MassPay
MassPay is a payout orchestration platform enabling cross-border B2B payments for marketplaces, gig platforms, and contractor networks across 200+ markets, integrating payment rails, tax compliance, identity verification, and stablecoin settlement into a unified API.
- Company typePrivate
- Founded2019
- HeadquartersBeverly, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What MassPay does
MassPay is a payout orchestration platform that enables cross-border B2B payments for businesses managing distributed contractor workforces, marketplace sellers, and gig workers. The company's core technology is an API-first architecture integrating payment rails (Visa Direct), tax compliance (TaxBandits), identity verification (Veriff), and stablecoin settlement (Plasma) into a unified platform spanning more than 200 markets globally. MassPay generates revenue primarily through transaction-based fees on cross-border payouts, with additional subscription revenue from integrated tax compliance services. Pricing is quote-based with pay-as-you-go billing.
The company serves three primary customer segments: marketplaces and gig platforms requiring efficient global payout capabilities, businesses with distributed contractor networks needing automated 1099/1042 tax compliance, and international businesses seeking low-cost cross-border payment alternatives. Since October 2025, MassPay has executed an aggressive integration cadence, launching partnerships with Veriff for KYC, Visa Direct for card-based payouts, Plasma for USDT stablecoin settlements across 230+ countries, and TaxBandits for automated tax form management — each rated as a "core" strategic tier partnership.
The company is also associated with MP: Wired for HR, a full-service payroll, HR, and recruitment business that has joined OneDigital and operates on the isolved technology platform. MassPay is privately held, founded in 2019, headquartered in Las Vegas, employs 101-250 people, and operates a distinctive AI profit-sharing program that distributes a portion of salary to employees based on AI adoption — an arrangement that has reduced client application processing time from one week to 24 hours and is credited with eliminating the need for 5 planned hires in 2025.
MassPay firmographics
Firmographics- Name
- MassPay
- Legal name
- MassPay
- Website
- https://mp-hr.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- MassPay is a payout orchestration platform enabling cross-border B2B payments for marketplaces, gig platforms, and contractor networks across 200+ markets, integrating payment rails, tax compliance, identity verification, and stablecoin settlement into a unified API.
- Ownership category
- akta.pro rank
MassPay industry classification
Industry- Product category
- Human Capital Management (HCM) Software & Services
- NAICS
- Human Resources Consulting Services (541612), Computer Systems Design and Related Services (54151)
- SIC
- Services-Prepackaged Software (7372), Services-Management Consulting Services (8742)
- akta.pro primary industry
- Human Capital Management (HCM) & Payroll Platforms (HDAEAEAJ)
- akta.pro secondary industries
- Core HR & HRIS (BPACAPAA), HRIS/HCM Managed Services & Support (BPAEAGAF), HR Service Delivery, Case Management & Employee Self-Service (BPACAPAL), Employee Helpdesk / HR Service Center (Tier 1) (BPAAAIAH), HR Technology (HRIS/HCM) Advisory & Implementation (BPAHAGAG), HRIS/HCM Implementation Services (BPAEAGAE)
Keywords
Where MassPay is headquartered
LocationHeadquarters
- HQ city
- Beverly
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
MassPay business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- B2B Payout Services: MassPay generates revenue by facilitating cross-border B2B payouts for businesses paying gig workers, marketplace sellers, and contractors. The platform charges fees for payment processing, currency conversion, and stablecoin transactions.
- Tax Compliance Services: Revenue from integrated tax compliance services including automated 1099/1042 form processing and TIN matching for contractor payment networks.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | B2B Payout Platform |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels2 records
MassPay product offering
Product offeringCore offering
MassPay (operating as MP: Wired for HR) delivers a full-service HCM technology platform bundled with proactive HR services for small and mid-market U.S. employers. Core products include payroll processing, time and attendance, talent management, benefits administration with ACA compliance, learning management, HR consulting, and recruiting services, sold via direct sales and through CPA, broker, and financial advisor partner channels. According to the company website, MP has joined OneDigital, extending its HR, payroll, and benefits distribution reach.
Product overview
MassPay is a payout orchestration platform that provides cross-border payment solutions for businesses. The core offering consists of payment processing infrastructure with integrated modules for tax compliance (TaxBandits), card-based payouts (Visa Direct), stablecoin settlements (Plasma USDT), and identity verification (Veriff). These modules work together to enable compliant global payouts to gig workers, marketplace sellers, and contractors across 200+ markets.
