What Microlink Solutions Berhad does

Microlink Solutions Berhad is a Malaysian-listed technology company (Bursa Malaysia Main Market, Stock Code 0126) operating as a system integrator, proprietary solutions provider, and trading/distributor of enterprise hardware and software. Founded in 1994 as a core banking solutions provider and now part of the OMESTI Group, the company serves financial institutions, government agencies, and telecommunications operators primarily in Malaysia, with regional presence in Singapore, Indonesia, Vietnam, and Bahrain through subsidiaries.

Its technology portfolio centers on the proprietary Ultron/MiBS Core Banking System built on a modular Java/.NET architecture that delivers 99.96% availability and supports incremental legacy modernization. Adjacent proprietary offerings include the OneSolution Loan Management System, AI-enabled digital onboarding (sub-five-minute, 90+ data points), a multilingual chatbot (English, Mandarin, Malay), real-time dark-web scanning for fraud prevention, Retrieval Augmented Generation for document/image query, and no-code AI predictive maintenance. Enterprise solutions also encompass cloud, cybersecurity (including Group-IB), Integration Platform (iPaaS), managed services, and Power Platform business applications.

The business operates three revenue streams: (1) system integration and project-based professional services, where large multi-year contracts are common (e.g., RM48.6M Co-opbank 24-month implementation + 3-year maintenance); (2) proprietary software licensing with recurring maintenance revenue from long-tenured banking clients; and (3) trading and distribution of enterprise hardware and software from principals such as IBM, HPE, Oracle, Lenovo, Aruba, Alibaba Cloud, Stratus, Sangfor, and Group-IB through a channel network of more than 250 system integrators, vendors, and providers. Go-to-market is primarily direct enterprise field sales to large financial institutions and government agencies, complemented by the channel distribution network and international subsidiaries.

Name

Microlink Solutions Berhad

Legal name

Microlink Solutions Berhad

Website

https://microlink.com.my

Company type

Public

Founded year

1994

Operating status

Operating

Headcount range

251–500 employees

Short description

Microlink Solutions Berhad is a Malaysia-listed technology company that builds and integrates proprietary core banking, AI-enabled fraud prevention, and public-sector systems, distributing enterprise hardware and software through a 250+ partner channel across Southeast Asia and the Middle East.

Ownership category

akta.pro rank

Product category

Enterprise IT Solutions

NAICS

Computer Systems Design and Related Services (5415), Computer Systems Design and Related Services (54151), Computer Systems Design Services (541512)

SIC

Services-Computer Integrated Systems Design (7373), Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)

akta.pro primary industry

Network, Infrastructure & Data Center Integration (BPAEAAAK)

akta.pro secondary industries

AI/ML Solution Integration & MLOps Enablement (BPAEAAAJ), Data/Apps Connectivity & Adapters (Connectors, Drivers, SDKs) (HDAEAIAK), API Development, Integration & Microservices Modernization (BPAEAFAD)

Keywords

• Core banking systems
• Financial software solutions
• Enterprise system integration
• IT infrastructure distribution
• Public sector technology

Headquarters

HQ city

Kuala Lumpur

HQ country

Malaysia

HQ region

Asia

Offices5 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Supply Chain, Infrastructure, Marketing or Sales

Revenue model

1. System Integration and Implementation Services: Design, build, deploy, and manage IT projects for enterprise clients. Revenue generated from large-scale transformation projects including core banking upgrades, digital transformation initiatives, and government IT projects. Projects are typically one-time with ongoing maintenance contracts (e.g., 24-month implementation + 3-year maintenance for Co-op Bank RM48.6M project).
2. Proprietary Software Licensing: Licensing of proprietary products including flagship Core Banking System (Ultron/MiBS), Loan Management System (OneSolution LMS), and AI-powered solutions. Generates recurring maintenance and support revenue from licensed clients with long-term relationships (20+ years with some banking clients).
3. Trading and Distribution (Hardware/Software Resale): Trading of hardware and software between global and local companies through subsidiaries. Acts as value-added distributor for global principals (IBM, Lenovo, HPE, Oracle, Aruba, Alibaba Cloud, Group-IB, TMax Tibero DB, Stratus). Revenue from product resale with value-added services including training and support to channel partners.
4. Managed Services: Ongoing managed IT services including application management, change management, business continuity, and system security. Provided as part of project delivery and through standalone engagements (e.g., IT operations management for telecom clients in the Middle East).

