MEZZI
Mezzi (StockTalk, Inc.) is an SEC-registered, AI-powered investment adviser delivering fiduciary wealth management — tax optimization, exposure analysis, and retirement planning — to self-directed U.S. individual investors via a read-only, multi-aggregator subscription platform priced from $299 to $1,499 per year.
- Company typePrivate
- Founded2014
- HeadquartersVancouver, Canada
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
What MEZZI does
Mezzi, operated by StockTalk, Inc. (d/b/a Mezzi), is an SEC-registered investment adviser that delivers AI-powered, fiduciary wealth management to self-directed U.S. individual investors. The platform connects to users' existing 401(k), IRA, Roth IRA, brokerage, and taxable accounts via read-only integrations with Plaid, Finicity (Mastercard), Snaptrade, Meld, and Yodlee, then layers on a dual AI architecture: deterministic financial procedures developed by in-house professionals (running on Google Cloud) power the fiduciary Advisor persona, while frontier LLMs power the Informer persona for general informational queries. Signature features include Exposure X-Ray (cross-account single-stock concentration detection), Tax Optimization (loss-harvesting, wash-sale tracking, asset-location), retirement planning for FIRE and traditional paths, and 24/7 proactive portfolio monitoring with conversational AI chat.
The product is sold as three subscription tiers billed monthly or annually: Core at $29/month or $299/year, Plus at $49/month or $499/year, and White Glove at $149/month or $1,499/year, with a free trial and full-refund guarantee. Revenue is 100% subscription-based — no AUM fees, no ads, no data monetization — and the company's central economic claim is that algorithmic delivery allows it to undercut traditional 1% AUM advisors while delivering tax-optimization outputs worth 1%-2% in additional annual returns. The go-to-market motion is product-led growth: self-serve signup through mezzi.com and app.mezzi.com, content marketing via a 38-page blog and the 'The Boost' newsletter, earned media (Bloomberg, Market, Alts.co), and a ChatGPT-driven discovery integration, with optional onboarding calls for the White Glove tier.
Mezzi is a small, private company (~7 named team members including co-founders Manish Jain as CEO and Hersh Reddy as CTO), operating from a legal seat in San Francisco and serving exclusively U.S. persons. Backers listed on the About page are predominantly angel investors with fintech and consumer-tech pedigree (e.g., Mark Goines, former CMO of Personal Capital; Rajat Suri, co-founder of Lyft and Presto). No institutional venture funding or revenue figures are publicly disclosed, and key risks include a small team executing against a regulated product, dependency on third-party frontier LLMs and data aggregators, U.S.-only market access, and competition from incumbent robo-advisors and incumbent wealth platforms layering AI.
MEZZI firmographics
Firmographics- Name
- MEZZI
- Legal name
- StockTalk, Inc.
- Website
- https://mezzi.com
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Mezzi (StockTalk, Inc.) is an SEC-registered, AI-powered investment adviser delivering fiduciary wealth management — tax optimization, exposure analysis, and retirement planning — to self-directed U.S. individual investors via a read-only, multi-aggregator subscription platform priced from $299 to $1,499 per year.
