Coastline Wealth management

What Coastline Wealth management does

Coastline Wealth Management is a Port Jefferson, NY-headquartered registered investment advisory firm founded in 2012 by Garrett and Cindy Taylor, providing comprehensive wealth management services to individuals, multigenerational families, business owners, next-generation wealth creators, and corporate retirement plan sponsors. The firm operates $4.8 billion in assets under management as of March 30, 2026, across four offices in New York and New Jersey, with a team of 90+ including 70+ financial advisors, and reports 98% client satisfaction on Google Reviews as of December 31, 2025.

The firm's service offering is organized around its proprietary "Client Ship Wheel" framework that integrates eight financial disciplines — business solutions, estate planning, trusts, retirement, insurance, financial planning, investment management, and lending — delivered through a team-based advisory model. Supporting technology includes eMoney for financial planning, Envestnet for portfolio management, and a proprietary Scorecard(SM) system for monitoring fund managers within retirement plan services. Securities are offered through Kestra Investment Services LLC (Member FINRA/SIPC) and investment advisory services through Kestra Advisory Services LLC, with the firm operating as a member of the Fusion Advisor Network, a Kestra platform.

The revenue model combines recurring advisory fees linked to AUM, securities transaction revenue through the Kestra broker-dealer, flat-fee financial planning engagements, and a separate insurance license overlay. Coastline has scaled predominantly through tuck-in acquisitions of advisor practices and their books of business, growing AUM from $20 million at founding to $4.8 billion today. The firm is privately held and founder-owned, with no disclosed external private equity or venture capital backing, and is led by Garrett Taylor (Founder & Managing Partner) alongside Cindy Grauer (Founder & President of Client Relations) and a senior operating team.

Name

Coastline Wealth management

Legal name

Coastline Wealth Management

Website

https://coastlinewealth.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

11–50 employees

Short description

Coastline Wealth Management is a Port Jefferson, NY-based RIA founded in 2012 managing $4.8B in assets for individuals, families, business owners, and corporate plan sponsors across four NY/NJ offices via a team-based, acquisition-driven advisory model operating on the Kestra platform.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Estate & Legacy Planning Advisory (FSAEAAAG), Onshore Private Banking (Domestic HNW/UHNW) (FSAAABAA), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

• Wealth management services
• Financial planning services
• Retirement planning services
• Investment advisory services
• Estate planning services

Headquarters

HQ city

Port Jefferson

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Securities and Investment Advisory Services: Coastline offers securities through Kestra Investment Services, LLC (Member FINRA/SIPC) and investment advisory services through Kestra Advisory Services, LLC, an affiliate of Kestra IS. Revenue is generated through advisory fees and securities transactions.
2. Insurance Products: Insurance products are offered through a separate insurance license and are not part of securities or advisory services.
3. Financial Advisory and Planning Fees: Fees for comprehensive financial planning, wealth management, estate planning, retirement planning, and business succession services provided by advisors.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Coastline Wealth Management is a private, independent registered investment advisory firm that delivers comprehensive wealth management services to individuals, families, business owners, next-generation clients, and corporate retirement plan sponsors. Its offering is structured around the proprietary Client Ship Wheel framework, which integrates investment management, financial and retirement planning, estate and tax planning, insurance, business solutions, trusts, and lending into a single coordinated advisory engagement. Securities are offered through Kestra Investment Services LLC (Member FINRA/SIPC) and investment advisory services through Kestra Advisory Services LLC.

Product overview

Coastline Wealth Management is a financial advisory firm offering comprehensive wealth management services organized around its Client Ship Wheel framework, which integrates eight core areas: business solutions, estate planning, trusts, retirement planning, insurance, financial planning, investment management, and lending. Services are delivered through a team-based approach and cover individuals, families, business owners, the next generation, and corporate retirement plans. The firm does not operate a modular software product or platform product in the SaaS sense; its offering consists entirely of advisory and planning services.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Wealth Management
• Investment Management for Individuals & Families
• Retirement Planning Services
• Estate Planning Services
• Insurance Solutions
• Business Owner Advisory Services
• Next Generation Wealth Creator Services
• Corporate Retirement Plan Services
• Securities Brokerage Services Securities transactions offered through Kestra Investment Services, LLC (Member FINRA/SIPC), providing brokerage execution to wealth management clients.
• Financial Planning Services Comprehensive financial planning services delivered by CFP-designated advisors using eMoney planning software, covering objective financial assessment, tailored recommendations, and continuous plan monitoring.

Quantifiable outcome

• 98% Client Satisfaction rating
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core.

• Kestra Investment Services, LLCcoreStrategic or Co-development Partner · 1 January 2012Securities offered through Kestra Investment Services, LLC (Member FINRA/SIPC). Coastline operates as an independent registered investment advisory firm within the Kestra platform, providing securities and investment advisory services to clients.
• Kestra Advisory Services, LLCcoreStrategic or Co-development Partner · 1 January 2012Investment advisory services offered through Kestra Advisory Services, LLC, an affiliate of Kestra IS. Provides the regulatory and operational infrastructure for Coastline's advisory practice.
• Fusion Advisor NetworkcoreStrategic or Co-development Partner · 1 January 2012Coastline Wealth Management is a member firm of Fusion Advisor Network, a platform of Kestra IS. Provides access to resources, technology, and operational support for independent advisors.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Focus Financial Partners: Large RIA aggregator and partnership platform for independent wealth management firms; comparable to Coastline's acquisition-led, multi-office independent model but at significantly greater scale (~$400B+ AUM platform).
• Kestra Financial: Independent wealth management platform and parent broker-dealer/advisor through which Coastline operates; comparable as a home for affiliated RIA firms with similar M&A and advisor affiliation strategies.
• Cetera Financial Group: Network of independent broker-dealer and RIA firms serving HNW individuals and business owners; directly comparable operating model, client base, and reliance on affiliated advisor practices.
• Mariner Wealth Advisors: National RIA offering comprehensive wealth management to HNW individuals, families, and business owners; comparable in service breadth, multi-office footprint, and acquisition-driven growth trajectory.
• Wealth Enhancement Group: Independent RIA serving HNW households with integrated financial planning and investment management; closely comparable in client segments, multi-office structure, and PE-backed roll-up model.
• Commonwealth Financial Network: Independent broker-dealer/RIA serving affiliated financial advisors primarily serving HNW individuals and business owners; comparable in advisor-affiliation model and holistic planning services.
• Cambridge Investment Research: Independent broker-dealer supporting thousands of financial advisors with planning-centric wealth management offerings; directly comparable in advisor-affiliation and comprehensive service positioning.

Broad incumbents

• LPL Financial: Largest independent broker-dealer in the U.S. with a broad RIA custody and advisory platform; a much larger incumbent providing the same type of advisor-infrastructure and custody backbone that Kestra provides to Coastline.
• Edelman Financial Engines: Large national RIA providing comprehensive financial planning and investment management to HNW households; broader incumbent with overlapping service set, including retirement plan services.

Emerging players

• Sanctuary Wealth: Partner-owned RIA platform aggregating high-end independent advisor teams; closely comparable in its acquisition/affiliation model targeting HNW practices, though typically at smaller per-team scale than Coastline's established groups.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/CoastlineWealth
• Facebookfacebook.com/CoastlineWealth
• LinkedInlinkedin.com/company/coastline-wealth-management

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Coastline Wealth management