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Microlink Solutions Berhad designs, builds, deploys, and manages enterprise IT projects for financial institutions, government agencies, and telecom operators, anchored by its proprietary Ultron/MiBS Core Banking System and supplemented by OneSolution Loan Management System, AI-enabled Digital Onboarding, fraud prevention solutions, an iPaaS integration platform, cloud, cybersecurity, and managed services. Through its Trading & Distribution business pillar, the company also acts as a value-added distributor of enterprise hardware and software from global principals (IBM, HPE, Oracle, Lenovo, Aruba, Alibaba Cloud, Group-IB, Sangfor, Stratus) to a channel network of over 250 system integrators, vendors, and providers across Malaysia and Southeast Asia.

Product overview

Microlink Solutions Berhad is a technology solutions provider operating as a system integrator, solutions provider/innovator, and trader/distributor. The company offers a platform-plus-modules architecture centered on proprietary Core Banking Systems (Ultron and MiBS), supplemented by enterprise solutions including Cloud Services, Cybersecurity, Integration Platform (iPaaS), Managed Services, and AI-powered capabilities. Solutions span five verticals: Financial Services (core banking, digital onboarding, fraud prevention), Telecommunications (billing/CRM), Public Sector (road security, digital court, business registry), Enterprise Solutions (cloud, cybersecurity, iPaaS, AI predictive maintenance), and Trading & Distribution (enterprise hardware/software). Key proprietary products include Ultron Core Banking System (real-time omni-channel platform), MiBS Core Banking Platform (established 20+ year platform), OneSolution Loan Management System, AI-Enabled Digital Onboarding, Microlink Chatbot, and the APSS (Advance Passenger Screening System). The company also distributes hardware/software from principals including IBM, Lenovo, HPE, Oracle, Aruba, and Alibaba Cloud through a channel network of over 250 partners.

Differentiator

Problem solved

Functional benefit

Products and services

• Ultron Core Banking System Real-time Omni-Channel Core Banking platform enabling customers to perform banking transactions anytime, anywhere, on any device. Open platform providing flexibility in selecting system platforms and application servers, with modules integrated in a single platform.
• MiBS Core Banking Platform Core banking platform with over 20 years of deployment history serving cooperative banks and financial institutions, supporting both conventional and Shariah-compliant operations.
• Cloud Services Scalable, secure cloud offerings providing enhanced performance, reliability, and cost-efficiency tailored to specific business needs, including Alibaba Cloud distribution through First Solution Sdn Bhd.
• Cybersecurity Solutions Advanced cybersecurity solutions including real-time threat detection, managed XDR (Extended Detection and Response), dark-web database scanning, and risk management with expert-driven security services.
• Integration Platform (iPaaS) Cloud-native, low-code integration platform that unifies business processes, streamlines data management, and automates workflows with intelligent, scalable solutions designed for modern enterprises.
• Managed Services Comprehensive functional and IT support including application management, change management, business continuity, and system security to ensure operations remain secure, efficient, and resilient.
• AI Predictive Maintenance Advanced AI solution providing comprehensive analysis and real-time insights for asset management. Predicts failures, optimises maintenance schedules, and reduces downtime through easy-to-use, no-code AI models.
• OneSolution Loan Management System Loan management solution tailored for public-sector housing finance. Includes simplified online application submission, shorter loan processing turnaround times, real-time account enquiry services with extended service hours, and customisations for LPPSA.
• Advance Passenger Screening System (APSS) Immigration screening system that checks passenger information before arrival at entry points, enabling authorities to identify potential safety risks earlier and take proactive action. Part of the National Integrated Immigration System (MyNIISe) project.
• Road Awareness Security (AwAS) Traffic monitoring solution that reduces road fatalities by monitoring road activities, integrating seamlessly with existing camera networks and in-house systems for government road-safety applications.
• Digital Court Technology Automated court delivery system improving work performance and efficiency, featuring online document filing, 24-hour access, and enhanced security for judicial processes.
• Business Registry Solutions Platform simplifying company incorporation and business processes; users can manage cases, revenue, content, and dashboard functions in one centralised location for public-sector registry operations.
• Billing and Revenue Management for Telecom Billing operations streamlining and new revenue stream generation for telecommunications providers. Includes invoice generation, transaction and contract management, and third-party payment gateway integration.
• Customer Relationship Management for Telecom Customer-service simplification and sales-driving solution for telecom operators, consolidating data from all customer touchpoints with insights to drive conversion and build brand loyalty.
• Enterprise Hardware and Software Distribution Trading and distribution of enterprise technology products including servers, cloud solutions, hyperconverged infrastructure, storage systems, and software from global principals (IBM, Lenovo, HPE, Oracle, Aruba, Alibaba Cloud, Sangfor, Stratus, TMax Tibero DB, Group-IB) across a channel network of over 250 system integrators, vendors, and providers.

