Corgi Insurance Services

What Corgi Insurance Services does

Corgi Insurance Services is a privately held, AI-native full-stack insurance platform that designs, underwrites, and administers business insurance for technology companies and venture-backed startups from Pre-Seed through Growth stages. The company offers a modular product set spanning Commercial General Liability, Directors & Officers, Tech E&O (including AI liability), Cyber Liability, Media Liability, Employment Practices Liability, Fiduciary Liability, Hired and Non-Owned Auto, and Crime & Fidelity, packaged into stage-based bundles (Pre-Seed & Seed, Series A, Growth, Custom) and layered with industry-specific solutions for AI, fintech, health-tech, SaaS, and marketplace platforms. Corgi's vertically integrated structure includes affiliated insurance entities — most notably Technology Risk Retention Group (TRRG), which underwrites coverage on the platform — and the licensed producer Corgi Insurance Services, Inc., with producer licenses in 45 U.S. jurisdictions plus D.C.

The platform is differentiated by an AI-powered underwriting engine that delivers quotes in minutes and supports same-day policy binding, replacing the multi-week underwriting cycles typical of legacy carriers. Distribution combines a self-serve digital application, a book-a-demo motion for complex situations, an enterprise field-sales team in San Francisco, Boston, New York, Atlanta, and London, and a partner program with VC funds, accelerators, banks (SVB, Mercury), and platforms. Pricing is subscription-based at low monthly price points for early-stage bundles, with annual Crime & Fidelity pricing scaling from $500–$1,500/year at Seed to $5,000–$15,000+/year at Growth stage.

Corgi is headquartered in San Francisco with offices in London and Wilmington, Delaware, and is backed by Y Combinator, Kindred Ventures, Oliver Jung, Leblon Capital, Contrary, Glade Brook Capital, SV Angel, Alumni Ventures, and other investors. The company emerged from stealth in January 2026 with $108M raised at a $630M valuation and was reported by Forbes and Reuters to have reached a $2.6B valuation by May 2026. The business model combines insurance premium revenue (through affiliated carriers), commissions and fees as a licensed producer, and ancillary initiatives such as the Corgi Funds ETF platform and community-building investments including a 24/7 San Francisco cafe and free community bus routes.

Name

Corgi Insurance Services

Legal name

Corgi Insurance Services, Inc.

Website

https://corgi.insure

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

11–50 employees

Short description

Corgi Insurance Services is an AI-native, full-stack insurance platform that underwrites and distributes modular business insurance (CGL, D&O, Tech E&O, Cyber, Crime & Fidelity, and more) for venture-backed startups from Pre-Seed through Growth, operating through affiliated carrier TRRG and licensed producer entities across 45 U.S. jurisdictions.

Ownership category

akta.pro rank

Product category

Commercial Insurance

NAICS

Insurance Carriers (5241), Direct Property and Casualty Insurance Carriers (524126), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Carriers, Nec (6399), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Professional Liability (E&O) (FSAJAGAC)

akta.pro secondary industries

Commercial General Liability (CGL) (FSAJADAA), Standalone Cyber Liability Insurance (FSAJAOAA), Mid-Market Commercial Package (Package Policies) (FSAJAFAB)

Keywords

• Business insurance
• Startup insurance
• Cyber liability coverage
• Technology errors and omissions
• Commercial general liability

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Insurance Premium Revenue: Corgi acts as a program administrator and licensed insurance producer earning commissions and fees from affiliated and third-party carriers for policies placed through the platform. The vertically integrated model means Corgi group-affiliated carriers underwrite coverage, and producer entities within the group distribute and earn compensation on placed policies.
2. Commission and Fee Income: Corgi Insurance Services, Inc. may receive compensation in the form of commissions, fees, or other consideration from the issuing carrier or from the insured in connection with the placement of insurance.
3. Affiliated Carrier Premium Revenue: The Corgi group owns and controls multiple licensed risk-bearing insurance entities that underwrite coverage offered through the Corgi platform, generating premium revenue from insurance risk taken on balance sheet.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels6 records

Core offering

Corgi Insurance Services is a full-stack insurance platform that sells modular business insurance products—including Commercial General Liability, Directors & Officers, Tech E&O, Cyber Liability, Crime & Fidelity, Media Liability, EPLI, Fiduciary, HNOA, and specialty lines—to technology startups. The company delivers instant AI-powered quotes in minutes and same-day policy binding through its vertically integrated model that controls underwriting, policy design, and claims handling within affiliated carriers.

