CoinRabbit
CoinRabbit is a centralized crypto lending and asset management platform founded in 2020 that issues collateralized loans against 400+ digital assets with no rehypothecation, serving retail holders, high-net-worth clients, and B2B API partners globally.
- Company typePrivate
- Founded2020
- HeadquartersTallinn, Estonia
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What CoinRabbit does
CoinRabbit is a centralized cryptocurrency lending and asset management platform founded in 2020, operating globally as a registered Money Services Business through Ontario entity 1001285225 ONTARIO INC. The platform enables users to borrow against their crypto holdings without selling, with instant loan processing in roughly 10 minutes, LTV options from 50% to 95%, and APRs starting at 11.95%. It supports 400+ digital assets and has cumulatively processed over $1.45 billion in loans since launch.
The platform is structured as an integrated suite of core products — Crypto Loans, Crypto Wallet (cold storage with multisignature controls), Earn Interest, Exchange (270+ assets via ChangeNow), and Spend Crypto — alongside add-on modules including a B2B API for embedded lending, a Referral Program, and a Private Program for high-net-worth clients with $500K+ capital. Security architecture centers on a strict no-rehypothecation policy with 100% reserves, cold wallet custody, and multisig approvals, which the company uses as its principal differentiator against peers such as Nexo, Salt, and Ledn.
CoinRabbit monetizes primarily through interest spreads on crypto-collateralized loans, with rates ranging from 11.95% to 16.8% APR depending on LTV and asset type. Distribution is hybrid: a product-led self-serve web and mobile experience for retail crypto holders, an API for B2B partners, and a dedicated Private Program sales motion for HNW individuals, family offices, and businesses. The customer base spans retail holders, HNW/family offices, business owners using crypto as collateral for operational financing, and institutional investors, served globally without disclosed geographic restrictions.
CoinRabbit firmographics
Firmographics- Name
- CoinRabbit
- Legal name
- 1001285225 ONTARIO INC.
- Website
- https://coinrabbit.io
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CoinRabbit is a centralized crypto lending and asset management platform founded in 2020 that issues collateralized loans against 400+ digital assets with no rehypothecation, serving retail holders, high-net-worth clients, and B2B API partners globally.
- Ownership category
- akta.pro rank
CoinRabbit industry classification
Industry- Product category
- Crypto Lending
- NAICS
- Credit Bureaus (561450), Credit Card Issuing (52221), Sales Financing (52222)
- SIC
- Finance Services (6199), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Crypto-Backed Consumer Loans (Secured) (FSADAFAG)
- akta.pro secondary industries
- Crypto-Backed Business / SME Loans (Secured) (FSADAFAH), Decentralized Lending Protocols (DeFi Money Markets) (FSADAFAB), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), Syndicated Crypto Loans & Credit Facilities (FSADAFAK)
Keywords
Where CoinRabbit is headquartered
LocationHeadquarters
- HQ city
- Tallinn
- HQ country
- Estonia
- HQ region
- Europe
Offices1 record
Markets served
CoinRabbit business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Operations, Infrastructure, Personnel, Marketing or Sales
Revenue model
- Crypto Loan Interest: CoinRabbit earns interest on crypto-collateralized loans extended to borrowers. Interest rates range from 11.95% to 16.8% APR depending on LTV ratio and asset type. Interest accrues hourly for Dynamic rates and monthly for Fixed rates.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Standard LTV - 80% Liquidation with 15% APR |
| Usage-based | Pay-as-you-go | Conservative LTV - 95% Liquidation with 14% APR |
| Usage-based | Pay-as-you-go | Private Program - Custom Terms |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
CoinRabbit product offering
Product offeringCore offering
CoinRabbit operates a cryptocurrency-backed lending and asset management platform where users can borrow against 400+ digital assets without selling them, with loans processed within 10 minutes and collateral held in cold wallets under a strict no-rehypothecation policy. Beyond lending, the platform provides a multi-currency wallet, crypto-to-crypto exchange across 270+ assets, an interest-earning savings product, and a spend-crypto marketplace.
Product overview
CoinRabbit is a unified crypto asset management platform that launched in 2020, offering a comprehensive suite of interconnected services centered around crypto-backed lending. The platform architecture consists of core products (Crypto Loans, Crypto Wallet, Earn Interest, Exchange Crypto, Spend Crypto) that work together to provide users with liquidity access, asset management, and spending capabilities without selling their crypto holdings. Additional modules include the API Integration for business partners seeking to embed these services, a Referral Program for passive income, and a Private Program for high-net-worth clients requiring customized terms starting at $500,000. The platform processes over $1.45 billion in loans and supports 400+ digital assets across multiple blockchain networks.