Quantifiable outcome

• AI digital onboarding completed in under five minutes, scanning over 90 data points with facial verification, document authentication, and device fingerprinting
• +4 more outcomes

Named customers9 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability10 records

Feature11 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Alibaba CloudcoreChannel Partner/ Reseller/ Distributor · 1 September 2024First Solution Sdn Bhd appointed as official distributor of Alibaba Cloud in Malaysia. Empowers Malaysian businesses with world-class cloud solutions. Part of the distribution group's strategy to expand cloud offerings.
• Huawei TechnologiescoreStrategic or Co-development Partner · 4 October 2022Landmark project in the Kingdom of Bahrain for IT operations management on behalf of a leading regional telecommunications service provider. Carried out by Microlink subsidiary Microlink Systems Sdn Bhd. Project scope includes maintenance of existing applications, managed services, and helpdesk support (BSS, ERP suite, office productivity tools). Foundation for expansion into the Middle East region.
• Group-IBcoreTechnology or Integration · 9 February 2022Microlink Group added cybersecurity solutions to its portfolio through partnership with Group-IB. Group-IB provides globally accredited solutions for detecting and preventing cyberattacks, online fraud, and IP protection. Partnership addresses the growing cyber crime risk for organisations.
• DanapuricoreStrategic or Co-development Partner · 8 June 2021Strategic joint venture formed between Microlink Solutions Berhad and Danapuri for major digital transformation projects. Aimed at pursuing significant digital transformation initiatives in the Malaysian market.
• Chinasoft InternationalcoreStrategic or Co-development Partner · 1 June 2021Microlink signed a Co-operation Agreement with Chinasoft International, a major Chinese software giant. Milestone agreement for technology cooperation between the two companies.
• Strateq Sdn BhdcoreTechnology or Integration · 10 February 2020Applied Business Systems (ABS), Microlink subsidiary, received an order from Strateq for the provision of Oracle Exadata Database Machine deployed for Malaysian tax authority LHDN's Hasil Integrated Tax System (HITS). Order value RM35.7 million for supply, delivery, installation, and maintenance over three years.
• HPE (Hewlett Packard Enterprise)coreChannel Partner/ Reseller/ Distributor · 21 November 2019Formis Systems & Technologies (FST) appointed as HPE Value-Added Distributor in Malaysia. Strategic partnership bringing together enterprise delivery and technology services. Track record with HPE goes back to being Tier 1 reseller in the late 1990s. FST has garnered various awards and recognition from HPE.
• Sangfor TechnologiesminorChannel Partner/ Reseller/ Distributor · 10 April 2019Partnership announced by Formis Systems & Technologies (FST) with global vendor of IT infrastructure solutions. Sangfor solutions include Cloud Computing, Network Security, Network Optimisation, and Internet Access Management. Targets financial services, enterprise, and government-linked companies in Malaysia.
• Stratus TechnologiesminorChannel Partner/ Reseller/ Distributor · 28 November 2018Distribution agreement signed by Formis Systems & Technologies (FST). Stratus provides availability solutions for critical infrastructure including ztC Edge, ftServer, everRun, and VSeries products. Addresses demand for 24/7 business operations and fast track into emerging digital markets.
• OraclecoreTechnology or IntegrationABS (Applied Business Systems) is an approved distributor of Oracle systems in Malaysia. Provides Oracle Exadata Database Machine for government and enterprise projects, delivering value-added services including pre-sales consultancy, customer support, and maintenance.
• IBMcoreChannel Partner/ Reseller/ DistributorIBM is one of the global hardware/software principals represented through the Trading & Distribution business pillar. IBM distribution has been recognised with multiple awards including IBM Top Distributor Awards 2018. Products include enterprise servers, storage systems, and data centre solutions.
• LenovominorChannel Partner/ Reseller/ DistributorLenovo is one of the global hardware principals represented through the Trading & Distribution business pillar, including enterprise range servers and storage systems. Distribution team has received recognition from Lenovo.
• Aruba (HPE)minorChannel Partner/ Reseller/ DistributorFormis Systems Technology, part of the Microlink Distribution Group, appointed as Aruba's Data Center authorised partner. Provides enterprise networking and data centre solutions.

