BEA Group

What BEA Group does

BEA Group is a France-headquartered insurance brokerage and services group specializing in civil liability insurance for healthcare establishments, healthcare professionals, and territorial/public entities. The group operates through three sub-brands — BEAH (Bureau Européen d'Assurance Hospitalière), focused on healthcare establishments and described as the French market leader in medical civil liability for public MCO institutions; BEAC, serving territorial authorities, construction professionals, and private/industrial companies; and Hygierisk, providing professional liability coverage to liberal healthcare practitioners (surgeons, anesthetists, radiologists). As of 2025, the group has more than 170 employees across offices in Paris, Besançon, Lyon (France), Milan, Turin, Livourne, Catania (Italy), and London (UK), and manages approximately €172 million in premiums.

The product suite spans medical and professional civil liability, property damage, construction all-risks, damages ouvrage, cyber, telemedicine, clinical trials (RIPH), D&O, statutory risks, and legal protection. Operational technology is limited and primarily service-oriented: the DIALOG client portal enables claims tracking, document submission, and certificate requests; the TDM-TRANSFERT platform handles dematerialized medical file transmission. The company earns revenue through commissions paid by insurance carriers (including AXA, Allianz, Groupama, Lloyd's syndicates, and others) for policies placed on behalf of clients.

BEA Group was originally backed by Andera Partners and integrated into PIB Group, a leading European independent insurance broker (€710M proforma revenue, 12 countries, 4,936 employees as of Q3 2025), in 2024. Since 2022, the group has pursued an active acquisition strategy — entering the capital of insurtech Confiancia Assurances in 2022, acquiring Italian specialist Capanna Group in 2023, and adding four French regional brokers (FRESSE Assurances, BERGER Assurances, Ascow, BSH Courtage) in 2025. The firm is ORIAS-registered, ACPR-supervised, ISO 9001:2015 certified, and holds Lloyd's Broker and Coverholder status.

Name

BEA Group

Legal name

BE-Assurance

Website

https://beagroup.eu

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices8 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Brokerage Commissions: BEAH, BEA Group's main subsidiary, is compensated through commissions paid by insurance companies. The company acts as an intermediary between insured clients and insurance providers, earning commissions on placed policies.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels7 records

Core offering

BEA Group is a multi-brand specialty insurance brokerage that places civil liability, property damage, construction, cyber, clinical trials, telemedicine, professional liability, statutory risk, and legal protection coverages on behalf of healthcare establishments, local authorities, private companies, and liberal healthcare professionals. Through its three operating brands (BEAH, BEAC, Hygierisk) the group operates across France, Italy, and the United Kingdom, earning commissions from carriers and providing prevention, training, and claims management as adjunct services.

Product overview

BEA Group is a multi-brand insurance brokerage and services group comprising three specialized sub-brands: BEAH (healthcare establishment insurance, the French market leader in medical civil liability for public MCO establishments), BEAC (territorial collectivities and construction insurance), and Hygierisk (professional liability for liberal practitioners). The group operates as a unified holding under BEAH as the single broker entity following the 2021 fusion, offering specialized insurance products including civil liability, property damage, construction, cyber, clinical trials, telemedicine, and legal protection across France, Italy, and the UK.

Differentiator

Problem solved

Functional benefit

Brands

• BEAH: Insurance broker for health, care, sanitary and medico-social establishments (public and private). Leader in medical civil liability insurance for public MCO establishments in France.
• BEAC
• Hygierisk

Products and services

• BEAH (Bureau Européen d'Assurance Hospitalière) Specialty insurance brokerage for public and private healthcare, medical-social, and medico-social establishments, leader in medical civil liability for public MCO (medicine-surgery-obstetrics) establishments in France; offers civil liability, property damage, construction, clinical trials (RIPH), telemedicine, cyber, D&O, statutory risks, individual accidents, and legal protection coverage, with prevention training, dedicated claims handling, and access to Lloyd's of London placement.
• BEAC Specialty insurance brokerage for French territorial collectivities, local governments, construction professionals, and private/industrial companies, offering civil liability, property damage, statutory risks, construction (all-risk chantier and dommages ouvrage), RC Maître d'ouvrage, cyber, and legal protection coverage, leveraging public procurement expertise for tender-driven placements.
• Hygierisk Specialty insurance brokerage providing professional civil liability and legal defense coverage for liberal healthcare practitioners of heavy technical platforms — surgeons, anesthetists, and radiologists — offering tailored contracts without deductibles built in collaboration with the practitioners' professional bodies, with over 750 institutional and professional clients and €90M+ of premiums collected.
• Training Programs (Formation) Educational training sessions for healthcare professionals covering civil liability, property damage, legal protection, and statutory risks topics, including dedicated sessions such as 'Formation Responsabilité Civile des établissements publics de santé' that brought together more than 30 hospital professionals; sessions start from €950 per session.
• DIALOG Client Portal Online customer space for managing insurance requests, including claims tracking, document submission, certificate requests, and access to a legal library, providing self-service capability to existing clients of BEAH, BEAC, and Hygierisk.
• TDM-TRANSFERT (Digital Medical File Transfer) Digital platform for the dematerialized transmission of medical files ensuring confidentiality of health data, reducing costs and processing times in the placement and management of clinical research and liability coverage.

