What Ubuntu Tribe does

Ubuntu Tribe, a subsidiary of Mauritius-incorporated Ophir Ubuntu International, operates a blockchain-based platform that issues $GIFT (Gold International Fungible Token), a digital token representing 1mg of physical gold and 100% backed by investment-grade bullion held in insured, audited vaults in Singapore, Switzerland, and Dubai. The Utribe Wallet — mobile-first and accessible in 180 of 195 countries — enables users in emerging markets to buy, sell, hold, transfer, and redeem fractional gold starting at less than $0.15, with physical redemption available from standard bullion weights. Beyond consumer access, Ubuntu Tribe offers white-labelled token launch infrastructure for partners deploying gold- or RWA-backed tokens, DeFi modules (staking, collateralisation, yield), KYC/AML-enabled onboarding, and educational content, with a tokenized silver offering launched in April 2026.

The company monetises via transaction fees (token purchases, transfers, redemptions, withdrawals), staking and DeFi service fees, dormancy fees of up to 10% pa on accounts inactive 12+ months, and licensing/royalties from partner token launches. Distribution relies on a self-serve mobile and web app at gift.utribe.app plus partner-mediated reach via Fasset, Opera MiniPay, Celo Foundation, and GoTyme Bank; primary users are individuals in currency-volatile or financially underserved markets (with reported $10M+ transaction volume and 30,000 users in Sub-Saharan Africa via partners), while enterprise partners form a secondary segment for token-issuance infrastructure. Operationally, Ubuntu Tribe holds an active Mauritius FSC Global Business Licence, an issued Czech VASP trade licence, a DMCC free-zone licence, and has pending VARA, SEC Nigeria ARIP, and MiCAR applications. The product is built on a software architecture featuring post-quantum cryptography, multi-signature mainnet deployment, OWASP-compliant independent security assessments, and HT Digital as external reserve auditor.

Strategically, Ubuntu Tribe is positioned at the intersection of RWA tokenization and financial inclusion, with a February 2026 funding round from 500 Global supporting a full go-to-market launch targeted for end of summer 2026, following a December 2025 strategic partnership with Global Settlement Holdings Inc. to bring over $5 billion of gold on-chain across African and EU markets. The venture was founded by Mamadou Kwidjim Toure as part of the broader Ubuntu Group portfolio.

Name

Ubuntu Tribe

Legal name

Ophir Ubuntu International

Website

https://utribe.one

Company type

Private

Founded year

2022

Operating status

Operating

Short description

Ubuntu Tribe operates a blockchain-based platform issuing $GIFT, a token backed 1:1 by physical gold in audited vaults, delivered through a mobile-first wallet accessible in 180 countries, targeting individuals in emerging markets for fractional gold savings while offering white-labelled token-launch infrastructure to enterprise partners.

Ownership category

akta.pro rank

Product category

Tokenized Real-World Asset Platform (Gold-Backed Digital Assets)

NAICS

Securities and Commodity Exchanges (52321), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Tokenized Treasury, Money Market & Cash Management Products (FSADAEAB)

akta.pro secondary industries

Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Transfer Agent, Cap Table & Token Lifecycle Management (registrar, corporate actions, burns/mints) (FSAPAIAF), Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls) (FSAPAIAE), Mint/Redeem, Issuance APIs & Treasury Operations Platforms (FSADADAE)

Keywords

• Gold-backed tokens
• Tokenized real-world assets
• Digital asset platform
• Mobile crypto wallet
• Blockchain payment infrastructure

Headquarters

HQ city

Dover

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Transaction Fees: Fees applied to token purchases, transfers, and redemptions. Network (gas) fees passed through at cost. Withdrawal fees applied to fiat or crypto withdrawals.
2. Staking Services: Staking fees for DeFi tools including staking, collateralisation, savings plans, and yield-generation instruments where available.
3. Inactivity Fees: Accounts dormant for 12+ months may be charged inactivity fee not exceeding 10% of holdings per annum.
4. Token Launch Infrastructure: White-labelled smart contracts and vaults for partners deploying their own gold-backed tokens or RWAs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Ubuntu Tribe operates a blockchain-based digital asset platform that issues $GIFT (Gold International Fungible Token), with each token representing 1mg of physical gold 100% backed by investment-grade bullion held in audited, insured vaults in Singapore, Switzerland, and Dubai. Users access fractional gold ownership starting at less than $0.15 USD via the mobile-first Utribe Wallet, with optional DeFi tools (staking, savings, yield), physical gold redemption at standard bullion weights, and white-labelled token-launch infrastructure for enterprise partners. The platform spans 180 of 195 countries and targets financial inclusion in emerging markets.

Product overview

Ubuntu Tribe is a digital financial infrastructure platform that offers tokenized real-world assets (RWAs) backed by physical commodities. The core product is the Utribe Wallet platform which enables access to $GIFT (Gold International Fungible Token), a digital token 100% backed by physical gold held in audited vaults. The platform operates on a unified architecture where users access gold-backed digital assets through the Utribe Wallet, with $GIFT representing fractional ownership (1mg per token) of physical gold. Additional modules include token launch infrastructure for partners, DeFi tools (staking, collateralization, yield generation), educational content, and compliance services. The platform expanded in 2026 to include tokenized silver offerings.

