What Monext does

Monext is a France-based, privately-held payment services provider headquartered in Puteaux, founded in 2009, employing 251–500 people. The company operates an API-first B2B platform delivering end-to-end payment processing spanning online ("Paiement en ligne"), in-store ("Paiement en magasin"), and omnichannel ("Paiement omnicanal") acceptance, complemented by card issuing ("Émission de cartes") and card acquisition services usable across Europe.

The underlying technology stack includes a proprietary payment gateway with 3D Secure V2 (DSP2-compliant authentication), a fraud protection module ("Module LCLF"), a Card Issuing API for virtual, mobile, and physical cards, and pre-built integrations with major e-commerce platforms (WooCommerce, PrestaShop, Sylius, Salesforce, Shopify). Supporting features include Payment by Link, Recurring Payments, Smart Display terminals, and Buy Now Pay Later. The infrastructure footprint is described as processing "billions of transactions" with documented capacity of 100+ transactions per second for event-based partners such as Weezevent.

Monext's business model combines transaction-based payment processing fees, subscription revenue (starting at €39.99/month), and recurring card services revenue. GTM motion is API-first with direct enterprise sales, self-serve API onboarding for mid-market, and e-commerce platform distribution for SMBs. Customer base spans events/live entertainment, travel & tourism, retail/grocery, gaming, mobility, sports & culture, and fashion/home verticals, with named enterprise clients including PMU (26,000 terminals, 300,000 wallets), Sarenza (9 countries), CGR Cinemas (73 locations), and Weezevent, plus SMB reference customer Florajet.

Name

Monext

Legal name

Monext

Website

https://monext.fr

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

251–500 employees

Short description

Monext is a French B2B payment service provider offering API-first online, in-store, and omnichannel payment processing, plus card issuing and acquisition services, primarily serving enterprises in events, travel, retail, gaming, mobility, and fashion sectors across Europe.

Ownership category

akta.pro rank

Product category

Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

akta.pro secondary industries

SME & Business Cross-Border Payments (B2B) (FSAMAIAB), A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)

Keywords

• Payment processing
• Online payment gateway
• Card issuing services
• Omnichannel payments
• Merchant payment solutions

Headquarters

HQ city

Puteaux

HQ country

France

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Processing: Transaction-based payment processing fees for online and in-store payments
2. Subscription Services: Monthly subscription model starting at €39.99 per month
3. Card Services: Card issuance and management services for virtual, mobile, and physical cards

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Monext is a French B2B payment solutions provider offering online, in-store, and omnichannel payment processing for merchants across verticals such as events, travel, retail, gaming, mobility, and fashion. The company also provides card issuing and card acquisition services across Europe through an API-first platform with pre-built integrations to major e-commerce platforms and payment methods including Apple Pay, PayPal, Visa, Mastercard, and Carte Bancaire.

Product overview

Monext is a French payment solutions provider offering a comprehensive suite of payment products organized as a platform-plus-modules architecture. The core offerings include Paiement en ligne (online payments), Paiement en magasin (in-store payments), and Paiement omnicanal (omnichannel payments), unified through a single portal for seamless customer experiences. Supporting modules include Émission de cartes (card issuing) and Acquisition services. The product portfolio spans various sectors including events, travel, retail, gaming, mobility, and fashion, with features like payment links, recurring payments, Smart Display terminals, and Buy Now Pay Later options.

Differentiator

Problem solved

Functional benefit

Products and services

• Paiement en ligne (Online Payment) Online payment solution enabling merchants to accept payments on e-commerce websites with features designed to maximize conversion rates.
• Paiement en magasin (In-Store Payment) In-store payment solution allowing merchants to accept payments at physical point-of-sale locations with innovative and efficient technology.
• Paiement omnicanal (Omnichannel Payment) Unified omnichannel payment strategy providing a single portal to manage all payment activities with seamless customer journeys across online and in-store channels.
• Émission de cartes (Card Issuing) Card issuing service enabling the creation and management of virtual, mobile, or physical cards usable throughout Europe for various sectors.
• Acquisition (Card Acquiring) Card acquisition services for merchants to accept card payments.

