SignaPay
SignaPay is a private Irving, Texas-based payments processor that distributes electronic payment processing services to merchants through an ISO Partner Program, backed by proprietary CRM and gateway technology across the Southwest U.S.
- Company typePrivate
- Founded2006
- HeadquartersIrving, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What SignaPay does
SignaPay is a private payments and FinTech company headquartered in Irving, Texas, founded in 2006. The company provides electronic payment processing services to merchants, operating on a B2B2B model in which its direct customers are independent sales offices (ISOs) and agents who resell SignaPay's processing capabilities to their own merchant portfolios. SignaPay's core product surface centers on a proprietary payment gateway and a proprietary CRM purpose-built for partner management, both of which were rolled into an expanded ISO Partner Program announced for 2026.
The company monetizes through transaction fees on processed payment volume, with quote-based pricing that is not publicly disclosed. Underwriting, risk management, technical support, customer service, and deployment are delivered internally to support ISO partners, and the company serves merchants primarily across the Southwest region (Texas, Arizona, New Mexico, Oklahoma). SignaPay was ranked No. 123 on the 2026 Inc. Regionals: Southwest list, recognizing revenue growth between 2022 and 2024.
Operationally, SignaPay is investing in scale-up: it appointed Jeff Kump as COO in February 2026, expanded its ISO program with new product offerings, and maintains a leadership team spanning revenue (CRO, VP Sales), underwriting/risk, technology (CTO), and HR. The company does not disclose revenue, funding, or ownership details, and there is no evidence of AI/ML capabilities, patents, or certifications in the available data.
SignaPay firmographics
Firmographics- Name
- SignaPay
- Website
- https://signapay.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- SignaPay is a private Irving, Texas-based payments processor that distributes electronic payment processing services to merchants through an ISO Partner Program, backed by proprietary CRM and gateway technology across the Southwest U.S.
- Ownership category
- akta.pro rank
SignaPay industry classification
Industry- Product category
- Merchant Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Prepackaged Software (7372), Finance Services (6199)
- akta.pro primary industry
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
- akta.pro secondary industry
- Channel/Partner Sales Support (Reseller Enablement, Deal Reg) (BPAAADAH)
Keywords
Where SignaPay is headquartered
LocationHeadquarters
- HQ city
- Irving
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
SignaPay business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Payment Processing Services: SignaPay generates revenue through payment processing services for merchants, likely taking a transaction fee or percentage of processed volume. The company serves independent sales partners (ISOs) who resell these payment services to end merchants.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
SignaPay product offering
Product offeringCore offering
SignaPay provides electronic payment processing and merchant services to businesses, distributed primarily through an ISO (Independent Sales Office) Partner Program. The offering is anchored by a proprietary payment gateway and a proprietary CRM that equip ISO/agent partners with the tools to onboard, underwrite, and serve merchant accounts. The company supports its partners with end-to-end back-office functions including customer service, technical support, underwriting, risk management, and deployment.
Product overview
SignaPay is a payments and FinTech provider offering a platform for payment processing services. The company operates through its ISO Partner Program, which provides independent sales offices and agents with access to a proprietary CRM and payment gateway, enabling them to offer payment solutions to merchants.
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Processing Services for Merchants End-to-end electronic payment processing and merchant services for businesses, enabling merchants to accept card and electronic payments. The service is sold primarily through independent sales offices and agents rather than directly, and is supported by underwriting, risk management, technical support, customer service, and deployment functions.
- ISO Partner Program A partnership program for independent sales offices (ISOs) and agents that resell SignaPay's payment processing services to merchants. Partners gain access to a proprietary CRM and payment gateway, transparent economics, and bundled operational support including underwriting, risk, technical support, customer service, and deployment.
