Lyra Network
Lyra Network is a France-headquartered payment solutions provider offering online, mobile, marketplace, and POS payment infrastructure across 3 continents and 50+ countries, serving merchants, banks, and marketplaces with 200+ payment methods.
- Company typePrivate
- Founded2001
- HeadquartersMidway, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Lyra Network does
Lyra Network is a France-headquartered, privately held payment solutions provider founded in January 2001 in Toulouse, operating 11 subsidiaries across three continents and serving clients in over 50 countries. The company offers a horizontal payments platform spanning an online payment gateway, mobile SDK (iOS/Android), marketplace payment orchestration, recurring billing, and POS terminal connectivity infrastructure that links more than one million terminals globally. Lyra supports over 200 payment methods, holds PCI DSS 4.0 certification (continuous since 2009), runs its own certified 3DS2 servers, and has operated as an ACPR-approved payment institution since 2017 via its Lyra Collect brand.
The business model is primarily transaction-based take-rate with no subscription required, supplemented by enterprise multi-year contracts for high-volume merchants, marketplace commission structures, and professional services. Lyra serves e-commerce merchants, retail/POS operators, marketplaces, tourism/hospitality, insurance, banks/financial institutions, and international businesses, distributing through direct enterprise field sales, inside sales, agency/channel partners, marketplace platform integrations (Mirakl, Origami), developer self-service, and white-label/OEM embedding with major French banks (Banque Populaire, Caisse d'Épargne, Société Générale, Crédit du Nord) and acquirers such as First Data (Fiserv). All core technology — REST API, JavaScript SDK, mobile SDK, embedded payment forms, LUMA remote terminal management, and OptiNet network switching — is developed in-house.
The company is led by founder/chairman Alain Lacour and co-founder/CEO Fernando Luna Guzman, with approximately 450 employees. Recent strategic activity centers on the February 2026 launch of the Lyra Nomad unified payment management app (bundling Tap to Pay on iPhone, e-commerce, terminal, call center, marketplace, mobile, and Pay by Link) and a February 2026 partnership to extend Indian UPI acceptance to France, signaling continued product consolidation around unified commerce and cross-border payment-method expansion.
Lyra Network firmographics
Firmographics- Name
- Lyra Network
- Legal name
- Lyra
- Website
- https://lyra.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Lyra Network is a France-headquartered payment solutions provider offering online, mobile, marketplace, and POS payment infrastructure across 3 continents and 50+ countries, serving merchants, banks, and marketplaces with 200+ payment methods.
- Ownership category
- akta.pro rank
Lyra Network industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Services-Computer Processing & Data Preparation (7374), Finance Services (6199)
- akta.pro primary industry
- Payment Orchestration Platforms (Multi-PSP Routing) (FSAMACAB)
- akta.pro secondary industries
- Marketplace & Platform Payments (Split Payments, Sub-merchants) (FSAMACAG), Smart Routing, Cascading & Payment Optimization (FSAMACAJ), Payments Operations (ACH/Wire/RTGS, SWIFT, SEPA, Checks) (FSABALAB)
Keywords
Where Lyra Network is headquartered
LocationHeadquarters
- HQ city
- Midway
- HQ country
- United States
- HQ region
- North America
Offices11 records
Markets served
Lyra Network business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Transaction Processing Fees: Billing only for completed transactions with no subscription or commitment required. Revenue generated per transaction processed through the payment gateway.
- Marketplace Commission: Revenue from marketplace payment solution with automatic payout management to sellers with configurable commission structures
- Technical and Professional Services: Support services including technical support hotline, risk assessment specialists, and compliance consulting for payment institutions
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Transaction-based pricing for European cards |
| Transaction based/ take rate | Pay-as-you-go | Transaction-based pricing for non-European cards |
| Transaction based/ take rate | Multi-year contract | Enterprise/high-volume pricing |
Go-to-market motion5 records
Distribution channels6 records
Marketing channels6 records
Lyra Network product offering
Product offeringCore offering
Lyra Network is a French payment service provider and ACPR-registered payment institution that delivers end-to-end payment acceptance and processing for merchants and platforms. Its offerings span online card payments, point-of-sale (POS) acquiring, marketplace split-payments, mobile payments, international multi-currency payments, and recurring/subscription billing.
Product overview
Lyra Network is a comprehensive payment solutions provider offering a platform-plus-modules architecture. The core offering includes the Online Payment Solution for e-commerce alongside specialized modules including Recurring Payment (Cyclopay), International Payments, Mobile Payment, Marketplace Payment, and POS Services. The company provides additional value-added services including Fraud Management, Pay by Link, Embedded Payment, InApp SDK, and the Lyra Nomad unified management app. Lyra Collect serves as the all-in-one sub-brand with ACPR approval for the European market. Geographic variants include Lyra India (with Payment Switch, e-POS, SoundBox, WhatsApp Payment, GPRS SIM), Lyra Brasil (with Veripag settlement, Cyclopay, M2M connectivity), and LATAM-specific solutions (Payment Link, Tokenization, Virtual Terminal). The platform supports over 200 payment methods and connects over 1 million POS terminals globally.
