Paygilant
Paygilant provides mobile-first, frictionless fraud prevention for challenger banks, digital banks, eWallets, and fintechs using a proprietary six intelligence sets framework combining device fingerprinting, behavioral biometrics, and transaction analysis. The Israel-based company sells enterprise SaaS with fully managed services on annual contracts.
- Company typePrivate
- Founded2014
- HeadquartersRamat Gan, Israel
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Paygilant does
Paygilant Ltd. is an Israel-based fraud prevention vendor founded in 2014 (per company history) and headquartered at 10 Ben Gurion Rd., Ramat Gan. The company sells a mobile-first, frictionless fraud prevention platform designed specifically for challenger/neo banks, digital banks, eWallet providers, and other fintech institutions that cannot rely on web-channel or branch-based fraud controls. Paygilant's core technology is a "Six Intelligence Sets" framework comprising Device DNA, User Space, Activity Map, Bio Markers, App Insights, and Transaction View, which together analyze device attributes, behavioral biometrics, and transaction patterns throughout the full user journey from login through transaction execution to produce real-time risk scores in milliseconds. The methodology is protected via a registered Contextual Multi-dimensional Authentication (CMA) patent. The system is designed to detect fraud pre-transaction, eliminate repeated SMS OTP authentications, and function from day one without requiring a customer profile build-up period.
Paygilant operates a SaaS/managed-service revenue model. Pricing is quote-based with annual or multi-year enterprise contracts; the company provides a fully managed service including dedicated technical and fraud analyst teams rather than pure self-service software. Go-to-market is sales-led, with a "Request a Demo" CTA, content marketing through white papers, datasheets, webinars, and conference speaking, plus direct field sales targeting CISOs and fraud leaders at financial institutions. The customer base is concentrated in Latin America (Chile's Tenpo, Brazil's Surf Bank, Peru's Banco de Comercio), with additional references to Indian mobile payments (The Mobile Wallet) and a Citi Global Consumer R&D evaluation. The company secured $750,000 from Connecticut Innovations in October 2019 to fund US market expansion and has additional historical funding from growX ventures, PRYTEK, Start Capital, MassChallenge, and an EISMEA grant. Leadership is led by CEO Ziv Cohen, a co-founder with prior roles at IBM Trusteer, RSA, and Actimize.
Paygilant firmographics
Firmographics- Name
- Paygilant
- Legal name
- Paygilant Ltd.
- Website
- https://paygilant.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Paygilant provides mobile-first, frictionless fraud prevention for challenger banks, digital banks, eWallets, and fintechs using a proprietary six intelligence sets framework combining device fingerprinting, behavioral biometrics, and transaction analysis. The Israel-based company sells enterprise SaaS with fully managed services on annual contracts.
- Ownership category
- akta.pro rank
Paygilant industry classification
Industry- Product category
- Fraud Prevention Software
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Fraud Detection & Transaction Monitoring (FSAMALAA)
- akta.pro secondary industries
- Fraud Detection & Prevention (payments fraud, account takeover, scams) (FSAGAFAE), Payments Fraud & Chargeback Prevention (HDADALAE), Risk, Fraud & Transaction Monitoring (Behavioral, Velocity, Controls) (FSAGAAAK)
Keywords
Where Paygilant is headquartered
LocationHeadquarters
- HQ city
- Ramat Gan
- HQ country
- Israel
- HQ region
- Middle East
Offices1 record
Markets served
Paygilant business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS/Software Licensing: Paygilant operates as a cloud-based SaaS solution providing fraud prevention services to financial institutions, challenger banks, eWallets, and fintech companies on a subscription basis. The solution is delivered as a fully managed service with dedicated tech and fraud team support.
- Managed Services: The company provides fully managed fraud prevention services including dedicated technical and fraud analyst teams, continuous monitoring, and support throughout the customer lifecycle.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise SaaS subscription with fully managed service |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels10 records
Paygilant product offering
Product offeringCore offering
Paygilant is a mobile-first, frictionless fraud prevention and authentication SaaS platform built for fintech, digital banking, and payment providers. It combines six proprietary intelligence sets (Device DNA, User Space, Activity Map, Bio Markers, App Insights, and Transaction View) with patented Contextual Multi-dimensional Authentication (CMA) to detect fraud in real-time before transactions occur. The fully managed service integrates in days, delivers millisecond risk scoring, and protects the entire user journey from login to logout without compromising user experience.
