CCS

Insurance Software Platformccs.nl

CCS is a Dutch software company, founded 1983 and headquartered in Woerden, that sells a modular Digital Insurance Platform — Frontoffice, Midoffice, and Backoffice — to Dutch insurance companies and their distribution partners, serving more than 2,000 customers including Allianz, Marsh, and Howden.

Company typePrivate
Founded1983
HeadquartersWoerden, Netherlands
Headcount101–250
GTM typeB2B
OfferingSoftware

What CCS does

CCS (Combined Computer Services C.C.S. B.V.) is a privately-held Dutch software company founded in 1983 and headquartered in Woerden, Netherlands, that develops and sells a modular Digital Insurance Platform purpose-built for the Dutch insurance market. The platform is organized into three integrated layers: Frontoffice (omnichannel portals for end customers, employees, agents, and partners enabling comparison, purchase, and mutation of private and commercial policies); Midoffice / Product & Integration Platform (central product engine, partner onboarding, and chain-compliance monitoring); and Backoffice / Level (insurance technical administration covering policy management, claims handling, and product configuration). The platform is differentiated by a modular, step-by-step modernization approach that avoids risky big-bang IT replacements, broad open APIs with SDK support, and standardized integrations with Dutch insurance ecosystem partners including Rolls, VPI, Roy-Data, Infofolio, E-ABS, FISH, CED, and UBO/Compliance check.

CCS serves insurance companies and their distribution partners (agents, brokers, distribution networks) in the Netherlands, with a reference customer base of more than 2,000 companies including Allianz, Marsh, Howden, De Goudse, Meijers, MS Amlin, VvAA, and Vereniging Eigen Huis. The company generates revenue through three streams: software platform licensing/subscription (customers can buy individual modules or the full suite), Professional Services for implementation and consulting, and Technical and Functional Managed Services for ongoing platform optimization. Pricing is not publicly disclosed. GTM is sales-led direct enterprise sales, supported by content marketing (blog, keynotes on consolidation and growth), industry awards (DIA DIAmond Award 2024, EFMA Accenture Innovation in Insurance Golden Award 2024), and a multilingual website (Dutch, English, German). The company is GDPR/AVG compliant, received growth capital from Avedon Capital Partners in a 2014 funding round, and operates with 101–250 employees.

CCS firmographics

Firmographics

Name: CCS
Legal name: Combined Computer Services C.C.S. B.V.
Website: https://ccs.nl
Company type: Private
Founded year: 1983
Operating status: Operating
Headcount range: 101–250 employees
Short description: CCS is a Dutch software company, founded 1983 and headquartered in Woerden, that sells a modular Digital Insurance Platform — Frontoffice, Midoffice, and Backoffice — to Dutch insurance companies and their distribution partners, serving more than 2,000 customers including Allianz, Marsh, and Howden.
Ownership category
akta.pro rank

Where CCS is headquartered

Location

Headquarters

HQ city: Woerden
HQ country: Netherlands
HQ region: Europe

Offices1 record

Markets served

CCS business model

Business model

GTM type: B2B
Offering type: Software

Revenue model

Software Platform Licensing/Subscription: CCS generates revenue through licensing their Digital Insurance Platform modules (Frontoffice, Midoffice, Backoffice) to insurance companies. The modular nature allows customers to purchase individual components or the complete suite.
Professional Services: Implementation, configuration and consulting services to accelerate digital transformation projects.
Managed Services: Ongoing Technical and Functional Managed Services for platform maintenance and optimization, providing preventive support and software utilization improvement.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

CCS product offering

Product offering

Core offering

CCS (Combined Computer Services C.C.S. B.V.) develops and licenses the Digital Insurance Platform, a modular software suite purpose-built for the Dutch insurance market. The platform comprises three integrated layers — Frontoffice (omnichannel customer and partner portals), Midoffice (Product Engine and integration platform), and Backoffice (insurance administration for policy management, claims handling, and product configuration) — sold to insurance companies and their distribution networks alongside Professional Services and Technical/Functional Managed Services.

Product overview

CCS offers the Digital Insurance Platform, a modular software suite for the Dutch insurance market. The platform consists of three core modules: Frontoffice (digital channels for customer-facing operations), Midoffice/Product & Integration Platform (centralized product management and integrations), and Backoffice/Level (comprehensive insurance administration). The company also provides Professional Services, Technical Managed Services, and Functional Managed Services to support implementation and ongoing operations. More than 2,000 companies use the CCS platform.

