Yeldo

What Yeldo does

Yeldo is a Swiss fintech company, headquartered in Lugano and founded in 2018-2019, that provides professional and qualified investors with direct digital access to institutional-grade real estate investment opportunities. Operating through the legal entity Yeldo SA (with Yeldo GmbH operating as a BaFin-registered tied agent in Germany under Concedus GmbH), the company serves high-net-worth and ultra-high-net-worth individuals, family offices, and asset managers across seven European countries (Italy, Switzerland, Spain, Portugal, Luxembourg, Monaco, Liechtenstein). On the supply side, it also serves real estate developers seeking alternative financing, operating a two-sided model that connects capital providers with development projects.

The company's core offering comprises two investment products — "Deal by Deal" (individual off-market real estate opportunities with minimum tickets of EUR 100,000) and "Diversified Strategies / Private Debt Fund" (portfolio-based vehicles) — delivered through a proprietary digital platform (app.yeldo.com). The platform supports end-to-end digital investment management from signup and deal browsing to portfolio monitoring and reporting. Its technology stack is built on a React-based frontend, C#/.NET backend, SQL Server, and Microsoft Azure cloud infrastructure, with internal REST API architecture and AI/ML capabilities described as in development. A complementary Developer Financing service structures debt, mezzanine, and equity solutions for projects up to EUR 100M total size, with Yeldo investment sizes up to EUR 25M and durations up to 48 months.

Yeldo monetizes through transaction and management fees on capital raised and managed, marketplace/distribution fees connecting investors with developers, and professional services fees from developer financing. Its go-to-market blends a digital-first self-serve platform with dedicated relationship managers for high-value investors and a sales-led approach for developers (initial contact, preliminary due diligence, termsheet, full due diligence, fundraising). Marketing combines digital content, webinars, proprietary networking events, and earned media (Forbes, Wired, Il Sole 24 Ore). As of 2025 the company reports approximately EUR 1.8bn in total transacted value across around 70 financed deals (30 exited), a historical IRR of roughly 13.5%, a 0% default rate, and over 5,000 professional investors served.

Name

Yeldo

Legal name

Yeldo SA

Website

https://yeldo.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Yeldo is a Swiss fintech operating a digital platform that gives professional and qualified investors (HNWI, family offices, asset managers) access to institutional-grade off-market real estate deals across Europe, while connecting developers to alternative financing.

Ownership category

akta.pro rank

Product category

Real Estate Investment Platform

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Other Investment Pools and Funds (5259)

SIC

Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Real Estate Transaction Advisory & Due Diligence (FSAEAJAJ)

akta.pro secondary industries

Real Estate Due Diligence & Underwriting Advisory (Financial/Operational) (BPAJANAG), Fund of Funds & Multi-Manager Mutual Funds (FSAAAEAL)

Keywords

• Private real estate debt
• Real estate investment platform
• Alternative real estate financing
• Institutional-grade real estate
• Digital wealth investing

Headquarters

HQ city

Lugano

HQ country

Switzerland

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Investment Management Fees: Yeldo generates revenue by structuring and facilitating real estate investments for professional investors, earning fees on the capital raised and managed through the platform.
2. Developer Financing Services: Yeldo provides financing solutions to real estate developers, structuring deals and earning fees for facilitating capital access. Supports projects up to EUR 100M total size with Yeldo investment sizes up to EUR 25M.
3. Distribution/Platform Fees: Revenue generated from facilitating investment access for professional investors, connecting capital providers with real estate development opportunities through the digital platform.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Yeldo provides professional investors with direct digital access to curated, off-market institutional-grade real estate investment opportunities through a proprietary investment platform. The company facilitates two core investment products—Deal by Deal for single real estate deals and a Diversified Strategies/Private Debt Fund portfolio vehicle—with minimum ticket sizes of EUR 100,000. For real estate developers, Yeldo also structures alternative financing solutions (debt, mezzanine, equity) for projects up to EUR 100 million, connecting them to its network of professional investors across Europe.

Product overview

YELDO operates as a fintech platform providing digital access to institutional-grade real estate investments for professional investors. The core offering consists of two investment products: Deal by Deal (individual off-market real estate investment opportunities) and Diversified Strategies/Private Debt Fund (portfolio-based investment vehicles). These are delivered through YELDO's proprietary Digital Platform, which provides a fully digital investment experience including deal discovery, portfolio monitoring, and performance reporting. A complementary Developer Financing service connects real estate developers with capital, completing a two-sided marketplace model where YELDO facilitates both sides of real estate transactions.