Product overview
Paygilant is a single, unified fraud prevention platform designed for mobile-first fintech, digital banking, and payment applications. The platform's core is its six Intelligence Sets (Device DNA, Transaction Data, Bio Markers, App Interactions, User Data, and Device Attributes) that work holistically in real-time to detect fraud throughout the entire user journey—from registration and login through payment method addition and transactions. While Paygilant offers the same underlying technology across all customer segments, they provide specialized collateral and case studies for different verticals including Challenger/Neo Banks, eWallets, and Food Delivery. The platform is marketed as eliminating the trade-off between fraud prevention, frictionless authentication, and user privacy.
Differentiator
Problem solved
Functional benefit
Products and services
- Paygilant Frictionless Mobile Fraud Prevention Platform Mobile-first, cloud-based SaaS fraud prevention and authentication solution for fintech, digital banking, eWallets, and payment providers. Uses six proprietary intelligence sets (Device DNA, User Space, Activity Map, Bio Markers, App Insights, Transaction View) and patented Contextual Multi-dimensional Authentication (CMA) to detect fraud in real-time before transactions occur. Delivered as a fully managed service with dedicated tech and fraud analyst teams, integrating in days with millisecond risk scoring.
Quantifiable outcome
- Eliminated countless SMS verifications for customers
- +2 more outcomes
Companies that use Paygilant
Customer profileNamed customers5 records
Segments5 records
Ideal customer profiles4 records
Paygilant technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability3 records
Feature8 records
Paygilant partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core, flagship, strategic and minor.
- Banco de ComerciocorePeruvian private bank partnered with Paygilant to provide fraud prevention for its new digital platform focused on customer experience, simplicity and fraud prevention. Paygilant serves as the backbone of the bank's digital banking initiative.
- TenpoflagshipChile's first and only fintech prepaid card issuer partnered with Paygilant to secure its signature protection system while improving user experience. Paygilant provides robust mobile fraud prevention without impacting the user experience.
- Surf BankflagshipBrazilian digital bank and microfinance institution selected Paygilant to secure its digital payment account from mobile fraud and ensure frictionless customer experience. Paygilant helped eliminate account takeover activities prevalent in the region.
- ScanovatestrategicStrategic partnership combining Paygilant's machine learning fraud prevention with Scanovate's digital identity intelligence to transform the payment authentication market. Scanovate is an Enterprise Identity and Compliance platform.
- MTECHminorPartner logo displayed on Paygilant website as part of partner ecosystem.
- E5minorPartner logo displayed on Paygilant website as part of partner ecosystem.
- E2minorPartner logo displayed on Paygilant website (linked to ado-tech.com).
- E4minorPartner logo displayed on Paygilant website (linked to activedgetechnologies.com).
- SFGminorPartner logo displayed on Paygilant website as part of partner ecosystem.
- cybersocminorPartner logo displayed on Paygilant website (linked to ciclsolutions.com).
- datagroupITminorPartner logo displayed on Paygilant website (linked to fairplayconsulting.com).
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
Paygilant competitors and assessment
Company assessmentDirect peers
- Feedzai: Feedzai is a risk operations platform for fraud and AML across banking and payments, covering transaction monitoring, account takeover, and behavioral analytics. Overlaps directly with Paygilant in real-time transaction risk scoring and behavioral analytics for digital banking and payments customers.
- BioCatch: BioCatch provides behavioral biometrics and fraud prevention specifically for digital banking and fintech, analyzing user interactions to detect fraud. Direct competitor to Paygilant in the mobile-first behavioral fraud prevention space, with overlapping use cases in account takeover, new account fraud, and transaction authentication.
