Tempcover
- Company typePrivate
- Founded2006
- HeadquartersFleet, United Kingdom
- Headcount51–100
- GTM typeB2C
- OfferingServices
Tempcover firmographics
Firmographics- Name
- Tempcover
- Legal name
- Tempcover Limited
- Website
- https://tempcover.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Where Tempcover is headquartered
LocationHeadquarters
- HQ city
- Fleet
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Tempcover business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales
Revenue model
- Insurance Premiums: Revenue generated from insurance policy premiums. The company acts as an intermediary, comparing prices from panel of insurers. Customers pay for their chosen temporary insurance policy with coverage from 1 hour to 28 days.
- Admin Fees: Administrative fees charged on policies, with 30% discount available for purchases made through the Tempcover mobile app.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Hourly insurance from 1-12 hours |
| Unit Pricing | Pay-as-you-go | Daily insurance from 1-28 days |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels8 records
Tempcover product offering
Product offeringCore offering
Tempcover provides short-term vehicle insurance products ranging from 1 hour to 28 days, comparing prices across a panel of insurers. Customers obtain a quote online in under 2 minutes, receive comprehensive cover as standard, and have policies activated within 15 minutes with documents delivered by email. The offering covers cars, vans, learner drivers, business use, impounded vehicles, expats, and European driving through a digital self-serve channel.
Product overview
Tempcover operates as a digital insurance aggregator and managing general agent (MGA) offering a comprehensive suite of short-term vehicle insurance products. The core offering centers on temporary car insurance with highly granular duration options spanning from 1 hour to 28 days, complemented by specialized products for vans, learner drivers, business use, expats, and impounded vehicles. The portfolio includes foundational products (Temporary Car Insurance, Temporary Van Insurance, Learner Driver Insurance) alongside numerous duration-specific sub-products (Hourly, One Day, Weekly, Monthly) and use-case-specific variants (Business, Courier, Additional Driver, Expat, European, Drive Away, Impound). The Tempcover App serves as a mobile channel for purchasing and managing policies. All products are distributed through a panel of insurer partners and delivered via a streamlined digital quote process that generates policies in under 2 minutes.
Differentiator
Problem solved
Functional benefit
Products and services
- Temporary Car Insurance Short-term vehicle insurance providing fully comprehensive cover from 1 hour to 28 days, designed for borrowing cars, test drives, and temporary driving needs without long-term commitments.
- Temporary Van Insurance Short-term van insurance covering the same flexible durations (1 hour to 28 days) for van drivers needing temporary cover.
- Learner Driver Insurance Temporary insurance for learner drivers practicing in someone else's vehicle with comprehensive cover, protecting the vehicle owner's no claims discount.
- Temporary Business Car Insurance
Quantifiable outcome
- Quote delivered in under 2 minutes
- +3 more outcomes
Companies that use Tempcover
Customer profileSegments5 records
Ideal customer profiles4 records
Tempcover technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability2 records
Feature3 records
Tempcover partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Panel of InsurerscoreTempcover works with a panel of insurers to provide customers with quotes from multiple providers. This allows comparison shopping and helps customers find the best price for their temporary insurance needs. Full details of cover may differ depending on the insurer chosen.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
Tempcover competitors and assessment
Company assessmentDirect peers
- Veygo: UK short-term and learner driver insurance provider owned by Admiral. Direct competitor in temporary car insurance, focused on app-based onboarding and similar customer segments to Tempcover.
- GoShorty: UK-based short-term temporary car, van, and learner insurance provider. Closely comparable to Tempcover with similar 1-hour to 28-day coverage durations and direct-to-consumer digital model.
- Cuvva: UK-based insurtech offering flexible, app-based car insurance with short-term and pay-as-you-go options. Direct competitor leveraging mobile-first approach to temporary and flexible cover, similar to Tempcover's positioning.
- Dayinsure: UK-based specialist provider of short-term temporary car insurance (1 hour to 30 days). Direct competitor in the same niche with similar product offering, temporarily insuring borrowed or newly acquired vehicles.
Broad incumbents
- LV= (Liverpool Victoria): Major UK mutual insurer offering motor and general insurance products. Could be a panel partner or competitive incumbent with products overlapping Tempcover's short-term insurance customer base.
- Direct Line Group: Major UK general insurance group operating brands like Direct Line and Churchill. While primarily annual insurance, it has the underwriting capacity and brand presence to compete in or partner for short-term cover, making it a relevant incumbent.
- Aviva: One of the largest UK insurance carriers with broad motor and general insurance offerings. Significant underwriting capacity and brand recognition relevant to the broader insurance ecosystem Tempcover operates within.
- Admiral Group: Leading UK motor insurance provider owning Veygo (direct competitor). Parent of comparison platforms like Compare the Market, with deep reach into UK motor insurance and strategic interest in the short-term insurance segment.
- Hastings Direct: UK-based direct-to-consumer motor insurance provider owned by Sampo Group. Operates a data-driven digital model targeting similar customer segments to Tempcover, and could expand into short-term offerings.
Others
- Confused.com: UK price comparison website for insurance and financial services. While Tempcover works with its own panel of insurers, Confused.com represents the broader comparison ecosystem in which Tempcover's customers also shop and from which it could source leads.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Tempcover social profiles
Digital presenceTempcover compliance and trust
Trust signalCompliance10 records
Tempcover financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tempcover leadership team
Management profileNumber of profiles
Profiles7 records
Tempcover funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tempcover M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tempcover
What does Tempcover do?
Tempcover provides short-term vehicle insurance products ranging from 1 hour to 28 days, comparing prices across a panel of insurers. Customers obtain a quote online in under 2 minutes, receive comprehensive cover as standard, and have policies activated within 15 minutes with documents delivered by email. The offering covers cars, vans, learner drivers, business use, impounded vehicles, expats, and European driving through a digital self-serve channel.
Is Tempcover a public or private company?
Tempcover is a private company. It is classified as corporate owned and is currently operating.
When was Tempcover founded?
Tempcover was founded in 2006. It employs 51 to 100 people.
Where is Tempcover based?
Tempcover is headquartered in Fleet, United Kingdom, in the Europe region.
How does Tempcover make money?
Two revenue lines are on record. Insurance Premiums are the primary driver. The others are admin Fees.
Who are Tempcover's main competitors?
Direct peers on record are Veygo, GoShorty, Cuvva and Dayinsure. Broad incumbents are LV= (Liverpool Victoria), Direct Line Group, Aviva, Admiral Group and Hastings Direct. Confused.com is listed as an others.
Does Tempcover have an API?
No public API is recorded for Tempcover.