What Guarda does

Guarda is a privately held, non-custodial cryptocurrency wallet provider founded in 2017 and headquartered in Lisbon, Portugal, with a secondary entity (GUARDIUM LTD) registered in the British Virgin Islands. The platform enables users to store, send, receive, exchange, stake, and borrow cryptocurrencies across 70+ blockchains and 1M+ tokens without requiring personal data or KYC for core wallet creation. Its architecture spans four client surfaces — desktop (Windows, macOS, Linux), mobile (iOS, Android, Huawei AppGallery), web, and Chrome/Brave extension — with users retaining full control of private keys.

The core product is a unified wallet that integrates third-party services for revenue-generating activities: atomic-swap exchange via ChangeNOW, fiat on-ramps via Guardarian and Simplex, crypto-backed lending via CoinRabbit (12-17% APR), staking on 14 networks, prediction markets via Polymarket, and perpetual futures via Aster. Notable proprietary technical features include gas-free USDT transactions on Tron (1.5 USDT flat fee) and a multi-signature wallet module for business-grade shared accounts. Distribution is entirely self-serve, supported by Guarda Academy (417+ educational articles), an ambassador program, and organic social channels.

The business model is freemium with no wallet creation or holding fees; revenue is generated entirely through transaction-based streams — exchange spreads, fiat on-ramp commissions, flat fees on gas-free USDT transfers, staking validator rewards, and a 10% service fee on crypto-loan on-chain rewards. Customer concentration is distributed across more than one million individual crypto users globally, with a privacy-focused subset served via continued Monero support that competitors such as Exodus have exited. The company operates with 1-10 employees, is bootstrapped with no disclosed external funding, and is led by CEO Paul Sokolov.

Name

Guarda

Legal name

GUARDACO LDA / GUARDIUM LTD

Website

https://guarda.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Guarda is a non-custodial, multi-currency cryptocurrency wallet founded in 2017 and headquartered in Lisbon, supporting 70+ blockchains and 1M+ tokens for over one million individual crypto users globally, with integrated exchange, staking, lending, prediction markets, and perps trading.

Ownership category

akta.pro rank

Product category

Cryptocurrency Wallet

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Self-Custody Wallets (Consumer & Institutional) (FSADACAE)

akta.pro secondary industries

Transaction Policy Controls & Wallet Security (Allowlisting, Limits, Approvals) (FSADACAI), Multi-Signature Wallets & Governance Controls (FSADACAG), Digital Asset Risk, Security & Audit Tooling (Smart Contract Audit, Threat Monitoring) (FSAGAMAJ)

Keywords

• Cryptocurrency wallet
• Non-custodial wallet
• Multi-chain wallet
• Crypto staking services
• Crypto exchange platform

Headquarters

HQ city

Lisbon

HQ country

Portugal

HQ region

Europe

Offices2 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Crypto Exchange Spread: Built-in atomic swap and exchange functionality generates revenue through spreads between buy/sell rates when users swap cryptocurrencies within the wallet.
2. Crypto Purchase Fees: Fiat on-ramp services (Visa, Mastercard, Apple Pay, SEPA) integrated through partners like Guardarian and Simplex generate transaction fees.
3. Crypto Loan Interest: Crypto-backed loans (12-17% APR) provided through CoinRabbit partner, with Guarda as interface.
4. Staking Services: Staking across 14 networks generates revenue through validator services and network reward distribution.
5. Gas-free USDT Transaction Fee: 1.5 USDT fixed fee per gas-free USDT transaction on Tron network.
6. Prediction Market Fees: Service fee may apply to transactions made via the prediction markets interface.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Guarda is a non-custodial multi-currency cryptocurrency wallet available across web, desktop, mobile, and browser extension platforms. It supports 70+ blockchains and 1M+ tokens, with integrated services for buying crypto (via Guardarian/Simplex), exchanging assets (via ChangeNOW atomic swaps), staking across 14 networks, crypto-backed loans (via CoinRabbit), and prediction markets (via Polymarket). The wallet is free to use with no KYC required and generates revenue through transaction-based fees on its integrated services.

Product overview

Guarda is a non-custodial, multi-currency cryptocurrency wallet platform providing unified management of 1M+ tokens across 70+ blockchains. The core offering consists of four platform applications: Desktop Wallet, Mobile Wallet (iOS/Android), Web Wallet, and Chrome Extension, all built on a non-custodial architecture where users maintain full control of private keys. The ecosystem includes integrated modules for buying crypto (via Guardarian/Simplex), exchanging (via ChangeNOW), staking (14 networks), and borrowing (via CoinRabbit). Advanced features include Multi-signature Wallet for business security, Predictions powered by Polymarket, Perps Trading via Aster, Token Generator, Watch-Only Wallets, AML Checks, and Blockchain Domains. Developer tools include Mnemonic Converter, Backup Decoder, and Payment Deeplinks. The platform positions itself as an all-in-one Web3 crypto management solution since 2017.

