Renaissance Financial Corporation

What Renaissance Financial Corporation does

Renaissance Financial Corporation is a privately held, fiduciary financial advisory firm headquartered in St. Louis, Missouri, founded in 1994. The firm delivers comprehensive financial planning services to individual/household clients and business owners through six offices across the Midwest and Mountain West (St. Louis, Omaha, Overland Park, Phoenix, Lincoln, Salt Lake City). Core offerings are organized into Personal Services (investment advisory, retirement planning, tax strategy, estate planning, and insurance) and Business Services (business owner financial planning, retirement plan administration, and succession planning).

The firm's technology stack is a relatively standard RIA platform: a "Client Access" secure online portal, interactive financial calculators (retirement, investment, tax, Social Security), and integration with the AdviceWorks advisory platform from third-party provider FMG Suite, which also powers the website and content marketing. There is no proprietary AI or ML capability disclosed. All securities are offered through Registered Representatives of Cetera Wealth Services LLC (FINRA/SIPC member), and advisory services are delivered under Cetera Investment Advisers LLC, a Registered Investment Adviser, placing the firm's regulatory and broker-dealer infrastructure within the Cetera ecosystem while the firm itself is independently operated.

Renaissance Financial generates revenue through fee-based financial advisory and planning services, with a recurring (annual) billing cadence and quote-based, customized pricing tied to client complexity, assets under management, and service scope. Its go-to-market is sales-led and relationship-driven: clients are acquired primarily through referrals, community involvement, content marketing via the "In The Know" resource center, and direct outreach (phone and email), with ongoing advisor-client engagement as the principal retention mechanism. The firm also runs a recruiting and internship program to build advisor capacity, indicating an intent to grow the client base organically rather than through acquisition.

Name

Renaissance Financial Corporation

Legal name

Renaissance Financial Corporation

Website

https://renaissancefinancial.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

101–250 employees

Short description

Renaissance Financial Corporation is a privately held, fiduciary financial advisory firm headquartered in St. Louis, Missouri, serving individual and business clients across six Midwest and Mountain West offices with personalized investment, retirement, tax, estate, and insurance planning delivered under the Cetera broker-dealer and RIA infrastructure.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industries

Comprehensive Financial Planning (FSAEAAAA), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

Keywords

• Financial advisory services
• Retirement planning
• Investment advisory
• Wealth management
• Estate planning

Headquarters

HQ city

St Louis

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Services: Fee-based financial advisory and planning services provided to individual and business clients. Services include investment advisory, retirement planning, estate planning, insurance, and tax planning. Revenue is generated through advisory fees, likely based on assets under management (AUM) or fee-for-service arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Renaissance Financial Corporation is an independent fiduciary financial advisory firm delivering comprehensive personal and business financial planning services. Its two primary offerings are Personal Services (investment advisory, retirement planning, tax strategy, estate planning, and insurance coordination) and Business Services (financial planning, retirement plan services, business succession planning, and corporate tax strategies) for business owners, supported by an online client portal and educational resource center.

Product overview

Renaissance Financial Corporation is a fiduciary financial advisory firm offering an integrated suite of personal and business financial services. The core offerings consist of Personal Services (investment advisory, retirement planning, tax strategy, estate planning, and insurance) and Business Services for business owners. These are supported by self-service digital tools including Financial Calculators, educational resources (The Renaissance Way, The Renaissance Snapshot), and market research content (Market Outlook). The firm operates as a unified advisory practice rather than a modular software platform, providing holistic financial planning through ongoing advisor-client relationships.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Services Comprehensive financial planning service tailored to individual client needs, including investment advisory, retirement planning, tax strategy, estate planning, and insurance services.
• Business Services Financial planning and advisory services designed for business owners, focusing on efficient financial management, strategic planning, and business-specific financial solutions.
• Investment Advisory Professional investment management and advisory services to help clients build and manage investment portfolios aligned with their financial goals.
• Retirement Planning Comprehensive retirement planning services including retirement plan design, implementation, and ongoing management for individuals and businesses.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Two partnerships are on record, tiered core.

• Cetera Wealth Services LLCcoreChannel Partner/ Reseller/ DistributorSecurities offered through Registered Representatives of Cetera Wealth Services LLC, a FINRA/SIPC member broker-dealer. This is the primary distribution partnership for securities products, enabling Renaissance Financial to offer investment products to clients through properly registered representatives.
• Cetera Investment Advisers LLCcoreChannel Partner/ Reseller/ DistributorAdvisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. This partnership enables Renaissance Financial to provide investment advisory services under the Cetera RIA umbrella, leveraging their regulatory infrastructure and compliance framework.

Recent moves6 records

Expansion highlights5 records

Direct peers

• Creative Planning: Large independent, fee-only RIA offering comprehensive personal and business financial planning. Comparable to Renaissance in fiduciary positioning, comprehensive service suite, and Midwest origins, but materially larger and now national in scale.
• Carson Wealth Management: Midwest-rooted RIA offering comprehensive financial planning and advisor affiliation model. Similar to Renaissance in geographic concentration, comprehensive planning focus, and relationship-driven GTM.
• Edelman Financial Engines: Large independent RIA offering comprehensive financial planning and investment advisory to individuals and corporate participants. Comparable scope (personal + workplace retirement) but far greater scale and national footprint.
• Mariner Wealth Advisors: Independent RIA providing comprehensive financial planning and wealth management to individuals and businesses. Highly comparable to Renaissance in multi-office model, comprehensive planning scope, and acquisitive approach, though materially larger.
• Wealth Enhancement Group: Independent RIA with multi-office wealth management and active M&A-driven growth strategy. Comparable in multi-office model and comprehensive planning, though significantly larger and acquisitive.
• Mercer Advisors: National RIA providing comprehensive wealth management, tax, estate, and business planning. Similar multi-office, planning-led business to Renaissance, but at significantly greater scale.
• Buckingham Strategic Wealth: Independent, fee-only RIA delivering comprehensive financial planning across tax, estate, retirement, and investment services. Direct peer in fiduciary positioning, fee-only model, and planning-led offering.

Broad incumbents

• LPL Financial: Largest U.S. independent broker-dealer/RIA platform supporting thousands of affiliated advisors. Provides the type of broker-dealer and RIA infrastructure Renaissance obtains from Cetera; broad incumbent in the same ecosystem.
• Focus Financial Partners: Partnership platform for independent RIAs offering capital, infrastructure, and operational support. Not a direct competitor but a potential acquirer/platform comparable relevant to Renaissance's growth and succession path.
• Cetera Financial Group: The parent organization providing Renaissance's RIA and broker-dealer infrastructure. Operates multiple affiliated RIAs and broker-dealers across the U.S.; broad incumbent rather than direct competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/343041682555580
• LinkedInlinkedin.com/company/renaissance-financial

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Renaissance Financial Corporation