XRP Healthcare

What XRP Healthcare does

XRP Healthcare is an AI-powered healthcare platform built on the XRP Ledger blockchain, founded in 2022 by Kain Roomes and Laban Edward Roomes. The company operates through two legal entities: XRP Healthcare M&A Holding Inc. (incorporated in RAK ICC, UAE) for acquisitions and treasury, and XRP Healthcare LLC for platform infrastructure. It serves individual consumers, pharmacies, and healthcare institutions across more than 65 countries, with a particular focus on emerging markets. The platform has reached 74,000+ users and operates with a headcount of 101-250 employees.

The company's core products include the XRPH AI app, a multilingual (English, German, Spanish, Korean, Chinese, Japanese) mobile health assistant supporting text, image, and audio inputs with capabilities spanning symptom guidance, counterfeit drug detection, and a FemCare vertical; the XRPH Wallet, a HIPAA-grade payment wallet with invoicing and QR checkout functionality; and a dual-token ecosystem consisting of XRPHAI (rewards) and XRPH (infrastructure). It also distributes a prescription savings card accepted at 68,000+ US pharmacies including Walmart, Walgreens, CVS, Rite Aid, and Safeway through an exclusive arrangement with the Unified Network of Associations (UNA). Following its March 2025 acquisition of Pharma Ville, the company also operates seven retail pharmacies in Uganda.

XRP Healthcare's business model combines transaction-based revenue from its prescription savings network, wallet transaction fees, token ecosystem economics (with XRPHAI launched on MEXC in April 2026), pharmacy retail revenue from its Uganda operations, and M&A advisory income through its holding entity. The company is pursuing a TSX Venture Exchange listing via a qualifying transaction with AAJ Capital 3 Corp. (announced mid-2025) with a CAD $1.3M concurrent financing at a CAD $14.99M pre-money valuation, providing public market access and acquisition currency for its stated Africa-focused pharmacy rollup strategy. No revenue figures are disclosed in available materials.

Name

XRP Healthcare

Legal name

XRP Healthcare M&A Holding Inc.

Website

https://xrphealthcare.ai

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

101–250 employees

Short description

XRP Healthcare is an AI-powered healthcare platform on the XRP Ledger that delivers multilingual health guidance, prescription savings across 68,000+ US pharmacies, and operates seven retail pharmacies in Uganda, serving consumers and healthcare institutions in 65+ countries.

Ownership category

akta.pro rank

Product category

AI Healthcare Platform

NAICS

Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Pharmacies and Drug Retailers (456110), Drugs and Druggists' Sundries Merchant Wholesalers (42421)

SIC

Retail-Drug Stores And Proprietary Stores (5912), Wholesale-Drugs, Proprietaries & Druggists' Sundries (5122)

akta.pro primary industry

Health & Pharmacy Omnichannel (CRAFAEAK)

akta.pro secondary industries

Payer-Provider Data Exchange (X12, prior auth, claims/clinical attachment) (HLACABAK), PBM Technology Platforms (ePA/eRx/Real-Time Benefit Tools) (HLAEAKAL)

Keywords

• AI healthcare platform
• Blockchain healthcare payments
• Prescription savings program
• Pharmacy M&A services
• Digital health rewards

Headquarters

HQ city

Dubai

HQ country

United Arab Emirates

HQ region

Middle East

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Supply Chain, Infrastructure

Revenue model

1. Prescription Savings Card: The XRPH Prescription Savings Card enables users to access discounts of up to 80% on medications at over 68,000 US pharmacies. The card is free for users to download and use, with savings delivered at the point of sale. XRP Healthcare generates revenue from network participation fees and volume-based arrangements with the United Networks of America pharmacy network.
2. XRPHAI Token Ecosystem: XRPHAI is a utility token powering the rewards ecosystem within the XRPH AI App. Users earn tokens through verified healthy actions. The token launched on MEXC exchange with no prior private sale, enabling open market participation for price discovery. Revenue potential arises from token ecosystem growth, strategic token allocations, and exchange listing arrangements.
3. XRPH Wallet Blockchain Payments: The XRPH Wallet facilitates real-time blockchain-based healthcare payments across pharmacies, clinics, and hospitals in XRP, XRPH, and RLUSD. The wallet targets 3-5% of combined US and East African pharmacy markets within five years. Revenue is generated from transaction fees and payment processing within the healthcare ecosystem.
4. Healthcare M&A Platform Services: XRP Healthcare M&A Holding Inc. acquires and integrates pharmacy chains and healthcare providers (e.g., Pharma Ville in Uganda), building a vertically integrated tech-enabled healthcare network. Revenue is generated through operational consolidation, supply chain optimization, and improved healthcare delivery across acquired entities.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

