Web Connectivity

What Web Connectivity does

Web Connectivity Limited (WCL), founded in 2003 and headquartered in London, is an ACORD standards-based B2B messaging and integration provider for the global insurance industry. The company's enabledB2B Gateway sits at the center of a platform-plus-modules architecture spanning electronic accounting, electronic risk placement, claims processing, and data transformation, with downstream modules targeting Write-Back, Broker Portal, Ruschlikon, SDC, PPL, Whitespace, ECF, IMR, Cash Management, and other London Market workflows. WCL sells to enterprise insurers, reinsurers, and brokers, with named logos including Munich Re, Swiss Re, SCOR, Everest Re, Hiscox, Allianz, AXA, Chubb, Zurich, Aon, Howden, Gallagher, and Guy Carpenter, and reports experience delivering EBOT/ECOT capability to over 50 carriers and brokers. Operationally, the Write-Back system processes more than 1.5 million claims messages per month and the Cash Management module processes up to 20 million transactions per day.

WCL monetizes through enterprise subscription licensing on both SaaS (hosted) and on-premise deployment models, paired with professional services for implementation, integration, and training. Distribution is direct enterprise field sales, supported by industry events (TINtech, Bermuda Risk Summit), thought leadership content, and channel partnerships with bureau service providers (DXC, XIS) and standardized platforms (PPL, Whitespace). The product is ISO 27001 certified and the company holds three ACORD Awards (2025) for driving digital transformation and standards adoption. WCL is a wholly-owned subsidiary of Zywave Inc., acquired in December 2021, serving as Zywave's UK and European hub. Recent strategic activity centers on Blueprint Two compliance (the 'Alternate' solution, Chaucer Group go-live), the launch of a digital Treaty Placement Platform in Bermuda, and a partnership with AI vendor mea platform to automate risk data acquisition.

Name

Web Connectivity

Legal name

Web Connectivity Limited

Website

https://webconnectivityltd.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Web Connectivity Limited (WCL) provides ACORD standards-based B2B messaging and integration software for enterprise insurers, reinsurers, and brokers in the London Market and globally, covering accounting, placing, claims, and data transformation across legacy EDI and modern platforms.

Ownership category

akta.pro rank

Product category

Insurance Data Exchange Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Client Reporting Gateways & Connectivity Providers (Submission/Message Translation) (FSAFAJAG)

akta.pro secondary industries

Regulator/Authority Connectivity & Submission Gateways (APIs, Portals) (FSAFAKAN), API Gateway & Application Gateway (L7 Routing/Policy) (HDAFAHAH)

Keywords

• Insurance data exchange
• ACORD messaging gateway
• Electronic accounting software
• Insurance claims processing
• Risk placement platform

Headquarters

HQ city

Milwaukee

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Software Licensing (SaaS/Hosted): Subscription-based access to WCL's enabledB2B Gateway and associated applications delivered as SaaS (hosted) solutions. Provides continuous access to ACORD standards-based messaging, electronic accounting, placing, and claims processing capabilities.
2. Software Licensing (On-premise): In-house deployment option for enterprise clients who prefer to host solutions on their own infrastructure rather than using the SaaS offering.
3. Professional Services: Consulting services for process design, technical development, and systems integration. WCL provides implementation, training, and ongoing support for digital transformation initiatives.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Web Connectivity Limited (WCL) provides an ACORD standards-based B2B messaging gateway (enabledB2BGateway) and a suite of core solutions (enabledAccounting, enabledPlacing, enabledClaims, enabledTransform) for electronic accounting, risk placement, and claims processing in the insurance industry. The platform is sold as SaaS (hosted) or on-premise subscriptions, complemented by professional services for implementation, training, and systems integration, and is targeted at insurers, reinsurers, and brokers in the London Market and globally.

Product overview

Web Connectivity (WCL) offers a platform-plus-modules architecture centered on its enabledB2BGateway as the core infrastructure for ACORD standards-based data exchange in the insurance industry. The main product suite comprises four core solutions: enabledAccounting for electronic accounting and settlement processes, enabledPlacing for electronic risk placement, enabledClaims for claims processing, and enabledTransform for data format conversion. These integrate with various modules including Write-Back, Broker Portal, Ruschlikon/Ruschlikon Lite, ACORD4ALL, Binder Reconciliation, SDC, PPL Integration, eSP, Whitespace Integration, Co-insurance, Outward Reinsurance, Cash Management, Intra-group Accounting, and Broker Messaging. The Alternate module provides Blueprint Two compliance while minimizing business disruption. Solutions support insurers, reinsurers, brokers, and other service providers in the London Market and global insurance markets.