Companies that use SignaPay
Customer profileSegments1 record
Ideal customer profiles1 record
SignaPay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
SignaPay partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- ISO and Agent PartnerscoreSignaPay operates an ISO Partner Program that expanded in 2025 ahead of 2026. The program targets independent sales offices and agents who resell SignaPay's payment processing and FinTech solutions. The company emphasizes transparency, support, and true growth partnership, offering proprietary CRM and payment gateway tools along with enhanced product offerings to foster growth and efficiency among its partner network.
Scale indicators1 record
Recent moves4 records
Expansion highlights5 records
SignaPay competitors and assessment
Company assessmentDirect peers
- PaymentCloud: Payment processor focused on high-risk and SMB merchants, operating heavily through ISO and agent partners. Directly comparable in ISO-driven distribution and merchant services focus.
- Host Merchant Services: A payment processor that distributes primarily through ISO/agent partners and offers gateway, POS, and merchant services. Closely mirrors SignaPay's channel model and product set.
- Helcim: Payment processor and technology provider offering transparent pricing, gateway, and merchant tools to SMBs and partners. Comparable in delivering proprietary technology to merchants via partner channels.
- Stax (formerly Fattmerchant): Subscription-based payment processing provider targeting ISOs, agents, and merchants with its own technology stack. Comparable to SignaPay in the payment facilitator/ISO channel and proprietary technology approach.
- North American Bancard: A direct ISO-focused payment processor and payment facilitator serving SMBs and ISOs with processing, gateway, and partner tools. Highly comparable to SignaPay's ISO Partner Program and payment processing business model.
Broad incumbents
- Square (Block): A dominant payments and commerce platform offering processing, POS, software, and lending to SMBs. Competes with SignaPay for merchant relationships at much larger scale and broader product portfolio.
- Clover Network: A POS and business management platform (Fiserv-owned) that competes in the SMB merchant services space. Comparable in delivering integrated payments and software to merchants and ISOs.
- Stripe: A global payments infrastructure company serving online and enterprise merchants. Competes in payment processing and represents the technology standard that SignaPay's proprietary gateway is benchmarked against.
- Global Payments: A global payments technology company with merchant acquiring, issuer, and software solutions. Competes with SignaPay in acquiring and merchant services at significant scale.
- Fiserv: A large-scale payments and financial services provider (Clover, First Data heritage) serving merchants, ISOs, and financial institutions. A major incumbent competitor in ISO-driven merchant services.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
SignaPay social profiles
Digital presenceSignaPay financial estimates
Financial estimateRevenue estimate
Valuation estimate
SignaPay leadership team
Management profileNumber of profiles
Profiles7 records
SignaPay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
SignaPay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about SignaPay
What does SignaPay do?
SignaPay provides electronic payment processing and merchant services to businesses, distributed primarily through an ISO (Independent Sales Office) Partner Program. The offering is anchored by a proprietary payment gateway and a proprietary CRM that equip ISO/agent partners with the tools to onboard, underwrite, and serve merchant accounts. The company supports its partners with end-to-end back-office functions including customer service, technical support, underwriting, risk management, and deployment.
Is SignaPay a public or private company?
SignaPay is a private company. It is classified as unknown and is currently operating.
When was SignaPay founded?
SignaPay was founded in 2006. It employs 101 to 250 people.
Where is SignaPay based?
SignaPay is headquartered in Irving, United States, in the North America region.
How does SignaPay make money?
One revenue line is on record: payment Processing Services.
Who are SignaPay's main competitors?
Direct peers on record are PaymentCloud, Host Merchant Services, Helcim, Stax (formerly Fattmerchant) and North American Bancard. Broad incumbents are Square (Block), Clover Network, Stripe, Global Payments and Fiserv.
Does SignaPay have an API?
No public API is recorded for SignaPay.
What industry is SignaPay in?
SignaPay's product category is Merchant Payment Processing. Its primary akta.pro industry code is FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure, with a secondary code of BPAAADAH, Channel/Partner Sales Support (Reseller Enablement, Deal Reg). Its NAICS code is 52232 and its SIC code is 7372.