Chase Paymentech
- Company typePublic
- Founded1990
- HeadquartersDallas, United States
- Headcount5,001–10,000
- GTM typeB2B
- OfferingServices
Chase Paymentech firmographics
Firmographics- Name
- Chase Paymentech
- Legal name
- Paymentech, LLC
- Website
- https://merchantservices.chase.com
- Company type
- Public
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Ownership category
- akta.pro rank
Chase Paymentech industry classification
Industry- Product category
- Merchant Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Card-Present Acquirers (Retail & POS Focus) (FSAMABAC)
- akta.pro secondary industries
- POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF), Merchant & Commercial Acquiring (POS/eCommerce acquiring for corporates) (FSABAIAH)
Keywords
Where Chase Paymentech is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Markets served
Chase Paymentech business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Personnel, Infrastructure, Marketing or Sales
Revenue model
- Payment Processing Transaction Fees: Chase earns percentage-based transaction fees on every payment processed. Fees vary by payment method: tap/dip/swipe transactions cost 2.6% + $0.10; manually keyed or payment link transactions cost 3.5% + $0.15; online orders cost 2.9% + $0.25. This is the primary revenue stream and scales directly with payment volume.
- Hardware Sales: Revenue generated from sale of POS terminals, card readers, and standalone payment devices to merchants. The Chase POS Terminal and Chase Card Reader are available for purchase.
- Banking Account Revenue: Cross-selling of Chase Business Complete Banking accounts, where merchants who process over $2,000/month in payments can have the $15 monthly service fee waived, creating incentive for higher payment volume and deeper banking relationships.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | In-person payments (tap, dip, swipe) |
| Transaction based/ take rate | Pay-as-you-go | Manually keyed transactions and payment links |
| Transaction based/ take rate | Pay-as-you-go | Online orders |
| Subscription | Monthly | Chase Business Complete Banking account |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
Chase Paymentech product offering
Product offeringCore offering
Chase Paymentech (legal entity Paymentech, LLC) is a subsidiary of JPMorgan Chase Bank, N.A. that provides merchant payment processing services under the Chase Payment Solutions brand. It enables businesses to accept card and electronic payments through payment processing infrastructure, point-of-sale (POS) systems, and related fraud and risk management tools. The company serves small and mid-sized businesses across the United States, primarily from its Dallas, Texas headquarters.
Product overview
Chase Payment Solutions is a comprehensive merchant services platform offered by JPMorgan Chase & Co., providing two product families to serve merchants at different complexity levels. For simple payment needs, the QuickAccept suite (Chase POS app, Chase Card Reader, Chase POS Terminal) is built into Chase Business Complete Banking, offering essential features for accepting payments, managing sales, and tracking invoices with same-day deposits. For sophisticated needs, Chase offers standalone products and third-party integrations including Authorize.net, TouchBistro, and Silver Essentials by NCR Voyix, enabling multi-location merchants and those requiring existing software integration. The platform supports in-store, on-the-go (via Tap to Pay on iPhone/Android), and online payment acceptance through its payment gateway. Additional services include invoicing, payroll integration, Fraud Protection Services, and business analytics. Pricing varies by transaction type: 2.6% + 10 cents for tap/dip/swipe, 3.5% + 15 cents for keyed transactions/payment links, and 2.9% + 25 cents for online orders.
Differentiator
Problem solved
Functional benefit
Brands
- QuickAccept: Point-of-sale solutions built into Chase Business Complete Banking account for accepting card payments
- Chase POS Terminal
- Chase Card Reader
- Chase POS App
- Tap to Pay on iPhone
Products and services
- Chase Payment Solutions
- POS Systems
- Fraud Protection Tools
Quantifiable outcome
- $2T+ in payments processed in 2025
- +2 more outcomes
Companies that use Chase Paymentech
Customer profileNamed customers1 record
Segments7 records
Ideal customer profiles1 record
Chase Paymentech technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature5 records
Chase Paymentech partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- TouchBistrocoreTouchBistro is a restaurant POS software platform integrated with Chase Payment Solutions for merchants with restaurant-specific payment processing needs. This integration enables restaurants to use TouchBistro's restaurant management features while processing payments through Chase.
- Silver Essentials by NCR VoyixcoreSilver Essentials by NCR Voyix provides POS software integration with Chase Payment Solutions for multi-location merchants requiring sophisticated payment orchestration and existing software integration.
