Babyloan
- Company typePrivate
- Founded2013
- HeadquartersParis, France
- Headcount1–10
- GTM typeB2C
- OfferingDigital Commerce or Content
Babyloan firmographics
Firmographics- Name
- Babyloan
- Legal name
- Lendahand
- Website
- https://babyloan.org
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Babyloan industry classification
Industry- Product category
- Peer-to-Peer Microfinance Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231), Credit Intermediation and Related Activities (522)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- P2P Small Business / SME Marketplace Lending (FSAKAHAC)
- akta.pro secondary industries
- Microloans & Working Capital Loans (FSAKAGAA), Marketplace & Loan Aggregation Platforms (Borrower-Lender Matching) (FSAGAHAL)
Keywords
Where Babyloan is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Markets served
Babyloan business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
Revenue model
- Interest Income from Loans: Platform generates revenue by facilitating loans between investors and entrepreneurs. Investors receive interest payments up to 9% annually, with repayments made every 6 months. Platform acts as intermediary collecting and distributing repayments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Standard Investor Account |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Babyloan product offering
Product offeringCore offering
Babyloan operates a digital crowdfunding platform that connects individual retail investors in Europe with microfinance borrowers and microfinance institutions in emerging markets. Investors can browse and fund microfinance projects starting from €10, earning up to 9% annual interest with semi-annual repayments. The platform operates through its Lendahand-branded marketplace (lendahand.com/lendahand.co.uk) and offers an Auto-Invest feature for automated portfolio construction, a proprietary credit assessment system grading borrowers from A+ to E, and impact measurement tracking such as jobs created and lives improved.
Product overview
Lendahand operates as an impact investing platform connecting retail investors with entrepreneurs in emerging markets who lack access to traditional banking. The core offering includes individual Investment Projects available on the marketplace, supplemented by Auto-Invest for automated portfolio management. Investors access the platform through Portfolio Overview dashboards, evaluate opportunities using the proprietary Credit Assessment scoring system, and learn about the platform via the Knowledge Base. Since 2023, the platform exclusively offers investments with credit scores of B or higher. The platform is regulated by the Authority Financial Markets (AFM) in the Netherlands.
Differentiator
Problem solved
Functional benefit
Products and services
- Investment Projects
Quantifiable outcome
- €232 million invested since 2013
- +4 more outcomes
Companies that use Babyloan
Customer profileNamed customers2 records
Segments2 records
Babyloan technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Babyloan partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Authority Financial Markets (AFM)coreRegulatory oversight and licensing by Dutch Authority Financial Markets (AFM). Provides regulatory compliance and investor protection framework for the platform's operations.
Scale indicators8 records
Recent moves6 records
Expansion highlights4 records
Babyloan competitors and assessment
Company assessmentDirect peers
- Lendahand: Dutch impact-investing and crowdfunding platform connecting European retail investors with microfinance institutions in emerging markets. Closely comparable product, regulatory regime (AFM licensing), and target customer base as Babyloan.
- Kiva: Global nonprofit P2P microfinance platform enabling crowdfunded 0% loans to underserved entrepreneurs. Comparable mission (financial inclusion), marketplace lending model, and retail impact-investor target segment.
- Zidisha: P2P microfinance platform directly connecting individual lenders with borrowers in developing countries without local intermediary. Comparable direct P2P microcredit marketplace model and emerging-market borrower base.
- Babyloan (historical self-reference): Subject company itself; referenced here only for completeness — operates a French-language microcredit crowdfunding platform with explicit focus on micro-entrepreneurs in developing countries.
Regional players
- Lendosphere: French crowdfunding platform focused on environmental and social impact projects, including renewable energy and sustainable agriculture. Comparable French market presence and impact-investor customer segment.
- microStart: Belgian microfinance institution providing microcredit to entrepreneurs excluded from traditional banking. Adjacent model and overlapping mission with Babyloan's borrower-side mission.
- PretUp: French P2P lending platform for individuals and small businesses. Comparable French market presence and retail-investor marketplace lending model, though broader consumer-credit focus.
Broad incumbents
- Younited Credit: Major European consumer credit P2P platform operating across France, Italy, Spain, Germany and beyond. Comparable marketplace lending infrastructure and multi-country European footprint, though focused on consumer rather than microfinance credit.
- Funding Circle: Large UK-headquartered P2P/SME lending platform with operations across Europe and the US. Comparable online marketplace lending model, regulatory licensing, and European retail-investor acquisition channel.
- October: European SME lending platform originating loans to small businesses across multiple European jurisdictions. Comparable multi-jurisdictional European marketplace lending model and regulatory licensing framework.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat4 records
Key risks5 records
Key highlights4 records
Customer concentration
Babyloan social profiles
Digital presenceBabyloan compliance and trust
Trust signalCompliance1 record
Babyloan financial estimates
Financial estimateRevenue estimate
Valuation estimate
Babyloan leadership team
Management profileNumber of profiles
Babyloan funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Babyloan M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Babyloan
What does Babyloan do?
Babyloan operates a digital crowdfunding platform that connects individual retail investors in Europe with microfinance borrowers and microfinance institutions in emerging markets. Investors can browse and fund microfinance projects starting from €10, earning up to 9% annual interest with semi-annual repayments. The platform operates through its Lendahand-branded marketplace (lendahand.com/lendahand.co.uk) and offers an Auto-Invest feature for automated portfolio construction, a proprietary credit assessment system grading borrowers from A+ to E, and impact measurement tracking such as jobs created and lives improved.
Is Babyloan a public or private company?
Babyloan is a private company. It is classified as venture growth investor backed and is currently operating.
When was Babyloan founded?
Babyloan was founded in 2013. It employs 1 to 10 people.
Where is Babyloan based?
Babyloan is headquartered in Paris, France, in the Europe region.
How does Babyloan make money?
One revenue line is on record: interest Income from Loans.
Who are Babyloan's main competitors?
Direct peers on record are Lendahand, Kiva, Zidisha and Babyloan (historical self-reference). Regional players are Lendosphere, microStart and PretUp. Broad incumbents are Younited Credit, Funding Circle and October.
Does Babyloan have an API?
No public API is recorded for Babyloan.
What industry is Babyloan in?
Babyloan's product category is Peer-to-Peer Microfinance Lending. Its primary akta.pro industry code is FSAKAHAC, P2P Small Business / SME Marketplace Lending, with a secondary code of FSAKAGAA, Microloans & Working Capital Loans. Its NAICS code is 52231 and its SIC code is 6163.