Differentiator
Problem solved
Functional benefit
Products and services
- Payroll
- Time & Attendance
- Talent Management
- Benefits Admin & ACA Compliance
- Learning Management
- HR Services (HR Consulting)
- Recruiting
- Nonprofit HCM Solution
- Home Healthcare HCM Solution
- Manufacturing & Logistics HCM Solution
- Hospitality & Retail HCM Solution
- Professional Services HCM Solution
Quantifiable outcome
- Client application processing time reduced from 1 week to 24 hours
- +3 more outcomes
Companies that use MassPay
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles4 records
MassPay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability4 records
Feature4 records
MassPay partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- TaxBanditscoreMassPay integrated TaxBandits tax compliance services into its payout platform, enabling automated 1099 and 1042 form management, W-8/W-9 collection, and real-time IRS TIN matching for businesses managing contractor payments.
- Visa DirectcoreMassPay integrated Visa Direct into its platform to facilitate faster cross-border payouts for businesses across 200+ markets, enhancing the ability to pay gig workers, marketplace sellers, and contractors efficiently and compliantly.
- PlasmacoreMassPay partnered with Plasma to enable USD₮ stablecoin payouts across more than 230 countries, expanding payout options with near-instant settlements and minimal fees while maintaining compliance and local currency support.
- VeriffcoreMassPay processes tens of thousands of identity verifications monthly through its Veriff integration, enabling secure and compliant onboarding worldwide with enhanced fraud detection and AML capabilities across 200+ countries.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
MassPay competitors and assessment
Company assessmentDirect peers
- Paylocity: Cloud-based HCM and payroll platform targeting mid-market employers with similar verticals (including healthcare and manufacturing) and a comparable feature breadth (payroll, time, talent, benefits, learning). Closest like-for-like mid-market competitor.
- Paycor: SMB and mid-market HCM suite covering payroll, time, talent, benefits and learning, sold through a partner/PE-advisor channel — a very close functional and channel analog to MassPay.
- isolved: Mid-market HCM platform (payroll, HR, benefits, talent, time) — MassPay's underlying technology provider per the mp-hr.com login/auth flow, and a direct competitor to any reseller-led HCM service.
Broad incumbents
- Insperity: PEO and HR services provider for SMB/mid-market that bundles payroll, benefits and HR outsourcing — overlapping with MassPay's services-led, partner-driven HCM positioning.
- OneDigital: National employee benefits, financial services and HR consulting firm into which MassPay has been integrated; relevant as the parent/affiliate platform shaping MassPay's go-to-market.
- ADP: Largest US payroll/HCM incumbent with mid-market RUN and Workforce Now suites and an extensive CPA/broker partner program — sets the competitive ceiling MassPay must differentiate against.
- Paychex: Leading SMB/mid-market payroll, HCM and benefits provider with a strong accountant/broker channel — directly comparable distribution and product profile to MassPay.
- UKG (Ultimate Kronos Group): Enterprise/mid-market HCM and workforce management suite (payroll, time, talent, HR service delivery) — comparable in scope of HCM modules and vertical depth.
Emerging players
- BambooHR: Cloud HRIS for SMB focused on employee records, onboarding and time tracking — overlaps with the lighter end of MassPay's mid-market HR technology footprint.
- Asure Software: SMB-focused payroll, HR and time & attendance provider that often partners with accountants and PEOs — analogous mid-market, partner-channel competitor with similar vertical exposure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
MassPay social profiles
Digital presenceMassPay financial estimates
Financial estimateRevenue estimate
Valuation estimate
MassPay leadership team
Management profileNumber of profiles
Profiles2 records
MassPay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MassPay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MassPay
What does MassPay do?
MassPay (operating as MP: Wired for HR) delivers a full-service HCM technology platform bundled with proactive HR services for small and mid-market U.S. employers. Core products include payroll processing, time and attendance, talent management, benefits administration with ACA compliance, learning management, HR consulting, and recruiting services, sold via direct sales and through CPA, broker, and financial advisor partner channels. According to the company website, MP has joined OneDigital, extending its HR, payroll, and benefits distribution reach.
Is MassPay a public or private company?
MassPay is a private company. It is classified as corporate owned and is currently operating.
When was MassPay founded?
MassPay was founded in 2019. It employs 101 to 250 people.
Where is MassPay based?
MassPay is headquartered in Beverly, United States, in the North America region.
How does MassPay make money?
Two revenue lines are on record. B2B Payout Services are the primary driver. The others are tax Compliance Services.
Who are MassPay's main competitors?
Direct peers on record are Paylocity, Paycor and isolved. Broad incumbents are Insperity, OneDigital, ADP, Paychex and UKG (Ultimate Kronos Group). Emerging players are BambooHR and Asure Software.
Does MassPay have an API?
No public API is recorded for MassPay.
What industry is MassPay in?
MassPay's product category is Human Capital Management (HCM) Software & Services. Its primary akta.pro industry code is HDAEAEAJ, Human Capital Management (HCM) & Payroll Platforms, with a secondary code of BPACAPAA, Core HR & HRIS. Its NAICS code is 541612 and its SIC code is 7372.