): Pulse is a near-real-time client dashboarding product from Spotlight Reporting targeting accounting firms with multiple SMB clients. Direct competitor to Fathom Portfolio's Insights Dashboard.

Emerging players

• Mosaic Tech: Mosaic is a financial planning and business intelligence platform focused on high-growth companies and modern finance teams. Adjacent FP&A category with weaker overlap on the accountant-led SMB segment.

Broad incumbents

• Vena Solutions: Vena is an enterprise FP&A platform with native Excel integration, used by mid-market finance teams and accounting firms. Overlaps with Fathom's forecasting and consolidated reporting but serves larger enterprises.
• Planful: Planful is a continuous planning platform for finance teams covering budgeting, forecasting, and reporting. Competes in the broader FP&A category that intersects with Fathom's forecasting and reporting modules.
• Intuit QuickBooks: QuickBooks is Fathom's largest integration partner and the dominant SMB accounting platform in North America. As Intuit embeds native reporting and AI features, it is both a critical channel and a strategic incumbent that could compete with Fathom's added layer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/fathomhq
• Facebookfacebook.com/fathomhq
• LinkedInlinkedin.com/company/fathom-applications

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fathom