Product overview

Corgi Insurance Services is a full-stack insurance platform built for technology companies, offering modular coverage that combines core insurance products with industry-specific solutions. The platform architecture consists of the Corgi quoting and binding platform as the central hub, with 20+ individual coverage modules (CGL, D&O, Tech E&O, Cyber, Media, EPLI, Fiduciary, HNOA, Crime & Fidelity, and specialty lines) that can be purchased individually or bundled into stage-based packages (Pre-Seed & Seed, Series A, Growth Stage, Custom). Industry-specific solutions (AI Insurance, Fintech, Health-Tech, SaaS, Marketplace) layer specialized coverage on top of the core modules. The platform differentiates through AI-powered instant quoting, same-day binding, and direct claims handling, eliminating traditional broker intermediaries.

Differentiator

Problem solved

Functional benefit

Brands

• Corgi Funds: A suite of ETFs designed to offer direct access to disruptive themes and companies shaping the future, as mentioned on the About page.

Products and services

• Commercial General Liability (CGL) Protects businesses against third-party claims for bodily injury, property damage, and personal or advertising injury arising from operations. Sold to startups and technology companies as part of Corgi's modular coverage.
• Directors & Officers (D&O) Protects founders, executives, and directors from personal liability for decisions and actions taken while running the company. Sold to startups and technology companies.
• Tech E&O (Technology Errors & Omissions) Protects businesses against claims arising from errors, omissions, or negligence in technology products or services, including AI liability coverage. Sold to technology companies and startups.
• Cyber Liability Covers legal costs and liability when customers or third parties hold the business responsible for data breaches, cyberattacks, and network security failures. Sold to technology companies and startups.
• Media Liability Protects against claims arising from marketing, advertising, and content, including defamation, copyright infringement, and invasion of privacy. Sold to startups and technology companies.
• Employment Practices Liability (EPLI) Protects businesses from employee claims including discrimination, wrongful termination, harassment, and retaliation. Sold to growing startups.
• Fiduciary Liability Protects those responsible for employee benefit plans from breach-of-duty claims related to ERISA and benefit plan management. Sold to growth-stage startups and technology companies.
• Hired and Non-Owned Auto (HNOA) Provides liability coverage when employees use rented or personal vehicles for company business purposes. Sold to startups and technology companies.
• Crime & Fidelity First-party coverage protecting against theft of money through employee theft, social engineering, business email compromise, computer fraud, forgery, and funds transfer fraud. Sold to fintechs and startups requiring sponsor-bank crime bonds.
• AI Insurance Specialized insurance coverage for AI and machine learning companies, including IP defense for training data, model risk protection, and AI liability coverage. Sold to AI/ML startups.
• Fintech Insurance Coverage for payments, platforms, and regulated partnerships including Crime/Fidelity bonds required by sponsor banks and BaaS partners. Sold to fintech startups.
• Health-Tech Insurance

Quantifiable outcome

• Most founders complete the Corgi application in under five minutes and get covered the same day
• +2 more outcomes

Named customers16 records

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature6 records

Partnerships

16 partnerships are on record, tiered minor and core.