- Sift: Sift offers a digital trust and safety suite combining device fingerprinting, behavioral analytics, and machine learning to prevent payment fraud, ATO, and content abuse. Direct competitor in mobile/digital fraud prevention for fintech, with Paygilant competing for the same fraud budget at challenger banks and payment providers.
- BehavioSec (LexisNexis Risk Solutions): BehavioSec provides behavioral biometrics for fraud prevention and authentication, now part of LexisNexis Risk Solutions. Closely comparable to Paygilant's Bio Markers intelligence set and overlapping customer base in digital banking and payments fraud prevention.
- Nethone: Nethone is a Polish fraud prevention and user profiling platform focused on mobile-first fintech, e-commerce, and digital banking. Overlaps with Paygilant in mobile transaction risk scoring, behavioral profiling, and challenger-bank customer base.
- SEON: SEON provides fraud prevention combining device fingerprinting, behavioral analytics, and digital footprint lookup for fintech and digital banking. Comparable to Paygilant on device intelligence and frictionless mobile risk scoring, with overlapping digital banking and payment customers.
- DataVisor: DataVisor applies unsupervised machine learning to fraud detection across banking, payments, and fintech, covering account takeover, application fraud, and transaction monitoring. Competes with Paygilant in real-time risk scoring for digital banking and fintech use cases.
Broad incumbents
- NICE Actimize: NICE Actimize is an enterprise financial crime and risk platform covering fraud, AML, and compliance for large banks. It overlaps with Paygilant on transaction fraud and account takeover but as part of a much broader enterprise suite rather than a mobile-native, challenger-bank-focused offering.
- LexisNexis ThreatMetrix: LexisNexis Risk Solutions' ThreatMetrix provides digital identity, device intelligence, and behavioral analytics for fraud prevention across banking, e-commerce, and fintech. Competes with Paygilant on device fingerprinting and behavioral analytics but serves as a broader enterprise identity decisioning platform.
Emerging players
- Arkose Labs: Arkose Labs focuses on bot detection, account takeover, and abuse prevention for fintech and digital platforms. Adjacent to Paygilant on account takeover and new account opening fraud, with partial overlap on mobile fraud prevention for digital banking.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Paygilant social profiles
Digital presencePaygilant financial estimates
Financial estimateRevenue estimate
Valuation estimate
Paygilant leadership team
Management profileNumber of profiles
Profiles4 records
Paygilant funding detail
Funding detailFunding overview
Funding rounds8 records
Investors8 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Paygilant M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Paygilant
What does Paygilant do?
Paygilant is a mobile-first, frictionless fraud prevention and authentication SaaS platform built for fintech, digital banking, and payment providers. It combines six proprietary intelligence sets (Device DNA, User Space, Activity Map, Bio Markers, App Insights, and Transaction View) with patented Contextual Multi-dimensional Authentication (CMA) to detect fraud in real-time before transactions occur. The fully managed service integrates in days, delivers millisecond risk scoring, and protects the entire user journey from login to logout without compromising user experience.
Is Paygilant a public or private company?
Paygilant is a private company. It is classified as venture growth investor backed and is currently operating.
When was Paygilant founded?
Paygilant was founded in 2014. It employs 11 to 50 people.
Where is Paygilant based?
Paygilant is headquartered in Ramat Gan, Israel, in the Middle East region.
How does Paygilant make money?
Two revenue lines are on record. SaaS/Software Licensing is the primary driver. The others are managed Services.
Who are Paygilant's main competitors?
Direct peers on record are Feedzai, BioCatch, Sift, BehavioSec (LexisNexis Risk Solutions), Nethone, SEON and DataVisor. Broad incumbents are NICE Actimize and LexisNexis ThreatMetrix. Arkose Labs is listed as an emerging player.
Does Paygilant have an API?
No public API is recorded for Paygilant.
What industry is Paygilant in?
Paygilant's product category is Fraud Prevention Software. Its primary akta.pro industry code is FSAMALAA, Fraud Detection & Transaction Monitoring, with a secondary code of FSAGAFAE, Fraud Detection & Prevention (payments fraud, account takeover, scams). Its NAICS code is 522320 and its SIC code is 7372.