CreditRiskMonitor
CreditRiskMonitor is a subscription-based credit risk analytics platform serving credit and supply chain professionals at large enterprises, combining proprietary scoring models (FRISK, PAYCE, FAST) with aggregated Moody's, Fitch, and DBRS ratings across roughly 70,000 global public companies.
- Company typePublic
- Founded2001
- HeadquartersValley Cottage, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What CreditRiskMonitor does
CreditRiskMonitor.com, Inc. is a publicly traded (OTC: CRMZ) subscription-based credit risk analytics and business information company founded around 2001 and headquartered in Valley Cottage, New York. The company sells a unified platform that combines proprietary predictive scoring models — including the trademarked FRISK® Score, PAYCE® Score, FAST Rating, and an adapted Altman Z"-Score — with aggregated third-party credit ratings from Moody's, Fitch, DBRS Morningstar, and LSEG. Coverage spans roughly 70,617 active public companies worldwide, with additional capabilities for private-company financial statement extraction via its CFS Solution and crowdsourced payment-behavior data via the Trade Contributor Program.
The platform serves two primary buyer personas: credit professionals (credit managers, analysts, treasury teams) who use it for portfolio monitoring, bankruptcy prediction, and counterparty risk assessment; and supply chain professionals (procurement, sourcing) who use the SupplyChainMonitor™ product for supplier financial stability monitoring, alternative supplier discovery, and RFP vendor comparison. Distribution is primarily enterprise field sales with quote-based annual subscriptions, supported by a developer-facing API integration channel and a free Trade Contributor Program that functions as a land-and-expand motion. Customer logos include Google, Siemens, Nestle, Clorox, Baker Hughes, Autodesk, The Home Depot, LyondellBasell, International Paper, Celanese, NOV, and Lincoln Electric; the company states that nearly 40% of the Fortune 1000 rely on its solutions.
The business model is recurring subscription revenue with annual billing; FY2025 revenue was $20.1M (up 2% YoY) and Q1 2026 revenue was $5.0M (up 2% YoY). The company reported approximately $18.9M in cash with no debt as of December 31, 2025, but net income declined 39% in FY2025 and 63% in Q1 2026 due to transformation-related expenses including senior technology hires and professional services. Management has guided to margin improvement starting in 2027 following the rollout of new core systems and AI tools applied to data workflows.
CreditRiskMonitor firmographics
Firmographics- Name
- CreditRiskMonitor
- Legal name
- CreditRiskMonitor.com, Inc.
- Website
- https://creditriskmonitor.com
- Company type
- Public
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- CreditRiskMonitor is a subscription-based credit risk analytics platform serving credit and supply chain professionals at large enterprises, combining proprietary scoring models (FRISK, PAYCE, FAST) with aggregated Moody's, Fitch, and DBRS ratings across roughly 70,000 global public companies.
- Ownership category
- akta.pro rank
CreditRiskMonitor industry classification
Industry- Product category
- Credit Risk Analytics
- NAICS
- Credit Bureaus (56145), Credit Bureaus (561450), Other Activities Related to Credit Intermediation (522390)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
- akta.pro secondary industries
- Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ), Risk Analytics, Portfolio Monitoring & Early-Warning (Consumer Credit) (FSAKAKAH)
Keywords
Where CreditRiskMonitor is headquartered
LocationHeadquarters
- HQ city
- Valley Cottage
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
CreditRiskMonitor business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Subscription-based Credit Risk Analytics: CreditRiskMonitor generates revenue primarily through subscription-based access to its credit risk analytics platform, providing continuous monitoring and risk assessment services to credit and supply chain professionals. The company reported Q1 2026 revenues of $5.0 million and 2025 revenues of $20.1 million, both representing 2% year-over-year increases.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Subscription-based access to credit risk analytics platform |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels8 records
CreditRiskMonitor product offering
Product offeringCore offering
CreditRiskMonitor provides a subscription-based credit risk analytics platform that combines proprietary predictive scoring models (FRISK Score, PAYCE Score, FAST Rating, Altman Z-Score) with aggregated third-party ratings from Moody's, Fitch, and DBRS Morningstar to help credit and supply chain professionals assess, monitor, and anticipate B2B financial risk. The platform covers public and private companies globally, with nearly 40% of the Fortune 1000 relying on its solutions. Additional offerings include supply chain risk monitoring, automated extraction and risk scoring of private company financial statements, and a free Trade Contributor Program for crowdsourced payment data.
Product overview
CreditRiskMonitor offers a unified credit risk management and supply chain risk monitoring platform. The core products include CreditRiskMonitor® for credit professionals to assess and monitor business credit risk, and SupplyChainMonitor™ for supply chain professionals to monitor supplier financial stability and geopolitical risk. The platform provides multiple proprietary and industry-standard scoring models including FRISK® Score, PAYCE® Score, FAST Rating, Altman Z"-Score, and DBT Index/Payment Behavior Score. Additional features include a Confidential Financial Statements Solution for automated extraction and risk scoring of private company financials, and a Trade Contributor Program for crowdsourced payment data. The company aggregates third-party ratings data from Moody's, Fitch, and DBRS Morningstar within its platform.
Differentiator
Problem solved
Functional benefit
Brands
- SupplyChainMonitor™: Interactive tools to dynamically monitor and manage risk within supply chains
- FRISK® Score
- FAST Rating
- PAYCE® Score
Products and services
- CreditRiskMonitor® A comprehensive credit risk management and monitoring solution that enables credit professionals at B2B companies to assess, monitor, and anticipate business credit risk quickly and accurately through dashboards, predictive risk scoring, and financial analytics.
- SupplyChainMonitor™ An interactive supply chain risk monitoring solution providing tools to dynamically monitor and manage risk within supply chains, including alternative supplier discovery, RFP vendor comparison, and strategic planning for global markets. Targeted at supply chain and procurement professionals.
