What Xome (formerly Solutionstar) does

Xome (formerly Solutionstar) is a U.S.-based online real estate marketplace that combines a simulcast property auction platform with traditional MLS-based home search and an automated valuation tool, operating across all 50 U.S. states, the District of Columbia, and Puerto Rico. The company is headquartered in Lewisville, Texas, is privately held, and is operationally affiliated with the Mr. Cooper group, evidenced by a shared careers infrastructure (mrcoopercareers.com) and corporate continuity from the Solutionstar brand.

The platform is built around four core product surfaces: Xome Auctions (foreclosure, bank-owned, 2nd-chance foreclosure, short sale, non-bank-owned, and commercial auctions), Traditional MLS Listings (claiming access to over 98% of MLS inventory plus exclusive properties), ValueYourHome® (an automated home valuation tool), and the Xome Auction Simulator (an educational bidding sandbox). Supporting infrastructure includes Seller and Vendor portals, mobile applications on iOS and Android, a Help Center, and a First Look Program that grants owner-occupants, nonprofits, and government entities an exclusive pre-auction purchase window. The underlying technology stack centers on the proprietary Xome Valuation Model (XVM), a statistical and machine-learning AVM subject to Dodd-Frank §1473 quality control, and on generative AI for listing descriptions, virtual tours, and image alteration, with disclosures aligned to California AB 723, SB 942, and FTC March 2026 policy.

Xome monetizes primarily through a Buyer's Premium equal to the greater of 5% of the winning bid or $2,500 per auction transaction, listing and broker commissions, lending-partner referral economics from Kiavi and Lima One Capital, and property data/valuation report sales. Customer segments span real estate investors (primary), individual home buyers (primary), home sellers and servicers, licensed brokers and agents, and commercial property buyers, distributed across a horizontal, direct-to-consumer GTM via website, mobile apps, content marketing, and broker/lender referral channels. Multi-jurisdictional operations are conducted through licensed entities Xome Inc., Xome Realty Services LLC, Xome CT LLC, Xome PR LLC, and Xome OH LLC.

Name

Xome (formerly Solutionstar)

Legal name

Xome Inc.

Website

https://xome.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Xome (formerly Solutionstar) is a U.S. online real estate marketplace combining foreclosure, bank-owned, short-sale, and commercial property auctions with traditional MLS listings, automated valuation (XVM), and referral lending partners, serving investors, home buyers, sellers, brokers, and commercial buyers across 50 states, D.C., and Puerto Rico.

Ownership category

akta.pro rank

Product category

Online Real Estate Auctions & Marketplace

NAICS

Web Search Portals and All Other Information Services (519290), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)

SIC

Real Estate Agents & Managers (For Others) (6531), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Online/Virtual Real Estate Auctions (Marketplace Platforms) (BPAJAEAJ)

akta.pro secondary industry

Automated Valuation Models (AVM) & Desktop/Hybrid Appraisals (BPAJAKAO)

Keywords

• Online real estate auctions
• Foreclosure property listings
• MLS property search
• Automated home valuation
• Investment property financing

Headquarters

HQ city

Lewisville

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Buyer's Premium: Transaction fee charged to winning bidders at auction. The Buyer's Premium equals the greater of 5% of the Winning Bid amount or $2,500, added to the winning bid to determine the Total Purchase Price. For Short Sale Auctions, the Buyer's Premium is waived for Original Offerors who become winning bidders.
2. Listing and Broker Services: Revenue from facilitating real estate listings and providing broker/agent services for property transactions. Real estate brokers and agents can participate and earn commissions based on the winning bid amount.
3. Lending Partner Referrals: Referral arrangements with approved lending partners (Kiavi, Lima One Capital) who provide financing to Xome's investment property customers, generating referral revenue for connecting borrowers with lenders.
4. Property Data and Reports: Revenue from property reports and data services purchased by users researching properties, including automated valuation estimates and property records.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Xome operates an online real estate marketplace that aggregates and auctions properties — including foreclosures, bank-owned, short sales, commercial, and non-bank-owned homes — alongside traditional MLS listings. The platform also offers automated home valuations through its proprietary XVM model, seller/vendor portals for managing listings and auctions, and referrals to lending partners who provide financing for investment property buyers.

