Linked2pay
Linked2pay is a cloud-based payment gateway that processes credit, debit, and ACH transactions for merchants and Independent Sales Organizations (ISOs), distributed through ISO resellers and a strategic OneBill billing integration under parent transmodus.
- Company typePrivate
- Founded2006
- HeadquartersOxnard, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Linked2pay firmographics
Firmographics- Name
- Linked2pay
- Legal name
- transmodus
- Website
- https://linked2pay.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Linked2pay is a cloud-based payment gateway that processes credit, debit, and ACH transactions for merchants and Independent Sales Organizations (ISOs), distributed through ISO resellers and a strategic OneBill billing integration under parent transmodus.
- Ownership category
- akta.pro rank
Linked2pay industry classification
Industry- Product category
- Payment Processing Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industry
- Payment Gateways & API Connectivity (FSAGABAB)
Keywords
Where Linked2pay is headquartered
LocationHeadquarters
- HQ city
- Oxnard
- HQ country
- United States
- HQ region
- North America
Markets served
Linked2pay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing Services: Transaction-based revenue from processing credit, debit, and ACH payments for merchants integrated into the Linked2Pay platform
- ISO Referral Revenue: ISOs earn recurring revenue through referral arrangements without onboarding complexity, monetizing their merchant relationships
Go-to-market motion2 records
Distribution channels2 records
Marketing channels1 record
Linked2pay product offering
Product offeringCore offering
Linked2pay operates a cloud-based payment gateway platform that enables merchants and Independent Sales Organizations (ISOs) to accept credit, debit, and ACH payments through a unified solution with real-time transaction visibility. The platform offers API-first connectivity, automated subscription billing, and integrated reporting, and is enhanced by a strategic integration with OneBill for unified billing and payment processing.
Differentiator
Problem solved
Functional benefit
Products and services
- Linked2Pay Platform
Companies that use Linked2pay
Customer profileSegments7 records
Ideal customer profiles3 records
Linked2pay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature3 records
Linked2pay partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- OneBillcoreStrategic integration between OneBill and Linked2Pay enables merchants and ISOs to access unified billing and payment processing including credit, debit, and ACH payments through a single platform. The partnership offers zero technical setup and real-time transaction visibility, allowing ISOs to earn recurring revenue through referrals without onboarding complexity. Both companies' CEOs highlighted that the integration removes complexity from monetization and expands options for resellers serving merchants.
- OneBillcoreOneBill provides subscription billing and revenue management solutions; Linked2Pay provides cloud-based payment gateway services. The unified solution offers automated subscription billing, real-time financial reporting, and API-first connectivity designed to help ISOs earn recurring revenue through referrals. The partnership simplifies monetization and expands options for resellers serving merchants.
Scale indicators1 record
Linked2pay competitors and assessment
Company assessmentDirect peers
- USAePay: Payment gateway provider with strong ISO/reseller channel and API-first card/ACH processing. Closely mirrors Linked2Pay's gateway + ISO distribution model.
- Dwolla: ACH-focused payment platform with API-first connectivity for businesses and platforms. Comparable to Linked2Pay's ACH capability and developer-oriented integration model.
- Stax (formerly Fattmerchant): Subscription-style payment processor targeting ISOs and SMBs with interchange-plus pricing and gateway capabilities. Closest direct comparable to Linked2Pay's ISO-channel, multi-rail gateway model.
- Helcim: Payment processor and gateway serving SMBs and ISOs with transparent pricing and ACH/card acceptance. Comparable to Linked2Pay in targeting small merchants and partner-channel distribution.
- Payment Depot: ISO-centric payment processor offering wholesale card processing rates and gateway services. Highly comparable business model to Linked2Pay's ISO referral and processing approach.
- PaySimple: Payment and billing platform for SMBs and service-based businesses combining recurring billing with card/ACH processing. Comparable to Linked2Pay's integrated billing-plus-payments offering.
Emerging players
- Finix: Payments infrastructure provider enabling platforms and ISVs to embed payment processing. Emerging player with adjacent value proposition to Linked2Pay's ISO and partner-channel distribution.
Broad incumbents
- Stripe: Global payment gateway and processing platform offering API-first card and ACH acceptance. Competes with Linked2Pay in the merchant gateway space but serves a much broader customer base from startups to enterprise.
- Adyen: Enterprise-grade unified payment gateway processing cards and local payment methods globally. A broad incumbent in the same merchant gateway category as Linked2Pay, with deeper enterprise reach.
- Block (Square): Payment processing and gateway serving SMBs and enterprise merchants with card and ACH acceptance. Overlaps with Linked2Pay's merchant gateway offering but covers a far broader product portfolio.
Market position
Customer concentration
Linked2pay social profiles
Digital presenceLinked2pay financial estimates
Financial estimateRevenue estimate
Valuation estimate
Linked2pay leadership team
Management profileNumber of profiles
Profiles2 records
Linked2pay funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Linked2pay M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Linked2pay
What does Linked2pay do?
Linked2pay operates a cloud-based payment gateway platform that enables merchants and Independent Sales Organizations (ISOs) to accept credit, debit, and ACH payments through a unified solution with real-time transaction visibility. The platform offers API-first connectivity, automated subscription billing, and integrated reporting, and is enhanced by a strategic integration with OneBill for unified billing and payment processing.
Is Linked2pay a public or private company?
Linked2pay is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Linked2pay founded?
Linked2pay was founded in 2006. It employs 11 to 50 people.
Where is Linked2pay based?
Linked2pay is headquartered in Oxnard, United States, in the North America region.
How does Linked2pay make money?
Two revenue lines are on record. Payment Processing Services are the primary driver. The others are ISO Referral Revenue.
Who are Linked2pay's main competitors?
Direct peers on record are USAePay, Dwolla, Stax (formerly Fattmerchant), Helcim, Payment Depot and PaySimple. Finix is listed as an emerging player. Broad incumbents are Stripe, Adyen and Block (Square).
Does Linked2pay have an API?
No public API is recorded for Linked2pay.
What industry is Linked2pay in?
Linked2pay's product category is Payment Processing Software. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAGABAB, Payment Gateways & API Connectivity. Its NAICS code is 52232.