Mid-State Title & Escrow

What Mid-State Title & Escrow does

Mid-State Title & Escrow, Inc. is a privately held, attorney-led title and escrow firm headquartered at 128 Holiday Court, Suite 125, Franklin, Tennessee, with a secondary closing location in the Nashville Gulch. Founded in 1985, the company has operated in Middle Tennessee for over three decades and has facilitated more than $6 billion in real estate closings since 2020, averaging over $1 billion per year. The firm serves homebuyers, sellers, builders, developers, lenders, and For Sale By Owner clients across Williamson County, Maury County, and the broader Middle Tennessee market, handling residential sales and refinances, commercial transactions, large-scale development projects, condominium conversions, 1031 exchanges, and title insurance placements.

The company's core offering is transaction-based title and escrow services, supported by three digital tools introduced in 2024: the Close Simple Portal (real-time email and text status updates from contract to closing), Title Capture (a net sheet estimator for real estate agents factoring in closing costs, recording and transfer fees, mortgage payoffs, property taxes, and HOA dues), and the Earnest Money App (digital earnest money payment portal). The firm also operates a Commercial Division led by Owner and Lead Attorney Yvette Meldrum, executing complex deals such as a $13.225 million national utility multi-property sale, a $9.5 million apartment-to-condominium conversion, and an $11.48 million 740-lot development project. Supplementary offerings include Tailored Education Classes, For Sale By Owner services, and an Owner's Title Insurance product line.

Mid-State Title & Escrow generates revenue through transaction-based fees — title insurance premiums, escrow/closing fees, and title examination charges — priced on a customized quote basis tied to transaction type, property value, and complexity. Go-to-market is sales-led and relationship-based, relying on long-standing referral ties with elite real estate agents, builders, developers, and lenders across Middle Tennessee, augmented by an organic social presence on Instagram, TikTok, Facebook, LinkedIn, and Twitter. The firm is independently owned, with no disclosed institutional investment, parent company, or subsidiary structure.

Name

Mid-State Title & Escrow

Legal name

Mid-State Title & Escrow, Inc.

Website

https://mid-statetitle.com

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

1–10 employees

Short description

Mid-State Title & Escrow is an attorney-led title and escrow firm serving Middle Tennessee's residential and commercial real estate market. Founded in 1985 and based in Franklin, TN, the firm has facilitated over $6 billion in closings since 2020 for buyers, sellers, builders, developers, and lenders.

Ownership category

akta.pro rank

Product category

Title and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Escrow Services (BPAJAOAD)

Keywords

• Title insurance services
• Escrow closing services
• Real estate title searches
• Commercial title closings
• Residential title services

Headquarters

HQ city

Franklin

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Services: Title insurance policies protect purchasers and owners against losses arising from defects in ownership or interests in real property. Revenue generated through policy premiums paid by buyers and lenders.
2. Escrow Services: Escrow and closing services for real estate transactions including residential sales, purchases, refinances, commercial deals, and 1031 exchanges. Fees charged per transaction.
3. Title Examinations: Title search and examination services to verify property ownership and identify liens, encumbrances, or defects in title.
4. Development and Commercial Services: Specialized title and closing services for large-scale development projects and commercial transactions including multi-property sales, acreage development, and condominium conversions.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Mid-State Title & Escrow provides attorney-led title insurance, escrow, and closing services for residential and commercial real estate transactions in Middle Tennessee. The firm handles title examinations, sales, purchases, refinances, development projects, 1031 exchanges, and For Sale By Owner closings, serving real estate agents, builders, developers, lenders, and consumers.

Product overview

Mid-State Title & Escrow is a single, unified title and escrow service provider offering attorney-led real estate closing services in Middle Tennessee. The core product is comprehensive title and escrow services for residential and commercial transactions. The portfolio includes Title Insurance as a primary offering, supplemented by digital tools: Title Capture (net sheet calculator), Close Simple Portal (transaction tracking app), and Earnest Money App (digital payment portal). Additional services include Commercial Division for complex commercial transactions, 1031 Exchanges, Development Services, Tailored Education Classes, and For Sale By Owner assistance. The company has facilitated over $6 billion in closings since 2020.

