What Kachyng does

Kachyng (Kachyng Inc.) is a San Francisco-based private company building an agentic commerce infrastructure platform branded "A-Commerce." The platform is structured as four integrated pillars: IDX (Identity Exchange) issues cryptographic agent identities and Delegation Grant Tokens (DGT) bound to human sponsors; AGX (Agent Gateway Exchange) orchestrates deterministic execution across 275+ enterprise adapters in 50+ operating domains; KYA (Know Your Agent) provides runtime trust, fraud AI, and risk gating; and PRX (Processor Exchange) routes payments processor-agnostically across 110+ global processors with MID portability. Underlying mechanics include Ed25519 signing, temporal hash chains, biometric escalation, and integration with Visa VTS and Mastercard MDES for tokenized credentials that keep agent runtimes out of PCI DSS Requirement 3 scope.

The company serves enterprises in regulated verticals — primarily financial services, healthcare, and broader regulated industries — plus cloud/compute providers and SaaS/platform companies building AI agent experiences. Go-to-market is high-touch enterprise field sales supported by a four-tier partner program (Processor, Cloud/Infrastructure, Platform/ISV, Systems Integrators), with compliance documentation (PCI DSS L1, SOC 2 Type II in progress, HIPAA, GDPR, ISO 27001, FedRAMP-aligned tiers) forming a core sales asset. Revenue mechanics are not publicly disclosed but combine tiered infrastructure subscriptions (Tier 1 multi-tenant through Tier 4 dedicated account) with likely usage-based transaction fees on payments routed through PRX. The company was founded by Resh Wallaja; no other executives, investors, funding rounds, or revenue figures are disclosed.

Name

Kachyng

Legal name

Kachyng Inc.

Website

https://kachyng.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

Kachyng builds A-Commerce, an infrastructure platform that gives AI agents cryptographic identity (IDX), governed execution across enterprise systems (AGX), runtime risk gating (KYA), and processor-agnostic payment routing (PRX), targeting regulated enterprises in financial services, healthcare, and SaaS.

Ownership category

akta.pro rank

Product category

Agentic Commerce Infrastructure

NAICS

Computer Systems Design and Related Services (54151), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industries

Payment Orchestration, Routing & Smart Transaction Management (Crypto) (FSADAIAJ), Account Abstraction & Smart Wallet Tooling (AA SDKs, paymasters, session keys) (FSAPABAK)

Keywords

• Agentic commerce infrastructure
• AI payment orchestration
• Delegation token management
• Processor-agnostic routing
• Agent identity verification

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Platform Subscription / SaaS: Kachyng provides access to its A-Commerce platform (IDX, AGX, KYA, PRX) as a cloud-hosted service with tiered infrastructure isolation (Multi-Tenant, Dedicated Namespace, Dedicated Cluster, Dedicated Account). The platform is described as compliance-ready from day one of provisioning.
2. Usage-Based Transaction Fees: The platform processes payments through processor connections (card networks, ACH, RTP/FedNow) and likely charges based on transaction volume or processing value routed through its infrastructure.
3. Enterprise Infrastructure Tier Pricing: Four provisioning tiers with increasing isolation and compliance scope: Tier 1 Multi-Tenant, Tier 2 Dedicated Namespace (SOC 2, PCI DSS L1, HIPAA), Tier 3 Dedicated Cluster (GDPR, FedRAMP Moderate), Tier 4 Dedicated Account (FedRAMP High). Pricing reflects infrastructure investment.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels6 records

Core offering

Kachyng provides the A-Commerce platform, an integrated execution stack of four pillars (IDX, AGX, KYA, PRX) that enables AI agents to execute real-world transactions on existing payment rails with verifiable identity, bounded authorization, compliance controls, and processor-agnostic routing. The platform issues Delegation Grant Tokens (DGT) for cryptographically signed, scoped, and time-bound agent authority, then routes execution through 275+ enterprise adapters across 50+ operating domains. Deployment options span four infrastructure tiers (multi-tenant through dedicated account with FedRAMP High) to meet PCI DSS Level 1, SOC 2 Type II, HIPAA, GDPR, and ISO 27001 requirements for regulated enterprise customers.