Differentiator

Problem solved

Functional benefit

Brands

Digital Insurance Platform: Modular insurance software platform consisting of Frontoffice, Midoffice, and Backoffice solutions for insurance companies.
Frontoffice
Midoffice / Product & Integration Platform
Backoffice / Level Backoffice

Quantifiable outcome

More than 2,000 companies use the CCS platform

Companies that use CCS

Customer profile

Named customers8 records

Segments3 records

CCS technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration8 records

Feature6 records

CCS partnerships and signals

Strategic signal

Partnerships

Four partnerships are on record, tiered core.

RollscoreTechnology or IntegrationBuilt-in integration partner for the CCS Digital Insurance Platform, providing seamless connectivity within the Dutch insurance ecosystem.
UBO and Compliance CheckcoreTechnology or IntegrationCompliance verification integration included in the platform for regulatory requirements.
VPIcoreTechnology or IntegrationBuilt-in integration partner providing policy information services.
Roy-DatacoreTechnology or IntegrationIntegration partner for insurance data services.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

CCS competitors and assessment

Company assessment

Direct peers

Guidewire Software: Guidewire is the global market leader in P&C insurance core systems, offering PolicyCenter, BillingCenter, and ClaimCenter plus an analytics layer. It is the most direct global competitor to CCS's modular insurance platform for insurers and distribution partners.
Insurity: Insurity provides insurance software, analytics, and digital solutions primarily to P&C insurers in North America and Europe. Its focus on carrier core systems, claims, and distribution make it a direct functional peer to CCS.
Majesco: Majesco is a US-based insurance technology vendor providing a cloud-native platform for P&L and L&A insurers, including policy, billing, claims, and distribution. Its modular, cloud-oriented offering competes head-to-head with CCS in the digital insurance platform category.
Duck Creek Technologies: Duck Creek provides a SaaS-based suite for policy, billing, and claims targeted at P&C insurers, with growing European mid-market presence. Its cloud-native, modular architecture and carrier focus make it a comparable direct peer to CCS's Frontoffice/Midoffice/Backoffice approach.
Prima Solutions: Prima Solutions is a French insurtech providing a cloud-native platform for insurance product configuration, underwriting, distribution, and claims. Its modular, distribution-focused offering for European insurers closely parallels CCS's Midoffice and partner-channel capabilities.
msg life: msg life (part of msg group) is a leading German-headquartered insurance software vendor providing core systems and digital platforms to European insurers. It is one of the closest European peers to CCS in scope, regional footprint, and customer type.
EIS Group: EIS provides a core insurance platform (EIS Suite) covering policy administration, claims, billing, and digital channels for global insurers. Its open API, microservices architecture, and EMEA presence make it a direct peer in platform design philosophy.
RGI Group: RGI (now part of Fincons Group) is an Italian-headquartered insurance core systems vendor serving European carriers with policy administration and digital channels. Comparable to CCS in targeting European insurers with a modular core platform.
Sapiens International: Sapiens offers insurance software solutions for life, P&C, and reinsurance carriers across Europe and globally. Its end-to-end platform serving European insurers positions it as a direct regional and functional peer to CCS.

Broad incumbents

Capgemini Invent / Insurance: Capgemini is a global IT services leader with a large insurance industry practice offering consulting, system integration, and proprietary insurance platforms. As a broad incumbent, it competes with CCS for large carrier transformation deals, though it does not focus exclusively on Dutch insurance mid-market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

CCS compliance and trust

Trust signal

Compliance1 record

CCS financial estimates

Financial estimate

Revenue estimate

Valuation estimate

CCS leadership team

Management profile

Number of profiles

CCS funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

CCS M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CCS

What does CCS do?

Is CCS a public or private company?

CCS is a private company. It is classified as private equity controlled and is currently operating.

When was CCS founded?

CCS was founded in 1983. It employs 101 to 250 people.

Where is CCS based?

CCS is headquartered in Woerden, Netherlands, in the Europe region.

How does CCS make money?

Three revenue lines are on record. Software Platform Licensing/Subscription is the primary driver. The others are professional Services and managed Services.

Who are CCS's main competitors?

Direct peers on record are Guidewire Software, Insurity, Majesco, Duck Creek Technologies, Prima Solutions, msg life, EIS Group, RGI Group and Sapiens International. Capgemini Invent / Insurance is listed as a broad incumbent.

Does CCS have an API?

Yes. CCS offers a broad API scope spanning multiple components of the insurance value chain, supporting automatic onboarding and SDK integration. The platform enables integration via open APIs for connecting external applications and partners. Developer documentation is at developer.ccs.community/#default/home.