XRP Healthcare operates the XRPH AI App, a mobile-first AI healthcare platform built on the XRP Ledger that delivers multilingual health guidance, AI-powered symptom and image analysis, and a tokenized "Proof of Health" rewards program. It distributes a free Prescription Savings Card accepted at 68,000+ US pharmacies offering up to 80% prescription discounts, runs the XRPH Wallet for blockchain-based healthcare payments in XRP, XRPH, and RLUSD, and owns Pharma Ville, a retail and wholesale pharmacy chain in Uganda anchoring its African healthcare M&A strategy.

Product overview

XRP Healthcare operates as a dual-entity ecosystem (XRP Healthcare LLC for infrastructure/payments and XRP Healthcare M&A Holding Inc. for healthcare services) built on the XRP Ledger. The core offering combines the XRPH AI App (mobile-first AI healthcare platform), XRPH Wallet (HIPAA-grade blockchain payment infrastructure), and a dual-token system (XRPHAI for rewards, XRPH for infrastructure/reward multipliers). The ecosystem is anchored by the Prescription Savings Card providing up to 80% prescription discounts at 68,000+ US pharmacies, supported by the Proof Of Health rewards framework. Physical pharmacy operations are being built through M&A, including the acquisition of Pharma Ville in Uganda.

Differentiator

Problem solved

Functional benefit

Brands

• XRPH AI: AI-powered healthcare platform built on the XRP Ledger, providing multilingual health guidance, prescription savings, and wellness rewards.
• XRPH AI App
• XRPH Wallet
• XRPHAI
• XRPH Prescription Savings Card

Products and services

• XRPH AI App Mobile-first AI healthcare application built on the XRP Ledger, offering multilingual AI-powered health guidance, symptom and image analysis, counterfeit medication detection, voice interaction, wellness features (CalmXRPH, FemCare, My Vitals), the XRPH Prescription Savings Card, and XRPHAI token rewards for verified healthy actions. Distributed free on iOS App Store and Google Play.
• XRPH Wallet HIPAA-grade, open-source blockchain payment wallet enabling real-time healthcare payments in XRP, XRPH, and RLUSD across pharmacies, clinics, and hospitals with near-instant settlement and low fees. Supports direct XRP and RLUSD swaps for XRPHAI via the wallet. Used in the US and Africa.
• XRPH Prescription Savings Card Free digital prescription savings card providing up to 80% discounts on medications, accepted at more than 68,000 pharmacies across the United States including Walmart, Walgreens, CVS, Rite Aid, and Safeway through the United Networks of America network.
• Pharma Ville (Owned Pharmacy Chain) Wholly-owned retail and wholesale pharmacy chain in Uganda with seven locations, representing XRP Healthcare's entry into Africa's healthcare sector. Provides medication distribution, supply chain operations, and integration touchpoints for the XRPH AI digital health ecosystem.
• XRPHAI Utility Token Utility token powering the XRPH AI rewards ecosystem (Proof of Health model), enabling users to earn rewards through verified healthy actions such as AI health assessments, wellness sessions, image-based analyses, prescription savings card usage, and referrals. Maximum supply of 1 billion tokens with 100 million in initial circulation.
• XRPH Token Infrastructure layer token supporting blockchain-based healthcare payments within the XRPH Healthcare ecosystem. Functions as a reward multiplier when held in the XRPH Wallet, enhancing the XRPHAI rewards users earn through app activity.

Quantifiable outcome

• Over $1.2 million in prescription savings delivered to users
• +5 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature8 records

Partnerships

Eight partnerships are on record, tiered core, strategic and minor.