Quantifiable outcome

• 49.7% volume growth per year for Weezevent partnership
• +3 more outcomes

Named customers5 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature7 records

Partnerships

Six partnerships are on record, tiered core.

• WeezeventcoreStrategic or Co-development Partner · 18 December 2025Strategic partnership for cashless festival payment solutions. The collaboration showcases contactless payment technology improvements in transaction speed, security, and attendee experience for live events.
• WeezeventcoreTechnology or IntegrationWeezevent uses Monext for cashless festival payment solutions. The partnership has grown to handle +49.7% volume growth per year with capacity for +100 transactions per second, demonstrating the scalability of Monext's payment infrastructure for high-volume events.
• WooCommercecoreTechnology or IntegrationOfficial WooCommerce plugin integration for Monext payment processing, allowing e-commerce merchants to easily accept payments through their WordPress-based stores.
• PrestaShopcoreTechnology or IntegrationOfficial PrestaShop module for Monext payment gateway, enabling merchants on the PrestaShop platform to process payments seamlessly.
• Apple PaycoreTechnology or IntegrationApple Pay payment method integration, enabling contactless and secure payments for iOS users.
• PayPalcoreTechnology or IntegrationPayPal payment method integration, offering customers an additional secure payment option.

Scale indicators1 record

Recent moves2 records

Expansion highlights5 records

Direct peers

• Worldline: Europe's largest payment service provider, headquartered in France, offering acquiring, merchant services, and omnichannel payment solutions to enterprise retailers and banks. Direct competitor to Monext across French and European merchants, with significantly greater scale.
• Adyen: Global omnichannel PSP serving enterprise merchants with unified online, in-store, and platform payment processing. Competes with Monext for the same enterprise accounts (retail, travel, events) and offers a similar end-to-end stack including card issuing.
• Stripe: Global API-first payment platform offering online card acceptance, in-person payments, and a developer-led PLG motion. Competes head-on with Monext for European SMB and mid-market merchants integrating via WooCommerce, PrestaShop, and Shopify.
• Mollie: European PSP focused on SMB and mid-market merchants with multi-method checkout (cards, SEPA, BNPL, wallets) and plug-ins for major e-commerce platforms. Direct competitor in the same European SMB and online-merchant segment as Monext.
• Payplug: French PSP offering online payment acceptance, in-store terminals, and BNPL for SMBs and mid-market merchants, with strong Carte Bancaire coverage. Closest France-based head-to-head competitor to Monext in the SMB and e-commerce segment.
• Checkout.com: Global digital payments PSP serving enterprise merchants and platforms with end-to-end acquiring, orchestration, and fraud tools. Competes with Monext for enterprise travel, retail, and digital-goods accounts across Europe.
• Lyra Network: French payment service provider (Lyra Collect / PayZen) serving e-commerce and retail merchants with secure online payment gateways and omnichannel acceptance. A direct French-market PSP competitor to Monext.
• SumUp: European SMB-focused payment acceptance provider combining mobile card readers, online checkout, and invoicing. Competes with Monext in the small-merchant segment across France and broader Europe.

Broad incumbents

• Ingenico (Worldline): Established payment terminals and in-store payment solutions provider, now part of Worldline, covering POS hardware and software for global retailers. Overlaps with Monext's in-store / Smart Display offering but operates at much larger scale and with broader geographic coverage.
• Verifone: Global provider of payment terminals and integrated commerce solutions for retail and hospitality. Overlaps with Monext's in-store payment terminal business as a larger, hardware-led incumbent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• GitHubgithub.com/monext
• YouTubepodcast.ausha.co/monext-on-air
• Xx.com/monextcom

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Monext