Differentiator

Problem solved

Functional benefit

Products and services

• Deal by Deal Individual real estate investment product allowing professional investors to pick single deals from a curated selection of private, off-market opportunities with varying risk-return profiles. All deals are originated and vetted by Yeldo real estate investment professionals, with a minimum investment ticket of EUR 100,000 per deal.
• YELDO Diversified Strategies / YELDO Private Debt Fund Diversified investment strategy vehicle offering exposure to a portfolio of private real estate opportunities (including the YELDO Private Debt Fund), adapted to current macro conditions and developed by Yeldo investment professionals. Allows investors to invest in diversified strategies rather than individual deals.
• Yeldo Digital Platform Yeldo's proprietary digital investment platform providing direct digital access to curated real estate investment opportunities. Features include streamlined signup, deal browsing with detailed investment analysis, real-time portfolio monitoring, and comprehensive reporting on investments. The platform combines technology with dedicated investment professionals for a tailored experience.
• Developer Financing Financing solutions connecting real estate developers with professional investors through a digitally managed process. Yeldo provides access to alternative financing with tailor-made debt, mezzanine, and equity solutions, connecting developers to new professional investors. Supports total project sizes up to EUR 100M with Yeldo investment sizes up to EUR 25M per project and durations up to 48 months.

Quantifiable outcome

• Historical IRR of ~13.5% across all investments since 2019
• +5 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• The Stein GroupcoreStrategic or Co-development PartnerLeading real estate developer and equity sponsor, world specialist in the development and management of luxury hotels worldwide. The Stein Group has over 20 properties under management in nine countries. Partnered on luxury hospitality projects including Gran Hotel Mas d'en Bruno in Priorat, Spain.
• GarzoniminorStrategic or Co-development PartnerReal estate partner and co-investor in Yeldo transactions.
• CREAminorStrategic or Co-development PartnerReal estate partner and co-investor in Yeldo transactions.
• Concedus GmbHcoreChannel Partner/ Reseller/ DistributorGerman securities firm under which Yeldo GmbH operates as a tied agent (BaFin registered, number 80177477) for brokering financial instruments in Germany.
• Foster + PartnersminorStrategic or Co-development PartnerInternationally renowned architecture studio led by Sir Norman Foster, engaged for the Cascais luxury villa development project in Portugal.

Scale indicators13 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• EstateGuru: European (Estonia-headquartered) online platform for short-term real estate financing backed by mortgages; comparable to Yeldo as a digital marketplace connecting real estate borrowers with individual/professional investors across multiple European countries.
• Foxstone: Swiss online platform providing qualified investors access to fractional Swiss residential real estate; a very close geographic and product peer to Yeldo's Swiss operation given shared Swiss base, qualified-investor focus and digital distribution.
• Housers: Spanish/European digital real estate investment platform offering fractional exposure to individual property deals to retail and qualified investors; closely comparable business model, geography and product structure to Yeldo.
• Brickstarter: European real estate crowdfunding platform focused on senior-secured and mezzanine debt for property developers; comparable to Yeldo's risk-profile focus and developer-financing side of the business.
• Landa: US digital platform offering fractional ownership of income-producing real estate to accredited investors; comparable tech-led, deal-vetted, low-minimum model (lower ticket size than Yeldo) targeting individual professional investors.
• ReInvest24: Estonian/European real estate crowdfunding platform offering individual deal-by-deal and portfolio products to retail and professional investors; similar marketplace model to Yeldo but at smaller scale.
• Property Partner (HomeVestors): UK-origin platform enabling individual investors to buy fractional shares in individual rental properties; one of the first European peers in the digital real estate investment space and a model comparator for Yeldo's Deal-by-Deal product.

Emerging players

• EquityMultiple: US online platform providing accredited investors access to commercial real estate debt and equity deals with curated deal flow; comparable focus on senior/mezzanine commercial real estate exposure for high-net-worth investors.

Broad incumbents

• Partners Group: Swiss-headquartered global private markets firm with significant European real estate private debt and equity strategies; overlap with Yeldo on Swiss base, private real estate investing and European investor base, but at vastly larger scale and via institutional LP channels.
• Angelo Gordon (TPG Angelo Gordon): Large US alternative asset manager with a strong European real estate debt franchise and prior employer of Yeldo's CIO; comparable in institutional real estate investment strategy but operating at much larger scale and via institutional channels rather than Yeldo's digital platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@yeldoGroup
• Facebookfacebook.com/YeldoGroup
• LinkedInlinkedin.com/company/yeldoinvestments
• Instagraminstagram.com/yeldogroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds2 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Yeldo