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pivio

Full company profile

uuid0007v5k

Namestring
pivio
Legal namestring
pivio GmbH
Websiteurl
pivio.ai
Company typeenum
Private
Founded yearint
2024
Short descriptiontext

pivio GmbH is a Düsseldorf-based early-stage B2B startup developing AI-driven solutions for the pet health insurance industry. Founded in 2024, the company operates with 1-10 employees and has secured accelerator validation through Plug and Play Topeka's cohort award.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersDüsseldorf, Germany
HQ citystring
Düsseldorf
HQ countrystring
Germany
HQ regionstring
Europe
Markets served

Serves global market

Offices1 record

Each record includes

City, Country, Type, Description, Source

Keyword5 values
pet insurance software, AI insurance solutions, insurtech platforms, claims automation, insurance AI analytics
Industry1 code
1Veterinary Practice Management Software (PIMS/EMR, Scheduling, Billing)
CodeHLAMAGAAPrimaryYes
Product category
Insurance AI Software
Social media profiles1 record
Cost components4 values
Personnel, Technology or R&D, Marketing or Sales, Operations
GTM typeB2B
B2B
Offering typeSoftware
Software
Core offering1 text field

pivio is a B2B provider of AI-driven solutions tailored for the pet health insurance industry. The company develops and supplies artificial intelligence-based software intended to support pet health insurers with industry-specific workflows. Specific named products, modules, or feature sets were not disclosed in the available source data.

Differentiator
Functional benefit
Problem solved
Partnership1 partner
Strategic tierCoreTypeStrategic or Co-development PartnerAnnounced on2026-05-29
Description

Plug and Play Topeka organized an incubator program where pivio participated. Plug and Play organizers congratulated pivio leaders on winning the cohort's Startup Award during a showcase event, indicating a meaningful accelerator/incubator partnership relationship.

Peers10 records
TypeOthers
Description

Trupanion is a major pet medical insurance provider with proprietary AI/data capabilities. Comparable as a tech-forward player in the pet insurance value chain where pivio aims to sell AI tooling, though Trupanion is an insurer rather than an AI vendor.

TypeBroad incumbent
Description

Shift Technology is a well-funded AI platform serving global insurance carriers for fraud detection and claims automation. It is comparable to pivio as a B2B AI vendor for insurance, though it operates across multiple insurance lines rather than specializing in pet insurance.

TypeRegional player
Description

ManyPets is a tech-forward pet insurance provider in Europe and other markets. Comparable as a target customer segment for pivio's AI tooling in European pet insurance, the same geography pivio currently serves.

TypeBroad incumbent
Description

IDEXX is a dominant provider of veterinary diagnostics and practice software with deep pet health data assets. Comparable as a tech-enabled player in the animal health data ecosystem that insurance AI vendors like pivio would integrate with or compete against for data-driven insights.

TypeRegional player
Description

Petplan is a leading pet insurance provider with operations across multiple geographies. Comparable as a potential customer or competitive reference point in the pet insurance vertical where pivio operates.

TypeBroad incumbent
Description

Cytora provides AI-powered underwriting and risk digitization for commercial and specialty insurers. Comparable to pivio as an AI vendor to insurance carriers, though it targets commercial lines rather than pet insurance.

TypeBroad incumbent
Description

Tractable applies AI to insurance claims, primarily auto and property. It is comparable to pivio as an AI-for-insurance vendor serving carrier customers, but its vertical focus and scale are much broader than pet insurance.

TypeOthers
Description

Embrace is a US-based pet health insurance carrier. It represents the type of customer pivio would target as a B2B AI vendor in the pet insurance vertical.

TypeEmerging player
Description

Covetrus provides technology and data solutions across veterinary and animal health, including software used by vet practices. It is a partial adjacent comparable as a B2B tech provider serving the broader pet/animal health ecosystem pivio targets.

TypeBroad incumbent
Description

Lemonade is an AI-native insurer using AI for underwriting and claims across multiple lines including pet. While pivio sells TO insurers, Lemonade is itself an insurer; both compete on the AI-for-insurance narrative and serve pet insurance demand.

Market position
Customer concentration

Classification, Details

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds1 record

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors3 records

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

pivio

Insurance AI Softwarepivio.ai

pivio GmbH is a Düsseldorf-based early-stage B2B startup developing AI-driven solutions for the pet health insurance industry. Founded in 2024, the company operates with 1-10 employees and has secured accelerator validation through Plug and Play Topeka's cohort award.

pivio firmographics

Firmographics
Name
pivio
Legal name
pivio GmbH
Website
https://pivio.ai
Company type
Private
Founded year
2024
Operating status
Operating
Headcount range
1–10 employees
Short description
pivio GmbH is a Düsseldorf-based early-stage B2B startup developing AI-driven solutions for the pet health insurance industry. Founded in 2024, the company operates with 1-10 employees and has secured accelerator validation through Plug and Play Topeka's cohort award.
Ownership category
akta.pro rank

pivio industry classification

Industry
Product category
Insurance AI Software
akta.pro primary industry
Veterinary Practice Management Software (PIMS/EMR, Scheduling, Billing) (HLAMAGAA)

