ID Analytics
ID Analytics provides alternative credit data and predictive risk analytics through its RiskView™ platform, serving financial institutions, BNPL providers, alternative lenders, telecoms, collections agencies, and auto lenders as part of LexisNexis Risk Solutions (RELX).
- Company typePrivate
- Founded2026
- HeadquartersSan Diego, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What ID Analytics does
ID Analytics provides credit and identity risk management solutions built on alternative credit data and proprietary linking technology. The company's core product platform, RiskView™, delivers credit risk intelligence through a modular suite including RiskView Credit Solutions, Optics, Spectrum Scores, Credit Misuse, Attributes, and Liens & Judgments reports, alongside a dedicated small business line (Attributes, Credit Report, Monitoring) that targets no-file and thin-file businesses. The underlying technology combines decades of credit-seeking behavior data with property, professional license, residential stability, and asset ownership records to produce predictive credit risk scores and attributes that supplement or substitute for traditional bureau data.
The company operates as a product line within LexisNexis Risk Solutions, itself a subsidiary of RELX, the global information-based analytics conglomerate. Its primary customers are financial institutions (banks, credit unions, fintechs), with additional segments in Buy Now Pay Later providers, alternative lenders, telecommunications, collections and recovery agencies, and automotive lenders. The company sells through direct enterprise sales with phone support, authenticated product portals, and a network of resellers and integrators across corporate, government, healthcare, and insurance verticals. Pricing is quote-based and undisclosed, delivered via annual subscription contracts tied to enterprise volume and product mix. The business is FCRA-compliant and has received consecutive Chartis analyst recognitions across 2024, 2025, and 2026 in categories spanning retail credit data, alternative credit analytics, credit portfolio management, and loan origination.
ID Analytics firmographics
Firmographics- Name
- ID Analytics
- Legal name
- LexisNexis Risk Solutions Inc.
- Website
- https://idanalytics.com
- Company type
- Private
- Founded year
- 2026
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- ID Analytics provides alternative credit data and predictive risk analytics through its RiskView™ platform, serving financial institutions, BNPL providers, alternative lenders, telecoms, collections agencies, and auto lenders as part of LexisNexis Risk Solutions (RELX).
- Ownership category
- akta.pro rank
ID Analytics industry classification
Industry- Product category
- Credit Risk Analytics
- NAICS
- Credit Bureaus (561450), Credit Bureaus (56145), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Risk Analytics, Portfolio Monitoring & Early-Warning (Consumer Credit) (FSAKAKAH)
- akta.pro secondary industries
- Credit Monitoring, Portfolio Analytics & Early Warning Systems (FSAGAHAJ), Risk Scoring, Fraud & Anomaly Detection (HDAAAHAD)
Keywords
Where ID Analytics is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
ID Analytics business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Credit Risk Data and Analytics: Subscription and usage-based access to credit risk intelligence products and alternative data solutions for financial institutions, lenders, and corporations
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise pricing customized based on organizational needs |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
ID Analytics product offering
Product offeringCore offering
ID Analytics, operating through its parent LexisNexis Risk Solutions, provides credit risk and identity management software that combines alternative credit data with proprietary linking technology and predictive analytics. Its RiskView platform and Small Business suite help financial institutions, lenders, BNPL providers, telecoms, automotive, and government entities assess applicant creditworthiness, detect first-party fraud, and monitor portfolio risk.
Product overview
LexisNexis Risk Solutions offers a unified credit risk management platform with a modular portfolio of RiskView™ products and Small Business solutions. The core RiskView™ Credit Solutions platform provides alternative credit data intelligence, complemented by specialized scoring modules (RiskView™ Optics, RiskView™ Spectrum Scores), fraud detection (RiskView™ Credit Misuse), attribute enhancement (RiskView™ Attributes, RiskView™ Liens & Judgments), and small business offerings (Small Business Attributes, Small Business Credit Report, Small Business Monitoring). The Business Data Enrichment Suite rounds out the portfolio by optimizing customer data for opportunity identification and risk mitigation.