Differentiator

Problem solved

Functional benefit

Brands

• Title Capture: Net sheet tool for real estate agents that factors in closing costs, recording and transfer fees, mortgage payoffs, property taxes, HOA dues, and other considerations.
• Close Simple Portal
• Earnest Money App

Products and services

• Title and Escrow Services Core title examination, title insurance, and escrow closing services for residential and commercial real estate transactions, facilitating property sales, purchases, refinances, and 1031 exchanges.
• Residential Real Estate Closings Title and closing services for residential property sales, purchases, and refinances, serving individual homebuyers, sellers, and refinancing homeowners.
• Commercial Division

Quantifiable outcome

• Over $6 billion in closings since 2020 alone, averaging over $1 billion per year
• +3 more outcomes

Named customers4 records

Segments1 record

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Twelve partnerships are on record, tiered minor.

• The Good Works FoundationminorOthersCharitable partner supported through volunteering, sponsorships, and donations. Organization focuses on community service within the real estate community.
• Habitat for Humanity Williamson/MauryminorOthersCharitable partner supported through volunteering, sponsorships, and donations. Organization provides affordable housing in Williamson and Maury counties.
• Davis HouseminorOthersCharitable partner supported through donations. Organization provides services for child abuse victims.
• A Vintage AffairminorOthersCharitable partner supported through sponsorships and donations. Annual fundraising event organization.
• One Hundred Women Who Care of Williamson CountyminorOthersCharitable partner supported through donations. Women's philanthropy organization supporting local causes.
• Casa (Court Appointed Special Advocates)minorOthersCharitable partner supported through donations. Organization provides advocacy for abused and neglected children.
• Tuckers HouseminorOthersCharitable partner supported through donations. Organization provides home modifications for children with disabilities.
• My Friends HouseminorOthersCharitable partner supported through donations. Organization provides services for children and families in need.
• High HopesminorOthersCharitable partner supported through donations. Organization provides therapeutic services and education for children with developmental delays and disabilities.
• Nashville Food ProjectminorOthersCharitable partner supported through donations. Organization addresses food insecurity in the Nashville area.
• The Well OutreachminorOthersCharitable partner supported through donations. Organization provides food and assistance to those in need.
• Friends of Franklin ParksminorOthersCharitable partner supported through donations. Organization supports parks and recreation in Franklin, TN.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Snapdocs: Digital mortgage closing platform that connects lenders, title agents, notaries, and borrowers. Competes indirectly with Mid-State by reshaping the closing workflow and potentially disintermediating traditional title agencies on residential refinance volume.
• Qualia: Digital closing platform used by title companies, lenders, and real estate professionals to coordinate real estate closings end-to-end. Represents the technology-enabled competitive vector that Mid-State's Close Simple Portal and Title Capture tools are responding to.
• PropLogix: Technology-enabled title search and due diligence service provider serving title companies, real estate attorneys, and lenders. Competes with Mid-State's title examination and document preparation offerings, particularly on complex commercial and development deals.

Broad incumbents

• Old Republic National Title Insurance: Top-five US title insurance underwriter offering title, escrow, and closing services through direct and agency channels nationwide. Competes with Mid-State for large commercial transactions and developer-led residential projects.
• Westcor Land Title Insurance: National title underwriter with growing agency network providing title insurance and closing services. Competes for the same independent title agency and large commercial mandates as Mid-State in regional markets.
• First American Title Insurance Company: Largest US title insurance underwriter with national direct and agency operations offering title insurance, escrow, and closing services across all 50 states. Comparable to Mid-State in core title and escrow services but at vastly greater scale and with proprietary underwriter economics.
• Fidelity National Title (FNF): Parent of Fidelity National Title and Chicago Title, the largest title insurance group in the United States, providing title insurance, escrow, and closing services nationally. Direct competitor for large commercial and residential mandates, including in Tennessee.
• Chicago Title Insurance Company: Premier national title brand within the FNF family, issuing title insurance policies and providing closing services across the country. Direct competitor for high-value residential and commercial title mandates in Tennessee.
• Stewart Title Guaranty Company: Major national title insurance underwriter offering title insurance and escrow services through direct operations and independent agency network. Competes for the same agent, builder, and lender relationships that Mid-State serves, with a particular emphasis on complex commercial transactions.

Others

• RamQuest: Provider of title production software and closing management platforms for title agents and underwriters. Ecosystem participant whose technology Mid-State could leverage to scale operations and compete with better-capitalized incumbents.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/YMeldrum
• Facebookfacebook.com/midstatetitleandescrow
• LinkedInlinkedin.com/company/2035218/admin/feed/posts
• Instagraminstagram.com/midstatetitle
• TikToktiktok.com/@midstatetitle

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mid-State Title & Escrow