Differentiator

Problem solved

Functional benefit

Brands

• $GIFT (Gold International Fungible Token): Digital asset token representing fractional ownership of physical gold, 100% backed by physical gold stored in audited vaults

Products and services

• $GIFT (Gold International Fungible Token) A digital-asset token representing a contractual claim to 1mg of investment-grade physical gold, 100% backed by physical gold held in regulated EEA vaults with independent third-party audits. Allows fractional ownership of gold starting at less than $1 for individual savers and partners.
• Utribe Wallet Mobile and web-based wallet for managing $GIFT tokens and other supported assets, enabling users to buy, sell, hold, transfer, and manage digital value backed by physical gold. Features post-quantum cryptographic technology and self-serve onboarding with multiple payment options (card, mobile money, digital assets, bank transfer).
• Token Launch Infrastructure White-labelled smart contracts and vault infrastructure offered to enterprise partners for deploying their own gold-backed tokens or other real-world asset (RWA) tokens under their own brand.
• DeFi Tools Decentralized finance instruments available through the Utribe Wallet, including staking, collateralization, savings plans, and yield-generation instruments where permitted by regulation.
• Tokenized Silver Platform Tokenized silver offering backed by physical silver held under independent third-party vault custody on a one-to-one basis, scaling issuance capacity for physical market tightening and complementing the gold product.

Quantifiable outcome

• Tokenized gold market reached $4 billion as digital asset platforms target emerging markets
• +1 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature4 records

Partnerships

Seven partnerships are on record, tiered flagship, core and minor.

• Global Settlement Holdings Inc.flagshipStrategic or Co-development Partner · 10 December 2025Strategic partnership announced December 10 to bring over $5 billion worth of gold on-chain, expanding across African markets and the European Union with focus on reducing cross-border payment costs and settlement times.
• FassetcoreChannel Partner/ Reseller/ DistributorPartner platform reporting growing user adoption with tokenized gold offerings. Part of expanding partner ecosystem in Sub-Saharan Africa.
• Opera MiniPaycoreChannel Partner/ Reseller/ DistributorPartner platform through Opera's MiniPay reporting growing user adoption with over $10 million in transaction volume leveraging tokenized gold for savings.
• Celo FoundationcoreTechnology or IntegrationBlockchain foundation partnership contributing to tokenized gold ecosystem with growing user adoption in Sub-Saharan Africa.
• HT Digital LtdcoreTechnology or IntegrationAppointed external auditor providing independent attestation of correspondence between on-chain GIFT supply and physical gold reserves.
• Virgin UniteminorGTM or Marketing PartnerVirgin's global not-for-profit foundation shown as trusted organization on Ubuntu Tribe platform.
• Lloyd'sminorOthersWorld-renowned insurance market shown as trusted organization on platform, providing insurance coverage for vault-stored physical gold.

Scale indicators4 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Paxos (PAXG): Paxos Gold (PAXG) is the largest regulated tokenized gold product, with each token backed 1:1 by physical gold held in Brink's vaults. It is the most direct competitor to Ubuntu Tribe's $GIFT in the tokenized gold category and shares the same proof-of-reserves and regulated-custody value proposition.
• Tether Gold (XAUT): Tether Gold (XAUT) is a gold-backed digital asset issued by Tether with each token representing one troy fine ounce of physical gold on a specific gold bar. It is a directly comparable tokenized gold product competing for the same global user base and digital-asset-trading distribution.
• Aurus (AWG/AUTOSX): Aurus issues gold, silver, and platinum-backed tokens (AWG, AUTOSX, etc.) targeted at fintech, banking, and retail partners via white-label infrastructure. Its partner-focused token-launch model directly parallels Ubuntu Tribe's white-label token infrastructure offering.
• Perth Mint Gold Token (PMGT): PMGT is a gold-backed digital asset issued by the Perth Mint, with each token redeemable for physical gold. As an LBMA-recognized issuer, it competes for institutional and retail users seeking trusted tokenized gold exposure.

Emerging players

• Meld Gold: Meld Gold provides tokenized gold infrastructure with on-chain proof of reserves and is targeting adoption through fintech and exchange partnerships. It is an emerging player in the same tokenized-gold-for-partners category as Ubuntu Tribe.
• Fasset: Fasset is a partner platform in Ubuntu Tribe's distribution network offering tokenized gold products in emerging markets. It is comparable as an emerging-market-focused digital-asset platform competing for the same Sharia-compliant and unbanked user segments.
• Bitnob: Bitnob provides Bitcoin and stablecoin-based savings and payment rails across Africa. While not gold-focused, it is comparable as an Africa-centric digital savings platform targeting the same unbanked and under-banked users with currency-devaluation pain points.

Regional players

• Yellow Card: Yellow Card is a pan-African crypto on/off-ramp and payments platform. It is comparable as a regional digital-asset infrastructure player serving Sub-Saharan Africa with adjacent savings and cross-border use cases.

Broad incumbents

• Novauri: Novauri is a digital precious-metals platform offering tokenized gold products for retail and institutional investors globally. As an established multi-jurisdiction tokenized-gold operator, it functions as a broad incumbent peer for Ubuntu Tribe.
• CME Group: CME Group operates regulated gold futures markets and increasingly tokenization pilots. As a broad incumbent in regulated precious-metals financial infrastructure, it represents the institutional endgame competitor for tokenized gold adoption.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries4 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ubuntu Tribe