Product overview

Kachyng offers A-Commerce, a unified platform-plus-modules architecture for agentic commerce. The platform comprises four integrated core products: IDX (Identity Exchange) for cryptographic agent identity and delegation management; AGX (Agent Gateway Exchange) for multi-system execution orchestration and policy governance; KYA (Know Your Agent) for runtime trust scoring and risk enforcement; and PRX (Processor Exchange) for processor-agnostic payment routing. These pillars are tied together through the A-Commerce platform layer, which unifies web, chat, and agent-native commerce. Supporting infrastructure includes an Agent Marketplace with 275+ enterprise adapters (SAP, Workday, Epic, SWIFT, IBM Maximo, PTC Windchill, Siemens Teamcenter, Snowflake, Fireblocks), a REST API with webhook support, and SDKs for Node.js, Python, and Java.

Differentiator

Problem solved

Functional benefit

Products and services

• A-Commerce Platform Unified agentic commerce platform combining identity (IDX), orchestration (AGX), trust and compliance (KYA), and payment processing (PRX) into one execution stack that enables AI agents to transact on traditional payment rails with verifiable identity, bounded authorization, compliance controls, and processor freedom.
• IDX — Identity Exchange Cryptographic identity layer for AI agents that issues machine identities and synthetic agent IDs federated to enterprise identity providers such as Okta and Azure AD, manages Delegation Grant Tokens (DGT) with scoped and time-bound authority, and enables real-time revocation and trust propagation across organizational boundaries.
• AGX — Agent Gateway Exchange Execution control plane that orchestrates actions across multiple enterprise systems (ERP, CRM, billing, procurement, payment), turning probabilistic AI intent into deterministic governed outcomes with step-level policy enforcement, PII/PCI guardrails, idempotency, and signed audit trails across 275+ enterprise adapters.
• KYA — Know Your Agent Runtime trust and risk-scoring engine for agent, human, and channel interactions that evaluates identity, delegation validity, behavioral consistency, and compliance status before transaction execution, providing fraud AI, behavioral signals, and real-time decisioning to block out-of-scope agent actions.
• PRX — Processor Exchange Processor-agnostic payment routing and settlement layer connecting to 110+ global processors, card networks, ACH, and real-time payment systems (RTP/FedNow), enabling MID portability, route strategy per transaction, failover, and full audit continuity without platform lock-in.
• Agent Marketplace Catalog of 275+ enterprise adapters connecting AI agents to enterprise systems (SAP, Epic, Workday, SWIFT, PTC Windchill, IBM Maximo, Siemens Teamcenter, Snowflake, Fireblocks, AVEVA PI System, SAM.gov, etc.) across 50+ operating domains with 1,500+ pre-built workflows installable without integration engineering.
• Kachyng API REST API providing endpoints for identity (principals, delegations, verification, revocation), execution (authorization, risk evaluation, policy simulation), and payments (routing, authorization, capture, void, refund) with OAuth authentication, idempotency keys, signed events, trace IDs, and webhook support for execution and payment events, available via private beta.
• SDK Ecosystem Software development kits for Node.js, Python, and Java including @kachyng/login-sdk (authentication), @kachyng/agent-verify-sdk (delegation verification), @kachyng/agent-wallet-sdk (spending authority), @kachyng/ai-assistant-sdk (chat interface), and @kachyng/ai-commerce-sdk (store agent-readiness), shipped via private npm registry.

Quantifiable outcome

• Median partner integration cycle: 2-4 weeks depending on payment stack complexity
• +3 more outcomes

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration19 records

AI capability6 records

Feature7 records

Partnerships

Five partnerships are on record, tiered core and key.