Named customers6 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• FRESSE AssurancescoreStrategic or Co-development Partner · 1 January 2025BEA Group acquired FRESSE Assurances located in Ambérieu en Bugey, expanding its presence in the French market.
• BERGER AssurancescoreStrategic or Co-development Partner · 1 January 2025BEA Group acquired BERGER Assurances located in Lyon, expanding its presence in the French market.
• AscowcoreStrategic or Co-development Partner · 1 January 2025BEA Group acquired Ascow located in Lyon, expanding its presence in the French market.
• BSH CourtagecoreStrategic or Co-development Partner · 1 January 2025BEA Group acquired BSH Courtage located in Thann, expanding its presence in the French market.
• PIB GroupcoreChannel Partner/ Reseller/ Distributor · 1 January 2024BEA Group is a member of PIB Group, a leading European independent insurance broker. PIB Group reported 710M euros in proforma revenue, 247M euros proforma EBITDA, 3B+ euros in gross premiums, 4936 employees, and operations in 12 countries as of Q3 2025.
• Capanna GroupcoreStrategic or Co-development Partner · 1 January 2023Italian insurance specialist acquired by BEA Group to strengthen its position in the Italian market and expand insurance offerings for healthcare sector.
• Confiancia AssurancesminorStrategic or Co-development Partner · 1 January 2022BEA Group took a capital stake in Confiancia Assurances, an insurtech company, to develop technology-driven insurance solutions.
• FC NetminorOthersWeb hosting provider for BEA Group's websites. Located in Besançon, France.
• Lloyd's of LondoncoreTechnology or IntegrationBEAH has developed strong relationships with Lloyd's of London insurance syndicates, enabling access to specialized coverage, favorable negotiation terms, and international insurance market expertise. BEAH holds Lloyd's broker and coverholder status.
• Les Acteurs de la PréventioncoreStrategic or Co-development PartnerFounding member and co-chair of the strategic committee of Les Acteurs de la Prévention association, working on healthcare prevention initiatives and local health policy development.
• Hôpital Foch (Suresnes)minorOthersBEAH has been providing insurance coverage since 2019 for the uterine transplant clinical research protocol developed by Hôpital Foch.
• Insurance Companies (Various)coreOthersPartnership with multiple insurance companies including AXERIA, ACTE VIE, ALBINGIA, ALLIANZ, AMLIN, AXA, EUROP ASSISTANCE, GROUPAMA, LLOYD'S INSURANCE COMPANY, MAIF, SMACL, SMABTP for placing client risks.

Scale indicators10 records

Recent moves9 records

Expansion highlights40 records

Direct peers

• Howden Group: European-focused specialty insurance broker with strong specialty lines practice and a similar independent-broking-led growth model. Comparable to BEA Group in specialization-driven strategy and European M&A roll-up approach.
• Siaci Saint Honoré: French specialty insurance broker focused on large corporates, public sector, and international employee benefits. Comparable to BEA Group in complex specialty placement, French market leadership, and emphasis on bespoke service for institutional clients.
• SPVie Assurances: French insurance broker with a strong health and life insurance focus, including for healthcare professionals and establishments. Closely comparable to BEA Group's Hygierisk and BEAH segments in target customer base.
• Verspieren: Independent French insurance broker with multi-segment enterprise focus (corporates, associations, public sector). Comparable to BEA Group in product breadth, customer base, and mid-market positioning.
• Diot-Siaci: One of France's leading independent insurance brokerages, serving large corporates and public entities with P&C, employee benefits, and specialty lines. Directly comparable to BEA Group in French market positioning and broker model.
• Verlingue: French mid-market insurance broker with similar enterprise-client focus and multi-specialty structure (life, P&C, employee benefits). Comparable to BEA Group in customer profile (mid-cap and public entities) and distribution model (specialized field sales teams).

Broad incumbents

• Willis Towers Watson (WTW): Global advisory, broking, and solutions firm with insurance brokerage serving large enterprises and public sector clients. Comparable in product breadth and customer types but at a vastly larger scale than BEA Group.
• Lockton: World's largest independent insurance broker with a global specialty practice including healthcare and life sciences. Comparable to BEA Group in specialty-line expertise and independent ownership model, though vastly larger in scale.
• Aon: Global insurance and reinsurance broker serving large enterprises across all major lines and geographies. Comparable to BEA Group in risk placement capabilities and enterprise-client focus, but with substantially broader scale.
• Marsh (Marsh McLennan): Global insurance brokerage and risk management leader serving large enterprises and public entities. Comparable to BEA Group in insurance placement and risk advisory, but operates at significantly greater scale across all major lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/BEAHCourtier
• LinkedInlinkedin.com/company/bureau-europ%C3%A9en-d'assurance-hospitali%C3%A8re---beah

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries8 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BEA Group