Scale indicators10 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Silverlake Axis: Malaysian-listed (Bursa) core banking software and systems integration provider serving banks across Southeast Asia. Highly comparable to Microlink on core banking IP (Silverlake Integrated Banking System) plus FSI-focused SI services, with similar Malaysian/SEA footprint.
• HeiTech Padu Berhad: Malaysian government-linked IT services and systems integration company, listed on Bursa Malaysia. Comparable to Microlink's Public Sector vertical with overlapping government contracts, similar SI + proprietary software mix, and Malaysian domicile.
• Datasonic Group Berhad: Malaysian-listed technology company providing secure identification, immigration, and government digital solutions. Directly comparable to Microlink on public sector security/identity systems and Malaysian government tender wins.
• SNS Network Technology: Malaysian-listed IT distribution and enterprise solutions provider. Comparable to Microlink's Trading & Distribution pillar with overlapping global principal relationships and Malaysian channel coverage.
• Persistent Systems (BFSI): Global IT services company with strong Banking & Financial Services practice covering modernization, digital onboarding, and core banking transformation. Comparable to Microlink's FSI SI and digital banking offerings, but at much larger global scale.

Broad incumbents

• Temenos: Global leader in core banking software serving 3,000+ banks across 150+ countries. Comparable to Microlink's Ultron/MiBS as a competing core banking platform vendor, but at materially larger scale with broader geographic reach.
• Finastra: Large global financial services software vendor offering core banking, lending, and treasury solutions. Comparable to Microlink's banking software stack with much broader global footprint and larger R&D budget.

Emerging players

• Workato: Cloud-native iPaaS / enterprise automation platform competing in the same integration and workflow automation category as Microlink's Integration Platform (iPaaS). Comparable on product functionality though Workato operates at much larger global SaaS scale.

Regional players

• Iris Corporation Berhad: Malaysian-listed technology company with digital identity, secure documents, and government IT solutions. Comparable to Microlink's public sector identity/immigration offerings (e.g., APSS) with similar Malaysian-centric business mix.
• ABM Fujiya Berhad: Malaysian-listed technology company providing IT services, system integration, and enterprise solutions. Comparable to Microlink on Malaysian enterprise SI and government digital services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries19 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Microlink Solutions Berhad