Differentiator
Problem solved
Functional benefit
Brands
- Accurint®: Investigative platform for law enforcement, government, and corporate investigations
- AML Insight™
- Bankers Almanac
- Bridger Insight® XG
- Emailage®
- InstantID®
- RiskView™
- ThreatMetrix®
- TrueID®
Products and services
- RiskView Credit Solutions
Quantifiable outcome
- 88% of US lenders are more confident making consumer lending decisions with alternative data
Companies that use ID Analytics
Customer profileSegments6 records
Ideal customer profiles7 records
ID Analytics technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature4 records
ID Analytics partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights5 records
ID Analytics competitors and assessment
Company assessmentDirect peers
- Experian: Global credit bureau and information services company offering consumer and business credit reports, scores, analytics, and alternative data solutions. Direct competitor to ID Analytics across credit risk assessment, with overlapping RiskView-style alternative data products.
- Equifax: Major US credit bureau providing consumer and commercial credit information, fraud prevention, and analytics. Competes with ID Analytics in alternative credit data, small business credit intelligence, and portfolio risk analytics.
- TransUnion: Global credit bureau offering credit reports, scores, and risk analytics to lenders. Direct competitor in alternative data, credit risk scoring, and emerging-market credit information services.
- FICO: Industry-standard credit scoring and analytics provider whose FICO Score is the dominant US consumer credit metric. Competes with RiskView Spectrum Scores and serves the same lender customer base for credit decisioning and portfolio management.
Emerging players
- Provenir: AI-native risk decisioning platform combining credit data, identity, and fraud signals in a single workflow. Targets the same bank and fintech lenders as ID Analytics with a modern SaaS bundle.
- Zest AI: AI-driven credit underwriting software for lenders, focused on fair lending and model explainability. Competes with RiskView's predictive analytics for lenders modernizing underwriting infrastructure.
- Argyle: Provider of employment and income data via direct-source connections, used for credit risk and verification use cases. Overlaps with ID Analytics' alternative credit data strategy on income and employment signals.
Broad incumbents
- Moody's Analytics: Broad financial analytics provider offering commercial and consumer credit data, models, and platforms. Competes in credit risk and portfolio analytics as part of a larger financial-information portfolio.
- Envestnet Yodlee: Provider of aggregated consumer financial account data and analytics used for credit underwriting, wealth, and lending use cases. Adjacent competitor in transaction-data-driven credit risk assessment.
Others
- Plaid: Financial data connectivity platform enabling bank-account, income, and asset verification. Increasingly used as an alternative-data layer for credit underwriting, making it a thematic peer for RiskView's income-and-asset data positioning.
Market position
Strengths1 record
Weaknesses1 record
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
ID Analytics social profiles
Digital presenceID Analytics compliance and trust
Trust signalCompliance1 record
ID Analytics financial estimates
Financial estimateRevenue estimate
Valuation estimate
ID Analytics leadership team
Management profileNumber of profiles
Profiles1 record
ID Analytics funding detail
Funding detailFunding overview
Funding rounds3 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ID Analytics M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ID Analytics
What does ID Analytics do?
ID Analytics, operating through its parent LexisNexis Risk Solutions, provides credit risk and identity management software that combines alternative credit data with proprietary linking technology and predictive analytics. Its RiskView platform and Small Business suite help financial institutions, lenders, BNPL providers, telecoms, automotive, and government entities assess applicant creditworthiness, detect first-party fraud, and monitor portfolio risk.
Is ID Analytics a public or private company?
ID Analytics is a private company. It is classified as corporate owned and is currently operating.
When was ID Analytics founded?
ID Analytics was founded in 2026. It employs 51 to 100 people.
Where is ID Analytics based?
ID Analytics is headquartered in San Diego, United States, in the North America region.
How does ID Analytics make money?
One revenue line is on record: credit Risk Data and Analytics.
Who are ID Analytics's main competitors?
Direct peers on record are Experian, Equifax, TransUnion and FICO. Emerging players are Provenir, Zest AI and Argyle. Broad incumbents are Moody's Analytics and Envestnet Yodlee. Plaid is listed as an others.
Does ID Analytics have an API?
No public API is recorded for ID Analytics.
What industry is ID Analytics in?
ID Analytics's product category is Credit Risk Analytics. Its primary akta.pro industry code is FSAKAKAH, Risk Analytics, Portfolio Monitoring & Early-Warning (Consumer Credit), with a secondary code of FSAGAHAJ, Credit Monitoring, Portfolio Analytics & Early Warning Systems. Its NAICS code is 561450 and its SIC code is 7320.