- Ownership category
- akta.pro rank
MEZZI industry classification
Industry- Product category
- AI Wealth Management / Personal Financial Advisory
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Digital Brokerage & Self-Directed Investing Platforms (FSAGAEAC)
- akta.pro secondary industries
- Goal-Based & Micro-Investing Platforms (Round-ups, Fractional) (FSAGAEAG), Financial Services Personalization (Banking, Investing, Insurance) (HDAAAGAH)
Keywords
Where MEZZI is headquartered
LocationHeadquarters
- HQ city
- Vancouver
- HQ country
- Canada
- HQ region
- North America
Offices1 record
Markets served
MEZZI business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Others
Revenue model
- Subscription Revenue: Three-tier subscription model (Core, Plus, White Glove) billed monthly or annually. Revenue is entirely from subscriptions — no advertising, data selling, or transaction-based fees. No AUM fees. The company states it delivers advice algorithmically with no human in the loop to maintain low costs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Core: $29/month or $299/year. Unlimited AI chat with wealth team, 24/7 monitoring and proactive insights, X-ray to uncover hidden risk, tax optimization, returns analysis across all accounts. Annual plan includes conversations for user and one family member, proactive insights, tax savings maximization, and five custom AI alerts. |
| Subscription | Monthly | Plus (Most Popular): $49/month or $499/year. Everything in Core plus advanced AI for complex scenario analysis and planning, deep thinking AI models, custom AI alerts and analysis (Beta), early access to new features, concierge access (video, phone, email). |
| Subscription | Monthly | White Glove: $149/month or $1,499/year. All Plus features plus custom account setup, hands-on AI coaching by video call, unlimited support calls with the team. |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels6 records
MEZZI product offering
Product offeringCore offering
Mezzi (operated by StockTalk, Inc.) is an SEC-registered investment adviser that delivers AI-powered fiduciary wealth management through a subscription app. The platform aggregates users' existing brokerage, 401(k), IRA, Roth, and taxable accounts via read-only connections and delivers personalized advice on tax optimization (tax-loss harvesting, asset location, wash-sale tracking), asset allocation, retirement planning, and portfolio risk analysis — including an Exposure X-ray that surfaces hidden single-stock concentration across funds and equity compensation.
Product overview
Mezzi is an AI-powered wealth management platform offering three subscription tiers (Core, Plus, White Glove) providing personalized financial advice on taxes, asset allocation, and retirement. The platform integrates Exposure X-ray for portfolio exposure analysis, Tax Optimization for tax-loss harvesting and asset location, and conversational AI interfaces (Advisor Persona for fiduciary advice, Informer Persona for informational content) to deliver institutional-grade planning tools to individual investors at a fraction of traditional advisor costs.
Differentiator
Problem solved
Functional benefit
Products and services
- Mezzi AI Wealth Management Platform Subscription app that delivers SEC-registered fiduciary investment advice through AI. Aggregates users' existing 401(k), IRA, Roth IRA, brokerage, and taxable accounts via read-only connections and provides personalized guidance on tax optimization, asset allocation, retirement planning, and portfolio risk analysis. Targets self-directed U.S. individual investors who want institutional-grade advice without transferring assets or paying traditional 1% AUM advisor fees.
Quantifiable outcome
- Tax optimization adding 1%-2% to annual returns — equating to $10,000-$20,000/year on a $1M portfolio
- +5 more outcomes
Companies that use MEZZI
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
MEZZI technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability10 records
Feature9 records
MEZZI partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and flagship.
- PlaidcorePrimary financial data aggregation partner used for read-only account connections. Mezzi uses Plaid's infrastructure to securely connect to users' brokerage and bank accounts without ever seeing login credentials. Plaid is described as trusted by the majority of Americans and major financial institutions including Schwab and Chase.
- Finicity (Mastercard)coreSecondary financial data aggregation partner. Used alongside Plaid for account connections, providing redundancy and broader institutional coverage. Finicity is owned by Mastercard and is described as an industry-leading aggregator.
- SnaptradecoreFinancial data aggregation partner providing read-only account connections. Used alongside Plaid and Finicity for connecting brokerage and bank accounts.
- MeldcoreFinancial data aggregation partner for secure bank connections using OAuth 2.0 token-based authentication. Part of Mezzi's data aggregation infrastructure.
- Google CloudcoreCloud infrastructure provider hosting Mezzi's proprietary advisory AI systems. Advisory features run on deterministic procedures within Mezzi services running on Google Cloud infrastructure.
- OpenAIcoreThird-party AI model provider for informational features. The company's Privacy Policy notes that informational features may use third-party frontier AI models. OpenAI is prominently referenced on the website through 'Ask ChatGPT about Mezzi' links, suggesting a discovery/referral integration.
- BloombergflagshipFeatured on Bloomberg Surveillance podcast discussing AI wealth management and market dynamics (May 6, 2026). Bloomberg branding and link appear prominently across all website pages as a key social proof and credibility signal. This represents Mezzi's highest-profile media appearance.