Product overview

Xome is a real estate technology platform offering an integrated ecosystem of auction and traditional listing services. The core platform consists of Xome Auctions (online property auction marketplace), Traditional MLS Listings, and ValueYourHome® (automated valuation). Supporting tools include the Xome Auction Simulator (bidding practice), Seller Portal (listing management), Vendor Portal, and Property Preferences (personalization). The platform also offers a Commercial Auctions division, Lending Partners network, and mobile applications for iOS and Android. Xome leverages AI through its Xome Valuation Model (XVM) for property valuations and AI-generated content for property listings.

Differentiator

Problem solved

Functional benefit

Products and services

• Xome Auctions Online real estate auction marketplace where buyers bid on foreclosure homes, bank-owned properties, 2nd chance foreclosures, short sales, commercial properties, and non-bank-owned homes via simulcast auction.
• Traditional MLS Listings Platform offering property search across traditional MLS listings alongside auction inventory, providing access to over 98% of MLS listings and exclusive Xome-only properties.
• ValueYourHome® Automated property valuation platform powered by the Xome Valuation Model (XVM) that provides estimated home values and market insights for residential properties.
• Commercial Auctions (Xome Commercial) Commercial real estate auction platform enabling investors to acquire commercial properties through a streamlined transaction process, supported by white-glove asset management, marketing, and sales support.
• Lending Partners Program Partner network connecting buyers with lenders offering financing options for investment properties, including special rates for Xome auction customers through Kiavi (bridge and rental loans) and Lima One Capital (fix-and-flip, rental, multifamily, and new construction loans).
• First Look Program Exclusive listing period allowing eligible buyers — owner-occupants, nonprofits, governmental entities, and community land trusts — to purchase select properties before they are offered at public auction.
• Xome Auctions Mobile App (iOS) iOS application for browsing auction properties, saving searches, managing favorites, and receiving property notifications on iPhone and iPad.
• Xome Auctions Mobile App (Android) Android application for browsing auction properties, saving searches, managing favorites, and receiving property notifications.
• Xome Retail Mobile App (iOS) iOS app for retail home buying and selling with traditional listings functionality.
• Xome Retail Mobile App (Android) Android app for retail home buying and selling with traditional listings functionality.

Quantifiable outcome

• Over 98% of MLS Listings available on platform
• +1 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• KiavicoreGTM or Marketing PartnerKiavi (formerly LendingHome, founded 2013) is one of the largest lenders to real estate investors in the United States. Through Kiavi's digital platform, real estate investors gain access to flexible bridge and rental loan options. Xome customers receive access to special financing rates and streamlined approval processes through this partnership.
• Lima One CapitalcoreGTM or Marketing PartnerLima One Capital has funded over $10 billion in loans for real estate investors since its inception in 2011. They provide Fix and Flip bridge loans, rental property and portfolio loans, multifamily bridge lending, and new construction loans. Xome customers benefit from access to specialized investment property financing products.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Compass: Large U.S. tech-enabled real estate brokerage with consumer search platform. Comparable brokerage/marketplace overlap with Xome Realty Services.
• Zillow: Largest U.S. residential real estate marketplace with broad MLS coverage plus Zillow Offers (iBuyer). Overlaps with Xome on MLS listings and competes for consumer home-search demand.
• Redfin: Tech-enabled residential brokerage and marketplace offering MLS search plus RedfinNow iBuyer service. Competes with Xome for retail listings and on the brokerage side.
• Realtor.com: Operated by Move (News Corp), one of the largest U.S. residential property search portals with broad MLS coverage. Comparable to Xome's retail listing channel.
• Homes.com: CoStar-owned residential portal offering broad MLS search and listing exposure. Competes with Xome's retail listing channel.

Direct peers

• Auction.com: Largest U.S. online real estate auction marketplace for foreclosure, bank-owned, and commercial properties; now part of CoStar Group. Direct overlap with Xome Auctions in distressed-asset online auctions.
• Roofstock: Online marketplace for single-family rental and investment properties. Direct overlap with Xome's investor buyer segment and investment-property financing flow.
• Hubzu: Black Knight-owned online foreclosure and bank-owned auction marketplace offering simulcast auctions. Closely comparable to Xome Auctions in distressed-asset disposition.

Emerging players

• Opendoor: Leading iBuyer that purchases homes directly from sellers. Competes with Xome for motivated/inventory-starved sellers and offers an alternative to the auction route.
• Offerpad: iBuyer offering instant cash offers with same-day or next-day closings. Competes with Xome Auctions for sellers seeking speed over a 30-90 day auction.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/XomeRealEstate
• Facebookfacebook.com/XomeRealEstate
• LinkedInlinkedin.com/company/xome
• Instagraminstagram.com/xome_com

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Xome (formerly Solutionstar)