Differentiator

Problem solved

Functional benefit

Brands

• Guarda Wallet: Non-custodial multi-currency cryptocurrency wallet supporting 1M+ tokens across 70+ blockchains
• Guarda Academy
• Predictions by Polymarket

Products and services

• Desktop Wallet Non-custodial desktop cryptocurrency wallet application available for Windows (.exe), macOS (.dmg), and Linux (.deb, .AppImage), providing secure storage, sending, receiving, buying, selling, and exchanging of 1M+ tokens across 70+ blockchains.
• Mobile Wallet Non-custodial mobile wallet for iOS and Android devices (also Huawei AppGallery), enabling users to manage, store, send, and receive cryptocurrency assets on the go with biometric authentication support.
• Web Wallet Browser-based non-custodial wallet accessible without download at guarda.com/app, supporting full cryptocurrency management including staking, exchange, and predictions features.
• Chrome Extension Browser extension for Chrome and Brave browsers enabling seamless integration with decentralized applications (dApps) while maintaining non-custodial security.
• Staking Platform In-wallet staking platform supporting 14 networks including Ethereum, Cardano, TRON, Cosmos, Tezos, Ontology, and Harmony, allowing users to earn passive rewards while maintaining full control of funds.
• Built-in Exchange Instant crypto exchange service enabling swaps between 1M+ assets directly within the wallet using non-custodial atomic swaps powered by ChangeNOW infrastructure.
• Buy Crypto Fiat on-ramp service allowing purchase of 300+ assets using credit/debit cards, Apple Pay, Google Pay, and SEPA bank transfers via integrated providers Guardarian and Simplex.
• Crypto Loans Crypto-backed lending service powered by CoinRabbit, enabling users to borrow stablecoins and crypto assets (up to 17% APR) using crypto as collateral without selling assets.
• Multisig Wallet Multi-signature wallet feature providing additional transaction security through multisig support for compatible assets and workflows, designed for business-grade shared accounts requiring multiple signatures for transaction authorization.
• Predictions (by Polymarket) Prediction markets feature integrated via Polymarket, allowing users to trade on real-world events (elections, markets, sports, trends) using USDC.e on Polygon network in a peer-to-peer manner.
• Perps Trading (by Aster) Perpetual futures trading integration offering hundreds of trading pairs with seamless deposits and full-featured trading experience powered by Aster.
• Gas-Free USDT Transactions on Tron Gas-free USDT transactions on the Tron network, eliminating the need for users to hold TRX tokens for transaction fees. Users pay a flat fee of 1.5 USDT instead of TRX gas costs. Processes millions in USDT daily volume.
• Token Generator Tool for creating custom tokens on supported blockchain networks.
• Blockchain Domains Service for managing blockchain domain names (e.g., ENS, Unstoppable Domains) within the wallet.

Quantifiable outcome

• Processes millions in USDT daily volume on Tron through gas-free transactions
• +3 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core.

• ChangeNOWcoreTechnology or IntegrationNon-custodial crypto exchange infrastructure provider serving 5 million clients with over $1 billion in monthly volume. Provides B2B tools including no-code API integrations, white-label solutions supporting 1,500+ assets across 110+ networks. Powers Guarda's built-in atomic swap and exchange functionality.
• GuardariancoreTechnology or IntegrationFiat on-ramp provider enabling crypto purchases via bank transfers, credit/debit cards, and other payment methods. Powers the Buy Crypto functionality within Guarda Wallet.
• Sum&SubstancecoreTechnology or IntegrationKYC/AML verification service used for identity verification and compliance when required by regulatory obligations.
• CoinRabbitcoreTechnology or IntegrationCrypto loan provider powering Guarda's crypto-backed loan service. Offers loans in USDT and 100+ assets with 12-17% APR. Provides collateral management, liquidation protection, and insurance. Guarda acts as the interface for this service.
• PolymarketcoreTechnology or IntegrationPrediction market protocol providing Guarda users non-custodial access to trade on real-world events. Users need USDC.e on Polygon to place predictions. Access may be restricted in certain jurisdictions including the United States.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key highlights6 records

Customer concentration

• Xx.com/GuardaWallet
• Facebookfacebook.com/guardawallet

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Guarda