Government Employees Health Association

What Government Employees Health Association does

Government Employees Health Association (GEHA) is a non-profit health benefits association founded in 1937 by postal workers and headquartered in Lee's Summit, Missouri. The organization serves over 2 million federal employees, postal workers, retirees, and their families through three primary federal program frameworks: the Federal Employees Health Benefits (FEHB) program with five plan tiers (HDHP, Elevate, Elevate Plus, Standard, and High Option), the Postal Service Health Benefits (PSHB) program with three plans (HDHP, Standard, High Option), and the Federal Employees Dental and Vision Insurance Program (FEDVIP) with two dental tiers. GEHA also offers Medicare Advantage pairings for federal retirees, a standalone Connection Dental Plus plan for overage dependents with year-round enrollment, prescription drug coverage with CVS Caremark specialty pharmacy, telehealth, and a Connection Dental Discount program. Its member base is served through a network of 1.7 million medical providers and 450,000+ dental locations, and claims processing is operated out of an Eagan, Minnesota operations center.

GEHA's core technology stack consists of digital self-service and operations platforms: a redesigned MyGEHA secure member portal (relaunched December 2024 with improved claims and Explanation of Benefits experience), a separate Provider portal for authorization and clinical guideline access, a dental procedure pricing tool, and telehealth/online doctor visit services. Accessibility compliance is maintained through a partnership with Level Access under Section 508 of the Rehabilitation Act. Member engagement channels include the FedViser licensed benefits advisory service (reachable at 1-833-973-4342), online self-service enrollment, agency benefits officer networks at federal workplaces, email (Health e-Report newsletter), SMS program (text JOIN to 47663), and consumer brand presence through GEHA Field at Arrowhead Stadium naming rights with the Kansas City Chiefs.

GEHA's business model is a subscription, premium-based revenue structure: monthly premiums collected via payroll deduction or bank draft from members, with government contribution rates set under the FEHB/PSHB framework. Distribution is structurally constrained to government-mandated Open Season enrollment, agency benefits officer channels, and licensed FedViser agents—the company does not sell to the general public. Strategic vendor partnerships include UnitedHealthcare for medical network access and clinical guidelines, CVS Caremark for specialty pharmacy, OncoHealth for oncology utilization management, Progyny for fertility benefit management, EyeMed and TruHearing for vision and hearing discount programs, and WEX Health for electronic payments. As a non-profit, GEHA reinvests premium revenue into plan enhancements and member benefits rather than distributing profits.

Name

Government Employees Health Association

Legal name

Government Employees Health Association, Inc.

Website

https://geha.com

Company type

Private

Founded year

1937

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Government Employees Health Association (GEHA) is a non-profit health benefits association founded in 1937 that serves 2+ million federal employees, postal workers, retirees, and their families through FEHB, PSHB, and FEDVIP health and dental insurance programs.

Ownership category

akta.pro rank

Product category

Federal Employee Health Insurance

NAICS

Health and Welfare Funds (525120), Direct Health and Medical Insurance Carriers (524114), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Insurance Agencies and Brokerages (524210)

SIC

Hospital & Medical Service Plans (6324), Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411), Services-Membership Organizations (8600)

akta.pro primary industry

Public Sector & Government Employer Group Health Plans (FSAIAFAF)

akta.pro secondary industries

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH), Employer-Sponsored Dental & Vision (Group) (FSAIAHAH)

Keywords

• Federal health insurance
• Dental vision plans
• Medicare Advantage coverage
• Government employee benefits
• Prescription drug plans

Headquarters

HQ city

Lees Summit

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Health Insurance Premiums: G.E.H.A generates revenue through monthly premiums paid by federal employees, retirees, and postal workers for health insurance coverage under FEHB and PSHB programs. Premiums are typically paid through payroll deduction or bank draft.
2. Dental Insurance Premiums: Revenue from FEDVIP dental plan premiums for federal employees and postal workers. Connection Dental Plus offers additional dental coverage for dependents who aged out of FEDVIP plans.
3. Prescription Drug Plan Premiums: Separate prescription drug plan offerings for members with Medicare coverage

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels8 records

Core offering

Government Employees Health Association (G.E.H.A) sells health, dental, and vision insurance plans to federal employees, retirees, postal workers, and their families. Core products include FEHB and PSHB medical plans, FEDVIP dental and vision plans, Medicare Advantage options, and supplemental coverage such as prescription drug, accidental injury, and hospital indemnity benefits. The association operates as a non-profit, member-governed carrier that administers pooled premium revenue to pay claims and member services.