• Design Partner (Live Proof)coreStrategic or Co-development Partner · 24 March 2026A design partner ran the end-to-end proof of Kachyng A-Commerce with a real merchant catalog, demonstrating AI agent storefront discovery, signed offer issuance, checkout, identity verification, wallet authority evaluation, and transaction approval/rejection based on delegated spending limits.
• Processor and Payments PartnerscoreTechnology or IntegrationPartners providing joint routing and failover patterns across processor portfolios, faster enterprise onboarding for complex payment environments, and shared pipeline for high-value regulated and global opportunities. PRX connects to 110+ global processors including card networks, ACH, and RTP/FedNow rails.
• Cloud and Infrastructure PartnerskeyTechnology or IntegrationPartners supporting private, sovereign, and hybrid deployment models for regulated and high-control operating environments. Joint work on private-cloud and hybrid reference deployment blueprints, aligned compliance posture for Tier 2-4 regulated accounts, and accelerated production go-live through validated patterns.
• Platform and ISV PartnerskeyTechnology or IntegrationPartners embedding autonomous commerce execution into existing products without forcing customer re-platforming. Co-developed product paths for embedded agentic execution, clear integration contracts for identity, risk, and payment surfaces, and commercial alignment around vertical expansion.
• Systems IntegratorskeyImplementation/ SI/ Consulting PartnerImplementation partners delivering production-grade services for enterprise programs with strict compliance and governance requirements. Joint implementation playbooks for enterprise rollout and cutover, joint services model for architecture, integration, and operations, and repeatable delivery model for high-complexity deployments.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Fireblocks: Fireblocks is a digital asset custody and payments infrastructure platform. Kachyng explicitly integrates with Fireblocks for stablecoins and institutional custody, indicating overlapping customer bases in fintech and digital asset commerce adjacent to agentic payment flows.
• Skyfire: Skyfire is an emerging payment network purpose-built for AI agents, enabling autonomous transactions via stablecoins and traditional rails. It is one of the closest direct competitors in the nascent agentic payment infrastructure category that Kachyng is creating.
• Nevermined: Nevermined provides AI agent commerce infrastructure with pay-per-call APIs and agent-to-agent payment primitives. It targets the same emerging A-Commerce category from an AI-native developer tooling angle rather than Kachyng's enterprise compliance-led approach.

Direct peers

• Dwolla: Dwolla is an ACH-focused payment API platform serving fintechs and enterprise platforms. Like Kachyng, it provides API infrastructure for non-card payment rails (ACH, RTP) and targets regulated industries needing compliance-ready payment initiation.
• Modern Treasury: Modern Treasury provides payment operations APIs for ACH, wire, and real-time payments with enterprise-grade orchestration. Its API-first approach to payment initiation, tracking, and reconciliation directly parallels Kachyng's PRX layer for AI agent-initiated transactions.

Broad incumbents

• Visa: Visa operates the world's largest card network and provides Visa Token Service (VTS) which Kachyng integrates with. Visa has publicly explored agentic commerce initiatives and represents both a key partner and a potential competitor at the network level.
• Adyen: Adyen is a global enterprise payment processor serving large merchants with unified commerce infrastructure. Its enterprise GTM, multi-processor connectivity, and regulated-vertical focus closely mirror Kachyng's target customer profile and PRX routing value proposition.
• Stripe: Stripe is the dominant global payment infrastructure platform with extensive API-based merchant payment processing. While not purpose-built for agentic commerce, Stripe has publicly explored agentic payment capabilities and represents the most likely incumbent to compete head-on with Kachyng's PRX layer.
• Plaid: Plaid is the dominant financial data connectivity and account-linking platform in North America. Its identity/account verification infrastructure and enterprise FinServ customer base make it a natural adjacent player if it expands into agent identity and delegation (IDX equivalent).
• Mastercard: Mastercard operates a global card network and provides Mastercard Digital Enablement Service (MDES) which Kachyng integrates with. Like Visa, Mastercard is both a critical infrastructure partner and a potential competitor as it develops agentic commerce standards.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks3 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/1799430

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kachyng