- Authorize.netcoreAuthorize.net is a payment gateway integrated with Chase Payment Solutions, enabling merchants to accept payments online and set up recurring billing through a virtual terminal.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
Chase Paymentech competitors and assessment
Company assessmentDirect peers
- Block (Square): Block's Square segment is a direct competitor to Chase Payment Solutions, providing card-present processing, POS hardware (Square Reader, Square Terminal), Tap to Pay on iPhone, and integrated banking via Square Checking. Targets similar small business segments with transaction-based pricing models.
- Stripe: Stripe is a direct peer primarily in card-not-present / e-commerce processing through its payment gateway and Connect platform. Overlaps with Chase's online payments, Authorize.net integration, and marketplace-style sub-merchant onboarding for sellers.
- Fiserv (Clover): Fiserv, via Clover, is one of the largest U.S. merchant acquirers and SMB POS platforms, processing hundreds of billions in payments annually. Directly comparable in processing volume and SMB focus, with Clover competing against Chase POS System and QuickAccept.
- Global Payments: Global Payments is a major U.S. merchant acquirer and integrated payments technology provider formed through the merger of Global Payments and Worldpay. Competes with Chase in SMB acquiring, gateway, and POS-adjacent software.
- Adyen: Adyen is a global payment processor with unified online, in-store, and marketplace acquiring. While more enterprise-focused, it competes with Chase in multi-location and omnichannel processing and offers a software-led POS model comparable to Chase's approach.
- PayPal (Zettle): PayPal competes in merchant acquiring and SMB POS via its Zettle product line. Overlaps with Chase in e-commerce gateway (Braintree), in-person card acceptance, and Tap to Pay offerings.
- Worldpay (Fiserv): Worldpay, now part of Fiserv, is a top-tier U.S. and global acquirer processing over $2T annually. Competes head-to-head with Chase in SMB card-present, e-commerce, and multi-location acquiring.
Emerging players
- Toast: Toast is a restaurant-specific POS and payments platform that accepts card payments and operates as a PayFac. Competes against Chase's restaurant vertical offering and is integrated with TouchBistro, which is one of Chase's POS partners.
- Helcim: Helcim is a Canadian-headquartered SMB payments processor with interchange-plus pricing and integrated banking-like features (Helcim Business Account). It is comparable to Chase in serving multi-vertical small merchants and competes in the U.S. and Canada.
- Stax by Fattmerchant: Stax is a SaaS-style subscription payment processor targeting small and mid-market merchants with transparent pricing. It overlaps with Chase's complex / mid-market merchant offering and competes on pricing transparency and integrated software features.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
Chase Paymentech social profiles
Digital presenceChase Paymentech financial estimates
Financial estimateRevenue estimate
Valuation estimate
Chase Paymentech leadership team
Management profileNumber of profiles
Chase Paymentech subsidiaries and ownership
Company hierarchySubsidiaries1 record
Chase Paymentech funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Chase Paymentech M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Chase Paymentech
What does Chase Paymentech do?
Chase Paymentech (legal entity Paymentech, LLC) is a subsidiary of JPMorgan Chase Bank, N.A. that provides merchant payment processing services under the Chase Payment Solutions brand. It enables businesses to accept card and electronic payments through payment processing infrastructure, point-of-sale (POS) systems, and related fraud and risk management tools. The company serves small and mid-sized businesses across the United States, primarily from its Dallas, Texas headquarters.
Is Chase Paymentech a public or private company?
Chase Paymentech is a public company. It is classified as corporate owned and is currently operating.
When was Chase Paymentech founded?
Chase Paymentech was founded in 1990. It employs 5,001 to 10,000 people.
Where is Chase Paymentech based?
Chase Paymentech is headquartered in Dallas, United States, in the North America region.
How does Chase Paymentech make money?
Three revenue lines are on record. Payment Processing Transaction Fees are the primary driver. The others are hardware Sales and banking Account Revenue.
Who are Chase Paymentech's main competitors?
Direct peers on record are Block (Square), Stripe, Fiserv (Clover), Global Payments, Adyen, PayPal (Zettle) and Worldpay (Fiserv). Emerging players are Toast, Helcim and Stax by Fattmerchant.
Does Chase Paymentech have an API?
No public API is recorded for Chase Paymentech.
What industry is Chase Paymentech in?
Chase Paymentech's product category is Merchant Payment Processing. Its primary akta.pro industry code is FSAMABAC, Card-Present Acquirers (Retail & POS Focus), with a secondary code of FSAGABAO, POS, SoftPOS & In-Person Acceptance Infrastructure. Its NAICS code is 52232.