What Share One does

Share One, Inc. is a Memphis, Tennessee-based Credit Union Service Organization (CUSO) that provides core processing software and integrated digital banking products to US credit unions. Founded in 1980 and operating from 1790 Kirby Parkway in Memphis, the company has served credit unions for more than 40 years and was bootstrapped independently until May 2024, when Dedagroup North America — the North American arm of Italian technology conglomerate Deda Group — acquired a majority stake. In 2025, Share One merged with fellow Deda Group company VisiFI under the new combined brand Deda Sphere Inc., and is now led by CEO Marcello De Angelis.

The company's core product is NewSolutions, a SQL and Windows-based core processing platform that handles daily transactions, member applications, consumer/mortgage/commercial loan processing, home and mobile banking, and report generation. NewSolutions is tightly integrated with the NS3 product suite of cloud-based, web- and mobile-enabled modules: NSMobile (biometric-authenticated mobile banking), NSHome (home banking with dual authentication), NSLoan and NSJoin (digital loan and membership applications), and DeepTarget (personalized member marketing). An NS3 API enables credit unions to integrate with third-party best-of-breed digital providers. Deep integration with partners such as eDOC Innovations (e-signature, image management, remote deposit) extends the platform's digital workflow capabilities.

Share One generates revenue primarily through subscription/recurring licensing of NewSolutions and the NS3 suite, with annual billing terms that vary by credit union size. Pricing is quote-based (not publicly disclosed) and tied to assets under management at each credit union. The company serves credit unions ranging from $10 million to $2.1 billion in assets, with named client bases spanning small community institutions (Macon-Bibb Employees CU at $3.9M assets) up through large institutions managing over $1.8 billion in assets with memberships exceeding 100,000. Distribution is direct enterprise field sales with dedicated National Account Representatives, supported by one-hour product demos, an annual Dedapulse customer conference, and the cooperative advantages of the CUSO ownership model.

Name

Share One

Legal name

Share One, Inc.

Website

https://shareone.com

Company type

Private

Founded year

1980

Operating status

Operating

Headcount range

51–100 employees

Short description

Share One is a Memphis-based CUSO that provides NewSolutions core processing software and an integrated suite of NS3 digital banking modules (mobile, home, lending, membership, and marketing) to US credit unions ranging from $10M to $2.1B in assets, now operating under the Deda Sphere Inc. brand following a 2024 acquisition by Dedagroup North America and 2025 merger with VisiFI.

Ownership category

akta.pro rank

Product category

Core Banking Software

NAICS

Software Publishers (513210), Software Publishers (5132)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Core Banking & Ledger Systems (Cloud Core, Deposits, Accounts) (FSAGAAAC)

Keywords

• Core processing software
• Credit union technology
• Digital banking platform
• Core banking systems
• Mobile banking solutions

Headquarters

HQ city

Memphis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Core Processing Software: Share One generates revenue through licensing and servicing its NewSolutions core processing system to credit unions. The company serves credit unions with assets ranging from $10 million to $2.1 billion, providing a full range of advanced features including comprehensive support for consumer, mortgage, and commercial loans.
2. NS3 Cloud-Based Products: Additional revenue streams from cloud-based NS3 product suite including NSMobile, NSHome, NSLoan, NSJoin, and DeepTarget marketing features that are tightly integrated with the core system.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Share One provides the NewSolutions core processing system — a SQL and Windows-based platform that supports transactions, member applications, loans, and back-office operations for credit unions. Layered on this core are the NS3 cloud-based digital banking products (NSMobile, NSHome, NSJoin, NSLoan, and DeepTarget) plus an NS3 API, sold as a tightly integrated suite to deliver member-facing digital experiences. Deployment is offered via In-House, Hosted, or Service Center delivery models.

Product overview

Share One offers a platform-plus-modules architecture centered on the NewSolutions core processing system (a SQL and Windows-based platform refined over 40+ years of collaborative development with credit union clients), supplemented by the NS3 suite of cloud-based products (NSMobile, NSHome, NSJoin, NSLoan, DeepTarget) and the NS3 API for connecting to external digital providers. This integrated ecosystem delivers comprehensive core banking functionality alongside omnichannel digital member experiences through tightly coupled modules.