• DeelminorGTM or Marketing PartnerHR and payroll platform listed among partner logos on the partnerships page. Deel also appears as a customer logo on the homepage, suggesting a dual customer/partner relationship.
• SVB (Silicon Valley Bank)minorGTM or Marketing PartnerAppears on the partner logos section of the partnerships page, suggesting a referral or co-marketing relationship with the bank.
• MercuryminorGTM or Marketing PartnerBanking platform appearing on partner logos section. Mercury is also listed as an investor and partner.
• StartXminorGTM or Marketing PartnerStanford startup accelerator appearing on the partner logos section.
• Hustle FundminorGTM or Marketing PartnerEarly-stage VC fund appearing on the partner logos section.
• Fika VenturesminorGTM or Marketing PartnerVC fund appearing on the partner logos section.
• OrangewoodminorGTM or Marketing PartnerVC fund appearing on the partner logos section.
• Founders, IncminorGTM or Marketing PartnerFounders network appearing on the partner logos section.
• Entrepreneur FirstminorGTM or Marketing PartnerGlobal talent investor/accelerator appearing on the partner logos section.
• Supercharger VenturesminorGTM or Marketing PartnerInsurtech/fintech-focused VC appearing on the partner logos section.
• 2048 VCminorGTM or Marketing PartnerEarly-stage VC fund appearing on the partner logos section.
• Carao VenturesminorGTM or Marketing PartnerVC fund appearing on the partner logos section.
• BoardyminorGTM or Marketing PartnerNetworking platform appearing on the partner logos section.
• 20VCminorGTM or Marketing PartnerMedia/podcast company appearing on the partner logos section.
• Startup IntrosminorGTM or Marketing PartnerStartup introduction service appearing on the partner logos section.
• Technology Risk Retention Group (TRRG)coreOthersTRRG is the affiliated licensed risk-bearing carrier that underwrites coverage offered through the Corgi platform. TRRG is a risk retention group organized under the federal Liability Risk Retention Act. Corgi and TRRG co-filed a lawsuit in April 2026 alleging trade secret misappropriation by Vouch, Inc.

Scale indicators7 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Embroker: Digital commercial insurance brokerage purpose-built for technology companies and startups, offering Tech E&O, Cyber, D&O, and CGL with an online application experience. Competes with Corgi for the same VC-backed customer segment.
• Vouch Insurance: Direct digital insurance provider targeting startups and venture-backed technology companies with similar bundled coverage (CGL, D&O, Tech E&O, Cyber) and a self-serve platform. Vouch is Corgi's most head-to-head competitor and is the named defendant in Corgi's trade secret lawsuit.
• CoverWallet (an Aon company): Digital commercial insurance platform acquired by Aon that provides online quotes and binding for CGL, professional liability, and cyber for small and mid-sized businesses. Competes with Corgi's self-serve motion but operates within a much larger broker parent.
• Next Insurance: Digital SMB-focused carrier offering CGL, professional liability, and commercial package policies with instant online binding for small businesses and freelancers. Overlaps with Corgi's self-serve, instant-quote motion for small/startup customers.

Broad incumbents

• Hiscox: Global specialty insurer with a long-standing digital small business and tech-startup franchise (Hiscox Small Business, Thimble). Offers CGL, Tech E&O, Cyber, and D&O through an online platform and competes with Corgi for tech-startup customers at broader scale and with deeper balance sheet.
• Travelers: Large P&C incumbent with a dedicated technology, media, and small-business practice covering Tech E&O, Cyber, D&O, and CGL. Competes with Corgi in the upper end of Corgi's growth-stage book where enterprise limits and balance sheet matter.
• Aon: Global insurance brokerage with a digital small-business offering (CoverWallet) and significant technology-company practice. Competes with Corgi for enterprise procurement-driven insurance placements at the mid-market and large-startup end.

Emerging players

• Coalition: Specialty cyber insurance carrier for small and mid-sized businesses with continuous risk-monitoring and incident-response capabilities. Competes primarily with Corgi's standalone cyber product for technology-startup customers.
• Thimble (Hiscox): On-demand small-business insurance platform owned by Hiscox offering CGL and professional liability by the job, month, or year. Competes with Corgi's Pre-Seed & Seed package for the smallest and most price-sensitive startup customers.
• At-Bay: Cyber and technology E&O insurance provider focused on digital businesses, with active security monitoring that informs underwriting. Overlaps with Corgi's Cyber and Tech E&O modules for technology-startup customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/UseCorgi
• LinkedInlinkedin.com/company/corgi-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Corgi Insurance Services