Differentiator

Problem solved

Functional benefit

Brands

• enabledAccounting: Electronic accounting solution enabling secure, rapid delivery of ACORD standard Technical Account, Financial Account, and Claim Movement messages.
• enabledPlacing
• enabledClaims
• enabledTransform
• enabledB2B Gateway
• Alternate

Products and services

• enabledB2BGateway Core messaging gateway that enables exchange of insurance data between trading partners using ACORD standard formats, simplifying and automating insurance communications for insurers, reinsurers, and brokers.
• enabledAccounting Electronic accounting solution enabling secure, rapid delivery of ACORD standard Technical Account (TA), Financial Account (FA), and Claim Movement (CM) messages for premium and claim settlement processing; eliminates manual processes and unallocated cash for insurers, reinsurers, and brokers.
• enabledPlacing Common interface for placing risk that translates between document and message formats, enabling brokers and carriers to exchange electronic placing and endorsement messages reliably using any message standard or API.
• enabledClaims Claims processing solution supporting the London Market Write-Back and Electronic Claims Files (ECF) systems, providing enriched claims data and management information for managing claims from internal systems.
• enabledTransform Data conversion utility that takes information in one format (e.g., ACORD standard XML files) and converts it to another, enabling automatic processing and data restructuring without major technical change.
• Alternate Solution Solution enabling insurers to comply with Lloyd's Blueprint Two messaging standards while maintaining operational efficiency and minimizing business impact by converting EBOT/ECOT messages back to existing EDI formats.
• Digital Treaty Placement Platform Industry-first digital Treaty Placement Platform launched in Bermuda, supporting Treaty risk placement operations for reinsurers in the London Market and global insurance markets.
• Write-Back Claims orchestration module enabling Lloyd's managing agents' IT systems to interact fully with the market's central claims systems including ECF2, handling more than 1.5 million claims messages per month.
• Broker Portal Broker portal that speeds up premium and claim settlements with (Re)Insurers through a common, message-based process for communications, improving on paper- and email-based reconciliation.
• Ruschlikon Industry initiative implementation that enables global Insurers and Reinsurers to undertake Ruschlikon e-Accounting processing with Broker partners through an interface for Technical Account, Financial Account, and Claim Movement messages.
• Ruschlikon Lite Online submission portal that takes non-standard accounts from ceding companies (typically in spreadsheets) and converts them to ACORD standard Technical Account messages for automatic processing.
• ACORD4ALL Service supporting DXC customers with quick and easy conversion of non-ACORD format data to ACORD format using WCL's technology and a single message gateway.
• Binder Reconciliation Award-winning solution that breaks down financial bordereaux into component parts, converting each line-item into structured data to eliminate manual reconciliations and unallocated cash.
• SDC (Structured Data Capture) Lloyd's Structured Data Capture messaging service that converts the content of various market documents into consistent, electronic data after risk placement, returning ACORD Global Placement Messages (GPM) to Policy Administration Systems.
• PPL Integration Integration with the London Market electronic placing platform (PPL) enabling brokers and insurers to quote, negotiate, bind, and endorse business digitally, removing paper from the process.
• eSP (Electronic Submissions Portal) Portal providing a way for brokers and service companies to send ACORD CSRP messages directly to Xchanging Insurance Services (XIS), reducing market effort around London-specific accounting processes.
• Whitespace Integration Integration that propagates Global Placement Messages (GPM) from Whitespace directly to clients' Policy Admin or downstream systems with automatic collection and push-out of updates when risk status changes.
• Co-insurance Solution using both Sender and Receiver capabilities of enabledAccounting to support transactional reconciliation and settlement across co-insurers, resolving complexity in co-insurance arrangements.
• Outward Reinsurance Solution that converts retrocession information into ACORD TA and FA messages, accepting documents and data in CSV, MS Excel, or XML format with automated transformation aligned to contractual requirements.
• Cash Management AI-powered solution using machine learning to split bank settlements into values that relate to transactions and support cash allocation and matching processes; processes 20 million transactions per day.
• Intra-group Accounting Solution using Sender and Receiver capabilities of enabledAccounting to support transactional reconciliation and settlement across group entities, with enhanced multi-reference matching.
• Broker Messaging Solution providing brokers with a fully integrated and automated ACORD messaging capability with structured data for trading partners, including integrated sender capability for EBOT and ECOT messaging.