- Apple (SSO)coreApple is used for single sign-on (SSO) authentication. Mezzi's Security page notes that Apple login anonymizes user email, enhancing privacy. Apple is described as a leader in privacy.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
MEZZI competitors and assessment
Company assessmentDirect peers
- Empower (Personal Capital): Hybrid robo-advisor and human advisory platform acquired by Empower. Targets the same high-net-worth and mass-affluent segments Mezzi serves, with overlapping tax optimization and retirement planning features.
- Betterment: One of the largest independent robo-advisors offering automated portfolio management, tax-loss harvesting, and retirement planning via subscription or AUM-based pricing. Directly comparable AI/digital wealth management offering for self-directed and mass-affluent investors.
- Wealthfront: Leading automated investment platform offering portfolio management, tax-loss harvesting, and financial planning. Competes with Mezzi on AI-driven, low-fee digital advisory for tech-savvy self-directed investors.
- M1 Finance: Self-directed investing platform combining automated portfolio rebalancing with fractional share trading. Competes for the same self-directed, fee-sensitive investor base with multi-account aggregation features.
- SigFig: Digital wealth management platform offering automated portfolio management and advisor-led planning. Competes in the same mass-affluent self-directed segment with similar AI/analytics-driven value proposition.
- Titan: Investment app offering AI-driven portfolio management with transparent subscription pricing. Closely aligned with Mezzi's subscription-only, AI-first, self-directed investor positioning.
Broad incumbents
- Vanguard Digital Advisor: Vanguard's automated advice service combining AI algorithms with human advisor access. Competes on cost-efficiency and brand trust in the same low-fee wealth management segment.
- Robinhood: Commission-free brokerage expanding into retirement and advisory products with Gold premium tier. Overlaps with Mezzi on self-directed investor base and AI-driven features, though broader in scope.
- Schwab Intelligent Portfolios: Charles Schwab's automated investing product offering diversified portfolio management integrated with the broader Schwab brokerage. Significant incumbency advantage and broader product portfolio than Mezzi.
Emerging players
- Ellevest: Digital wealth management platform originally focused on women investors, now offering automated portfolios and financial planning. Comparable subscription-style offerings and self-directed investor positioning.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
MEZZI social profiles
Digital presenceMEZZI compliance and trust
Trust signalCompliance2 records
MEZZI financial estimates
Financial estimateRevenue estimate
Valuation estimate
MEZZI leadership team
Management profileNumber of profiles
Profiles7 records
MEZZI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MEZZI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MEZZI
What does MEZZI do?
Mezzi (operated by StockTalk, Inc.) is an SEC-registered investment adviser that delivers AI-powered fiduciary wealth management through a subscription app. The platform aggregates users' existing brokerage, 401(k), IRA, Roth, and taxable accounts via read-only connections and delivers personalized advice on tax optimization (tax-loss harvesting, asset location, wash-sale tracking), asset allocation, retirement planning, and portfolio risk analysis — including an Exposure X-ray that surfaces hidden single-stock concentration across funds and equity compensation.
Is MEZZI a public or private company?
MEZZI is a private company. It is classified as venture growth investor backed and is currently operating.
When was MEZZI founded?
MEZZI was founded in 2014. It employs 1 to 10 people.
Where is MEZZI based?
MEZZI is headquartered in Vancouver, Canada, in the North America region.
How does MEZZI make money?
One revenue line is on record: subscription Revenue.
Who are MEZZI's main competitors?
Direct peers on record are Empower (Personal Capital), Betterment, Wealthfront, M1 Finance, SigFig and Titan. Broad incumbents are Vanguard Digital Advisor, Robinhood and Schwab Intelligent Portfolios. Ellevest is listed as an emerging player.
Does MEZZI have an API?
No public API is recorded for MEZZI.
What industry is MEZZI in?
MEZZI's product category is AI Wealth Management / Personal Financial Advisory. Its primary akta.pro industry code is FSAGAEAC, Digital Brokerage & Self-Directed Investing Platforms, with a secondary code of FSAGAEAG, Goal-Based & Micro-Investing Platforms (Round-ups, Fractional). Its NAICS code is 523940 and its SIC code is 6282.