Differentiator
Problem solved
Functional benefit
Products and services
- Online Payment Hosted payment gateway and card-not-present processing for e-commerce merchants, enabling secure online card and alternative payment acceptance via web integration.
- POS (Point-of-Sale) Payments In-store card acceptance and POS acquiring solution for physical retail merchants, integrated with Lyra's payment institution processing.
- Marketplace Payments Split-payment and fund-routing solution for marketplace platforms, enabling platforms to collect from buyers and disburse to multiple sellers/merchants while Lyra handles the underlying acquiring and compliance.
- Mobile Payments Mobile in-app and mobile-web payment acceptance solution enabling merchants to accept payments via smartphone applications and mobile-optimized checkout flows.
- International Payments Cross-border multi-currency payment acceptance and settlement service that allows merchants to accept payments in multiple currencies and settle into their preferred currency.
- Recurring Payments Subscription and recurring billing service supporting tokenized repeat charges, installment plans, and ongoing billing for subscription-based merchants.
Quantifiable outcome
- Flunch traiteur achieved +21% increase in visitors entering payment data after payment path optimization
- +1 more outcomes
Companies that use Lyra Network
Customer profileNamed customers7 records
Segments7 records
Ideal customer profiles1 record
Lyra Network technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration36 records
AI capability3 records
Feature7 records
Lyra Network partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- Banque PopulairecoreMajor French banking partner using Lyra's technology platform and international infrastructure to offer competitive e-commerce services to customers.
- Caisse d'ÉpargnecoreFrench savings bank relying on Lyra's technology platform and international infrastructure for e-commerce payment services.
- Société GénéralecoreLeading French bank using Lyra's technology platform and international infrastructure for e-commerce services.
- Crédit du NordcoreFrench banking group leveraging Lyra's technology platform and international infrastructure.
- First Data (Fiserv)coreInternational acquirer connected to Lyra's platform, providing global payment processing capabilities.
- ACPR (Banque de France)coreRegulatory authority that approved Lyra as a payment institution in 2017, providing supervision and regulatory compliance framework.
- MiraklcoreMarketplace platform partner with pre-built integration allowing easy onboarding of new sellers to marketplace.
- OrigamicoreMarketplace platform partner with integration resources available for Lyra's marketplace payment solution.
- Bancontact/MistercashminorBelgian payment method used for over 60% of online payments in Belgium, integrated into Lyra's international payment solution.
- AlipayminorChinese payment method making up 35% of transactions in China, available for international payments through Lyra.
Scale indicators8 records
Recent moves2 records
Expansion highlights7 records
Lyra Network competitors and assessment
Company assessmentMarket position
Strengths5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Lyra Network social profiles
Digital presenceLyra Network compliance and trust
Trust signalCompliance7 records
Lyra Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lyra Network leadership team
Management profileNumber of profiles
Profiles2 records
Lyra Network subsidiaries and ownership
Company hierarchySubsidiaries10 records
Lyra Network funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lyra Network M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lyra Network
What does Lyra Network do?
Lyra Network is a French payment service provider and ACPR-registered payment institution that delivers end-to-end payment acceptance and processing for merchants and platforms. Its offerings span online card payments, point-of-sale (POS) acquiring, marketplace split-payments, mobile payments, international multi-currency payments, and recurring/subscription billing.
Is Lyra Network a public or private company?
Lyra Network is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Lyra Network founded?
Lyra Network was founded in 2001. It employs 251 to 500 people.
Where is Lyra Network based?
Lyra Network is headquartered in Midway, United States, in the North America region.
How does Lyra Network make money?
Three revenue lines are on record. Transaction Processing Fees are the primary driver. The others are marketplace Commission and technical and Professional Services.
Does Lyra Network have an API?
Yes. Lyra provides a modern REST API and JavaScript code for payment integration. The REST API allows developers to integrate payment fields directly into websites. Supports embedded payment forms, redirect payment forms, mobile SDK, and web services. Available for online payment, mobile SDK (iOS & Android compatible), and marketplace onboarding. Developer documentation is at docs.lyra.com/en/rest/V4.0/api.
What industry is Lyra Network in?
Lyra Network's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMACAB, Payment Orchestration Platforms (Multi-PSP Routing), with a secondary code of FSAMACAG, Marketplace & Platform Payments (Split Payments, Sub-merchants). Its NAICS code is 522320 and its SIC code is 7374.