Quantifiable outcome

• Write-Back handles more than 1.5 million claims messages per month
• +3 more outcomes

Named customers16 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability2 records

Feature6 records

Partnerships

Three partnerships are on record, tiered core.

• mea platformcoreTechnology or Integration · 30 September 2025Partnership to automate risk data acquisition across email and digital channels. mea platform is an AI-powered operations solution for insurance that integrates with WCL's enabledB2B Gateway to enhance data acquisition capabilities.
• Fennech Financial LtdcoreStrategic or Co-development PartnerCo-developed Cash Management solution using machine learning and AI for automated settlement matching. Fennech provides the Digital Contracts Platform (Digital Cash Ledger) that integrates with WCL's enabledAccounting for cash allocation and matching processes.
• DXC TechnologycoreTechnology or IntegrationDXC's ACORD4ALL service leverages WCL technology to provide customers with quick and easy conversion from non-ACORD format data to ACORD format. WCL undertook original mapping from EDI to ACORD and designed/supports the service using a single message gateway.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Charles Taylor: Charles Taylor is a London Market-focused insurance services and technology provider with deep ties to Lloyd's managing agents and brokers. It competes with WCL in delivering technology-enabled claims, accounting, and placing services across the same insurer/reinsurer customer base in the London Market.
• DXC Technology: DXC Technology operates a major insurance technology practice that includes ACORD-related services and the Xchanging Insurance Services (XIS) bureau in the London Market. It is both a partner of WCL (ACORD4ALL) and a competitor with broader insurance BPO and integration capabilities that overlap with WCL's gateway and bureau connectivity functions.
• mea platform: mea platform is an AI-powered operations solution for insurance that recently partnered with WCL (September 2025) to automate risk data acquisition across email and digital channels. Its data-acquisition focus directly overlaps with WCL's transformation and gateway capabilities, positioning it as both a partner and an emerging competitor.

Broad incumbents

• Insurity: Insurity provides insurance software and analytics solutions focused on P&C carriers, including data exchange and integration modules. It competes with WCL for the same insurance carrier budgets and offers adjacent capabilities around claims processing and accounting workflows.
• Majesco: Majesco is a global insurance technology software, services, and business process outsourcing provider with a portfolio spanning P&C, L&A, and reinsurance. Its broader suite overlaps with WCL's insurance workflows and competes for the same enterprise technology spend among mid-to-large carriers.
• Sapiens International: Sapiens provides end-to-end insurance software solutions for property & casualty and reinsurance markets globally, including data integration and digital engagement layers. Its broad portfolio competes with WCL for the same global carrier and reinsurer technology budgets even though its core is policy/admin rather than messaging.
• Applied Systems: Applied Systems is the leading insurance broker and agency management software provider with deep penetration across the global broker community, including broker-side data exchange. It competes with WCL on broker-side digital workflows even though its core focus is agency management rather than carrier messaging.
• Guidewire: Guidewire is a leading insurance core platform provider offering PolicyCenter, ClaimCenter, and BillingCenter with growing native API gateway and integration capabilities. While broader in scope than WCL, it competes for the same tier-1 insurer IT budgets and could increasingly absorb messaging/gateway functionality into its core offering.
• Duck Creek Technologies: Duck Creek delivers a SaaS insurance core suite (Policy, Billing, Claims) with configuration-driven integration capabilities aimed at P&C carriers. It competes with WCL for the same tier-1 insurance technology spend and represents a potential native-gateway alternative for insurers looking to consolidate vendors.
• Vertafore: Vertafore is a North American insurance technology provider serving carriers, agencies, and MGAs with management systems and integration tools. While its geographic focus differs from WCL's London Market base, it competes for the same carrier-side technology and data-exchange budgets globally.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/webconnectivity
• Facebookfacebook.com/WebConnectivityLtd
• LinkedInlinkedin.com/company/127252

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Web Connectivity