ID Analytics

What ID Analytics does

ID Analytics provides credit and identity risk management solutions built on alternative credit data and proprietary linking technology. The company's core product platform, RiskView™, delivers credit risk intelligence through a modular suite including RiskView Credit Solutions, Optics, Spectrum Scores, Credit Misuse, Attributes, and Liens & Judgments reports, alongside a dedicated small business line (Attributes, Credit Report, Monitoring) that targets no-file and thin-file businesses. The underlying technology combines decades of credit-seeking behavior data with property, professional license, residential stability, and asset ownership records to produce predictive credit risk scores and attributes that supplement or substitute for traditional bureau data.

The company operates as a product line within LexisNexis Risk Solutions, itself a subsidiary of RELX, the global information-based analytics conglomerate. Its primary customers are financial institutions (banks, credit unions, fintechs), with additional segments in Buy Now Pay Later providers, alternative lenders, telecommunications, collections and recovery agencies, and automotive lenders. The company sells through direct enterprise sales with phone support, authenticated product portals, and a network of resellers and integrators across corporate, government, healthcare, and insurance verticals. Pricing is quote-based and undisclosed, delivered via annual subscription contracts tied to enterprise volume and product mix. The business is FCRA-compliant and has received consecutive Chartis analyst recognitions across 2024, 2025, and 2026 in categories spanning retail credit data, alternative credit analytics, credit portfolio management, and loan origination.

Name

ID Analytics

Legal name

LexisNexis Risk Solutions Inc.

Website

https://idanalytics.com

Company type

Private

Founded year

2026

Operating status

Operating

Headcount range

51–100 employees

Short description

ID Analytics provides alternative credit data and predictive risk analytics through its RiskView™ platform, serving financial institutions, BNPL providers, alternative lenders, telecoms, collections agencies, and auto lenders as part of LexisNexis Risk Solutions (RELX).

Ownership category

akta.pro rank

Product category

Credit Risk Analytics

NAICS

Credit Bureaus (561450), Credit Bureaus (56145), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Risk Analytics, Portfolio Monitoring & Early-Warning (Consumer Credit) (FSAKAKAH)

akta.pro secondary industries

Credit Monitoring, Portfolio Analytics & Early Warning Systems (FSAGAHAJ), Risk Scoring, Fraud & Anomaly Detection (HDAAAHAD)

Keywords

• Credit risk analytics
• Alternative credit data
• Identity verification
• Fraud prevention software
• Consumer credit scoring

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Credit Risk Data and Analytics: Subscription and usage-based access to credit risk intelligence products and alternative data solutions for financial institutions, lenders, and corporations

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

ID Analytics, operating through its parent LexisNexis Risk Solutions, provides credit risk and identity management software that combines alternative credit data with proprietary linking technology and predictive analytics. Its RiskView platform and Small Business suite help financial institutions, lenders, BNPL providers, telecoms, automotive, and government entities assess applicant creditworthiness, detect first-party fraud, and monitor portfolio risk.

Product overview

LexisNexis Risk Solutions offers a unified credit risk management platform with a modular portfolio of RiskView™ products and Small Business solutions. The core RiskView™ Credit Solutions platform provides alternative credit data intelligence, complemented by specialized scoring modules (RiskView™ Optics, RiskView™ Spectrum Scores), fraud detection (RiskView™ Credit Misuse), attribute enhancement (RiskView™ Attributes, RiskView™ Liens & Judgments), and small business offerings (Small Business Attributes, Small Business Credit Report, Small Business Monitoring). The Business Data Enrichment Suite rounds out the portfolio by optimizing customer data for opportunity identification and risk mitigation.

Differentiator

Problem solved

Functional benefit

Brands

• Accurint®: Investigative platform for law enforcement, government, and corporate investigations
• AML Insight™
• Bankers Almanac
• Bridger Insight® XG
• Emailage®
• InstantID®
• RiskView™
• ThreatMetrix®
• TrueID®

Products and services

• RiskView Credit Solutions

Quantifiable outcome

• 88% of US lenders are more confident making consumer lending decisions with alternative data

Segments6 records

Ideal customer profiles7 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature4 records

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Experian: Global credit bureau and information services company offering consumer and business credit reports, scores, analytics, and alternative data solutions. Direct competitor to ID Analytics across credit risk assessment, with overlapping RiskView-style alternative data products.
• Equifax: Major US credit bureau providing consumer and commercial credit information, fraud prevention, and analytics. Competes with ID Analytics in alternative credit data, small business credit intelligence, and portfolio risk analytics.
• TransUnion: Global credit bureau offering credit reports, scores, and risk analytics to lenders. Direct competitor in alternative data, credit risk scoring, and emerging-market credit information services.
• FICO: Industry-standard credit scoring and analytics provider whose FICO Score is the dominant US consumer credit metric. Competes with RiskView Spectrum Scores and serves the same lender customer base for credit decisioning and portfolio management.

Emerging players

• Provenir: AI-native risk decisioning platform combining credit data, identity, and fraud signals in a single workflow. Targets the same bank and fintech lenders as ID Analytics with a modern SaaS bundle.
• Zest AI: AI-driven credit underwriting software for lenders, focused on fair lending and model explainability. Competes with RiskView's predictive analytics for lenders modernizing underwriting infrastructure.
• Argyle: Provider of employment and income data via direct-source connections, used for credit risk and verification use cases. Overlaps with ID Analytics' alternative credit data strategy on income and employment signals.

Broad incumbents

• Moody's Analytics: Broad financial analytics provider offering commercial and consumer credit data, models, and platforms. Competes in credit risk and portfolio analytics as part of a larger financial-information portfolio.
• Envestnet Yodlee: Provider of aggregated consumer financial account data and analytics used for credit underwriting, wealth, and lending use cases. Adjacent competitor in transaction-data-driven credit risk assessment.

Others

• Plaid: Financial data connectivity platform enabling bank-account, income, and asset verification. Increasingly used as an alternative-data layer for credit underwriting, making it a thematic peer for RiskView's income-and-asset data positioning.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/id_analytics
• LinkedInlinkedin.com/company/id-analytics

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds3 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ID Analytics