- Confidential Financial Statements Solution Automated extraction, analysis, and risk scoring of private company customers' or suppliers' financial statements. Enables subscribers to evaluate private-company creditworthiness that is not covered by public filings.
Companies that use CreditRiskMonitor
Customer profileNamed customers14 records
Segments3 records
Ideal customer profiles2 records
CreditRiskMonitor technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability2 records
Feature8 records
CreditRiskMonitor partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Moody'scoreCreditRiskMonitor integrates data from Moody's, Fitch, DBRS Morningstar and other rating agencies, providing aggregated credit risk data in one platform. This integration allows subscribers to access third-party ratings alongside proprietary FRISK scores.
- Fitch RatingscoreThird-party content integration providing Fitch ratings alongside CreditRiskMonitor's proprietary analytics, enabling comprehensive credit risk assessment.
- DBRS MorningstarcoreThird-party content integration providing DBRS Morningstar ratings as part of the unified credit risk platform.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
CreditRiskMonitor competitors and assessment
Company assessmentDirect peers
- Creditsafe: Global business credit reporting and monitoring provider serving SMEs and enterprise. Overlaps with CreditRiskMonitor's credit report offerings and trade credit decisioning.
- S&P Global Market Intelligence: Offers fundamental financial data, credit ratings, and risk analytics on public and private companies. Directly comparable to CreditRiskMonitor's analytics stack for credit and treasury professionals.
- Kompany (Moody's): Provides global beneficial-owner and company registry data, including compliance and KYC information. Comparable in the global private-company data coverage that CreditRiskMonitor offers.
- Moody's Analytics: Provides credit risk analytics, ratings data, and business intelligence (including Bureau van Dijk's private company data). Moody's is both a partner (data supplier) and a direct competitor to CreditRiskMonitor's predictive scoring offering.
- Bureau van Dijk (Moody's): Specializes in private company financial data and global corporate information. Highly comparable to CreditRiskMonitor's coverage of private companies and CFS Solution for financial statement analysis.
- Dun & Bradstreet: The largest global business credit bureau and analytics provider. D&B directly competes with CreditRiskMonitor in B2B credit data, scoring, and predictive risk analytics for enterprise customers.
- Cortera (now part of Dun & Bradstreet): Business credit intelligence platform focused on B2B trade credit and accounts receivable risk. Comparable to CreditRiskMonitor's trade credit and supply chain risk offerings.
Broad incumbents
- Experian Business: Major credit bureau offering business credit reports, monitoring, and analytics as part of a broader consumer-and-business data franchise. Adjacent competitor for B2B credit data and analytics.
- Visible Alpha (S&P Global / Peel Hunt JV): Provides detailed fundamental data, forecasts, and sell-side consensus on public companies. Overlaps with CreditRiskMonitor's public-company financial coverage and analytics use cases for institutional and corporate buyers.
Emerging players
- RapidRatings: Provides proprietary financial health ratings on public and private companies using a risk analytics methodology. Direct overlap with CreditRiskMonitor's predictive scoring (e.g., FRISK, FAST Rating).
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
CreditRiskMonitor social profiles
Digital presenceCreditRiskMonitor compliance and trust
Trust signalCompliance2 records
CreditRiskMonitor financial estimates
Financial estimateRevenue estimate
Valuation estimate
CreditRiskMonitor leadership team
Management profileNumber of profiles
Profiles3 records
CreditRiskMonitor funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CreditRiskMonitor M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CreditRiskMonitor
What does CreditRiskMonitor do?
CreditRiskMonitor provides a subscription-based credit risk analytics platform that combines proprietary predictive scoring models (FRISK Score, PAYCE Score, FAST Rating, Altman Z-Score) with aggregated third-party ratings from Moody's, Fitch, and DBRS Morningstar to help credit and supply chain professionals assess, monitor, and anticipate B2B financial risk. The platform covers public and private companies globally, with nearly 40% of the Fortune 1000 relying on its solutions. Additional offerings include supply chain risk monitoring, automated extraction and risk scoring of private company financial statements, and a free Trade Contributor Program for crowdsourced payment data.
Is CreditRiskMonitor a public or private company?
CreditRiskMonitor is a public company. It is classified as public and is currently operating.
When was CreditRiskMonitor founded?
CreditRiskMonitor was founded in 2001. It employs 101 to 250 people.
Where is CreditRiskMonitor based?
CreditRiskMonitor is headquartered in Valley Cottage, United States, in the North America region.
How does CreditRiskMonitor make money?
One revenue line is on record: subscription-based Credit Risk Analytics.
Who are CreditRiskMonitor's main competitors?
Direct peers on record are Creditsafe, S&P Global Market Intelligence, Kompany (Moody's), Moody's Analytics, Bureau van Dijk (Moody's), Dun & Bradstreet and Cortera (now part of Dun & Bradstreet). Broad incumbents are Experian Business and Visible Alpha (S&P Global / Peel Hunt JV). RapidRatings is listed as an emerging player.
Does CreditRiskMonitor have an API?
Yes. CreditRiskMonitor offers an API Integration website designed to make integration simple and seamless. The API allows developers to leverage the CreditRiskMonitor API to improve workflow efficiency and communicate reliable, reputable data across teams. The company provides documentation and developer resources at /resources/api-integration. Developer documentation is at www.creditriskmonitor.com/resources/api-integration.
What industry is CreditRiskMonitor in?
CreditRiskMonitor's product category is Credit Risk Analytics. Its primary akta.pro industry code is FSAGAJAM, SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning), with a secondary code of FSAKAKAJ, Credit Education, Monitoring & Consumer Credit Management Tools. Its NAICS code is 56145 and its SIC code is 7320.