Differentiator
Problem solved
Functional benefit
Products and services
- Crypto Loans
- Crypto Wallet
- Earn Interest
- Exchange Crypto
- Spend Crypto
- API Integration
- Private Program
Quantifiable outcome
- Loans processed: $1.45B+ since 2020
- +3 more outcomes
Companies that use CoinRabbit
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles5 records
CoinRabbit technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature5 records
CoinRabbit partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Bitcoin Sports NetworkflagshipCoinRabbit became the official digital capital partner of Bitcoin Sports Network in Las Vegas, providing crypto lending and asset management services to the sports network's ecosystem.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
CoinRabbit competitors and assessment
Company assessmentBroad incumbents
- Matrixport: Matrixport provides crypto financial services including lending, structured products, and custody. Comparable as a broader crypto-finance incumbent with institutional-grade custody and lending offerings.
- Binance Loans: Binance offers crypto-backed lending inside its dominant exchange ecosystem. A broad incumbent that competes with CoinRabbit on rate, asset breadth, and liquidity, leveraging massive platform distribution.
Direct peers
- Ledn: Ledn provides Bitcoin and USDC-backed lending and savings products to retail and institutional clients. Explicitly named as a CoinRabbit pricing competitor (11.9% APR), with similar product scope and security positioning.
- YouHodler: YouHodler provides crypto-backed loans, multi-currency accounts, and yield products. Closely mirrors CoinRabbit's product suite (lending, earn, exchange, fiat on-ramps) at a similar retail-to-mid-market scale.
- SALT Lending: SALT offers crypto-backed loans with comparable LTV structures and APR ranges (9.95–14.45%). Listed as a direct CoinRabbit competitor on pricing benchmarks.
- Nexo: Nexo is a CeFi crypto lending and borrowing platform offering crypto-backed loans, earn products, and an exchange. CoinRabbit's pricing data directly benchmarks against Nexo (18.9% APR), making it the most direct competitor.
Emerging players
- Aave: Aave is a leading DeFi lending protocol with over-collateralized crypto loans. Overlaps CoinRabbit functionally (crypto collateral, variable rates) but is decentralized and non-custodial — a substitute for users prioritizing self-custody.
- Compound: Compound is a foundational DeFi money market protocol offering algorithmic, over-collateralized crypto lending. Overlaps CoinRabbit at the mechanism level though targeted at DeFi-native users.
- MakerDAO: MakerDAO enables users to lock crypto collateral and mint DAI, effectively a self-service crypto-backed credit facility. Comparable mechanism to CoinRabbit's lending but operated as a decentralized protocol.
Others
- BlockFi: BlockFi was a major CeFi crypto lender that collapsed in 2022. A historical precedent and structural reference point for the risks CoinRabbit's no-rehypothecation policy is built to address.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks1 record
Key highlights6 records
Customer concentration
CoinRabbit social profiles
Digital presenceCoinRabbit financial estimates
Financial estimateRevenue estimate
Valuation estimate
CoinRabbit leadership team
Management profileNumber of profiles
CoinRabbit funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CoinRabbit M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CoinRabbit
What does CoinRabbit do?
CoinRabbit operates a cryptocurrency-backed lending and asset management platform where users can borrow against 400+ digital assets without selling them, with loans processed within 10 minutes and collateral held in cold wallets under a strict no-rehypothecation policy. Beyond lending, the platform provides a multi-currency wallet, crypto-to-crypto exchange across 270+ assets, an interest-earning savings product, and a spend-crypto marketplace.
Is CoinRabbit a public or private company?
CoinRabbit is a private company. It is classified as unknown and is currently operating.
When was CoinRabbit founded?
CoinRabbit was founded in 2020. It employs 11 to 50 people.
Where is CoinRabbit based?
CoinRabbit is headquartered in Tallinn, Estonia, in the Europe region.
How does CoinRabbit make money?
One revenue line is on record: crypto Loan Interest.
Who are CoinRabbit's main competitors?
Broad incumbents on record are Matrixport and Binance Loans. Direct peers are Ledn, YouHodler, SALT Lending and Nexo. Emerging players are Aave, Compound and MakerDAO. BlockFi is listed as an others.
Does CoinRabbit have an API?
Yes. CoinRabbit offers an API integration product for business partners to embed their crypto lending services. Partners can generate a new revenue stream by embedding the API within 2 weeks. The API enables partners to offer crypto-backed loans, wallet services, and exchange functionality through their own platforms.
What industry is CoinRabbit in?
CoinRabbit's product category is Crypto Lending. Its primary akta.pro industry code is FSADAFAG, Crypto-Backed Consumer Loans (Secured), with a secondary code of FSADAFAH, Crypto-Backed Business / SME Loans (Secured). Its NAICS code is 561450 and its SIC code is 6199.