Keywords

  • Pet insurance software
  • AI insurance solutions
  • Insurtech platforms
  • Claims automation
  • Insurance AI analytics

Where pivio is headquartered

Location

Headquarters

HQ city
Düsseldorf
HQ country
Germany
HQ region
Europe

Offices1 record

Markets served

pivio business model

Business model
GTM type
B2B
Offering type
Software
Cost components
Personnel, Technology or R&D, Marketing or Sales, Operations

pivio product offering

Product offering

Core offering

pivio is a B2B provider of AI-driven solutions tailored for the pet health insurance industry. The company develops and supplies artificial intelligence-based software intended to support pet health insurers with industry-specific workflows. Specific named products, modules, or feature sets were not disclosed in the available source data.

Differentiator

Problem solved

Functional benefit

Companies that use pivio

Customer profile

Ideal customer profiles1 record

pivio technology and API

Technology

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

pivio partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

  • Plug and Play TopekacoreStrategic or Co-development Partner · 29 May 2026Plug and Play Topeka organized an incubator program where pivio participated. Plug and Play organizers congratulated pivio leaders on winning the cohort's Startup Award during a showcase event, indicating a meaningful accelerator/incubator partnership relationship.

pivio competitors and assessment

Company assessment

Others

  • Trupanion: Trupanion is a major pet medical insurance provider with proprietary AI/data capabilities. Comparable as a tech-forward player in the pet insurance value chain where pivio aims to sell AI tooling, though Trupanion is an insurer rather than an AI vendor.
  • Embrace Pet Insurance: Embrace is a US-based pet health insurance carrier. It represents the type of customer pivio would target as a B2B AI vendor in the pet insurance vertical.

Broad incumbents

  • Shift Technology: Shift Technology is a well-funded AI platform serving global insurance carriers for fraud detection and claims automation. It is comparable to pivio as a B2B AI vendor for insurance, though it operates across multiple insurance lines rather than specializing in pet insurance.
  • IDEXX Laboratories: IDEXX is a dominant provider of veterinary diagnostics and practice software with deep pet health data assets. Comparable as a tech-enabled player in the animal health data ecosystem that insurance AI vendors like pivio would integrate with or compete against for data-driven insights.
  • Cytora: Cytora provides AI-powered underwriting and risk digitization for commercial and specialty insurers. Comparable to pivio as an AI vendor to insurance carriers, though it targets commercial lines rather than pet insurance.
  • Tractable: Tractable applies AI to insurance claims, primarily auto and property. It is comparable to pivio as an AI-for-insurance vendor serving carrier customers, but its vertical focus and scale are much broader than pet insurance.
  • Lemonade: Lemonade is an AI-native insurer using AI for underwriting and claims across multiple lines including pet. While pivio sells TO insurers, Lemonade is itself an insurer; both compete on the AI-for-insurance narrative and serve pet insurance demand.

Regional players

  • ManyPets: ManyPets is a tech-forward pet insurance provider in Europe and other markets. Comparable as a target customer segment for pivio's AI tooling in European pet insurance, the same geography pivio currently serves.
  • Petplan: Petplan is a leading pet insurance provider with operations across multiple geographies. Comparable as a potential customer or competitive reference point in the pet insurance vertical where pivio operates.

Emerging players

  • Covetrus: Covetrus provides technology and data solutions across veterinary and animal health, including software used by vet practices. It is a partial adjacent comparable as a B2B tech provider serving the broader pet/animal health ecosystem pivio targets.

Market position

Customer concentration

pivio social profiles

Digital presence

pivio financial estimates

Financial estimate

Revenue estimate

Valuation estimate

pivio leadership team

Management profile

Number of profiles

pivio funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

pivio M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about pivio

What does pivio do?

pivio is a B2B provider of AI-driven solutions tailored for the pet health insurance industry. The company develops and supplies artificial intelligence-based software intended to support pet health insurers with industry-specific workflows. Specific named products, modules, or feature sets were not disclosed in the available source data.

Is pivio a public or private company?

pivio is a private company. It is classified as venture growth investor backed and is currently operating.

When was pivio founded?

pivio was founded in 2024. It employs 1 to 10 people.

Where is pivio based?

pivio is headquartered in Düsseldorf, Germany, in the Europe region.

Who are pivio's main competitors?

Others on record are Trupanion and Embrace Pet Insurance. Broad incumbents are Shift Technology, IDEXX Laboratories, Cytora, Tractable and Lemonade. Regional players are ManyPets and Petplan. Covetrus is listed as an emerging player.

Does pivio have an API?

No public API is recorded for pivio.

What industry is pivio in?

pivio's product category is Insurance AI Software. Its primary akta.pro industry code is HLAMAGAA, Veterinary Practice Management Software (PIMS/EMR, Scheduling, Billing).

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