What Auco.ai does

Auco.ai (legally MICONTRATO S.A.S.) is a Colombian-based SaaS provider, founded in 2021 and headquartered in Medellín, that operates an AI-driven electronic-signature, identity-validation, and document-automation platform. The company's flagship product, Aucoface, performs biometric matching between identity documents and selfies or video with claimed 99.2% fraud-detection accuracy, leveraging models trained on more than 10 million identity-validation processes. The signature distribution differentiator is a WhatsApp-based signing workflow executed through a Meta Business Partners integration, enabling end users to complete identity verification and electronic signatures inside WhatsApp without installing additional applications. The platform is delivered through a self-serve web product (app.auco.ai), an iframe-based SDK (auco-sdk-integration npm package), and a REST API (v1.5) supporting enterprise embedding.

The product portfolio extends beyond core e-signature into template-driven document automation, blockchain-backed document storage, background checks against 530+ international KYC/SARLAFT/SAGRILAFT lists across 90 countries, Colombia-specific social-security validation via PILA data, and the Guardián de Identidades collaborative anti-fraud community, where over 1,000 participating companies share real-time fraud reports. The company holds multiple electronic-signature certifications—ADALID and GSE in Colombia, NOM-151 in Mexico—plus ISO 27001, ISO 27701, GDPR compliance, and Colombian Law 527/1999 and Decree 2364/2012 alignment, positioning it as one of the more credentialed Latin American e-signature vendors serving regulated workflows.

Auco monetizes via annual credit-bundle subscriptions where one credit is consumed per document sent, identity validation, or background-check query; credits expire at term end, yielding a hybrid subscription/usage-based model with professional services for custom document automation and paid API integration advisory beyond an included 60-minute threshold. Distribution combines product-led growth (14-day free trial, no credit card required) with API-first enterprise sales. Named customers span financial services (Grupo Reditos, Sempli, ePayco), retail (Leonisa), energy (Celsia), construction (ConConcreto), and chambers of commerce, with coverage across 6 countries operating markets and 14 countries with validated identity-document support.

Name

Auco.ai

Legal name

MICONTRATO S.A.S.

Website

https://auco.ai

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Auco.ai is a Colombian SaaS company that provides AI-driven electronic-signature, identity-validation, and document-automation workflows via WhatsApp and APIs. It serves 1,000+ enterprises across 6 Latin American countries with regulated KYC and fraud-prevention use cases.

Ownership category

akta.pro rank

Product category

Electronic Signature & Identity Verification

akta.pro primary industry

Identity Verification, Proofing & KYC (IDV) (HDAEAJAI)

Keywords

• Electronic signature platform
• Identity validation
• Document automation
• Fraud detection
• KYC compliance

Headquarters

HQ city

Medellín

HQ country

Colombia

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Credit-Based Subscription Plans: Annual subscription plans providing a credit bundle. Credits are consumed per process: each document sending, identity validation, or background check query uses one credit. Credits expire at the end of the 12-month subscription period. Additional credit bundles can be purchased when the contracted volume is exceeded.
2. Usage-Based Credit Consumption: One credit is consumed per: (1) each document sending to one or multiple parties via automated templates, 'Upload document for signature', or API integration; (2) each background check query in restriction lists. Unused credits are forfeited at plan expiration.
3. Document Automation Service (Professional Services): For companies requiring custom document automation beyond standard templates, AUCO offers bespoke automation services priced individually based on complexity, document length, and number of variables.
4. API Integration Advisory: 60 minutes of free integration advisory included with any plan. Additional advisory hours are charged at a minimum of $50 USD per hour for API integration consulting.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels13 records

Core offering

AUCO provides an AI-driven platform that combines electronic signatures, biometric identity validation (AucoFace), fraud detection, and document workflow automation. Customers send documents for signature through web or WhatsApp, validate signer identity via AI with 99.2% fraud-detection accuracy, run KYC and background checks against 530+ international restriction lists, and store signed documents on blockchain for legal non-repudiation. A collaborative anti-fraud community (Guardián de Identidades) lets member companies share real-time fraud blacklist data.