Differentiator

Problem solved

Functional benefit

Brands

• NewSolutions: Core processing system for credit unions providing full spectrum tools for daily transactions, member applications, home and mobile banking, and report generation.
• NS3 Products
• NS3 API

Products and services

• NewSolutions Core Processing System SQL and Windows-based core processing platform for credit unions that handles transactions, member applications, loan processing, general ledger, back-office operations, and regulatory reporting. Sold to credit unions of all sizes via In-House, Hosted, or Service Center deployment models.
• NS3 Cloud-Based Digital Banking Suite Integrated cloud-based digital banking suite that sits on top of NewSolutions and provides member-facing experiences: NSMobile (mobile banking), NSHome (online banking), NSJoin (membership application), NSLoan (loan application), and DeepTarget (marketing). Designed for credit unions seeking modern digital member experience capabilities.
• NS3 API Open application programming interface exposing the NS3 digital banking suite to third-party integrations, enabling credit unions to extend the platform with partner fintech services and connect to external systems.

Quantifiable outcome

• Share One serves credit unions managing over $1.8 billion in assets with memberships topping 100,000
• +1 more outcomes

Named customers27 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature7 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• eDOC InnovationscoreTechnology or Integration · 31 January 2020eDOC Innovations completed an e-signature integration alternative for Share One's client credit unions. The CUSO-to-CUSO collaboration enables credit unions to move beyond interfaces to deeply integrated digital workflows. eDOC's e-signature and image management capabilities are paired with Share One's NS3 products.
• VisiFIcoreStrategic or Co-development PartnerVisiFI and Share One joined forces under a new brand: Deda Sphere Inc. Both companies are now part of Deda Group's North American operations, combining their credit union technology solutions.
• Corporate America Credit UnionminorGTM or Marketing PartnerCorporate America Credit Union is a Grand Prix sponsor of Dedapulse 2025 and presented on innovation in credit unions.
• eDOC InnovationsminorGTM or Marketing PartnereDOC Innovations is an Indy Car sponsor of Dedapulse 2025 conference.
• SHAZAMminorGTM or Marketing PartnerSHAZAM is an Indy Car sponsor of Dedapulse 2025 conference.
• VertifiminorGTM or Marketing PartnerVertifi is an Indy Car sponsor of Dedapulse 2025 conference.
• SavvyMoneyminorGTM or Marketing PartnerSavvyMoney is the Country Night sponsor of Dedapulse 2025 conference.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Fiserv: Diversified fintech giant offering core banking, digital, and payments solutions to credit unions and banks. Comparable to Share One in the credit union core segment, though it serves a much broader range of institution sizes and financial services use cases.
• FIS: Large-scale financial technology provider with credit union core processing offerings (including legacy Open Solutions products). Overlaps with Share One in the credit union core and digital banking market, but operates at much greater scale and across a broader product portfolio.
• Finastra: Global financial software provider offering core, digital, and lending platforms to banks and credit unions. Comparable to Share One as a competing credit union core provider, with particular overlap in cloud-based core modernization.
• Jack Henry & Associates: A major financial technology provider whose Symitar division is one of the largest core processing platforms for credit unions in the U.S. Directly comparable to Share One in serving credit unions with comprehensive core and digital banking solutions, though at vastly larger scale.

Regional players

• DataPath: Credit union core and technology services provider primarily serving smaller community credit unions. Comparable to Share One in targeting the small/mid-market credit union segment with core processing and managed services.

Emerging players

• Nymbus: Cloud-native core and digital banking platform targeting community banks and credit unions. Competes with Share One for the same mid-market credit union segment but from a modern, API-first architecture versus Share One's SQL/Windows legacy core.
• Constellation Digital Partners: CUSO providing a digital banking platform for credit unions, partnering with multiple core processors including those in the credit union space. Adjacent to Share One as a credit union-focused digital banking provider integrated with core platforms.

Direct peers

• Member Driven Technologies: CUSO delivering outsourced IT and core processing services to credit unions, including Symitar-based solutions. Comparable to Share One as a CUSO serving small and mid-sized credit unions with core and digital banking services.
• CU*Answers: CUSO providing core processing and technology services to credit unions, with a cooperative ownership model similar to Share One. Directly comparable as a CUSO-organized core processor serving the small-to-mid-sized credit union market.
• Corelation (Tyfone): Provider of the KeyStone core processing platform purpose-built for credit unions. Direct peer to Share One in targeting small and mid-sized credit unions with an integrated core and digital platform, and similarly organized as a CUSO-aligned entity.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubevimeo.com/56942113
• Facebookfacebook.com/ShareOneInc
• Xx.com/ShareOne_EDU
• LinkedInlinkedin.com/company/share-one-inc.

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Share One