• Victus GlobalcoreStrategic or Co-development PartnerXRP Healthcare announced a strategic partnership with Victus Global, a Web3-focused venture and growth firm, to support global expansion of its AI healthcare ecosystem. The partnership focuses on liquidity infrastructure, ecosystem growth coordination, market expansion support, and broader exchange growth initiatives for XRP Healthcare's ecosystem including XRPH AI App, XRPH Wallet, XRPHAI rewards infrastructure, and the Prescription Savings Card. Victus Global is providing market making and strategic growth coordination for the XRPHAI token.
• United Networks of America (UNA)coreChannel Partner/ Reseller/ DistributorXRP Healthcare partners with United Networks of America (UNA) to access a pharmacy network of over 68,000 locations across the United States. The UNA partnership enables XRP Healthcare's Prescription Savings Card to be accepted at major pharmacy chains including Walmart, Walgreens, CVS, Rite Aid, and Safeway. UNA provides 120 million member access through the partnership.
• Isansys LifecarestrategicStrategic or Co-development PartnerXRP Healthcare announced a strategic partnership with Isansys Lifecare, an NHS collaborator, to revolutionize healthcare services in Uganda. Isansys provides digital health monitoring and patient data capture technology that complements XRP Healthcare's blockchain-based healthcare payment and AI platform services.
• Spiritus MedicalstrategicStrategic or Co-development PartnerXRP Healthcare and Spiritus Medical announced a strategic collaboration to revolutionize healthcare in Africa. Spiritus Medical provides healthcare services and solutions that integrate with XRP Healthcare's blockchain and AI platform for enhanced healthcare delivery across Africa.
• FoventaminorStrategic or Co-development PartnerXRP Healthcare collaborated with Foventa for Africa's premier laboratory expo, supporting healthcare education, networking, and industry visibility across the African healthcare sector.
• ExpogroupminorGTM or Marketing PartnerXRP Healthcare announced a strategic partnership with Expogroup to expand its presence in Africa. Expogroup organizes international exhibitions and events, providing XRP Healthcare with event-based marketing and networking opportunities across African markets.
• The PHA GroupminorGTM or Marketing PartnerThe PHA Group partnered with XRP Healthcare to support its global expansion and marketing strategies aimed at 2025. The partnership focuses on financial inclusion and digital transformation, particularly in Africa, through M&A activities and Web3 services.
• Ehlers-Danlos SocietyminorGTM or Marketing PartnerXRP Healthcare sponsored the Ehlers-Danlos Society with vital support through its Prescription Savings Card. The sponsorship provides healthcare support to patients with Ehlers-Danlos syndrome, demonstrating corporate social responsibility and community engagement.

Scale indicators7 records

Recent moves8 records

Expansion highlights3 records

Direct peers

• GoodRx: Public US prescription savings and telehealth platform that distributes discount cards accepted at 68,000+ US pharmacies. Directly comparable to XRP Healthcare's core US Prescription Savings Card business and pharmacy-network go-to-market motion.
• HealthTap: US telehealth and AI-driven health-guidance platform offering virtual doctor visits, symptom checking, and prescription services. Comparable consumer-facing AI + virtual care bundle with similar multilingual ambitions.
• Ada Health: Global AI symptom-assessment and care-navigation app used by millions of consumers and integrated into health systems. Directly comparable as a multilingual, mobile-first AI health-guidance platform.
• Hims & Hers Health: Public digital health platform combining telehealth consultations, prescription fulfillment, and consumer wellness products. Comparable to XRP Healthcare as a vertically integrated digital health + pharmacy consumer brand with subscription/repeat-engagement economics.
• K Health: AI-driven digital health platform offering 24/7 multilingual chat-based medical guidance, symptom assessment, and virtual primary care. Closely mirrors XRPH AI App's multilingual AI guidance and consumer-first UX.

Emerging players

• Babylon Health: AI-powered telehealth and digital-first primary care platform with multilingual capabilities and emerging-market deployments. Comparable as an AI-first virtual care platform targeting global populations.
• Solve.Care: Blockchain-based healthcare platform issuing utility tokens for care coordination, payments, and benefits administration. The closest peer that combines a token economy with healthcare infrastructure on a distributed ledger.
• Solv Health: Digital healthcare marketplace for booking same-day urgent and primary care visits, with consumer UX similar to XRPH AI App's care-navigation features. Comparable as a mobile-first consumer healthcare access layer.

Broad incumbents

• Ro: Vertically integrated digital health company operating telehealth, pharmacy distribution, and consumer brands across multiple conditions. Broader and better-capitalized than XRP Healthcare but addresses the same consumer prescription + telehealth + wellness use cases.
• WebMD: Largest US consumer digital health information and care-navigation destination, owned by Internet Brands. Comparable as a multilingual consumer health-information destination that monetizes via partnerships and pharmacy/condition advertising.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xtwitter.com/xrphealthcare
• YouTubeyoutube.com/channel/UCqx47BZPPweSoSp0kRLEj0g
• LinkedInlinkedin.com/company/xrphealthcare
• Instagraminstagram.com/xrphealthcare
• TikToktiktok.com/@xrphealthcare

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about XRP Healthcare