Product overview

AUCO is a unified document automation platform with identity validation and electronic signature capabilities. The core AUCO Platform enables document signing via WhatsApp and web with AI-powered fraud detection. Core modules include Aucoface (biometric identity validation) and the Guardián de Identidades (collaborative anti-fraud network). The product suite includes multiple specialized SDKs: Document Upload SDK, Document Signing SDK, Document Approval SDK, Package Signing SDK, Document Reading SDK, Template Filling SDK, Aucoface SDK, and Attachments SDK. Backend API modules provide Background Check services (international KYC lists across 90 countries) and Social Security Validation (Colombia PILA data). The platform integrates natively with WhatsApp for user-facing workflows.

Differentiator

Problem solved

Functional benefit

Brands

• Aucoface: AI-powered identity validation through document and selfie verification
• Guardián de Identidades

Products and services

• AUCO Platform Unified document automation and electronic signature platform that enables identity validation, fraud detection, and legally-binding document workflows via WhatsApp and web for businesses in Latin America.
• Guardián de Identidades (Anti-Fraud Community) Collaborative fraud-detection database where 1,000+ member companies report and query fraud attempts in real time, providing blacklist validation across the AUCO customer network for identity verification processes.
• Background Check Service API service that validates persons against local restriction lists and international KYC, SARLAFT, and SAGRILAFT lists across 530+ international lists in 90 countries, used for onboarding and compliance checks.
• Social Security Validation (Colombia PILA) Colombia-only API service that queries personal information and social security contribution history from PILA data, returning employer information and contribution periods from approximately the last 12 months.

Quantifiable outcome

• 99.2% fraud detection accuracy
• +3 more outcomes

Named customers7 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability8 records

Feature9 records

Partnerships

One partnership is on record.

• Meta Business Partners (WhatsApp)coreTechnology or IntegrationAUCO is integrated with Meta's WhatsApp Business platform enabling document signing and identity validation workflows through WhatsApp. This partnership enables AUCO's customers to reach signers via WhatsApp, leveraging Meta's messaging infrastructure for the electronic signature process.

Scale indicators7 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Onfido: AI-based identity verification and KYC/AML platform competing for the same fintech, lender and regulated-enterprise customers that Auco serves with Aucoface and its background-check module.
• ClickSign: Brazil-based digital signature and document workflow SaaS with strong LATAM traction; competes with Auco for fintechs, lenders and chambers seeking e-signature and identity validation bundles.
• Autentique: Latin American (Brazil-led) electronic signature and document automation platform directly competing with Auco for SMB and enterprise signing workflows in the region.
• Veriff: AI-driven identity verification with biometric and document fraud detection; overlapping product surface (AI IDV + AML list screening) with Auco's Aucoface and Background Check modules.
• Jumio: End-to-end identity verification, eKYC and AML provider; competes head-to-head with Aucoface for enterprise onboarding workflows, including KYC against PEP/sanctions lists.

Broad incumbents

• DocuSign: Global leader in electronic signature and CLM, with growing LATAM presence. Directly overlaps Auco's e-signature + identity-validation core offering but operates at vastly broader scale and product breadth.
• Adobe Acrobat Sign: Adobe's enterprise e-signature solution bundled into Document Cloud, competing with Auco for regulated, compliance-heavy document workflows globally and increasingly in LATAM.

Regional players

• Validated ID: Iberian/LATAM provider of qualified electronic signature, KYC and digital onboarding overlapping Auco's regulated-identity and signing capabilities across Spanish-speaking markets.
• Truora: LATAM-focused identity verification and background-check API provider; directly comparable to Aucoface + Background Check, but with geographic concentration in Colombia and Mexico similar to Auco.
• Certisign: Brazilian certification authority and digital signature provider with deep regulatory standing; analogous position to Auco's GSE/ADALID/NOM-151 stack in adjacent LATAM geography.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/AucoAutomatizacion

Compliance10 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Auco.ai