Product overview

Government Employees Health Association (G.E.H.A) is a health benefits association offering a comprehensive portfolio of health and dental insurance products exclusively for federal employees, retirees, and their families. The company provides five FEHB health plans (HDHP, Elevate Plus, Elevate, Standard, and High), three PSHB plans for Postal workers, and two FEDVIP dental plans (High and Standard). Additional offerings include Connection Dental Plus for overage dependents, Connection Dental Discount program, Medicare Advantage plans, Prescription Drug Plan, Telehealth services, and the MyGEHA and Provider web portals. The product portfolio also includes wellness programs with gym, vision, hearing aid, and teeth whitening discounts, plus an SMS texting program for member communications. G.E.H.A was founded in 1937 and serves over 2 million federal employees, retirees and their families through a network of 1.7 million medical providers and 450,000+ dental provider locations.

Differentiator

Problem solved

Functional benefit

Products and services

• FEHB Medical Plans Federal Employees Health Benefits Program medical insurance plans offered to federal employees, retirees, and their dependents, providing coverage for doctor visits, hospitalization, preventive care, and other medical services.
• FEDVIP Dental Plans Federal Employees Dental and Vision Insurance Program dental coverage for federal employees, retirees, and dependents, including preventive, basic, and major dental services.
• FEDVIP Vision Plans Federal Employees Dental and Vision Insurance Program vision coverage providing routine eye exams, frames, lenses, and contact lenses for federal employees, retirees, and dependents.
• PSHB Medical Plans Postal Service Health Benefits Program medical insurance for U.S. Postal Service employees, retirees, and their families, mirroring the FEHB framework with postal-specific eligibility.
• Medicare Advantage Plans Medicare Advantage plans offered to G.E.H.A members eligible for Medicare, combining Medicare Part A and B coverage with supplemental benefits such as dental, vision, hearing, and prescription drug coverage.
• Connection Dental Plus Supplemental dental plan providing additional dental coverage on top of FEDVIP or other primary dental insurance for federal employees and their families.
• Medicare Prescription Drug Plans (Part D) Standalone Medicare Part D prescription drug coverage for Medicare-eligible G.E.H.A members and federal retirees.
• Hospital Indemnity and Accidental Injury Plans Supplemental fixed-benefit insurance that pays set amounts for hospital stays, accidents, and specified medical events to help offset out-of-pocket costs.

Quantifiable outcome

• 2+ million federal employees, retirees and their families served
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

Feature4 records

Partnerships

Nine partnerships are on record, tiered flagship, core and minor.

• Kansas City ChiefsflagshipGTM or Marketing Partner · 4 March 2021Multi-year naming rights partnership for GEHA Field at Arrowhead Stadium. G.E.H.A sponsors the stadium where the Kansas City Chiefs play, providing brand visibility and community engagement supporting federal employees and veterans.
• UnitedHealthcarecoreTechnology or IntegrationG.E.H.A partners with UnitedHealthcare to provide medical networks. The partnership includes access to UnitedHealthcare's Choice Plus network (serving most states) and Select Plus network (California). G.E.H.A also references UnitedHealthcare's Commercial Medical & Drug Policies and Clinical Guidelines for coverage determinations and clinical standards.
• CVS CaremarkcoreTechnology or IntegrationCVS Caremark handles specialty prescription drug dispensing for G.E.H.A members. Certain specialty medications must be obtained through CVS Caremark to avoid member penalties. Contact at 1-855-240-0536.
• OncoHealthcoreTechnology or IntegrationOncoHealth provides cancer treatment authorization services for G.E.H.A. Providers access the portal at oncohealth.us to submit authorization requests for non-surgical outpatient cancer treatment including chemotherapy, radiation, and cell/gene therapy.
• ProgynycoreTechnology or IntegrationProgyny manages fertility procedure and medication authorizations for G.E.H.A members. Contact at 1-866-960-3951 or progyny.com for artificial insemination, egg/sperm harvesting, storage, and fertility preservation treatments.
• EyeMedminorGTM or Marketing PartnerEyeMed provides vision discount services for G.E.H.A Connection Dental Plus members. EyeMed network includes LensCrafters, Target Optical, independent eye doctors, and top optical retailers. Members also receive LASIK discounts at participating U.S. Laser Network locations.
• TruHearingminorGTM or Marketing PartnerTruHearing provides hearing aid discounts for G.E.H.A members, offering 30%-60% off hearing aids with average savings of more than $2,600 per pair.
• Carry The LoadminorStrategic or Co-development PartnerG.E.H.A presents the Veterans Day 100,000 Meter Challenge, a month-long fitness event from November 11 to December 11, honoring veterans. The partnership supports community wellness initiatives for veterans.
• WEX HealthcoreTechnology or IntegrationWEX Health provides electronic payment services for G.E.H.A members purchasing products. The third-party payment processor handles credit/debit card and bank account information for transactions.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/gehahealth
• YouTubeyoutube.com/user/GEHAConnect
• Facebookfacebook.com/GEHAConnect
• LinkedInlinkedin.com/company/gehahealth
• Instagraminstagram.com/gehaconnect

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Government Employees Health Association